Business & Economy
Mixing Religion and Financial Planning PDF Print E-mail
News Releases - Business & Economy
Written by Ginny Grimsley   
Monday, 17 November 2014 11:06

Spreading the ‘Good News’ of Sound Financial Planning
Money Management Has Common Cause with Theological Guidance, Says Money Minister

These days, if you want the kind of prosperity, peace and hope in your life for which the Bible is a guide, you need sound financial advice, says “Money Minister” C. Ernie Nivens, (, author of “Baker’s Dozen: 13 Insights from Highly Successful Financial Advisors.”

“I can’t tell you how many clients have had a look of fear and dread in their eyes when I first sat down with them. They were frantic with worry about running out of money in their retirement years,” says Nivens, a 20-year United Methodist minister and global church growth consultant who has focused his passion for learning on financial issues since 1990.

“As my career as a financial planner grew, I was struck by how similar spiritual advising is to financial advising. A retiree who is running out of money and is facing the uncertainty of relying on Social Security and Medicare faces quite a crisis. Essentially, they’re wondering if they can afford to live.”

For Christians, the “good news” refers to Jesus’ message of hope. Nivens says he’d like to spread his financial gospel, which includes strategies for protecting and successfully using one’s own money.

Nivens cites scripture and connects it with what Americans can do to better afford their lives and financially support others.

•  1-Timothy 5:3 – “Take care of widows who are destitute.” Many senior widows face not only destitution, but also the need for long-term care. With the flood of baby boomers currently retiring, and the fact that women live longer men, scripture remains relevant to today’s most important issues, which includes long-term medical care for the elderly. About 70 percent of people over age 65 can expect to need long-term care services at some point in their lives. That varies in cost depending on circumstances, even with the help of Medicare. Consulting a financial planner about implementing wealth preservation strategies long before you or a loved one needs long-term care is a prudent precaution.

•  Proverbs 23:10 – “Don't stealthily move back the boundary lines or cheat orphans out of their property ….” The Bible is filled with ethical guidelines regarding cheating people out of what is rightfully theirs. But modern estate management is rife with moving boundary lines as tax legislation changes the rules. That makes it difficult for many people to ensure they – and their heirs – keep what is theirs. To afford life in retirement and leave a legacy for one’s family, the three most important areas to understand are how estate taxes work, critical documents and management tactics. If you’re a wealthy individual, for example, umbrella liability insurance adds an extra layer of protection between your assets and a potential lawsuit.

•  Acts 20:35 – “In everything I've done, I have demonstrated to you how necessary it is to work on behalf of the weak and not exploit them. You'll not likely go wrong here if you keep remembering that our Master said, ‘You're far happier giving than getting.’ ” Americans are a generous people, giving an estimated $300 billion a year to charity. From veterans’ issues to ALS to children with cancer to homelessness, giving is in the DNA of those who have prospered from a solid work ethic. When giving, know how your money will be spent – ask questions. And, consider giving to organizations that need it; many universities and hospitals are flush with money. Finally, consider giving your time as well – volunteering is rewarded with great satisfaction.

About C. Ernie Nivens

C. Ernie Nivens, (, entered the United Methodist Church ministry while working his way through college. After completing his bachelor’s degree in English from Francis Marion University, he earned his Master’s of Divinity from Emory University’s Candler School of Theology. He retired from the ministry in 1990 and began his career as a financial professional. Nivens completed his master’s in Financial Services, MSFS, with an AEP (Accredited Estate Planner), in 2002. A popular speaker in the industry, he is also the author of three books: “Bakers Dozen,” “A Light in the Darkness: Insights of a Southern Christian Gentleman,” and “Southern Fried Hope,” a mystery.

Job Training Services Available for Older Veterans PDF Print E-mail
News Releases - Business & Economy
Written by Susan Jackson   
Tuesday, 11 November 2014 13:40
Muskogee, Okla. – This year’s commemoration of Veteran’s Day is a reminder that many U.S. veterans are still unemployed. Experience Works is providing the tools older veterans need to succeed.

“It’s about making sure older workers have the skills and confidence to compete in today’s workforce. Retirement just isn’t an option for the people we serve.” says Experience Works CEO Sarah Biggers.

Experience Works used the Senior Community Service Employment Program (SCSEP) to put Vietnam veteran Harvey Borchardt on a path to a new career. He started with a paid community service assignment as an archivist and grant writer at the USS Batfish Submarine and Military Museum.

Then, acting on a job lead from Experience Works’ staff, he was hired as a veteran customer representative for the U.S. Department of Veterans Affairs in Muskogee, Okla.

‘Enrolling in the program opened doors to opportunities that I never knew existed,” says the 67-year-old Borchardt. Still working in this position, he has not only topped minimum wage, but is earning more than the median income for the area.

