Hoboken, NJ (May 2013)?Parents, the green season is upon us. Summer. And the "green" doesn't just stand for the leafy trees kids climb and the lawns through which they chase fireflies. It stands for cold hard cash. Kids cost money all year long, of course, but summer brings with it a slew of extra expenses: summer childcare programs . . . summer camps . . . extravagant family vacations. According to financial counselor and bestselling author Eric Tyson, if parents aren't careful, they can easily find themselves living a summer lifestyle they really can't afford.

"Many people assume, 'Oh, it's summertime?of course we have to take a fabulous family vacation,' or 'Of course we have to send Travis and Kaitlyn to the same camp their friends are going to,' when, really, they can't afford it," says Tyson, author of Personal Finance For Dummies®, 7th Edition (Wiley, 2009, ISBN: 978-1-118-11785-9, $22.99, www.erictyson.com). "They may not think of it this way, but they're trying to keep up with the Joneses, or worse, the Joneses' kids?and they're harming themselves in the long run."

Tyson says overspending on summer activities and "stuff" doesn't do kids any favors. In fact, your conspicuous consumption may be teaching them poor money management habits, which sets them up for problems in their own financial lives down the road.

"Make this the summer that you rein in your spending and start teaching kids by example how to make smart financial decisions," urges Tyson. "You may be surprised to find that, far from feeling that you're sacrificing, this is the most fun, fulfilling summer you've ever had."

Here are a few of his tips:

· Think about your value system before you make your summer plans. The way we spend our money and our time reveals our values, says Tyson. Actions really do speak louder than words?and your kids are listening. "You'd never say to your children, 'You can't have fun unless you spend a lot of money to have prepackaged experiences,' or 'Kids can't have fun hanging out with their families' or even 'It's fine to rack up lots of debt?to take a lavish vacation or put in a pool, for instance?even if you don't know how you're going to pay it back,'" says Tyson. "And yet, that's what kids hear when you make certain decisions about how you spend your summer."

His point? Really think about what's important to you?and what message it sends?instead of following the summer crowd.

· Don't charge summer activities. Period. "If a vacation or a summer camp doesn't fit your budget, it doesn't fit your budget," says Tyson. "Use debt only to make investments in things that gain value, such as real estate, a business, or an education. If you can't pay cash for summer trips and activities, don't do it or buy it."

· When you're trying to decide whether you can afford a vacation, factor in all the hidden costs. Before you reserve your hotel, sit down, wrack your brain, and make a list of all the expenses you may have forgotten, advises Tyson. "The cost of a vacation is not just hotel and airfare," he says. "It's also the new swimsuits you might have to buy; it's the gas you'll burn driving around in the rental car; it's the cost of boarding your dog and it's the cost of developing all the pictures you take. You can't make an informed decision until you know how much the vacation will cost when all's said and done."

· Vacation close to home. You don't need to put the entire family on an airplane and fly thousands of miles away to have a nice vacation. Airfare is expensive, and so is the rental car you'll probably need once you get to where you're going. Regardless of where you live, there is sure to be a worthwhile destination within a few hours' drive: a beach, a mountain range, a national park, or an exciting city.

"When you get in the car and drive for a few hours, you still have that getting-away-from-it-all feeling, but without the huge price tag," notes Tyson. "Do some research ahead of time and you can plan for some fun and inexpensive activities?say, attending a festival or hiking to a breathtaking waterfall. You'll actually enjoy your vacation instead of fretting about how much it's costing."

· Be a smart vacationer. No matter where your wanderlust leads you and your family, you can cut costs. Here are a few tips:

• Plan, plan, plan. Do plenty of research before you ever leave home so you'll know the best and most budget-friendly activities and destinations in advance. "It's when we fail to plan ahead that we fall prey to overpriced tourist traps," notes Tyson.
• Don't go overboard on the hotel. There's really no reason to spend big bucks on a room you'll do little more than sleep in.
• BYOF: Bring your own food. If you're taking the family to a theme park, bring along a backpack of snacks. (If you don't, be prepared for some serious sticker shock!) And choose a hotel room with a kitchen (or vacation home) so you can prepare a few meals in.
• Don't buy a bunch of T-shirts and trinkets. It's usually better to spend the money on photos than "keepsakes" (i.e., clutter you don't need).
• If your child brings along a friend, make sure he pays his own way. "Don't assume that because Billy is inviting his friend Josh, you have to pay for Josh's meals, amusement park tickets, and so forth," says Tyson. "If you aren't comfortable having a frank discussion with Josh's parents ahead of time about who pays for what, don't invite him."

