Efforts to prevent lenders from exploiting people with spotty credit histories are gaining momentum on a national level, as well as in Illinois and Iowa. Last week, the Federal Reserve Board agreed to tighter regulations on "predatory lending," in which financial institutions use a combination of high interest rates and unusual terms to make it difficult for borrowers to build equity in their homes.
The Five Star Restoration Program has named Nahant Marsh in Davenport a Five Star Restoration Site. The program is organized by the U.S. Environmental Protection Agency, the National Fish & Wildlife Federation, the National Association of Service and Conservation Corps, the National Association of Counties, and the Wildlife Habitat Council, and it supports restoration projects involving contributions from multiple and diverse partners.
Clad in his signature bow tie, standing before approximately 150 members of Daven-portOne at a breakfast last week, Brian Vandewalle sketched out his vision for revitalizing downtown Davenport. The presentation included a slide show and plenty of colorful buzzwords, from the "golden rectangle" to "economic constellations" to "the silicon prairie.
Moline: Renew Moline currently has three contracts with Vandewalle & Associates. The first, worth $35,000, is an update of the Moline Center Plan, which is expected to be finished by late winter. The second, also worth $35,000, is for implementation of the Moline Center Plan.
A recent fire at Olson Engineering in Eldridge did substantial damage to the 27-year-old pins-and-bushings machining company. Two of the company's four buildings were gutted in a fire that took seven fire departments more than four hours to put out.
The Iowa Utilities Board is finalizing plans to make 563 the new area code for eastern Iowa, including the Quad Cities, Muscatine, Clinton, Elkander, and Decorah. Optional use will begin March 4, 2001, and mandatory use will start in September.
Floating through the Internet via e-mail is a warning titled "Area Code '809' Phone Scam" warning that you shouldn't respond to e-mail messages, phone calls, pages, or Web pages instructing you to call a number in the 809 area code.
I remember the first time I looked for a job - which was, incidentally, just like the last time I looked for a job. Hauling out a 5-pound Sunday newspaper in one hand and a yellow highlighter in the other, I underwent the laborious task of searching through manual-labor, nurse, and the all-encompassing sales openings to find something remotely in my field.
Although he won't be lounging in an open convertible with Eric Clapton at the wheel like on the cover of his new album, the legendary B.B. King will be riding into Davenport in his custom bus next week. The elder statesman of the blues is returning to the Adler Theater on Monday for a 7:30 pm stop on his 75th birthday tour.
Tired of piles of credit-card offers in the mail? Wondering who is checking on your credit and why? Four of the national credit-information bureaus - Experian, Innovus, Equifax, and Trans Union - have joined to offer a toll-free service allowing consumers to have their names blocked from unwanted credit inquires for two years.

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