Business & Economy
Spreading the ‘Good News’ of Sound Financial Planning PDF Print E-mail
News Releases - Business & Economy
Written by Ginny Grimsley   
Tuesday, 23 September 2014 13:48
Money Management Has Common Cause with
Theological Guidance, Says Money Minister

These days, if you want the kind of prosperity, peace and hope in your life for which the Bible is a guide, you need sound financial advice, says “Money Minister” C. Ernie Nivens, (, author of “Baker’s Dozen: 13 Insights from Highly Successful Financial Advisors.”

“I can’t tell you how many clients have had a look of fear and dread in their eyes when I first sat down with them. They were frantic with worry about running out of money in their retirement years,” says Nivens, a 20-year United Methodist minister and global church growth consultant who has focused his passion for learning on financial issues since 1990.

“As my career as a financial planner grew, I was struck by how similar spiritual advising is to financial advising. A retiree who is running out of money and is facing the uncertainty of relying on Social Security and Medicare faces quite a crisis. Essentially, they’re wondering if they can afford to live.”

For Christians, the “good news” refers to Jesus’ message of hope. Nivens says he’d like to spread his financial gospel, which includes strategies for protecting and successfully using one’s own money.

Nivens cites scripture and connects it with what Americans can do to better afford their lives and financially support others.

•  1-Timothy 5:3 – “Take care of widows who are destitute.” Many senior widows face not only destitution, but also the need for long-term care. With the flood of baby boomers currently retiring, and the fact that women live longer men, scripture remains relevant to today’s most important issues, which includes long-term medical care for the elderly. About 70 percent of people over age 65 can expect to need long-term care services at some point in their lives. That varies in cost depending on circumstances, even with the help of Medicare. Consulting a financial planner about implementing wealth preservation strategies long before you or a loved one needs long-term care is a prudent precaution.

•  Proverbs 23:10 – “Don't stealthily move back the boundary lines or cheat orphans out of their property ….” The Bible is filled with ethical guidelines regarding cheating people out of what is rightfully theirs. But modern estate management is rife with moving boundary lines as tax legislation changes the rules. That makes it difficult for many people to ensure they – and their heirs – keep what is theirs. To afford life in retirement and leave a legacy for one’s family, the three most important areas to understand are how estate taxes work, critical documents and management tactics. If you’re a wealthy individual, for example, umbrella liability insurance adds an extra layer of protection between your assets and a potential lawsuit.

•  Acts 20:35 – “In everything I've done, I have demonstrated to you how necessary it is to work on behalf of the weak and not exploit them. You'll not likely go wrong here if you keep remembering that our Master said, ‘You're far happier giving than getting.’ ” Americans are a generous people, giving an estimated $300 billion a year to charity. From veterans’ issues to ALS to children with cancer to homelessness, giving is in the DNA of those who have prospered from a solid work ethic. When giving, know how your money will be spent – ask questions. And, consider giving to organizations that need it; many universities and hospitals are flush with money. Finally, consider giving your time as well – volunteering is rewarded with great satisfaction.

About C. Ernie Nivens

C. Ernie Nivens, (, entered the United Methodist Church ministry while working his way through college. After completing his bachelor’s degree in English from Francis Marion University, he earned his Master’s of Divinity from Emory University’s Candler School of Theology. He retired from the ministry in 1990 and began his career as a financial professional. Nivens completed his master’s in Financial Services, MSFS, with an AEP (Accredited Estate Planner), in 2002. A popular speaker in the industry, he is also the author of three books: “Bakers Dozen,” “A Light in the Darkness: Insights of a Southern Christian Gentleman,” and “Southern Fried Hope,” a mystery.

Hupy and Abraham Announces Grand Opening in Davenport Community PDF Print E-mail
News Releases - Business & Economy
Written by Jill Wellskopf   
Tuesday, 23 September 2014 08:44

Personal injury law firm unveils office location in Quad Cities.

Davenport, IA – (September 23, 2014) Hupy and Abraham, S.C., P.C., one of the leading personal injury law firms in the Midwest, is pleased to announce the official opening of a new office to accommodate rapid growth and client demand.

