Health, Medicine & Nutrition
How to Pay for Senior Care with Limited Resources PDF Print E-mail
News Releases - Health, Medicine & Nutrition
Written by Ginny Grimsley   
Wednesday, 14 August 2013 12:45
Expert Offers Tips for Troubleshooting Health-Care Woes

We don’t often think of living a long life as a problem, especially for those we love. But what happens when Mom, Dad, a spouse or another beloved family member are in need of regular health care yet are apparently short on finances?

Actually, paying for care may be well within your loved one’s means, says insurance expert Chris Orestis.

“It’s a secret the life insurance industry has managed to hide for decades: Your policy can be used to pay for long-term health care such as home care, assisted-living or nursing home expenses,” says Orestis, a former insurance industry lobbyist.

“Many people who need long-term care can’t afford it, so they drop the policies they’ve been paying on for years in order to qualify for Medicaid. The life insurance companies profit from the fact that they get all those years of premiums and never have to pay out a death benefit.”

Orestis, who’s been lobbying state Legislatures – including Texas – to make the public aware of their legal right to use this option, says seniors can instead sell their policy for between 30 and 60 percent of its death benefit value. The money can be put into an irrevocable fund designated specifically for their care.

He offers more tips for paying for a senior’s health care:

• Don’t go straight to Medicaid. If your first thought is skipping right to Medicaid, the government’s health-care safety net for the very poor, then you may be heading for a trap. Once you have Medicaid paying the bills, you and your loved ones have little say in how you’re cared for and by whom. This policy conversion option allows you to live in a place where you’re happy and comfortable and it saves taxpayers millions of dollars every year. Also, with 30 percent of the Medicaid population consuming 87 percent of Medicaid dollars spent on long-term care services, more individuals will be forced to find their own resources to pay for those needs.

• Consider what you’ve already paid for; The practice of converting a life insurance policy into a Life Care Benefit has been an accepted method of payment for private duty in-homecare, assisted living, skilled nursing, memory care and hospice care for years. Instead of abandoning a life policy because your loved one can no longer afford the premiums, policy owners have the option to take the present-day value of the policy while they are still alive and convert it into a Life Care Benefit – Long Term Care Benefit Plan. By converting the policy, a senior will remain in private pay longer and be able to choose the form of care that they want but will be Medicaid-eligible when the benefit is spent down.

• Think again before tapping other assets. It costs more than $80,000 a year on average to pay for a loved one’s stay at a nursing home, according to the National Consumer Voice for Quality Long Term Care. And, $178 billion is spent out-of-pocket by individuals and families, accounting for 22 percent of the money spent on nursing homes, according to the Kaiser Family Foundation. This can lead down a costly path of tapping other forms of wealth, or even seeking loans. Before doing this, consider utilizing a life insurance policy first. Conversions include provisions for funerals, and whatever money is not spent on care goes automatically to policy beneficiaries.

About Chris Orestis

Chris Orestis, nationally known senior health-care advocate and expert is CEO of Life Care Funding, which created the model for converting life insurance policies into protected Long-Term Care Benefit funds. His company has been providing care benefits to policy holders since 2007. A former life insurance industry lobbyist with a background in long-term care issues, he created the model to provide an option for middle-class people who are not wealthy enough to pay for long-term care, and not poor enough to qualify for Medicaid.

Genesis Trauma A-Z Conference Will Cover Wide Range Of Topics PDF Print E-mail
News Releases - Health, Medicine & Nutrition
Written by Craig Cooper   
Wednesday, 14 August 2013 11:30

DAVENPORT, Iowa – Aug. 13, 2013 – Genesis will host a trauma conference for physicians, first responders, nurses, OT/PT, clergy, social workers, RTRs, and other allied health professionals on Friday, Sept. 20 at the Waterfront Convention Center in Bettendorf.

The conference will feature nine speakers from 7:30 a.m.-3:30 p.m. on a variety of trauma-related topics.

Topics will include thermal injuries, presented by K. John Hartman, M.D., medical director of trauma surgery at Genesis; agricultural extremity trauma, presented by Chuck Gipson, MEDIC EMS; traumatic brain injuries, presented by Conway Chin, D.O., medical director of Genesis Physical Medicine and Rehabilitation; disaster planning, presented by Nick Border, emergency preparedness coordinator at Genesis, Post Traumatic Stress Disorder in Combat Veterans presented by CSM Stephen Blake; Combat Casualty Care, presented by Lt. Gary Ronzheimer, Muscatine Fire Department; Aero-Medical Transport presented by Kevin Takacs with MedForce; and Dealing with the Difficult Patient, presented by Frank Nagorka, JD, EMT-P, lawyer and EMT from Chicago.

