The "Understanding the True Cost of College" Act Will Ensure Families Know Exact Cost of College When Deciding Which School to Attend

 

WASHINGTON, D.C. [05/24/12]? U.S. Sen. Al Franken (D-Minn.) said families and students will gain a more accurate picture of exactly how much college will cost them before deciding which school to attend under bipartisan legislation he authored and introduced today. Sens. Tom Harkin (D-Iowa), Chuck Grassley (R-Iowa), Richard Blumenthal (D-Conn.), Chuck Schumer (D-N.Y.), Barbara Mikulski (D-Md.), Tim Johnson (D-S. Dak.), Ron Wyden (D-Ore.), and Ben Cardin (D-Md.) joined as original cosponsors.

 

Sen. Franken's "Understanding the True Cost of College Act," introduced Thursday, would create a universal financial aid award letter so that students can easily compare financial-aid packages between schools.  It would clarify what financial aid families will receive from a school and create standard terms for the aid offered so that students can accurately compare offers from different schools. Right now, schools do not use standard definitions or names for different types of aid, so students and families often report having difficulty figuring out the differences between grant aid?which does not need to be repaid?and student loans, which do need to be repaid.

"The amount of debt students in Minnesota graduate with has skyrocketed, and part of the problem is that students often don't have a clear picture of how much their education is going to actually cost them," said Sen. Franken. "My legislation will require schools to use a universal financial aid letter so students and their families will know exactly how much college will cost, and will help them compare apples to apples when deciding what school a student will attend."

 

"This commonsense legislation helps empower students and families with necessary information to make an informed choice about college," said Sen. Harkin. "Faced with soaring tuition and mounting debt, students lack the consistent, clear and useful financial aid information they need to compare their options and make the decision that is right for them.  As Congress grapples with the pressing and complex issue of college affordability, this bipartisan legislation addresses a key piece of the puzzle and will help millions navigate the maze of financial aid information thrown their way through a standardized, comprehensive, consumer-friendly form.  This is not about more information, but about the right information that students need when making such an important decision about their future."

"I am proud to help lead the Understanding the True Cost of College Act, which would mandate fairer and more accurate disclosure in financial aid offers to students," said Sen. Blumenthal. "It would provide for clearer terminology and definitions colleges use in their financial aid letters. Students would better understand the differences in the financial aid packages they receive from each institution, and make more informed decisions in choosing college."

"College affordability must be a top priority for the federal government so that millions of students  and future students at America's colleges and universities can graduate with a diploma and not a pile of debt," said Sen. Schumer. "I am proud to have partnered with Senator Franken to create a requirement that all higher education programs inform consumers about their financial aid options in a uniform manner, which allows them to make apples-to-apples comparisons when considering a college's price tag. This proposal will help ensure that students receive a top-notch education that is as affordable for families and students as possible."

"This initiative will empower students and parents with the information they need to make the best financial decision for their families and to avoid taking on more debt than they will be able to repay,"said Sen. Grassley. "This is one way to address the problem of student debt on the front end rather than after the fact.  Also, the more we can help students and parents become savvy shoppers, the more colleges will be forced to rein in rising costs to compete for students."

"I believe in America's opportunity ladder, and higher education is an important rung on that ladder,"said Sen. Mikulski."This legislation will help families who are stressed and stretched to make an informed financial decision by requiring all colleges to provide basic information on the costs of enrolling at the school of their choice. Higher education is part of the American dream - it shouldn't be a financial nightmare."

"Not all student aid is created equal and students deserve to know exactly what kind of debt they are taking on and how much they will have to pay back," said Sen. Wyden. "Student aid packages vary from school to school and are often difficult to compare with each other. The difference between a $20,000 grant and a $20,000 high interest loan can mean the difference between an affordable and an unaffordable education for many students, yet often times this distinction may not be readily apparent. Students deserve to know as simply and clearly as possible what they are taking on and the choices they have."

"Students today have enough obstacles keeping them from a quality education, deciphering the paperwork shouldn't be one of them.  We need to make it easier to understand the options for financial aid and exactly what the full cost will be," said Sen. Cardin. "I am proud to be a cosponsor of legislation that requires uniform, consumer-tested financial aid award letters with standard definitions.  This will go a long way toward helping students fully understand their funding options and commitments."

