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Local Speakers Move on to Next Level PDF Print E-mail
News Releases - General Info
Written by Don Wadleigh   
Monday, 25 March 2013 12:20
MOLINE IL, USA, 03/23/2013 — Toastmaster Clubs in the Quad Cities are proud to announce that Tamra Binder, of the Quad Cities Executive Toastmasters Club will represent the Quad Cities area at the next level of Competition. Tamra won first place in both the International Speech and the Table Topics© Competition. With these wins, she will progress to the next level to be held on April 20, 2013 in Muscatine, IA.

The International Speech Contest is one of several Speech Contests sponsored by Toastmasters  International. Each Contestant must present a 5 to 7 minute speech on a subject of their choosing which carries a message of motivation or inspiration. Winners at each level progress on to higher levels leading to the International Toastmasters Conference held in August of each year where the World Champion of Public Speaking is determined.

A competition for the finest Impromptu Speaker is also held as part of the program. This is a competition, known as “Table Topics©, where selected Champions from Area clubs are presented with a topic, and are given up to 2 minutes to develop a speech on that topic with no preparation.

“It is through competitions such as these and the support of fellow Toastmasters that I overcame my own decades-long struggle with severe stage fright,” said Kristin Bruchmann of Davenport, a member of Toastmasters who has achieved the title of Distinguished Toast Master (DTM), the highest achievement available within Toastmasters, and is now one of the leaders of Toastmasters in Iowa.

About Local Toastmasters Clubs
Local Toastmasters Clubs being represented in this Competition include: Moline Toastmasters,; QC Executive Toastmasters,; QC Advanced Toastmasters,;

About Toastmasters International
Toastmasters International is a nonprofit educational organization that teaches public speaking and  leadership skills through a worldwide network of clubs. Founded in October 1924, the organization currently has more than 280,000 members in 13,500 clubs in 116 countries. Each week, Toastmasters helps more than a quarter million people of every ethnicity, education and profession build their competence in communication so they can gain the confidence to lead others. For information about local Toastmasters clubs, please visit Follow Toastmasters International on Twitter @Toastmasters.


How to Embrace Your Inner ‘Cougar’ PDF Print E-mail
News Releases - General Info
Written by Ginny Grimsley   
Friday, 22 March 2013 14:36
6 Ways to Rebound from a Midlife Slump, Offered By a ‘Liberated Trucker-Babe’

It’s not hard for women in midlife to feel like they belong to the Island of Broken Toys, says Xandra “Sunny” Moon, a self-described liberated, 18-wheeler-driving, 40-plus babe.

“There are thousands of beautiful mothers, wives and ex-wives out there who feel like they’ve lost their sexuality – I know because they tell me as I travel the country and get to know them,” says Moon, author of “The Power of the Titz…a woman’s journey back to her self” ( “My mission is to let them know they can get it back!”

Like the many of the women she meets in her travels, Moon suffered physical and emotional abuse as a young woman. After raising four children and enduring an unhappy marriage for several years, she fell into a deep depression, she says. But several steps took her out of despair, and by the time she climbed out, she was happy, confident and back in touch with Sunny, she says.

Moon lists the ways in which women 40 and older can rediscover their “inner babe:”

• Embrace your sexuality!: It’s not just a “Mrs. Robinson” stereotype – older women do make for better, more participatory sexual partners. Older women have more self-possession; they’re not as callow and tend to have more character both in personality, intrigue and in sexual performance. Women 40 and older are also more forthright, which can be a major turn-on, especially for younger men in need of direction. Younger women are still deciding what sex means to them, whereas older women are more likely to appreciate it for its own sake.

• Education and employment: Perhaps the most important vehicle for Moon’s self-empowerment is her continuing education. Gaining her GED and furthering her education at a university allowed her to support herself with a good job. Past generations of women were overwhelmingly reliant upon their husbands for financial support. Having your own income allows women the power to choose their relationships, and not remain stuck in one.

• Remember your old social life?: A big part of relocating your inner diva is remembering the good times you had as a teen and 20-something – back when you had your first appletini, your first date at a fancy restaurant and, yes, your first day-long hangover. In many ways, these things are like new again. Under-appreciated mothers and wives tend to live primarily for others, but now it’s time to reclaim those fun nights out with the girls and catch some time for yourself.