“This will be an informative continuing education opportunity for anyone who potentially touches the lives of trauma patients and provides care for them,’’ said Jody Johnston-Mohr, continuing medical education coordinator for Genesis Health System. “There will be something for every interest.’’

Registration fee is $25. You can call (563) 421-1284 to pay with Visa or MasterCard. Checks can be made payable to Genesis Health System and mailed to Jody Johnston-Mohr, 1227 E. Rusholme St., Davenport, IA. 52803. For more information, email This e-mail address is being protected from spambots. You need JavaScript enabled to view it

Included in the registration will be a continental breakfast, lunch, CME/CEU credits, and a wine and cheese reception following the conference.


Live Lead-Free PDF Print E-mail
News Releases - Health, Medicine & Nutrition
Written by Lenore Alonso   
Tuesday, 13 August 2013 11:48
The Scott  County Health Department, in partnership with the City of Davenport, announces this week the beginning of an awareness campaign, entitled “Live Lead Free”, about lead paint and its effects. The goal is to promote testing of homes built before 1978, and of children six years of age and under.

The program and its services are made possible through a grant from the Department of Housing and Urban Development and will commemorate the 35 with a tie to unleaded gasoline. Selected Hy-Vees, Casey’s General Stores, and Mother Hubbard’s Cupboards in the county will feature gas pump public service ads with the campaign image.

Lead was eliminated from paint in 1978 and from gasoline in 1995. However, homes built before 1978 may still harbor exposed lead paint. The campaign provides information from the Scott County Health Department ) on screenings of at-risk dwellings (563-326-8618) and free health screenings for children up to six years of age (

Children six and under are especially prone to exposure and the effects of lead paint, and should be tested every year beginning at one year of age until six years of age. Iowa law requires that all children entering kindergarten show proof of one lead test.

“With the removal of lead from gasoline, one source of lead in the environment was eliminated.  

However, many county residents are living in homes that still contain exposed lead paint,” said Edward Rivers, Director of the Scott County Health Department.   “Placing our message at gas pumps is a very direct way of getting it out, and the comparison with unleaded gasoline is thought-provoking.  It will be seen every day by a large number of people, and we hope it will reach those who need it most.  We thank our partners in the community for making this possible.”

For more information on living lead free, visit the Scott County Health Department’s Web site at

Turning the Tide on Childhood Obesity PDF Print E-mail
News Releases - Health, Medicine & Nutrition
Written by Amanda Browne   
Monday, 12 August 2013 14:39

by Dr. Janey Thornton, USDA Deputy Under Secretary for Food, Nutrition and Consumer Services

As the Department of Agriculture’s Deputy Under Secretary for Food, Nutrition and Consumer Services, I am on a mission to make sure all of our nation’s children have the best possible chance at a healthy life and a bright future. So, I’m very encouraged by some recent news from the Centers for Disease Control and Prevention (CDC):  the rate of obesity among low-income pre-school children appears to be declining for the first time in decades.

The declining rates show that our collective efforts—at the Federal, State and community level—are helping to gain ground on childhood obesity, particularly among some of the more vulnerable populations in our country.  Low-income children are often at a big disadvantage when it comes to getting the food they need to grow up healthy and strong, which is why the nutrition programs and resources available through USDA are so vital.

Programs like WIC—with its new, healthier food package offerings for pregnant women, breastfeeding mothers and young children, including more fruits and vegetables and more whole grains—and the Child and Adult Care Food Program—with its increasing emphasis on nutrition and physical activity for young children—are making a difference in the lives of millions of children.

Our efforts don’t stop there. School-aged children are now getting healthier and more nutritious school meals and snacks, thanks to the support of First Lady Michelle Obama’s Let’s Move! initiative and historic changes implemented under the historic Healthy, Hunger-Free Kids Act.  We’re supporting healthy, local foods in schools through our Farm to School grant program, and we’re improving access to fresh produce and healthy foods for children and families that receive Supplemental Nutrition Assistance Program benefits.

So what can you do to make a change in your home and community? Parents and caregivers can use educational materials like Healthy Eating for Preschoolers and Nutrition and Wellness Tips for Young Children to help teach young children healthy habits from the start. Teachers, principals and school food service professionals can use nutrition education materials like the Great Garden Detective curriculum provided through Team Nutrition to motivate older children to eat healthy and try new foods. Kids can explore MyPlate Kids Place and take the MyPlate Pledge to commit to making healthy food choices at school and at home. And parents, teachers, and kids alike can get active and learn about healthy foods with Let’s Move! in school, at home and in their communities.

Don’t get me wrong—we still have a long way to go before America’s childhood obesity epidemic is a thing of the past.  Far too many—1 out of every 8—preschoolers are still obese.  Unfortunately, obesity in these early childhood years sets the perfect stage for serious health problems throughout the entire lifespan. 