 

The "Understanding the True Cost of College Act" would:

  • Require institutions of higher education to use a uniform financial aid award letter.
  • Call on the Department of Education to work with colleges, consumer groups, students, and school guidance counselors to develop standard definitions of various financial aid terms for use in the uniform financial aid award letters.
  • Establish basic minimums of information that must be included in the uniform financial aid award letters, such as: cost of attendance; grant aid; the net amount a student is responsible for paying after subtracting grant aid; work study assistance; eligible amounts of federal student loans; expected federal loan monthly repayment amounts; and disclosures including disclosures related to private loans, treatment of scholarships, and the terms and conditions of federal financial aid.
  • Require the Department of Education to establish a process to consumer test the uniform financial aid award letter and use the results from the consumer testing in the final development of the uniform financial aid award letter.

 

In Minnesota, Sen. Franken's bill is supported by the University of Minnesota, the Minnesota State University Student Association, the Minnesota State College Student Association, and the Minnesota College Access Network. Nationally, the bill is supported by the American Federation of Teachers-AFL-CIO, the National Consumers League, Campus Progress Action, the Institute for College Access and Success, Education Trust, and the National College Access Network.

 

###

Grassley:  FDA legislation now better protects whistleblowers, charts path to posting of clinical trials.

Senate proposal also targets counterfeit drugs and requires electronic import records

 

WASHINGTON - Senators late yesterday agreed to add two provisions sponsored by Senator Chuck Grassley to legislation that will renew user fee agreements that fund the Food and Drug Administration.

 

The first addition is a whistleblower reform he authored based on congressional oversight of the FDA.  The second is a plan to see that clinical trial results are posted when the National Institutes of Health issues regulations, as it was called upon to do in a law enacted five years ago.

 

Grassley said more should be done to protect FDA whistleblowers, but the part of his reform proposal that's now been made part of the Senate FDA bill would expand protections for uniformed employees of the Public Health Service.  Earlier this year, Grassley was contacted by FDA whistleblowers after they were negatively targeted by FDA officials for communicating with his office about concerns regarding the FDA.  The FDA read messages on the employees' personal email accounts to learn about the communication.

 

"The situation was egregious for a number of reasons, including the fact that the FDA went after an employee who wasn't covered by the Whistleblower Protection Act," Grassley said.  "Whistleblowers identify fraud, waste and abuse, often when no one else will, and risk their professional careers to do so.  Those inside the federal government should feel comfortable expressing opinions both inside agencies and to those of us in Congress."

 

Grassley's proposal to push the National Institutes of Health to publish regulations on clinical trials as was required in the reauthorization of user fees five years ago will require a study by the Government Accountability Office two years after the regulations are final in order to make certain the posting of clinical trial results occurs as intended.

 

"The goal is to give patients, researchers and health care professionals access to valuable information that could help to build understanding of the efficacy and safety of drugs and medical devices," Grassley said.

 

Grassley's clinical trials provisions are supported by the Union of Concerned Scientists, the Consumer Federation of America, U.S. PIRG, Public Citizen, and NRC for Women & Families.

 

Separately, the overall FDA bill, the Prescription Drug User Fee Act, contains legislation authored by Grassley and Senator Patrick Leahy to increase penalties for counterfeiting drug products.  It also contains legislative language that will heighten the scrutiny of imported drugs through electronic records.  This language comes from legislation Grassley previously co-authored with the late Senator Ted Kennedy.

 

Grassley also offered an amendment to the FDA bill with Senator Kohl and Senator Blumenthal to try to combat excessive use of antipsychotics in nursing homes.  "Our effort would empower nursing home residents and their loved ones in decision-making about what drugs are prescribed for them," he said.

 

Otherwise, Grassley said he had hoped the 2012 reauthorization of the Prescription Drug User Fee Act would give the FDA its own subpoena authority so that it no longer would need to navigate a cumbersome process at the Department of Justice.  He said the FDA also should be given the FDA authority to destroy unsafe products that are refused admission to the United States.

