General Info
News Releases - General Info
Written by Hannah Rood   
Monday, 06 October 2014 08:30

--Free bra fittings to help women look good, and do good--

WHAT: Join Wacoal in its mission to help end breast cancer with Fit for the Cure®!  Participate in a Fit for the Cure event and receive a complimentary bra fitting from a Wacoal fit specialist. For every woman that participates, Wacoal will donate $2 to Susan G. Komen® for breast cancer research and community health programs. Wacoal will also donate an additional $2 for every Wacoal bra, shapewear piece or b.tempt’d bra purchased at these events.

For nearly 15 years, Wacoal has swept the nation educating and fitting more than 604,000 women across 411 cities about the importance of bra fit, foundation and overall breast health. To date, through Fit for the Cure, Wacoal has donated nearly $4 million to Susan G. Komen.

During the month of October, Wacoal will also donate $2 to Susan G. Komen for each item purchased from the Embrace Lace collection in support of Breast Cancer Awareness (BCA) month. Supporters will receive a free gift with the purchase of $80 or more from the Wacoal Embrace Lace collection.

This year, Wacoal also offers an exclusive limited edition silver strap to provide further support to women in need, through a partnership with Hollye Jacobs, award-winning blogger, breast cancer survivor and author of New York Times best-seller The Silver Lining: A Supportive and Insightful Guide to Breast Cancer. All proceeds from sales of the silver strap will go to provide copies of the book to women going through treatment in communities across the country.

WHY: Research shows that 8 out of 10 women are wearing the wrong sized bra. Women should be professionally fitted for a bra once a year to ensure their bra size has not changed as a result of fluctuations in their body.

Breast cancer is the second leading cause of cancer death in American women and accounts for 26% of all cancers among women.  Conducting monthly breast self-examination is an important way to detect abnormalities at an early stage. Take 15 minutes to meet with a Wacoal fit expert while contributing to an important cause and sign up for a monthly reminder e-mail that could ultimately save your life.

WHEN: Friday, October 10, 2014

10am – 4pm

Dillards – Northpark Mall

320 W Kimberly Rd.

Davenport, IA

(563) 388 - 7954

Senior Star at Elmore Place Hosts Lunch-and-Learn Events About Retirement Living ~ October 7 and October 22 ~ All Welcome PDF Print E-mail
News Releases - General Info
Written by Christina L. Maggio-Kellerstrass   
Friday, 03 October 2014 14:42

Attendees will understand the many benefits of retirement living and making the decision to move before winter


DAVENPORT, IA (October 3, 2014) – Senior Star at Elmore Place will host two lunch-and-learn events for seniors who may be considering a move to a retirement community before winter, accompanied by all its hassles of snow removal and safety issues, comes.  Lunch-and-learns will be held from 11:30 a.m. to 1 p.m. on October 7 and October 22 at 4500 Elmore Avenue in Davenport.

Attendees can expect to learn about:

·       How to begin the conversation about moving into a retirement community

·       Understanding what is involved in the decision-making process

·       Having open discussions regarding moving logistics

·       Ensuring careful planning

·       Finding excellent resources

·       How seniors and their families have benefitted from a move into a retirement community

“The associates at Senior Star at Elmore Place realize that moving is a very big decision for seniors to consider, but it doesn’t have to be overwhelming.  We will provide information to make this new home exploration a positive experience,” said Marc Strohschein, executive director for Senior Star at Elmore Place.  “Discussions will include a variety of aspects about moving into a retirement community.  We hope our Quad City neighbors and friends will take advantage of these October events.”

Seniors and their family members are welcome to attend together.  Please RSVP no later than one day prior to the event you would like to attend by calling 563.484.5114.  If you prefer to have a personal lunch, tour and discussion, please call 563.484.5114 to schedule a time convenient for you and your family.

For more information about Senior Star at Elmore Place, please call 563.484.5114 or visit the website at

About Senior Star at Elmore Place

Senior Star at Elmore Place, a Senior Star community, features 236 modernly decorated apartments spanning across 20 acres of beautifully landscaped property with many customized amenities to offer its residents three distinctive living experiences:  independent living, assisted living and memory care.  For more information, visit


News Releases - General Info
Written by Ami Neiberger-Miller   
Friday, 03 October 2014 14:24
Last year’s extreme winter caused damage to many trees and shrubs; With another cold winter predicted, experts from the Professional Landcare Network offer advice to protect trees and shrubs.

