If you buy your own health insurance, add this important date to your yearend to-do list: November 15.

That's the date open enrollment is available for individual healthcare plans offered through the Healthcare.gov site, your respective health insurance marketplace (https://www.healthcare.gov/medicaid-chip/eligibility/) or independent agents in your community.

If you're working for a company that provides your health insurance, chances are your open enrollment period has already begun. The SHOP insurance marketplace, open to small businesses and nonprofits with 50 or fewer full-time employees, also begins taking online applications November 15.

If you buy your own personal or family coverage, don't wait until November 15 to start planning your 2015 coverage decisions - do it now.

Here are six things you should know to get started:

1. Timing is tight. Last year's health insurance enrollment process lasted six months. This year, it's only three - November 15 to February 15. You may be able to enroll outside of those dates if you're facing a major life change like a divorce, birth of a child or marriage; otherwise, that's your window.

2. Sticker shock is a possibility. Obamacare didn't guarantee cheap healthcare coverage; it guaranteed available healthcare coverage. Keep in mind that if you bought health coverage last year, your insurer will automatically re-enroll you on December 15 for new coverage effective January 1. However, that's no guarantee that your monthly premium will stay the same. Some experts are predicting only modest increases (http://www.cnbc.com/id/102055144#.), but depending on where you live, your premiums might go up or down. And if your 2013 carrier grandfathered your 2014 coverage, those changes may go well beyond price.

3. Your doctors and hospitals might change. Hospitals and physician practices scrutinize the state of the health insurance market very closely. Their income depends on it. In 2013, some medical practices made news by dropping insurance plans altogether and accepting only cash or credit; others changed the insurance plans they would honor. Something to keep in mind: the best way to confirm that you'll still have access to your favorite doctor and hospital choice is to pick up the phone. Your doctor's website may list the particular insurance plans his or her practice may accept, but don't expect the list to be current. Call your practitioner or their business office to confirm they're sticking with your plan or any you've chosen to use instead. You don't want to be surprised with enormous out-of-network costs later.

4. Planning future health needs is important. If in the next year you're planning to expand your family, undergo elective surgery or other factors that could affect how you'll use the healthcare system, query the plans about specialists, prescriptions and other specific services before you sign up. It could save you thousands in potential out-of-pocket costs.

5. Coverage isn't immediate. Depending on when you enroll during the open enrollment period, your actual coverage may not start until two to six weeks later. Check effective dates of coverage for every plan you're evaluating to make sure the timing addresses your particular needs.

6. You can get help. Personal referrals from friends and fellow professionals to particular plans and agents are always a good way to start your enrollment search. There may also be nonprofit assistance within your community or state to help you evaluate individual plans. On the national level, nonprofit Enroll America runs a nationwide site (http://www.enrollamerica.org/resources/in-person-assistance/) with specific tools and resources for help in your search.

Start now to build a good toolbox full of online and personal resources to help you with your 2015 health insurance search.

The Illinois Korean  Memorial Association has published a booklet, " A BRIEF HISTORY OF THE KOREAN WAR". It has a tear proof cover, actual headlines, photos from Department of Defense, peace talks, maps, American Commanders & more, all from 1950-53 era.  A must for any teacher who wants to hold a class, or a student who wants to write  a paper on the Korean War. To receive a copy, send $10 check or money order to Illinois Korean Memorial Association, P.O. Box 8554, Springfield, Illinois 62791.  100% of all funds go to the book project to send this booklet to Illinois schools & libraries at no charge.