 

In response to consumers, the drug industry and the FDA, Congress first enacted the Prescription Drug User Fee Act in 1992 to try to speed up the drug approval process.  The fees raise supplement federal appropriations instead of replacing them.

 

-30-

Legislation Would Make Bankruptcy Process Easier for Small Companies

 

Washington, DC - With small businesses across the country struggling in the wake of the recession, the Senate Judiciary Committee today approved bipartisan legislation by U.S. Senators Sheldon Whitehouse (D-RI) and Chuck Grassley (R-IA) that would help small businesses facing bankruptcy.  The Small Business Reorganization Efficiency and Clarity Act would modify the Chapter 11 bankruptcy process to be more manageable for small businesses hoping to remain in business and preserve jobs.

 

"Chapter 11 was designed for large publicly-traded corporations and does not work for many small businesses," said Whitehouse.  "Our bill is a first step in improving the process for small companies and would implement some important changes to make it more flexible.  Providing viable small companies with a better reorganization process will help businesses maintain jobs."

 

"Judges, attorneys and businesses raised concerns.  This bill responds with good, common sense changes to help small businesses in bankruptcy.  It will also help us, the Congress, in determining whether future changes are needed," Grassley said.  "The bill is a step in the right direction as we continue work going forward."

 

The Small Business Reorganization Efficiency and Clarity Act would:

 

·         Give debtors and courts 45 additional days (total of 90) to confirm bankruptcy plans.  While the current 45-day deadline was intended to expedite small business cases, it has proven to be an insufficient amount of time for many debtors and courts;

·         Eliminate an ambiguous "catch all" reporting requirement that results in unnecessary filings and wasted attorney hours; and

·         Allow small business debtors to retain pre-filing counsel and other professionals even if such professionals have small claims against the estate.  It doesn't make sense to disqualify a lawyer familiar with a company from representing it just because the lawyer has a small claim.

 

The legislation would also direct the Government Accountability Office and the Administrative Office of U.S. Courts to report information on small business cases and to make recommendations for further reforms.

 

###

Mr. President, today we will be considering a vital piece of legislation that not only includes all four user fee agreements, but also includes policy proposals to improve the Food and Drug Administration's (FDA) review and approval of medical products, particularly in the pharmaceutical supply chain.

 

In 2008, Senator Kennedy and I introduced the Drug and Device Accountability Act.   This legislation was largely in response to the extensive oversight I conducted of the FDA.  During these investigations, I identified serious problems at the FDA that included:

•           Severe weaknesses in the inspection process;

•           Delays of informing the public of emerging safety problems; and

•           Lack of enforcement authority

 

Based on these findings, our legislation included provisions to ensure the safety of drugs, including foreign manufactured drugs:

•           It would have expanded FDA's authority to inspect foreign manufacturers and importers on a risk-based schedule;

•           It would have required all manufacturers to register with the agency so we can properly identify the number of manufacturers and where they are located. This would have ensured that when a crisis occurs we can quickly locate the questionable facility; and

•           It would have increased civil and criminal penalties with respect to violations.

 

Unfortunately, we never had an opportunity to debate this legislation let alone cast a vote on it.  However, roughly a year ago, Senators Harkin and Enzi forged a bi-partisan working group to address these challenges.

 

The group has worked tirelessly to produce a bi-partisan bill that modernizes FDA's authority to ensure that drug products coming into the United States are safe for American patients.

 

This bill incorporates many provisions introduced in the Drug and Device Accountability Act Senator Kennedy and I introduced.

•           It increases penalties for knowingly and intentionally counterfeiting drug products; and

•           It requires electronic submission of certain key information by a drug importer as a condition to grant entry.

 

I would like to have seen additional enforcement tools included in the legislation.  For example, granting FDA the authority to destroy unsafe products that are refused admission into the United States would enhance FDA's ability to protect the public from tainted products.

 

Likewise, granting FDA subpoena authority would bring FDA up to par with all other federal agencies' enforcement authorities.  Currently, FDA lacks subpoena authority and as such must go through the Department of Justice, which is time consuming and burdensome.

 

Ultimately, this legislation is a needed step in the right direction toward securing our supply chain.

