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Iowa Supreme Court Opinions March 22, 2013 PDF Print E-mail
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Written by Iowa Judical Branch   
Friday, 22 March 2013 13:49
Notice: The opinions posted on this site are slip opinions only. Under the Rules of Appellate Procedure a party has a limited number of days to request a rehearing after the filing of an opinion. Also, all slip opinions are subject to modification or correction by the court. Therefore, opinions on this site are not to be considered the final decisions of the court. The official published opinions of the Iowa Supreme Court are those published in the North Western Reporter published by West Group.

Opinions released before April 2006 and available in the archives are posted in Word format. Opinions released after April 2006 are posted to the website in PDF (Portable Document Format).   Note: To open a PDF you must have the free Acrobat Reader installed. PDF format preserves the original appearance of a document without requiring you to possess the software that created that document. For more information about PDF read: Using the Adobe Reader.

For your convenience, the Judicial Branch offers a free e-mail notification service for Supreme Court opinions, Court of Appeals opinions, press releases and orders. To subscribe, click here.

NOTE: Copies of these opinions may be obtained from the Clerk of the Supreme Court, Judicial Branch Building, 1111 East Court Avenue, Des Moines, IA 50319, for a fee of fifty cents per page.

No. 10–2037

PHUOC THANH NGUYEN vs. STATE OF IOWA

No. 11–0549

TRONG DUC LUONG NGUYEN vs. STATE OF IOWA

No. 11–1394

SHARECE RUCKER vs. MIKE TAYLOR and SHERIE TAYLOR

No. 11–2031

STATE OF IOWA, Plaintiff, vs. IOWA DISTRICT COURT FOR WARREN COUNTY

 
Quad Cities Interfaith March Newsletter PDF Print E-mail
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Written by QC Interfaith   
Friday, 22 March 2013 13:22
QCI Welcomes New Members!
QCI is growing with four new members just this year! Welcome: All Saints Lutheran Church, Davenport, Unitarian Universalist Congregation of the Quad Cities, Social Action Office of the Diocese of Davenport, and Second Baptist Church in Rock Island. We are excited to have you around the table, working together to strengthen your congregations, develop leaders and create a more just Quad Cities Interfaith.  
One to One Training, Saturday, April 20th

This One to One training will be from 8:30 am until 2:30 pm at Broadway Presbyterian Church, 710 23rd St. Rock Island, IL. Sam Finkelstein of the Gamaliel Foundation will walk us  through the most important tool we have in building relationships and our communities: the One to One.

A one to one visit is an intentional, face to face conversation for the purpose of building a relationship, gathering information and understanding what really matters to that person.

This training is to help develop relationships within our organization,  our congregations and our community . Bring a team of leaders from your congregation to learn this essential tools and ways we can put this to use in building your congregation's ministries. This training is free but registration is required. Call 563.322.4910 to register or for more information. Light breakfast and lunch will be provided.


QCI Hosting Illinois Dept. of Transportation Secretary Anne Schneider for a Stakeholders meeting in April

Watch this Space! The Transportation Equity Task Force has organized a Transportation Jobs Stakeholders meeting with Illinois Secretary of Transportation Anne Schneider. This meeting will be held at Church of Peace in Rock Island, IL. QCI is bringing together elected officials, clergy, lay leaders, and concerned community members so we can get an update from Schneider on the progress of the rail project,  share our work on jobs and job preparedness for our community.  There are people who want jobs, and jobs coming, so how do we work together to fill in the  gap and ensure more our our community get those jobs. 
Community Members are welcome, however we require an RSVP. Please call QCI at 563-322-4910

"QCI Trivia Night Fundraiser"

On Saturday, March 2nd, 110 people attended the QCI Trivia Night. Thirteen teams joined in on some competitive fun to help us raise over $1,500! Tons of Raffle baskets were given away. We would like to thank the Bribiescos for running the game, our Chairman Joe who called the game, and everyone who donated basket prizes! Trivia Night would not have been a success without the help from QC community members.

 
New Tools for Retirement – Why the Ones that Get You There Won’t Keep You There PDF Print E-mail
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Written by Ginny Grimsley   
Friday, 22 March 2013 13:20
3 Ways to Switch Up Strategies & Guarantee Your Income

If there’s one thing Americans have learned from the financial crisis of 2008, it’s that they do not want to lose their money – again – especially for folks of a certain age, says financial advisor Philip Rousseaux, a member of the esteemed Million Dollar Round Table association’s exclusive Top of the Table forum for the world’s most successful financial services professionals.

“Losing nearly everything you’ve worked for throughout your entire adult life is right up there with being diagnosed with a major medical condition; it means the lifeblood of your future has been drained,” says Rousseaux, founder and president of Everest Wealth Management, Inc. (www.everestwm.com).

“Aggressive investment strategies that offer potentially huge rewards are fine for people younger than 40, but even they should have at least a portion of their retirement portfolio in investments that will provide a guaranteed income. The closer you get to your retirement age, or if you’re already retired, the more important it becomes to change the tools in your financial toolbox.”