George Jones Tribute

Enjoy a musical journey through the career of country superstar George Jones! Celebrate the Ol' Possum in this all new concert event starring Larry Tobias at Circa '21 in Rock Island on November 13th at 5:45 p.m. and November 14th at 11:45 a.m. Featuring 25 of Jones' greatest songs. www.circa21.com

SouthPark Mall Grand Opening

Join us Thursday, November 13th as we kick off the holiday season with a brand new shopping experience at SouthPark Mall in Moline!  #Rediscover everything you've been missing.  We'll start things off with our ribbon cutting at 10:00 AM and host events throughout the day capped off with The Blenders concert at 6:00 p.m. www.shopsouthparkmall-il.com

Piano Fondue Dueling Pianos

Purchase tickets for this great show at the Gift Shop here at Rhythm City Casino in Davenport.  Just $15. Tickets will go fast. The shows are Friday and Saturday, November 14 & 15 from 7-10 p.m.  You can't help but sing along. www.rhythmcitycasino.com

Evenings at Butterworth

At its best, sport is infused with the beauty of athleticism, skill and talent. Since ancient times, artists have celebrated that beauty in two- and three-dimensional artwork. In the Art of Sport: Paintings and Sculptures of Athletes in Action, an Evenings at Butterworth presentation, Historian Jeff Mishur shows us a different way to look at athletes and athletics.  7 p.m., Friday, Nov. 14, Butterworth Center, 1105 8th St., Moline, Ill. No charge for admission; refreshments following. www.butterworthcenter.com

Manny Lopez Big Band

Quad City favorite Manny Lopez and his wonderful 13-piece big band will be performing all your favorites from such legendary artists as Glenn Miller, Duke Ellington, Count Basie, Henry Mancini, and Stan Kenton, just to name a few! This wonderful band includes many musicians from the Quad City area in addition to others from across the Midwest! Come enjoy two hours of the greatest hits from the big band era on Friday, November 14th at The Speakeasy in Rock Island. Doors 5 p.m.; Music 6 p.m. www.circa21.com

Comedian Paul Rodriguez

Live Saturday, November 15th at 8 p.m. at the Quad Cities Waterfront Convention Center in Bettendorf is comedian Paul Rodriguez! Longtime comedian Paul Rodriguez has been making audiences laugh all over the world (in Spanish and English) for nearly three decades with his unique brand of humor that is a perfect blend of his Latin heritage, the American dream and his undeniable universal appeal. As an actor and comedian, Paul Rodriguez's multi-faceted career includes starring roles and featured appearances in over 45 films and countless television series and comedy specials. www.theislebettendorf.com

Truce in the Trenches Exhibit

The "Truce in The Trenches: WWI Christmas Truce" holiday exhibit opens on Saturday, November 15th in commemoration of the 100 year anniversary of this historic event in which soldiers on both sides of the trenches laid down their weapons and entered into No Mans Land to celebrate peace with one another. It can be seen at the German American Heritage Center in Davenport through Christmas.  www.gahc.org

Presented by Dimy Doresca, Director of the Institute for International Business, Tippie College of Business, University of Iowa

Would you like to expand your business to the international marketplace? Learn the facts by attending International Entrepreneurship for Small Business, presented by Dimy Doresca, Director of the Institute for International Business, Tippie College of Business, University of Iowa,
Exposure to as many potential customers as possible is vitally important for all small businesses. You may not realize how lucrative the international marketplace could be for your small business, but the Institute for International Business at the University of Iowa is here to help.
International Entrepreneurship will be held from 12 to 1 p.m., November 14, at DHCU Community Credit Union, 1900 52nd Ave., Moline, IL. Admission is $15 and the event will include a catered Chick-fil-A meal. Attendees can select from a Chick-fil-A chicken sandwich meal, a veggie-wrap meal, or for one dollar more, a Grilled Chicken Market Salad.
For more information or to register, please call Todd Ashby at 563-322-2065 or email todd@resultsimc.com. Feel free to follow the Idea Lab on Facebook at www.facebook.com/Idealabqc
About Our Presenter: Dimy Doresca, CGBP
Dimy Doresca is a Certified Global Business Professional (CGBP) and an International Business Specialist and Consultant. He is also Lecturer in International Business, a Global Learning Faculty Lead, and the Director of the Institute for International Business, Tippie College of Business, University of Iowa. In the last 15 years his professional experience includes overall international business with respect to international market research, doing business overseas, risk analysis, business and strategic planning, budgeting, financial management, business development and operations, contracts administration and negotiations, claim analysis, and international banking. Mr. Doresca has had permanent assignments representing Stanley Consultants, a Muscatine, Iowa-based multinational corporation in India and the United Arab Emirates. During his tenure, he has set many permanent offices, worked with local suppliers, recruited agents and local representatives, negotiated contracts and terms of payment, and dealt with foreign banks, insurance companies, and foreign government officials at various levels in many countries in the Middle East and Asia.