 

This legislation did not address a top priority of mine, ensuring whistleblowers have adequate protections.

 

Four months ago my office learned of the abusive treatment by the FDA on whistleblowers due to protected communications with Congress, more specifically, with my office.   Once the agency learned of the communication, it began actively monitoring and observing employees personal email accounts for two years until the agency was able to have the employee fired.

 

Regrettably, I was not shocked to learn that FDA was mistreating whistleblowers within its agency, as it has done so on more than one occasion in the past.

 

What makes this example different and worse is that FDA intentionally went after an employee because it knew that employee was not covered by the Whistleblower Protection Act (WPA).  The employee in question was a member of the Public Health Service Commissioned Corps and because of a decision from the Court of Federal Claims, these employees, along with other members of the uniformed services, are not covered by federal employee whistleblower protections.

 

In 2009, the Court of Federal Claims held in Verbeck v. United States, that an officer in the Public Health Service's commissioned corps is a member of the uniformed service and as such, is not covered under the civilian Whistleblower Protection Act (WPA) or the Military Whistleblower Protection Act.  This same logic extends to the commissioned corps of the National Oceanic and Atmospheric Administration.  So, under this precedent, the officers of both the PHS and NOAA currently have no whistleblower protections under federal law.

 

This is particularly problematic when you consider that PHS and NOAA officers can be detailed to agencies like the FDA or CDC.  There, they work side-by-side with civilian employees doing critical work to review and approve drugs, oversee medical devices, and even work on infectious diseases.  However, unlike their civilian colleagues sitting next to them, if these employees uncover wrongdoing, waste, fraud or abuse, they can be retaliated against by the agency and have no recourse for it.  This is wrong and needs to be fixed.

 

Whistleblowers point out fraud, waste and abuse when no one else will, and they do so while risking their professional careers.  Whistleblowers have played a critical role in exposing government failures and retaliation against whistleblowers should never be tolerated.

 

For this reason, I offered an amendment that expands whistleblower protections for uniformed employees of the Public Health Service.  It corrects the anomaly pointed out by the Court of Federal Claims and ensures that Officers in the Public Health Service have some baseline whistleblower protections.  It expressly includes the commissioned corps of the PHS within the protections of the Military Whistleblower Protection Act.  This is consistent with the structure of the commissioned corps functioning like a military organization and matches the fact that these officers receive military like benefits and retirement.

 

Unfortunately, this amendment, which I was able to get into this legislation, only covers employees of the Public Health Service.  It does not address the commissioned corps of NOAA because of other senators' concerns that it is not related to the underlying bill.   I hope that we can address this remaining gap in whistleblower protections in the near future so that all employees of the federal government are covered.

 

All federal employees should feel comfortable expressing their opinion, both inside the Agency and to Congress.   The inclusion of this language will ensure those opinions receive appropriate protections.

 

I want to take this opportunity to express my appreciation for Senators Harkin and Enzi and their commitment and efforts over the years to reform and improve the FDA.

 

-30-

WASHINGTON (Wednesday, May 23, 2012) - Legislation authored by U.S. Senators Patrick Leahy (D-Vt.) and Chuck Grassley (R-Iowa) to increase penalties for trafficking counterfeit drugs was adopted by the Senate Wednesday as part of a substitute amendment to the Food and Drug Administration user fee legislation being debated this week.  The legislation responds to recommendations made by the U.S. Intellectual Property Enforcement Coordinator and the administration's Counterfeit Pharmaceutical Inter-agency Working Group.

 

"Few things are more important to consumer well-being than ensuring the safety of our pharmaceutical supply chain," said Leahy.  "Law enforcement is finding counterfeit versions of drugs that patients rely on to treat blood clots, cholesterol, prostate cancer, influenza, Alzheimer's, and other serious conditions.  Counterfeit drugs reportedly result in 100,000 deaths globally each year, and account for an estimated $75 billion in annual revenue for criminal enterprises.  We must do more to prevent and deter this conduct."