• Cosmetic surgery: This is still a touchy subject for many ladies. Moon’s first rule is to have cosmetic surgery only for yourself – not for someone else, and to ensure you are in good enough health to withstand the rigors involved with surgery. Other important considerations include realistic expectations, potentially catty responses from girlfriends, short- and long-term consequences, such as time off work and maintenance, and whether or not you really want larger breasts or a botoxed brow.

• Dating outside your comfort zone: Maybe now is the time to consider other types of partners -- perhaps those of a different ethnicity or maybe even a different gender. Now is the time to be adventurous and explore new avenues.

• Health/Diet/Exercise: Of course, feeling and looking attractive is important to you – so be healthy! Nothing is better at giving ladies that can-do attitude than a nice workout. Being selective about what you eat is as important as being selective about who you date; you want a lover and diet that will treat you right.

“We have but one life,” says Lee Abzu, Moon’s second husband, soul mate and coauthor to her books.

“If you’re single and in your 40s, 50s, 60s or older, you can either wait around for the kids or grandkids to come by and visit, or you can get out there and regain the vitality and lust for life you used to have.”

About Xandra “Sunny” Moon

Xandra “Sunny” Moon is a survivor who came into her own after age 40. As a younger woman, she endured rape, unlawful imprisonment, mental and emotional abuse, and divorce. She has worked 14 years as a truck driver, during which she has spoken with thousands of woman near or at midlife. After raising her four children, she continued her education at Idaho State University and eventually married her second husband and soul mate, Lee Abzu. She now counsels women who are seeking rebirth.

Iowa Supreme Court Opinions March 22, 2013 PDF Print E-mail
News Releases - General Info
Written by Iowa Judical Branch   
Friday, 22 March 2013 13:49
Notice: The opinions posted on this site are slip opinions only. Under the Rules of Appellate Procedure a party has a limited number of days to request a rehearing after the filing of an opinion. Also, all slip opinions are subject to modification or correction by the court. Therefore, opinions on this site are not to be considered the final decisions of the court. The official published opinions of the Iowa Supreme Court are those published in the North Western Reporter published by West Group.

Opinions released before April 2006 and available in the archives are posted in Word format. Opinions released after April 2006 are posted to the website in PDF (Portable Document Format).   Note: To open a PDF you must have the free Acrobat Reader installed. PDF format preserves the original appearance of a document without requiring you to possess the software that created that document. For more information about PDF read: Using the Adobe Reader.

For your convenience, the Judicial Branch offers a free e-mail notification service for Supreme Court opinions, Court of Appeals opinions, press releases and orders. To subscribe, click here.

NOTE: Copies of these opinions may be obtained from the Clerk of the Supreme Court, Judicial Branch Building, 1111 East Court Avenue, Des Moines, IA 50319, for a fee of fifty cents per page.

No. 10–2037


No. 11–0549


No. 11–1394


No. 11–2031


Quad Cities Interfaith March Newsletter PDF Print E-mail
News Releases - General Info
Written by QC Interfaith   
Friday, 22 March 2013 13:22
QCI Welcomes New Members!
QCI is growing with four new members just this year! Welcome: All Saints Lutheran Church, Davenport, Unitarian Universalist Congregation of the Quad Cities, Social Action Office of the Diocese of Davenport, and Second Baptist Church in Rock Island. We are excited to have you around the table, working together to strengthen your congregations, develop leaders and create a more just Quad Cities Interfaith.  
One to One Training, Saturday, April 20th

This One to One training will be from 8:30 am until 2:30 pm at Broadway Presbyterian Church, 710 23rd St. Rock Island, IL. Sam Finkelstein of the Gamaliel Foundation will walk us  through the most important tool we have in building relationships and our communities: the One to One.

A one to one visit is an intentional, face to face conversation for the purpose of building a relationship, gathering information and understanding what really matters to that person.

This training is to help develop relationships within our organization,  our congregations and our community . Bring a team of leaders from your congregation to learn this essential tools and ways we can put this to use in building your congregation's ministries. This training is free but registration is required. Call 563.322.4910 to register or for more information. Light breakfast and lunch will be provided.