Mr. Doresca, a member of the Board of Directors of the Quad Cities Foreign Trade Zone (a metropolitan area between Iowa and Illinois), holds a Bachelor of Arts in International Business from Augustana College and a Master's Degree in International Affairs from Georgetown University's School of Foreign Service.    He speaks English, Spanish, French, and Creole.

Make a holiday tradition by spending the day, November 22nd, in downtown Davenport. Come in from the cold and shop indoors after the Festival of Trees parade at Bucktown Center for the Arts, 225 E. 2nd downtown Davenport. Make sure to check out our tree at Festival of Trees!

Bucktown will be open noon to 4 on Sundays, starting November 23rd, for your holiday shopping convenience.

Black Friday, November 28th, escape the crowds and do your shopping at Bucktown Center for the Arts.  The opening reception for the Angels Among Us juried show will be held from 6 p.m. to 9 p.m. Art from a wide variety of talented artists, interpreting the theme "Angels Among Us," will be showcased at Boho Chic, located in Bucktown, through December 31st.

Avoid lines and start your Christmas shopping in a relaxed environment.  Give your family and friends a gift of art that will last a lifetime.  There are eight galleries to choose from, including Atom Studio + Gallery and Boho Chic.  Enjoy a complimentary beverage. Chair massages will be available to ease that holiday shopping stress.

Free gift wrapping will be available for your purchases.

Small Business Saturday is this November 29th.  Support your local artists and stop by Bucktown Center for the Arts.  Give back to your community and shop the businesses you trust.  Buy local, buy American made, buy Bucktown.
Friday, December 19 - Gallery Night, Holiday Wine Walk and Jewelry Style Show - 6 to 9 p.m. Purchase a wine glass decorated by Bucktown artists and sample six unique wines. Enjoy a "tearoom style" fashion show featuring Bucktown's hand crafted jewelry and snacks as you stroll the Bucktown galleries in search of the perfect last-minute holiday gift. Frank Sinatra impersonator Travis Hosette will perform a medley of Sinatra's hits and holiday favorites to top off this fun and festive evening.  Thanks to IH Mississippi Valley Credit Union for sponsoring this event!

For people with atrial fibrillation (Afib), the fear of having a stroke is very real. Afib raises a person's risk for stroke five times, according to the National Stroke Association. It's a scary statistic, especially as Afib prevalence continues to rise. Understanding the connection between Afib and stroke can help patients better manage their condition and recognize other factors that could put them at even greater risk.

"A stroke prevention strategy of some kind is required for anyone with Afib, no matter how many symptoms you have or how many risk factors you have," said J. David Burkhardt, MD, electrophysiologist at the Texas Cardiac Arrhythmia Institute at St. David's Medical Center in Austin.

Afib occurs when the heart's upper chambers (atria), which push blood to the lower chambers (ventricles), beat irregularly. "Instead of the blood being pushed forward by the heart pumping, it's just swirling around in the heart and can clot easily," said Marcie Berger, MD, FACC, a cardiac electrophysiologist at Froedtert Memorial Lutheran Hospital and the Medical College of Wisconsin in Milwaukee. Clots can travel and cut off blood flow to the brain, causing a stroke.

Besides an irregular heartbeat, a person with Afib "can have additional risk factors making a stroke even more likely," said Dr. Berger.