 

"Those trafficking counterfeit pharmaceuticals put lives at risk, and the penalties should reflect the threat and danger of these drugs," Grassley said.  "Illegal counterfeit drugs are a multi-billion dollar global industry that's growing at an alarming pace, especially online, so there's no time to waste in creating an effective deterrent and making certain that justice is served with meaningful penalties.  Our bipartisan legislation is designed to meet this important goal, and the broader-based drug safety bill is an ideal way to move it forward."

 

The Counterfeit Drug Penalty Enhancement Act will increase penalties for the trafficking of counterfeit drugs to reflect the severity of the crime and the harm to the public.  While it is currently illegal to traffic in counterfeit drugs, the penalties are no different than those for the trafficking of other counterfeit products, such as clothing.  The Counterfeit Drug Penalty Enhancement Act will target violators that endanger consumer safety by trafficking in counterfeit medicines.

 

The Counterfeit Drug Penalty Enhancement Act is supported by the pharmaceutical industry and consumer groups like the Alliance for Safe Online Pharmacies and Easter Seals, and the U.S. Chamber of Commerce.

 

The legislation was unanimously approved by the Senate in March.  It awaits action in the House of Representatives.

 

# # # # #

Floor Statement of U.S. Senator Chuck Grassley

Celebrating the Life of Katie Beckett

Tuesday, May 22, 2012

Mr. President, I come to the floor today to celebrate the life of Katie Beckett.  Never has the word "inspiration" been used more appropriately in describing someone, and today, I am grateful to be able to recognize the inspirational life of Katie Beckett.

Mary Katherine "Katie" Beckett was born in Cedar Rapids, Iowa on March 9, 1978.  Five months after she was born, Katie contracted viral encephalitis followed by grand mal seizures.  The encephalitis caused damage to her central nervous system and her respiratory system, and she was attached to a ventilator.  She would be almost two years old before she could breathe on her own.

Under Medicaid law of the time, Katie could only receive care through Medicaid if she remained in the hospital even though she was able to receive care at home.  Iowa Congressman Tom Tauke heard of Katie's situation and realized that it made no sense to keep a child in the hospital who could be at home with her family.  He worked to convince the Administration that the system should be changed to allow states to provide Medicaid to children receiving care in their homes.

Ultimately, President Reagan took up Katie's cause intervening so that Katie could receive treatment at home and still be covered under Medicaid.  This change in policy became known as "Katie Beckett waivers" and, to date, more than a half million disabled children have been able to receive care in their homes with their families rather than being forced into hospitals and institutions.

But Katie's story doesn't end there.  As Katie grew up, as she battled to establish her own place in society as a young American with disabilities, she realized she had an opportunity to serve others who faced similar challenges.  In her own words, this is from a piece Katie wrote in 2002 titled "Whatever happened to Katie Beckett?"

"I started my advocacy career at age ten.  It was not my choice but rather a path chosen for me. It was not until I was twelve or thirteen that I realized the important work I was able to do because I was who I was and how much this work helped other kids."

Katie graduated with a degree in English from Mount Mercy College in Cedar Rapids.  She lived in the community.  She wanted to be a teacher and write novels for young people.  She was fiercely independent, sometimes to the consternation of her mother, Julie.  She was quick witted and funny and loved a good cup of coffee.  She lived her life as a tireless advocate for the disabled.  She testified before Congress several times and was a contributing voice on numerous groups dedicated to disability policy.  When we took up policy proposals like the Family Opportunity Act and Money Follows the Person, we wanted Katie's perspective, and we depended on her advocacy in the community to get those laws passed.

Katie was the living embodiment of a person with disabilities participating and contributing in society.  Mr. President, on Friday, May 18, Katie went home to be with the Lord.

She leaves behind thousands of lives touched by her presence.  A light may go out, but a light lives on in those of us fortunate to have known Katie Beckett.  We remain inspired to work every day to create opportunities for the disabled to participate and contribute and live the life of service and dedication that Katie did.  Katie remains an inspiration.


Tuesday, May 22, 2012

WASHINGTON - Senator Chuck Grassley has asked the U.S. Department of Agriculture for a status report on the agency's effort to improve its process for resolving discrimination claims made by employees following independent assessments that recommended improvements in 2008 and 2011.