We at USDA are proud of our ongoing efforts to ensure the health of America’s next generation, and we know that, combined with your efforts at home, we are beginning to see real results in thefight against early childhood obesity.

Dr. Janey Thornton serves as USDA’s Food, Nutrition and Consumer Services Deputy Under Secretary.  Before coming to USDA, Dr. Thornton served as School Nutrition Director for Hardin County Schools in Elizabethtown, Kentucky and served as president of the 55,000-member School Nutrition Association during the 2006-2007 school year. Learn more about USDA’s efforts to improve child nutrition and visit for quick, easy nutrition and diet tips for families.

5 Ways to Stay Slim While Indulging Yourself PDF Print E-mail
News Releases - Health, Medicine & Nutrition
Written by Ginny Grimsley   
Friday, 09 August 2013 13:27
Veteran Biochemical/Nutritional Expert Offers Tips for
Maintaining a Healthy Weight

With the recent declaration from the American Medical Association that obesity now should be considered a disease, the United States officially becomes an even more afflicted union. Obesity, which affects 78 million adults and 12 million children, causes a plethora of other illnesses, including cardiac disease and diabetes.

“It’s clear that a really fundamental paradigm shift in lifestyle is needed for an enormous swath of the U.S. population – but there are also Americans who have already reshaped their eating and exercise habits, and they’re looking to not only maintain their health, but also take it to the next level,” says Dr. Susie Rockway, a veteran nutritional and biochemical expert in the U.S. health industry.

“These are often busy, professional people who make an effort to eat healthy with most meals and make time throughout the workweek to move their body and get their blood pumping.”

Still, they also want to be able to enjoy an indulgent meal every once in a while – birthdays, family barbecues or date night with the spouse. Dr. Rockway offers tips for people who want to maintain their weight while still enjoying the occasional burger, chicken wing or greasy pizza slice:

• Food diary: So, nine times out of 10 you eat healthy, eh? That may not really be true, but a food diary can help clear up any confusion. How much fattening mayo was used to make that tuna salad? If you’ve sworn off meat, are you getting enough protein and are you eating too many carbohydrates? What kind of carbs are they? Are you eating a diverse diet that provides all the necessary nutrients? A food diary will help challenge your assumptions and make you more aware of everything you’re eating, how much and where you might make healthy adjustments.

• Stay hydrated: Whether you’ve upped the ante on your workouts or you’re consuming too much salt or too many caffeinated beverages, which act as a diuretic, doctors and researchers believe as many as 75 percent of Americans experience dehydration throughout the day. Dehydration can make you confuse thirst for hunger, cause fatigue and a fuzzy memory.

• Lineatabs This meal supplement has been popular in  Europe for 11 years and recently became available in the United States. Lineatabs contains Solusitan, an all-natural fat-binding complex. Unlike other fat-binding supplements, Lineatabs dissolve in water to become an effervescent citrus flavored beverage that users consume before or while eating a fatty meal. Since the dietary fibers in Lineatabs are dispersed in water are not compressed into a tablet, they’re immediately available to bind with fats, turning them into an indigestible liquid mass. The tabs are perfect for people who follow a healthy diet but occasionally eat a greasy-fatty meal. The ingredients in Lineatabs are clinically proven to help reduce body weight, in combination with a calorie-restricted diet, and can also help maintain healthy cholesterol levels. Additionally, Lineatabs encourages hydration, as it makes you drink more water.

• Relaxation: If you’re always on the go, chances are you may be suffering from excessive stress, which according to the American Journal of Epidemiology, raises levels of cortisol, a hormone that can make you feel hungry. Stress can also make busy people more prone to comfort eating, including excessive amounts and foods filled with fat, sugar and salt. Consider breathing techniques, yoga or meditation for handling a busy schedule.

• Slightly increase/mix-up cardio: It’s easy to get into a routine in your workout. After a certain point, however, your body gets used to the exercise and you get less of a workout. You don’t have to drastically alter things though; increasing the incline on your treadmill by just 5 percent can help you lose 15 percent more calories during your walk/jog/run. If you want more muscle definition, consider trading a walk for a shorter jog, or a jog for a shorter sprint.

About Dr. Susie Rockway, Ph.D., C.N.S.

Dr. Susie Rockway, Ph.D., C.N.S., is a veteran nutritional and biochemical expert and is a multi-decade industry expert. She has worked for multiple companies in executive capacities, including as an executive director of product development, a director of research, and a manager for science developing health and wellness products, where she communicated nutrition and new science updates to consumers. She has also designed testing strategies for clinical efficacy studies.

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