· Strapped for cash? Dream up creative vacation alternatives. For instance, you can "vacation at home" by spending a week exploring fun, kid-friendly destinations?zoos, museums, gemstone mines?within easy driving distance of your home. Or spend a few nights camping in a local wilderness spot. (Assuming you already have the tents, sleeping bags, and other gear, that is; otherwise you'll spend a fortune on your "roughing it" adventure!) Or visit relatives you rarely see who have an unfamiliar lifestyle?if you're a "city mouse" family, spend a few days on the farm with Great Aunt Bertha.

"The point is, you can find endless fun and educational activities that don't require a major outlay of money," says Tyson. "Use your imagination."

· Skip the expensive summer camp. It's easy to see why summer camps are popular: kids get to spend weeks on end swimming and playing sports. Unfortunately, these adventures can cost thousands of dollars, and especially if you have more than one child, can be costly. If summer camp is a "must" for your kids, seek out the more affordable ones run by non-profit organizations or churches, says Tyson. But don't assume your kids have to go to summer camp at all.

"If you think about it, this is the time of year families should be together," he says. "The kids are out of school; they don't have homework to take up their time; the weather is nice?wouldn't it be better to spend that time doing fun things as a family?"

· Don't rule out "summer jobs" for your kids. If you're worried that, in the absence of summer camp, your kids will spend their summer lounging in front of the TV and computer and playing video games, put them to work. No, seriously, says Tyson. In addition to their regular chores, give your kids summer projects to complete, such as painting their rooms (under your supervision, of course) or designing, planting, and maintaining a flower garden in the yard. Or volunteer them to walk an elderly neighbor's dog or (if they're old enough) cut her lawn.

"Working is good for kids," notes Tyson. "You can pay them a modest allowance for their labor, which helps them learn financial responsibility."

· Encourage your kids to give this summer, not receive. Spending lots of money on kids, whether in the form of vacations, summer camps, or brand new bikes, can breed materialism and a sense of entitlement. You can counteract these forces by insisting that your children spend some time giving back this summer. This will also help foster compassion for others in your children.

"There are many nonprofit organizations for which kids and entire families can volunteer," says Tyson. "Of course, it doesn't have to be that structured. You can make a decision to, say, visit nursing home residents once a week. Adopting a 'cause' as a family helps kids gain a healthier perspective to see that others are less fortunate, and frankly, it serves as a good reminder for parents as well."

Generally, it's best not to indulge children any time of the year, says Tyson.

"Toys, art classes, sports, field trips, and the like can rack up big bills, especially if you don't control your spending," he writes in Personal Finance For Dummies. "Some parents fail to set guidelines or limits when spending on children's programs. Others mindlessly follow the examples set by the families of their children's peers. Introspective parents have told me that they feel some insecurity about providing the best for their children. The parents (and kids) who seem the happiest and most financially successful are the ones who clearly distinguish between material luxuries and family necessities."

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About the Author:
Eric Tyson is an internationally acclaimed and bestselling personal finance book author, syndicated columnist, and speaker. He has worked with and taught people from all financial situations, so he knows the financial concerns and questions of real folks just like you. Despite being handicapped by an MBA from the Stanford Graduate School of Business and a BS in economics and biology from Yale University, Eric remains a master of "keeping it simple."

After toiling away for a number of years as a management consultant to Fortune 500 financial-service firms, Eric took his inside knowledge of the banking, investment, and insurance industries and committed himself to making personal financial management accessible to all.