The new office, located at 5139 Utica Ridge Road in Davenport, Iowa, is easily accessible and will be open Monday through Friday from 8 a.m. to 5 p.m. The firm “comes to the client” -- setting up appointments with clients at their home, hospital or place of convenience and is available 24/7 -- at 888-807-2752 and via live chat at

“It’s amazing how our firm has been able to help so many people in Iowa,” said Managing Partner Jason Abraham. “I’m proud to be able to open another office in response to clients’ demands for top-notch legal representation.”

The personal injury firm handles car accident, motorcycle accident, slip and fall, wrongful death, pharmaceutical class action, dog bite, negligent security and worker’s compensation cases.  Hupy and Abraham, S.C., P.C. has three office locations in Iowa, plus another eight across Wisconsin and Illinois.

Quad Cities residents may be familiar with a recognizable figure in ads for the firm. William Shatner has been appearing on Iowa televisions in Hupy and Abraham, S.C., P.C. television commercials since 2013.  Since 2007, Shatner has been the spokesperson for Hupy and Abraham.  He is currently making appearances across the world.

For more information about the firm, please visit



Hupy and Abraham, S.C., P.C.

Founded in 1969 in Milwaukee, Wisconsin, personal injury law firm Hupy and Abraham has a proven record of success with large settlements in serious cases, collecting $100s of millions for 1,000s of satisfied clients.  The firm has a long-established reputation of providing sound legal representation to accident victims, securing fair compensation for its clients and giving back to the community.

The law firm, which has eleven offices located in Illinois, Wisconsin and Iowa, handles personal injury cases including car accidents, motorcycle accidents, wrongful death and pharmaceutical and medical device class actions.

The firm’s 17 experienced attorneys are committed to going above and beyond the call of duty for their clients by tirelessly representing them to the best of their ability while being involved in the local community—from raising funds for local charities to participating in safety and accident prevention initiatives.  In the past three years, the firm has donated more than $500,000 to more than 100 worthwhile causes.

Hupy and Abraham, S.C., P.C. has received top ratings from a number of national and local professional organizations for many years and was voted Best Personal Injury Lawyers in 2011, 2012 and 2013 and named Best Personal Injury Law Firm in 2012 and 2013.

To learn more about Hupy and Abraham, visit their website at


Chamber and Jacobs host successful workshop for local businesses PDF Print E-mail
News Releases - Business & Economy
Written by Reena Tandon   
Monday, 22 September 2014 12:12

STERLING- In partnership with the Sauk Valley Area Chamber of Commerce and Illinois Department of Employment Security (IDES), State Senator Mike Jacobs (D-Moline) hosted a workshop for local businesses.

“We appreciate the Senator's efforts to help bring state officials to the Sauk Valley to meet with employers one-on-one to discuss unemployment insurance issues,” said Executive Director Kim Ewoldsen. “The Illinois Department of Employment Security has been a good partner to the Chamber and we work hard to provide our members with programs like this they can directly benefit from.”

With instruction from IDES, local business people learned about available tax credits, the Illinois labor market and how best to navigate the unemployment insurance system.  The workshop also included role play activities based on actual cases and unemployment hearings.

“As we look for economic development opportunities, we need to build and strengthen our partnerships with local businesses,” said Jacobs. “I’m happy we were able to provide local businesses with information on resources to hire new employees and in the process save money.”


4 Secrets for Breaking the 7-Figure Ceiling PDF Print E-mail
News Releases - Business & Economy
Written by Ginny Grimsley   
Monday, 22 September 2014 08:10
Million-Dollar Business Coach Shares Tips for Taking It to the Next Level on YOUR Terms

Can both recent reports on the economic muscle of black women in the United States be correct?

On the one hand, businesses owned by women of color – 42 percent of them African American – have skyrocketed since 1997, far surpassing even the impressive growth rate of businesses owned by all women. And they’ve grown far faster in terms of revenues and employees than the average for all women.

On the other hand, compared to other U.S. women, black women are less likely to be employed or insured, to hold college degrees or be represented in elected office – all indicators of prosperity.

“It appears to be a paradox, unless you understand black women,” says Dr. Venus Opal Reese, CEO of Defy Impossible, Inc. (, a coaching business that helps black women -- and men and women of all ethnicities -- break the seven-figure ceiling.

“The survival strategies our ancestors learned from slavery are passed down to us and become our ‘normal.’ We’re taught that to feel good about ourselves, we have to work hard, sacrifice for others, prove ourselves, overcome; those are survival skills for which we’re socially rewarded. But when we allow society to dictate our inherent value, our self-worth, we will always come up short.”