Whether investors are decades or a just a few years away from retirement, or are currently retired – and whether or not they lost most, some or no money at all during the mass money meltdown – Rousseaux offers tips and tools to help you stay retired:

• Look for the hidden fees in your employer-sponsored 401(k). Last July 1, a new Department of Labor rule required all hidden fees attached to retirement plans and mutual funds be disclosed to employers and employees. By some estimates, up to 90 percent of fees attached to retirement plans are hidden! Get an accounting of all fees and if you can’t decipher the information, attend a financial workshop or talk to a financial adviser. It may be time to roll some your money into a less expensive plan. According to an AARP survey, 71 percent of those with a 401(k) had no idea they were paying fees for their retirement accounts.

• Explore fixed-rate indexed annuities: Investing all of your retirement savings in Wall Street exposes you to a lot of risk. That may be acceptable when you’re in the prime of your career, but it’s important to find alternatives that provide for growth while protecting savings. “Fixed-rate indexed annuities, where you loan an insurance company money and it guarantees you payments over a specified length of time, allows you to forecast the income you’ll generate,” Rousseaux says. “While these annuities will have a ceiling on interest rates, they’ll also have a floor. Your principal is safe and you can ride an up market without the risk.”

• Turn your IRA or 401k into a joint account. For many people this may sound like a new concept, but this is something Everest Wealth Management has been using a planning tool for the last decade.  While it’s true the IRA, which stands for Individual Retirement Account, is something only one person can own, many alternative investments such as a fixed annuity offer benefits such as guaranteed lifetime income.  Within these plans the owners have the option to guarantee income on both lives, thus creating a joint income for both the husband and wife.

• How much you have isn’t as important as you think. For years planners have touted finding your magical number so that you can afford retirement.  This is simply not an accurate measurement and isn’t what matters, according to Rousseaux.  “With interest rates at 60-year lows and people living longer due to health care advances, the priority in planning is how much income can you generate and will that income last for your lifetime.”  The income your investments can generate is the key to successful retirement planning in the second phase, which Rousseaux calls the distribution phase.

About Philip Rousseaux

Philip Rousseaux is the founder and president of Everest Wealth Management and Everest Investment Advisors money management firm. A staunch advocate of objectivity in investment advice, he’s a member of the Million Dollar Round Table, the international association of independent advisors whose members are held to a rigid code of ethics. He is the co-author of “Climbing the Mountain to Financial Success” and co-hosts The Money Guys show on CBS Radio in various cities.  Philip received his bachelor’s in economics from Towson University and completed the Wharton School of Business’s Investment Strategies and Portfolio Management Executive Education Program.

 
Gov. Branstad to give Waverly students tour after White House cancelation PDF Print E-mail
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Written by Office of the Governor of Iowa   
Friday, 22 March 2013 12:43

St. Paul’s Lutheran School students were set to visit The White House until their visit was canceled earlier this month

(DES MOINES) -  Gov. Terry Branstad today announced he will give students of St. Paul’s Lutheran School in Waverly, Iowa, a tour of Terrace Hill and a “behind the scenes” tour of the governor’s office after the White House abruptly canceled the students’ planned tour earlier this month. The students will visit Des Moines on Thursday, March 28, 2013.

“I am pleased the students from St. Paul’s Lutheran School in Waverly will be able to visit Terrace Hill and the State Capitol,” said Branstad. “Just like in Washington, our Legislature is split among political parties, but we are still able to work together to better our state. I was disappointed to learn The White House canceled the students’ tour, but I hope a tour of Terrace Hill and the governor’s office will be a small consolation.”

Earlier this month, the students were the focus of an ABC News story about The White House’s cancelation of tours following sequestration.  The students launched a Facebook campaign in hopes of The White House reinstating the tours, but the students were denied their tour when visiting on March 16th.

The following portion of the students’ visit is open to the press:

Thursday, March 28, 2013

10 a.m. Gov. Branstad gives Waverly St. Paul’s Lutheran School students tour of Terrace Hill

Terrace Hill

2300 Grand Avenue

Des Moines, IA

 

11:30 a.m. Gov. Branstad gives Waverly St. Paul’s Lutheran School students tour of Governor’s Formal Office

Governor’s Formal Office

State Capitol

Des Moines, IA

 

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Miss Illinois County Fair Queen Amelia Martens. PDF Print E-mail
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Written by Shauna Learn   
Friday, 22 March 2013 12:42

2012 Rock Island County Fair Queen Amelia Martens celebrates her win as the very first Miss Illinois County Fair Queen in Rock Island County.

Please join us for a reception for Amelia Martens  newly crowned 2013 Miss. Illinois County Fair Queen. Amelia is a senior at the University of Illinois majoring in Agricultural Communications. She is from Orion IL.

Reception is as follows:

Location: Western Illinois University Campus – 3300 River Dr. Moline IL 61265

Time: 1:00pm-4:00pm (Amelia and  Rock Island County Fair board president Mr. William L McKinley will be speaking around 3:00)

Amelia would love to share with you about her upcoming busy summer and her excitement of being the official hostess of the Illinois State Fair and the DuQuoin State Fair.

 
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