Today, Eric is an accomplished personal finance writer. His "Investor's Guide" syndicated column, distributed by King Features, is read by millions nationally. He is the author of five national bestselling books, including Personal Finance For Dummies, Investing For Dummies, and Home Buying For Dummies (coauthor), among others, which are all published by Wiley Publishing. Personal Finance For Dummies was awarded the Benjamin Franklin Award for best business book of the year.

Eric's work has been featured and quoted in hundreds of publications, including Newsweek, the Wall Street Journal, the Los Angeles Times, the Chicago Tribune, Forbes magazine, Kiplinger's Personal Finance magazine, Parenting magazine, Money magazine, Family Money magazine, and Bottom Line/Personal magazine; on NBC's Today show, ABC, CNBC, PBS's Nightly Business Report, CNN, and FOX-TV; and on CBS national radio, NPR's Sound Money, Bloomberg Business Radio, and Business Radio Network.

Eric's website is www.erictyson.com.

WORCESTER, MA (05/23/2013)(readMedia)-- Worcester Polytechnic Institute (WPI) has announced that Julie Eagle of Rock Island, Ill., a senior majoring in mechanical engineering, was named to the university's Dean's List for academic excellence for the spring 2013 semester.

A total of 1,340 undergraduate students achieved the criteria required for WPI's spring 2013 Dean's List. The criteria for the WPI Dean's List differ from that of most other universities as WPI does not compute a grade point average (GPA). Instead, WPI defines the Dean's List by the amount of work completed at the A level in courses and projects.

"WPI's academic programs are remarkably rigorous, so being named to the Dean's List is a testament to hard work, a sharp mind, and a commitment to excellence," said Provost Eric Overström. "Some of this nation's best and brightest students come to WPI to learn subjects ranging from engineering to science to business and the humanities, and through our innovative project-based curriculum they conduct professional-level research and solve important problems all over the world. Those named to the Dean's List have excelled at facing such demanding challenges, and we are exceptionally proud of these outstanding students."

About Worcester Polytechnic Institute

Founded in 1865 in Worcester, Mass., WPI is one of the nation's first engineering and technology universities. Its 14 academic departments offer more than 50 undergraduate and graduate degree programs in science, engineering, technology, business, the social sciences, and the humanities and arts, leading to bachelor's, master's and doctoral degrees. WPI's talented faculty work with students on interdisciplinary research that seeks solutions to important and socially relevant problems in fields as diverse as the life sciences and bioengineering, energy, information security, materials processing, and robotics. Students also have the opportunity to make a difference to communities and organizations around the world through the university's innovative Global Perspective Program. There are more than 30 WPI project centers throughout North America and Central America, Africa, Australia, Asia, and Europe.

Veterans form WWII, Korean Wars view monuments built in their honor 

Washington, D.C. - Congressman Dave Loebsack today welcomed the Honor Flight of the Quad Cities to the National World War II Memorial on the National Mall in Washington.  Loebsack presented the members of the Honor Flight with copies of the Congressional Record statement he submitted in recognition of their service, as well as copy of the Our Flag booklet.  The Honor Flight of the Quad Cities brings both World War II and Korean War veterans to Washington to visit our nation's capital and Memorials built in their honor.

"I look forward to welcoming each Honor Flight to our nation's capital so they can see the memorials that were built in their honor.  Being able to welcome these veterans today was especially meaningful," said Loebsack.  "We cannot thank these veterans enough for their service to our nation.  I was honored to present them with a copy of the statement I made for the official Congressional Record to recognize their service."

The Honor Flights are all fully paid for, and the veterans are typically accompanied by volunteers who donate their time to ensure that the veterans have a safe trip. This group included 94 veterans. The Honor Flight left from the Quad Cities Airport this morning and will return tonight.

Loebsack is an avid supporter of our veterans. As a member of the House Armed Services Committee, he has worked to improve care and benefits for our servicemembers and veterans, including expanding Post 9/11 GI Bill benefits for the National Guard; expanding access to mental health care; helping our veterans find civilian jobs; and opening new Community Based Outpatient Clinics to improve access to VA services for Iowa veterans.  He also recently co-introduced bipartisan legislation to eliminate the waiting period for Social Security Disability Insurance benefits for servicemembers wounded in combat.