SCSEP is funded through the U.S. Department of Labor and targets low-income people age 55 and older who have difficulty finding jobs. Participants earn minimum wage while updating their skills in community service assignments at local public and nonprofit organizations. Other benefits include access to computer and customized training, jobs clubs, and job search assistance.

Borchardt, like so many others, dropped out of the workforce to care for aging parents. A few years later, it was a different economy and he struggled to find work. In the interim, he hoped to increase his employability by earning a bachelor’s degree and two master’s degrees from Northeastern State University. That still didn’t help. After sending out more than 200 resumes with no responses, he reached out to Experience Works for help.

Experience Works is a national nonprofit operating in 30 states and Puerto Rico. For more information, or to find out if services are available in your community call toll free 866-EXP-WRKS or visit


Iowa's October WFI Is Nation’s Seventh Best PDF Print E-mail
News Releases - Business & Economy
Written by Cara Eccleston   
Tuesday, 11 November 2014 13:32

October Summary

  • Iowa’s WFI ranked 7th best in the nation, which was off from September’s ranking of 5th.
  • Iowa’s job market, based on online openings, is healthy.
  • In absolute numbers, the greatest numbers of online job openings were in Management, followed by Sales and next Customer Services positions.
  • As a percent of employment, the largest numbers of online openings were in Finance, Engineering, and then Information Technology positions.

Iowa WFI. AIM’s August Work Force Index (WFI) dipped to a very strong 85.6 from September’s 87.7. The WFI is a statistically based measurement tool produced by AIM, a nonprofit organization in Des Moines, Iowa. The Index is a ratio of unique online job postings and the number of unemployed in Iowa (not seasonally adjusted). The Index ranges between 0 and 100. A WFI below 50.0 indicates short-term job contraction while an Index above 50.0 indicates job expansion. At 85.6, Iowa’s WFI is in a range indicating a very healthy level of job openings.

On-Line Openings. In October, online job postings listed the largest number of open positions in absolute numbers in 1) Management, followed by 2) Sales, and 3) Customer Services positions. As a share of employment, the largest numbers of job openings in descending order were in: 1) Finance, 2) Engineering, and 3) Information Technology. These rankings were unchanged from September.

To view Video Summary, Click Here!

About the AIM WorkForce Index AIM and the Creighton University College of Business produce the AIM WorkForce Index each month to track the relationship between the WFI and Creighton’s Mid-America Business Expectation Index and the changes in the U.S. Gross Domestic Product. This comparative analysis not only measures the relative strength of the Greater Omaha labor market, but also shows how it compares to regional business expectations and actual national economic performance. This type of information is of value to both the employer and the job applicant as they develop plans and strategies for participation in the local and regional labor market. For more information on the WFI, please visit,, or

About AIM AIM is a not-for-profit community organization that promotes technology to empower people, enhance organizations, and create brilliant communities. AIM’s signature services include Careerlink – the region’s leading career development website, Infotec – the Midwest’s premier business and IT conference, and Hatchfund – a crowd funding source for artists. For more information about our services - training, youth programs, research and more - visit

Golden Corral Restaurants Salute America’s Heroes with 14th Annual Free Dinner on Military Appreciation Monday, Nov 17 PDF Print E-mail
News Releases - Business & Economy
Written by Dolly Mercer   
Friday, 07 November 2014 11:56

Gary Sinise and Collective Soul Help Salute Our Nation’s Heroes

RALEIGH, N.C. (Oct, 2014) – On Monday, Nov. 17, Golden Corral will thank thousands of active duty and retired United States military personnel for their service with a free dinner buffet and beverage, while raising donations for DAV (Disabled American Veterans). A tradition started 13 years ago to celebrate our nation’s heroes, Golden Corral’s Military Appreciation Monday has served more than 4 million complimentary meals to military personnel and generated more than $8.8 million dollars in guest contributions to support community-based service initiatives for veterans.

“Our 45,000 employees in 500 restaurants nationwide are very passionate about supporting our military service men and women on Military Appreciation Monday,” said Ted Fowler, president and chief executive officer of Golden Corral. “While the current economy is challenging, we remain committed to recognizing the military through this program. We hope this year we will reach a new grand total of 5 million meals served since we began the program 13 years ago. We also hope to raise our contributions to the DAV to a grand total of more than $10 million dollars.”

Golden Corral has enlisted Gary Sinise, celebrated actor/director, and Collective Soul, the platinum award-winning band, to record public service announcements for Military Appreciation Monday. Sinise and Collective Soul are all actively involved in supporting active duty and retired military personnel through a variety of organizations and initiatives including tours to military installations overseas.

“This is the 10th year I’ve had the pleasure to partner with Golden Corral in supporting our troops, past and present, through Military Appreciation Monday,” said Sinise. “The number of meals given away and amount of money donated in the past 13 years really distinguishes Golden Corral’s commitment to the military. I’m proud and happy to help raise awareness for Golden Corral Military Appreciation Monday.”