 

"The discrimination issues and delays in resolving claims are not a new issue for the Department of Agriculture, but it's time for a clear indication that systemic problems are being resolved.  To date, the agency response to questions about progress being made have been somewhat vague and inadequate," Grassley said.

 

The Iowa senator made his request for a status report in a letter sent today to Agriculture Secretary Tom Vilsack.  Click here to read Grassley's letter to Vilsack.

 

Both a 2008 report of the Government Accountability Office, which is the investigative arm of Congress, and a 2011 Jackson Lewis report commissioned by the Department of Agriculture identified problems in the way the agency managed employee claims of discrimination and made recommendations for improvements.

 

-30-
Monday, May 21, 2012

Here is information about Senator Grassley's schedule this week.  The Senate is in session.

Senator Grassley will meet with Iowans from Iowa Citizens for Community Improvement, the Iowa Telecommunications Association, the Leukemia and Lymphoma Society, the American College of Emergency Physicians, the Iowa Rural Letter Carriers, the Appraisal Institute, and the Paper Recycling Coalition.

Senator Grassley also will meet with Iowa families visiting Washington from Johnston, Des Moines, Ankeny, and Iowa City.

Senator Grassley will be a guest this week on public affairs programs hosted by Ryan Schlader of WMT Radio in Cedar Rapids and Mike Adams of AgriTalk, which airs on 13 Iowa radio stations.

On Monday, May 21, at 2:30 p.m. (ET), in Dirksen 226, Senator Grassley will speak to the Whistleblower, Civil and Human Rights Summit.

Senator Grassley will answer questions and respond to comments via Skype with fourth graders at MOC-Floyd Valley Community Schools in Hospers on Tuesday, May 22, at 1:30 p.m. (CT), and with students in the contemporary issues class at Marshalltown High School on Thursday, May 24, at 8:30 a.m. (CT).

On Wednesday, May 23, at 10 a.m. (ET), in Dirksen 226, Senator Grassley will participate in a hearing of the Judiciary Subcommittee on Administrative Oversight and the courts titled "Protecting Our Children:  The Importance of Training Child Protection Professionals."

On Wednesday, May 23, at 1:15 p.m. (ET), in the Capitol Visitors Center, SVC-215, Senator Grassley will speak about the impact of intellectual property laws on jobs at an event of the U.S. Chamber of Commerce's Global Intellectual Property Center.  The Center will be releasing a new study.

On Wednesday, May 23, at 2:30 p.m. (ET), in Dirksen 226, Senator Grassley will participate in a hearing of the Judiciary Committee to consider nominations to the federal judiciary.

On Thursday, May 24, at 10 a.m. (ET), in Dirksen 226, Senator Grassley will participate in the weekly executive business meeting of the Judiciary Committee.  Two legislative proposals may be considered:  S.2076, the Local Courthouse Safety Act of 2012, sponsored by Senators Al Franken, Lindsay Graham, Amy Klobuchar, John Cornyn, Sheldon Whitehouse and Richard Blumenthal, and S.2370, the Small Business Reorganization Efficiency and Clarity Act, sponsored by Senators Grassley and Sheldon Whitehouse.

Monday, May 21, 2012

 

WASHINGTON – U.S. Sen. Chuck Grassley of Iowa, ranking member of the Senate Judiciary Committee, and U.S. Sen. Jeff Sessions of Alabama, ranking member of the Senate Budget Committee, released a letter today to Ninth Circuit Court of Appeals Chief Judge Alex Kozinski concerning a planned judicial conference in Maui, Hawaii.  In their letter, the senators note that the taxpayer-funded conference, scheduled for Aug. 13 to Aug. 16, features opportunities for numerous recreational activities not related to any official judicial business, and that the expense of travel and accommodations will be significant.  Grassley and Sessions requested a full reply to their questions no later than June 15.

To view the senators' letter, please click here. Statements from Grassley and Sessions follow:

"Technology is so advanced that people are earning college degrees online and soldiers serving halfway across the world use Skype with their families at home," Grassley said. "Likewise, a judicial circuit court should be capable of using technology to share information without requiring a trip to an island paradise.  It's especially tone-deaf to plan a pricey conference after the GSA debacle. The taxpayers can't sustain this kind of spending, and they shouldn't have to.  The court should re-examine whether this is the best use of tax dollars."