HERNDON, Va. – Last year’s long cold winter took many people in the East by surprise and resulted in damage to otherwise healthy plants, trees and shrubs.  With the Farmer’s Almanac predicting another extremely cold winter, landscape experts from the Professional Landcare Network (PLANET), the national landscape and lawn care association, offer advice to homeowners who want to protect trees and shrubs from damage.

“A lot of homeowners were taken by surprise by our cold harsh winter last year,” said Nikos Phelps, PLANET member and president, Utopian Landscapes in Harrisburg, Pennsylvania. “We had warmer than normal winters for the past 10–15 years, so people got used to not having to go the extra mile to protect plants and trees for a harder winter.” 

Cold winds, frigid temperatures, and dry air can damage otherwise healthy plants. Many home owners invest hundreds, and even thousands of dollars into the purchase of plants. To protect that investment and avoid costly replacements next year, landscape experts from PLANET offer the top five strategies that homeowners should consider to protect trees and shrubs this winter.

Water deeply in late fall. Many people think their plants don’t need water in the winter or they assume snow melt will provide enough hydration.  Plants do need to have access to water in the soil during winter.  Watering deeply in late fall before the first frost will help ensure that they have access to water after the ground freezes.

Wrap plants or smaller trees. Many plant varieties like roses, butterfly bushes, hydrangeas, and crape myrtles experienced damage last winter.  To provide plants with extra protection from the wind and cold, wrap them in burlap or a frost protection fabric and plant them along a building or fence that offers some wind protection. Dead leaves can also be stuffed inside and around the branches and at the base to add extra insulation. 

Don’t fertilize trees and shrubs in fall. Plants need to slow down their growth in the fall to ensure they harden off and prepare for winter.  In general, homeowners should stop giving fertilizer to plants well before the first freeze.  Homeowners should always follow the local municipal rules for fertilization.  Some locations regulate the time of year that fertilizer can be applied.

Don’t prune plants in late fall. Pruning can encourage new growth, so it is generally not a good idea to prune most plant varieties as winter nears because the cuts may not have time to heal before it freezes.

Apply anti-desiccant or anti-transpirant to protect trees. Many tree care or landscape companies can apply anti-desiccants to trees to help protect them during the winter.  It coats the trees and can help shield them from cold winds and dry air if applied as the manufacturer recommends.

“It is also important that people plant trees and bushes in good locations where they have protection from the elements,” said Phelps. “Plants like crape myrtles do well when planted in a sunny, wind- protected area.  A south-facing wall of the house works well.”

For more ideas about how to care for you landscape or for more information about hiring a landscape professional near you visit

PLANET is the national trade association representing more than 100,000 landscape industry professionals, who create and maintain healthy, green living spaces for communities across America. PLANET members are committed to the highest standards in industry education, best practices and business professionalism. Many of PLANET’s professionals have attained the status of becoming Landscape Industry Certified, achieving the greatest level of industry expertise and knowledge. Visit PLANET at  

7 Cardinal Rules to Retirement Planning PDF Print E-mail
News Releases - General Info
Written by Ginny Grimsley   
Friday, 03 October 2014 13:22
Financial Planner Says Independent & Credentialed
Advisors May Better Tailor Individual Portfolios

An onslaught of retiring baby boomers; the uncertain duration of Social Security funding; difficulty with workplace retirement accounts like 401(k)s – even if these factors were stronger than they are now, you’d still have a heavy burden in managing your finances during retirement, says financial planner Carl Edwards.

“Financial planning for retirement has always been a daunting prospect; the current landscape simply makes your preparation that much more crucial in using your assets well,” says Edwards, a highly credentialed consultant and owner of C.E. Wealth Group, (

“Many advisors and clients rely too much on single product lines.  This misuse often gives products and the financial industry in general a bad name. Advisors who are restricted in the types of financial products they can offer or understand may not provide the best advice. Independent and credentialed planners, on the other hand, don’t have their hands tied in what they can offer clients and may provide better advice.”

Edwards reviews seven essential points that everyone should know regarding retirement planning.

•  Avoid trying to time the market. Markets often move in cycles and some investors believe that they can boost their investment returns by buying at the bottom and selling at the top. The problem is that investors are terrible at correctly predicting market movements and multiple studies have shown that market timers usually end up with significantly smaller retirement savings than buy-and-hold investors. While it can be stressful to see your portfolio plummet during a market correction, it’s important to stay calm and focus on your long-term strategy.

•  Use risk-appropriate financial vehicles. Retiring can be a risky business. The days of relying on employer-provided pension plans are largely over and retirees now have to deal with risks including investment, inflation, healthcare, longevity and others. Though the total elimination of risk isn’t possible, we can manage many of them through competent retirement planning and a clear understanding of factors like your goals, time horizon and financial circumstances.