Golden Corral will serve free dinner buffets with beverage from 5 p.m. to 9 p.m. on Nov. 17 to any person who is or has served in a United States Military branch, including the National Guard and Reserves – identification is not required. State and local DAV representatives will be on-site at all Golden Corral locations coordinating the collection of donations from customers. While only current and former military qualify for the free meal, everyone is encouraged to come out and show support for our veterans. For more information on Military Appreciation Monday, please visit

About Golden Corral Corporation:

Founded in 1973, privately held Golden Corral Corp. is headquartered in Raleigh, N.C. Theodore M. Fowler Jr. serves as its president and chief executive officer.  Golden Corral currently has 500 restaurants in 41 states.  The company’s vision is to be the leader in the family restaurant segment by making pleasurable dining affordable for every guest, at every restaurant, every day.  Golden Corral restaurants nationwide have long been strong supporters of the U.S. Military and the Disabled American Veterans (DAV).  Golden Corral helped raise more than $1.40 million dollars for the DAV in 2013 as part of its annual “Military Appreciation Monday" initiative. Golden Corral is the major sponsor of Camp Corral, a free “week of a lifetime” summer camp for children of wounded, disabled or fallen military families ( ).  For more information on Golden Corral, visit

Great Clips Makes it Easy to Thank a Veteran! PDF Print E-mail
News Releases - Business & Economy
Written by Kevin Behan   
Friday, 07 November 2014 11:54

Great Clips customers get a free haircut card on Veterans Day to give to a veteran as a gesture of thanks

(October, 2014) – When we see men and women in uniform we may salute or shake their hand—an important gesture of respect.  Great Clips, the world’s largest salon brand, encourages Americans to thank veterans in a tangible way too, by awarding them a free haircut.  It’s part of Great Clips’ “Thank a Veteran” promotion, and it’s one small gesture with a powerful message of appreciation.  Customers who come in for a service on Veterans Day, (Nov. 11) get a free haircut card to give to a veteran. The free haircut cards are redeemable all the way through the end of 2014. In 2013, the first year of the promotion, Great Clips salons nationwide provided more than 130,000 free haircuts to veterans, and this year, they expect to give away even more.

March into Great Clips

On Veterans Day, Tuesday, Nov. 11, 2014, customers who come in for a haircut at any U.S. Great Clips salon will receive a free haircut card to give to an active, inactive or retired military member of any branch, including the National Guard. Military members can also come in on Veterans Day for a free haircut or to pick up a free haircut card to use, with proof of military service, through Dec. 31, 2014. This is not a one day freebie. The free haircut cards are good for 51 days–giving this promotion more longevity than most honoring our veterans.

“Most of us know at least one veteran we would like to thank on that day,” says Great Clips CEO, Rhoda Olsen, who is married to a Vietnam veteran. “We invite everyone to come into a U.S. Great Clips salon on Veterans Day (Nov. 11) to purchase a service and pick up a free haircut card. To help show appreciation for those who have served or are serving our country, give the card to veterans in your family, or neighborhood or just someone you notice is a veteran. It’s a simple, yet meaningful way for all Americans to say thank you to veterans with the help of Great Clips.”

How It Works:

• Customers come into any U.S. Great Clips salon on Nov. 11 and, with the purchase of a service, receive a free haircut card to give to a veteran.
• Limit one card per customer (while supplies last).
• The free haircut cards are redeemable by veterans at any U.S. Great Clips fromNov. 11–Dec. 31, 2014, with proof of military service.

• Veterans who visit Great Clips in the U.S. on Nov. 11 receive either a free haircut that day or a free haircut card to redeem by Dec. 31. After Nov. 11, veterans must have a free haircut card to get the free haircut. 

“Many of our franchise owners, corporate staff and Great Clips stylists have served in the military, or have family members or customers who have served, so we are all excited to be a part of this nationwide ‘thank you’ to our men and women in uniform,” says Terri Miller, Great Clips’ sr. vice president of marketing and communications. “To make sure as many veterans as possible have the opportunity to get their free haircut, we made the free haircut cards good through the end of the year. We want to give these great people more time to visit a Great Clips salon and redeem this thank you card for a free haircut in honor of their service.”


About Great Clips, Inc.
Great Clips, Inc. was established in 1982 in Minneapolis. Today, Great Clips has more than 3,600 salons throughout the United States and Canada, making it the world’s largest salon brand. Great Clips salons employ nearly 30,000 stylists who receive ongoing training to learn the Great Clips customer service system and advanced technical skills. Make Great Clips your choice for value-priced, high-quality haircare for men, women and children. No appointments are needed, and salons are open nights and weekends. And it’s more convenient than ever with Great Clips’ Online Check-In and Clip Notes®. To check in online, or download the app for Android and iPhone. For more information about Great Clips, Inc. or to find a location near you, visit

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