"This conference is further evidence the federal government is in a state of financial chaos," Sessions said.  "How can anyone in Washington ask for more taxes when this culture of excess continues? Americans struggling to pay their bills are tired of watching the government throw lavish events on the taxpayer dime. They are tired of watching entire sectors of government behave in a fashion totally disconnected from the reality of our perilous financial state. At this time of fiscal crisis, America needs leadership that will restore accountability and ensure a disciplined budget is adopted at last."

NOTE: As detailed in the senators' letter, a previous Ninth Circuit conference, also held in Maui, cost taxpayers more than $1.1 million in travel and accommodation expenses alone. To view information about activities scheduled at this year's conference, including yoga, surfing lessons, and a Catamaran snorkel trip, please click here.

-30-
By J. Thomas Shaw

Despite spending more than any other nation in the world on health care, only 15 percent of Americans believe we've got the world's best, according to a recent Pew Research Center and Gallup Poll.

The CIA's "World Factbook" says the United States is ranked No. 50 for average life expectancy and the average age at death is 78.49 years - more than 11 years behind No. 1 ranked Monaco.

This is the price of a make-money-at-any-cost health-care system.

I have a three-step plan that will transform medical research and the health-care system, taking us from No. 50 to No. 1 for life expectancy by 2030 - if we act now. At the same time, it will cut our health-care spending in half and drive down insurance premiums, making coverage affordable for the vast majority of people.

Half of the country is demanding that the government stay out of health care while the other half is supporting a quasi-socialized health care system. With such vehemently opposing views, there is no chance for a consensus. Therefore, nothing will ever get done that moves us in the right direction. And this is exactly what Big Pharma wants.

Therefore, the first step is to change the debate. From Hillarycare through Obamacare, we have been debating health-care costs and health-insurance coverage. Cost and coverage are not the problems; they are symptoms of the real problems which are unidentified root causes for disease and a lack of cures.

The next step is to stop donating money to the mega health charities that take in tens of millions of dollars annually by offering hope to find a cure. They continually come up empty as a result of Big Pharma's influence over medical research. Instead, not-for-profit universities conducting medical research need to sever their ties to Big Pharma and seek funding from private citizens.

The majority of medical researchers want to be involved in discovering the causes and cures for human ailments, but they also have to live and they know who butters their bread. If private individuals fund this research, then our nation's medical researchers no longer need to be beholden to Big Pharma.

The third step is to fight fire with fire. Like any other publicly traded company, Big Pharma has a fiduciary responsibility to increase shareholder value by enacting business plans that will increase revenues and profits year over year. In the current environment, the best way to accomplish that is to get more people reliant on (addicted to) the drugs they produce.

Big Pharma's mission is not necessarily to get every single American popping their daily maintenance drugs, rather it is to make as much money as possible and selling addictive maintenance drugs is the best way to accomplish that as things stand now.

We need to change the tax code and enact legislation to make their pursuit of profits align with the greater good of the health our citizens.

This can be accomplished with a carrot and a stick. First we need to show Big Pharma the stick:

1. Institute a windfall profits tax on profits derived on any new products that are considered maintenance drugs.

2. Eliminate deductions for research and development expenses associated with maintenance drugs.

Next is the carrot:

1. Eliminate income tax paid on the profits generated by any product that cures a human ailment -- for eternity.

2. Offer permanent patent protection on any new product that offers a real cure. Expand patent protection to natural cures documented in human trials.

3. Fix pricing on drugs that cure human disease to make it as profitable to cure as it is now to maintain.

This is all about money. If we have the courage to make those changes to the tax code and enact this type of meaningful health care reform, in 15 to 20 years, we will have a cure for nearly every human disease known to man. In addition, the cost of health insurance will be affordable for almost everyone and the vast majority of us will end up living much longer and more productive and healthier lives.

About J. Thomas Shaw

J. Thomas Shaw is the author of "The RX Factor," a fact-based thriller that pits one man against Big Pharma and the FDA. Fact-based fiction has the power to bring people from all walks of life together and focus on a single issue. Check it out at www.therxfactor.com.

Pages