Business & Economy
Looking for work? Visit PDF Print E-mail
News Releases - Business & Economy
Written by Alan Wendt   
Monday, 08 December 2014 10:15 is the newest way to find your next job or employee in the Quad Cities Area. In an effort to provide an affordable service for businesses in the area to post jobs, manage applications and search for qualified applicants, with the combination of a strong social media presence, is redefining the way job seekers and employers find their dream job or candidate. just launched on Monday, and job openings have begun to fill up the site. With the largest social media presence for employment services in the area numbering over 1100 followers, and great engagement between job seekers and employers on the website, is helping to connect Quad City Area residents to great jobs. "Like" them on Facebook at or "follow" on Twitter/ -- Search for your next job here.

DomiKnow® Appoints Mark White and Jeff Jensen to Board of Directors PDF Print E-mail
News Releases - Business & Economy
Written by Mark White   
Thursday, 04 December 2014 16:49
DES MOINES, Iowa, Dec. 3, 2014 (GLOBE NEWSWIRE) -- DomiKnow, Inc.® (OTC:DMNO) announced today that its Board of Directors has appointed Mark White, the company's CFO, and Jeff Jensen, an experienced financial industry executive, to its Board of Directors.

Mr. White joined the company in May of 2014 and has helped to lead a financial and business restructuring of the company over the past several months.

Mr. Jensen brings a wealth of business experience in the mortgage financing market in senior management leadership positions and is expected to take an active role in the restructuring of the company business model.

Mr. White and Mr. Jensen replaced Brian Webber and Brenda Webber (formerly Brenda Brenmark), each of whom resigned from the board in October of 2014.

Commenting on the board changes, Mike Kemery, CEO, said, "I have worked with and am familiar with the work of both Mr. Jensen and Mr. White. They are both extremely talented individuals with extensive business leadership experience. We at DomiKnow, Inc. are thrilled to have them on our Board of Directors."

Mark White: Mr. White, currently CFO of DomiKnow, Inc., is an experienced entrepreneur and executive in the consumer goods manufacturing, renewable energy and technology spaces. He holds an undergraduate economics degree from the University of Michigan.

Jeff Jensen: Mr. Jensen has over 29 years of financial services industry experience including several leadership roles, most recently as President of Mortgage Compliance Advisors, Inc. He holds an undergraduate degree from the University of Iowa.

About DomiKnow, Inc.

DomiKnow, Inc. (OTC:DMNO) is a digital marketing company serving small business by deploying sophisticated tools and tactics using big data normally only affordable by large companies. It is based in Des Moines, Iowa. For more information:

Governor Quinn Statement on Chicago's Minimum Wage Ordinance PDF Print E-mail
News Releases - Business & Economy
Written by Katie Hickey   
Thursday, 04 December 2014 11:40

SPRINGFIELD – Governor Pat Quinn today released the following statement regarding the Chicago City Council’s approval of Mayor Rahm Emanuel’s five-year plan to raise the city’s minimum wage from $8.25 in 2014 to $10.00 in 2015, to $10.50 in 2016, to $11.00 in 2017, to $12.00 in 2018 and $13.00 in 2019:

“Raising the minimum wage in Chicago and across Illinois is the right thing to do for all hardworking families in our state.

“Today I applaud Mayor Emanuel and Chicago's City Council for increasing the minimum wage step by step in the city, giving more residents the decent pay they deserve.

“In the November election, people across Illinois spoke out overwhelmingly on behalf of raising the minimum wage.

“This week in Springfield I am working to raise the minimum wage statewide and let Illinois lead the way for the nation in building the middle class. Putting money in the pockets of working families grows the economy and helps businesses thrive.

“It's time to raise the minimum wage in Illinois."


How to Teach Kids the Value of Money This Holiday Season PDF Print E-mail
News Releases - Business & Economy
Written by Ginny Grimsley   
Wednesday, 03 December 2014 15:17
Father of the Year & Financial Veteran Offers His 4-Pocket Approach

For most children in America, the holiday season is a wonderful time, with tasty treats, vacation from school, and plenty of toys and gifts that seem to magically appear.

Of course, parents know it’s not magic -- those gifts cost money! Not having to worry about that part of it is a gift found only in childhood, but young children do need to learn to appreciate the value of a dollar, says C. Ernie Nivens, the 2005 Father of the Year for Charlotte, N.C. – so designated by the American Diabetes Association.

“As a parent, grandparent and veteran financial advisor, I can talk all day about what I can do for an individual’s specific needs, but so much of it comes down to the basics of how we’re raised,” says Nivens, (, a celebrated financial specialist since 1990.

“When children are ‘spoiled’ and never taught the value of money, parents have neglected to empower them with the ability to budget and prioritize resources.”

Nivens, author of “Baker’s Dozen: 13 Insights from Highly Successful Financial Advisors,” says that a percentage of money children earn or receive as gifts this holiday season should be put aside for at least one of four pockets.

•  Pocket 1: College savings. College graduates in the Class of 2014 share a sad historical fact – they’re the most indebted class ever. The average graduate with student-loan debt has to pay back some $33,000, according to an analysis of government data published in Edvisors, a group of websites about planning and paying for college.