•  Invest in the most tax-efficient manner. Taxes can take a big bite out of investment returns, which is why we stress tax-efficient planning with our clients. While taxes are just one piece of the overall financial puzzle, it’s important to structure your investments so that you are able to keep what you earn.

•  Complete a cash flow analysis. Retirement will involve major changes to your finances. Sources and timing of income will change and financial priorities may shift as you start generating income from retirement savings. A cash flow analysis will identify spending patterns and help ensure that you have enough income to support your retirement lifestyle.

•  Guarantee your required income. For many retirees, having income that is not subject to market fluctuations is an important part of their retirement plan. Many will have at least some level of guaranteed income from Social Security or defined benefit pension plans. However, if you are worried that your expenses exceed your guaranteed income, a financial advisor can help you explore options for additional streams of income for life.  Guarantees are subject to the paying ability of the income provider.

•  Utilize longevity planning. Today’s retirees are living longer than ever and many worry about outliving their assets. Longevity planning is about preparing for a happy, comfortable and independent retirement and can help ensure that your wealth lasts as long as you need it to.

•  Consider the effects of inflation. Inflation is one of the biggest issues facing retirees because they are disproportionately affected by rising prices. Escalating food, fuel and medical costs can devastate a retirement portfolio unless these costs have been factored into your planning. Positioning your retirement portfolio to fight inflation is critical to ensuring adequate income in retirement.

About Carl Edwards

Carl Edwards, MBA, ChFC®, is a Chartered Financial Consultant® and is the owner of C.E. Wealth Group, ( He has passed the Series 7, Series 66 and Series 63 securities industry exams. In addition, he has passed the Series 24 principal exam. He represents High Street Asset Management as an Investment Adviser Representative and Calton & Associates, Inc. as a Registered Representative. Edwards is also a licensed insurance agent in Life, Health, Medicare Supplement and Long Term Care insurances. Edwards received a master’s degree in business administration and is currently completing a second master’s degree in finance from Penn State University. He also is a member of the American MENSA.

Securities offered through Calton & Associates, Inc., Member FINRA/SIPC.  Advisory services offered through High Street Asset Management.  C.E. Wealth Group, LLC, High Street Asset Management and Calton & Associates, Inc. are separate entities. Insurance or insurance related products are offered through C.E. Insurances, LLC. Opinions expressed do not necessarily reflect those of Calton & Associates, Inc. or High Street Asset Management.  Individuals should consult their tax/legal advisors before making tax/legal-related investment decisions as Calton & Associates, Inc. and its Registered Representatives do not offer tax/legal advice.

1 year anniversary of government shutdown PDF Print E-mail
News Releases - General Info
Written by Lance Coles   
Wednesday, 01 October 2014 16:13

One Year Later: A Vote for Steve King or Joni Ernst is a Vote for Another Government Shutdown

Des Moines, Iowa – One year ago, Congressman Steve King and members of the Republican Party shut down the federal government at an enormous cost. Their actions roiled the country as federal workers were furloughed, national parks were closed, and Social Security checks were delayed. Now, with Joni Ernst is running for Senate, and Steve King is running for re-election.

Ken Sagar, President of the Iowa Federation of Labor issued the following statement:

“It’s despicable that Steve King is running for re-election to the House after he voted to shut down the government and supported the government shutdown last year.

Does he think that’s a qualification for public office? Will he assume that an election victory is a vote for another government shutdown?” Rather than demonstrate responsible leadership, Steve King supported Republicans when they inflicted a serious wounds on our economy and punished federal workers and American taxpayers.

“This November, voters in Iowa have a clear opportunity to reject Steve King’s style of hostage taking and elect Jim Mowrer, a responsible veteran leader and a champion of working people. This November, it’s time to hold the Republican Party accountable.”

If Joni Ernst is elected to the Senate, she will join King in attacking workers and our economy.

Ernst Said “We Must Stand Firm In The Fight Against” The Affordable Care Act On The First Day Of The Government Shutdown. According to a Facebook post by state Sen. Joni Ernst, Ernst said, “LIKE if you believe that on this first day of Obamacare exchange signups, we must stand firm in the fight against this damaging, job-killing legislation. #standfirm.” [Sen. Joni Ernst – Facebook, 10/1/13]

The government shutdown cost our economy $24 billion. Our economy created 120,000 fewer private sector jobs. Federal workers lost 6.6 million work days while food safety inspections, small business loans, life-saving medical research, and investigations into wage violations all ceased to take place.


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