That’s why so many smart, successful black women stay in jobs they hate – jobs that pay well but will never allow them to achieve their financial potential. That’s why they sacrifice for their children, their church, their community, but not for themselves. It’s why they can accomplish a great deal but still feel emotionally and financially impoverished.
“Our self-worth and our mindset around money are our biggest barriers to breaking the million-dollar mark,” Dr. Venus says.

What do black women millionaires do differently? Dr. Venus shares some of their secrets, which are lessons for men and women of every ethnicity:

•  Make money from what you “know” instead of from what you “do.”
As employees, we rent out our behaviors for a certain number of hours each day. We’re paid to use our skills and accomplish tasks that benefit our employer. We all know how to make survival money from what we do.

Give up the working-class mentality of making money from what you “do” and start making money from what you “know.” Everyone has a skill, but not everyone has your story and your unique perspective on life – what you’ve learned from walking through fire. You have a million-dollar message that can be monetized to launch your entrepreneurial dream or take the dream you’ve launched to impossible new heights. First, you must identify it.

•  DON’T leave your day job until you have replaced your income.
Keep the job that’s paying the bills while you work on the side to market your message and build your revenue stream.

If you’re panicking about keeping the lights on, you’re not going to have the enthusiasm and creativity necessary to give your entrepreneurial dream your full, amazing power. Plus, having the lights on makes it a lot easier to get things done!”

Once you’re making enough money to replace that salary or hourly wage, give up the day job!

•  Don’t position yourself as a low-cost leader.
Imagine being a Kia and then trying to be a Bentley. The market won’t believe you. If you want to go high-end, you have to stop charging low. It takes clarity, trust and confidence to up your rates, but it also forces you to get crystal clear on why people should pay top dollar to work with you. If you start low with the intention of going high, you will attract all the people looking for a deal. These people will never want to pay more. So don’t build your business on low-end items.

•  Trade on value instead of volume.
Another pitfall of charging low ticket is that it is dependent upon a high volume of people buying in order for you to earn a living. When you move into the world of high-end leadership, you don’t make your money from volume. You make your money from the value you bring your clients. The more value you provide, the more you can charge. Value can be tangible, emotional, prestige, exclusivity, or customization. When you build your business around value instead of volume, you naturally charge more -- and get more -- high-end clients.

About Dr. Venus Opal Reese

Dr. Venus Opal Reese, CEO of Defy Impossible, Inc. (, is an acclaimed international speaker; CEO Mindset, Messaging and Marketing Mentor; and entrepreneur coach. She holds two master’s degrees and a Ph.D. from Stanford University, and worked as a university professor before investing in herself by testing her entrepreneurial skills. Her business, Defy Impossible, grossed $1.2 million less than three years after launching.

Locals Love Us Is Giving Away $10,000 PDF Print E-mail
News Releases - Business & Economy
Written by Ronna Walker-Johnson   
Friday, 19 September 2014 14:21

Bettendorf, Iowa/September 15th, 2014 -  Locals Love Us-Quad Cities is adding a big increase in philanthropy to their 2nd annual survey, ending on October 1st.  This group will be giving away up to $10,000 to deserving organizations all around the area.

Locals Love Us helps you share the love for your favorite businesses while raising money for your favorite school, non-profit or charitable organization.  By simply voting for your favorite business in the QC area, a voter can raise money for a great local cause. Any local charity can receive a financial reward for driving voters to the Locals Love Us survey. Those groups who are interested in signing up can contact: This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Locals Love Us is a secure, anonymous online survey that asks the Quad Cities to name the most loved businesses in over two hundred categories. The results are published in a print and online directory.

According to co-owner, Ryan Bell, “ "We love giving back to our community.  This is a great, easy way to do it using our business model.  We’re pumped about writing some checks to great local causes!”

Fellow owner, Tim “Chopper” Shea added, "Its as easy as posting on Facebook or emailing your contacts…just promote your own, unique link.  Every voter gets you $$$!”

Locals Love Us ( was founded in 2004 and focuses on delivering a comprehensive collection of a city’s most-loved businesses to its residents. The locally-owned Quad Cities franchise started last year and is committed to strengthening the community where it does business.


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