“Hopefully, we’ll have a better handle as a country on student debt in the future,” he says. “Teaching children the importance of this pocket from a young age is important. They’ll understand the concept and need for establishing a budget for their future betterment.”

•  Pocket 2: Fun and games: Dream Pocket. Children need to know that the entertainment they consume on a regular basis – including TV, movies, internet and video games – isn’t free. Having them help pay for a video game or a summer trip is a direct and concrete way for a child to experience the necessity of giving up something in order to gain something they’d like to have. It also helps them become more discerning about requests for toys, games and outings.

•  Pocket 3: God Pocket. While the ability to save money is a virtue to a child’s future well-being, giving part of one’s savings to a higher purpose is a way of acting on their values. Giving donations to a church, charity or to buy a friend a treat teaches children that money isn’t the ultimate goal in life.

•  Pocket 4: Saving for the future. Can a child always predict her money needs to the last dollar? Can adults? Of course not, and that’s why a pocket for general expenses is useful. It could be that a charitable effort takes off within the community, which could require travel. Or, she may accidentally break a window while playing catch with her friend. However the money may be needed for future use, it’s great to be able to supplement the other pockets with savings.

About C. Ernie Nivens

C. Ernie Nivens, (, entered the United Methodist Church ministry while working his way through college. After completing his bachelor’s degree in English from Francis Marion University, he earned his Master’s of Divinity from Emory University’s Candler School of Theology. He retired from the ministry in 1990 and began his career as a financial professional. Nivens completed his Master’s in Financial Services, MSFS, with an AEP (Accredited Estate Planner), in 2002, as well as a National Social Security Advisor NSSA. A popular speaker, he is also the author of three books: “Bakers Dozen,” “A Light in the Darkness: Insights of a Southern Christian Gentleman,” and “Southern Fried Hope,” a mystery. This latest book is Popa’s Britches. He’s been married to Rosemarie for 47 years. They have three daughters and six grandchildren.

Retirement Essentials for 2015 PDF Print E-mail
News Releases - Business & Economy
Written by Ginny Grimsley   
Wednesday, 03 December 2014 13:59

3 Retirement Essentials Every Boomer Should Follow for the New Year
By: Carl Edwards, MBA, ChFC®

Wow, what an amazing market ride over the last few years!  Running on tracks laid by an unprecedented Federal Reserve monetary easing program, the market has once again run to new all-time highs and appears to still have some steam. Or does it?

While no one really knows the answer to this, it is important to remember history as a guide, and to think about the future -- your future.  It wasn’t all that long ago that the world’s financial system was shaken to its core, leaving many retirees running for shelter from the Ebola-like symptoms displayed by world financial systems.  Fear over which institution or country would next display the almost certain deadly symptoms ran rampant.

I am certainly not echoing the calls of the past and screaming it’s time to get your guns and gold.  I am, however, pointing out to consumers the recent and vivid reminders of the importance to get back to the basics with your financial planning this New Year.  If we fail to remember the past, we repeat it.  You have worked too hard preparing for this time in your life.

Let’s review three vital elements you should implement in your retirement plan this New Year.

•  Get your annual financial check-up. How can we possibly forget to do this?  Annual check-ups are the number one preventative care tool at our disposal.  While many individuals should be meeting more regularly with their financial advisor, everyone should have at least the minimum of an annual visit.  Problems creep up and this is often the best way to catch them before it is too late.

•  Don’t forget to diversify. Are you working with a broker who always wants to sell you mutual funds full of stocks and bonds?  Does your annuity guy think every dime you have should be stuffed into insurance products?  The reality is they are probably both wrong.  Find an advisor this year who knows the benefits of each of these products, but who also knows the value of how they work together.  Diversification is important and it may include each of these products along with other assets such as individual stocks and bonds, Certificates of Deposit (structured and fixed), Business Development Companies, Real Estate Investment Trusts, precious metals, and numerous other investments.

•  Rebalance, Rebalance, Rebalance. With the great equity run up we have encountered since the lows of March 2009, it is vital to remember that we must continue to evaluate our investment portfolios.  While equity portfolios have risen significantly since that time, other areas of our portfolio may not have fared so well, leaving our risk levels in need of adjustment. It is often a good idea to capture some of those hard-earned gains.  You never know -- the next major pullback could be just around the corner.  Be prudent, not greedy!

About Carl Edwards

Carl Edwards, MBA, ChFC®, is a Chartered Financial Consultant® and is the owner of C.E. Wealth Group, ( He has passed the Series 7, Series 66 and Series 63 securities industry exams. In addition, he has passed the Series 24 principal exam. He represents High Street Asset Management as an Investment Adviser Representative and Calton & Associates, Inc. as a Registered Representative.  The views expressed in this article reflect the opinion of the writer and do not necessarily reflect those of Calton & Associates, Inc. or High Street Asset Management. Information contained in this article is not a recommendation, solicitation, or offer to buy or sell securities.  Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results.  Individuals should consult a financial professional before making investment decisions.  Edwards is also a licensed insurance agent in Life, Health, Medicare Supplement and Long Term Care insurances. Edwards received a master’s degree in business administration and is currently completing a second master’s degree in finance from Penn State University. He also is a member of the American MENSA.

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