QCI Hosting Illinois Dept. of Transportation Secretary Anne Schneider for a Stakeholders meeting in April

Watch this Space! The Transportation Equity Task Force has organized a Transportation Jobs Stakeholders meeting with Illinois Secretary of Transportation Anne Schneider. This meeting will be held at Church of Peace in Rock Island, IL. QCI is bringing together elected officials, clergy, lay leaders, and concerned community members so we can get an update from Schneider on the progress of the rail project,  share our work on jobs and job preparedness for our community.  There are people who want jobs, and jobs coming, so how do we work together to fill in the  gap and ensure more our our community get those jobs. 
Community Members are welcome, however we require an RSVP. Please call QCI at 563-322-4910

"QCI Trivia Night Fundraiser"

On Saturday, March 2nd, 110 people attended the QCI Trivia Night. Thirteen teams joined in on some competitive fun to help us raise over $1,500! Tons of Raffle baskets were given away. We would like to thank the Bribiescos for running the game, our Chairman Joe who called the game, and everyone who donated basket prizes! Trivia Night would not have been a success without the help from QC community members.

New Tools for Retirement – Why the Ones that Get You There Won’t Keep You There PDF Print E-mail
News Releases - General Info
Written by Ginny Grimsley   
Friday, 22 March 2013 13:20
3 Ways to Switch Up Strategies & Guarantee Your Income

If there’s one thing Americans have learned from the financial crisis of 2008, it’s that they do not want to lose their money – again – especially for folks of a certain age, says financial advisor Philip Rousseaux, a member of the esteemed Million Dollar Round Table association’s exclusive Top of the Table forum for the world’s most successful financial services professionals.

“Losing nearly everything you’ve worked for throughout your entire adult life is right up there with being diagnosed with a major medical condition; it means the lifeblood of your future has been drained,” says Rousseaux, founder and president of Everest Wealth Management, Inc. (

“Aggressive investment strategies that offer potentially huge rewards are fine for people younger than 40, but even they should have at least a portion of their retirement portfolio in investments that will provide a guaranteed income. The closer you get to your retirement age, or if you’re already retired, the more important it becomes to change the tools in your financial toolbox.”

Whether investors are decades or a just a few years away from retirement, or are currently retired – and whether or not they lost most, some or no money at all during the mass money meltdown – Rousseaux offers tips and tools to help you stay retired:

• Look for the hidden fees in your employer-sponsored 401(k). Last July 1, a new Department of Labor rule required all hidden fees attached to retirement plans and mutual funds be disclosed to employers and employees. By some estimates, up to 90 percent of fees attached to retirement plans are hidden! Get an accounting of all fees and if you can’t decipher the information, attend a financial workshop or talk to a financial adviser. It may be time to roll some your money into a less expensive plan. According to an AARP survey, 71 percent of those with a 401(k) had no idea they were paying fees for their retirement accounts.

• Explore fixed-rate indexed annuities: Investing all of your retirement savings in Wall Street exposes you to a lot of risk. That may be acceptable when you’re in the prime of your career, but it’s important to find alternatives that provide for growth while protecting savings. “Fixed-rate indexed annuities, where you loan an insurance company money and it guarantees you payments over a specified length of time, allows you to forecast the income you’ll generate,” Rousseaux says. “While these annuities will have a ceiling on interest rates, they’ll also have a floor. Your principal is safe and you can ride an up market without the risk.”

• Turn your IRA or 401k into a joint account. For many people this may sound like a new concept, but this is something Everest Wealth Management has been using a planning tool for the last decade.  While it’s true the IRA, which stands for Individual Retirement Account, is something only one person can own, many alternative investments such as a fixed annuity offer benefits such as guaranteed lifetime income.  Within these plans the owners have the option to guarantee income on both lives, thus creating a joint income for both the husband and wife.

• How much you have isn’t as important as you think. For years planners have touted finding your magical number so that you can afford retirement.  This is simply not an accurate measurement and isn’t what matters, according to Rousseaux.  “With interest rates at 60-year lows and people living longer due to health care advances, the priority in planning is how much income can you generate and will that income last for your lifetime.”  The income your investments can generate is the key to successful retirement planning in the second phase, which Rousseaux calls the distribution phase.

About Philip Rousseaux

Philip Rousseaux is the founder and president of Everest Wealth Management and Everest Investment Advisors money management firm. A staunch advocate of objectivity in investment advice, he’s a member of the Million Dollar Round Table, the international association of independent advisors whose members are held to a rigid code of ethics. He is the co-author of “Climbing the Mountain to Financial Success” and co-hosts The Money Guys show on CBS Radio in various cities.  Philip received his bachelor’s in economics from Towson University and completed the Wharton School of Business’s Investment Strategies and Portfolio Management Executive Education Program.

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