Most doctors use a tool known as the CHADS2 score to evaluate patients' stroke risk based on the following criteria:

  • Congestive heart failure. Heart failure occurs when blood isn't being pumped efficiently to the rest of the body, resulting in fluid retention and congestion. If the heart isn't pumping at full capacity, the risk of clotting increases. "Diminished heart function is a risk factor for Afib itself as well as stroke, and it's more common in older patients," said Dr. Burkhardt.
  • High blood pressure. When the force of blood against the arteries is too high, it can cause damage to the arteries over time. "It becomes a double whammy, where you have high blood pressure as well as atrial fibrillation increasing your stroke risk," said Ralph L. Sacco, MD, professor and chairman of neurology at the Miller School of Medicine at the University of Miami.
  • Age: 75 or older. The median age among people with Afib is 67 years old in men and 75 years old in women, according to the U.S. Centers for Disease Control and Prevention. "In older adults, a new Afib diagnosis is usually due to age-related changes in the electrical system of the heart," said Dr. Berger. Changes in the heart and blood vessels are common with age, and reduced circulation increases the risk of blood clots forming.
  • Diabetes. People with diabetes are nearly four times more likely to have a stroke, according to the National Stroke Association. People with uncontrolled diabetes are more prone to have high cholesterol, and plaque build-up in the arteries can block blood flow to the brain.
  • Stroke or transient ischemic attack. Someone who's had a stroke is many times more likely to have another than someone who's never had one. According to the American Heart Association, a person who's had one or more TIAs, or "mini-strokes," is 10 times more likely to suffer a stroke.

The American Academy of Neurology recently issued an updated guideline recommending oral anticoagulants, or blood thinners, to prevent stroke in Afib patients. Guideline lead author Antonio Culebras, MD, of SUNY Upstate Medical University in Syracuse, NY, noted, however, that "doctors will need to consider the individual patient's situation in making a decision whether or not to use anticoagulants, and which one to use, as the risks and benefits can vary for each person."

Some stroke risk factors, such as age and family history, can't be controlled. But, "if we can address those controllable factors earlier in the disease process, hopefully we can work to reverse this growing trend," said J. Brian DeVille, MD, FACC, FHRS, medical director of electrophysiology at Baylor Health Care System in Dallas.

Many of the same lifestyle changes that help manage Afib can also reduce stroke risk, such as maintaining a healthy weight, exercising, and quitting smoking. The key is coming up with a prevention plan that a patient can commit to for the long run.

As Burkhardt points out, "once you're diagnosed with Afib, stroke prevention is a consideration forever."

Last Updated: 03/11/2014

A Tribute to Bing starring Bob Pasch is heading to the Old Creamery Theatre for one show only on Saturday, November 15 at 2:00 pm! A Dean Martin Tribute was originally scheduled at this time, however due to an emergency surgery he has had to cancel the show. The Old Creamery Theatre wishes him a speedy recovery. Lucky for you, we found an incredible Tribute to Bing Crosby to come to the Old Creamery Theatre!

Bob Pasch has delighted audiences for over 30 years with his good, clean humor and his remarkable likeness in sound, appearance, and mannerisms to Bing Crosby. His tribute shows are endorsed by Kathryn Crosby, Bing's widow, as well as all the major Bing Crosby fan clubs.

Tickets are $25 for adults and $18 for students. Reservations are recommended. Call the box office for tickets and information 319-622-6262 or visit us online at www.oldcreamery.com.

Rock Island, IL: The Rock Island Public Library's Main Branch at 401 19th Street, will be closed to the public starting at noon on Thursday, Nov. 13 in order to transform the library into a star-studded stage for "Lights, Camera . . . Literacy!"

The Food for Thought fundraiser is an annual event hosted by the Rock Island Public Library Foundation, as a means of both raising awareness of the Foundation and of raising funds for special projects and improvements at all three libraries in Rock Island. Lights, Camera . . . Literacy!" offers guests a walk down the red carpet with food from guest chefs, complimentary beverages, musical entertainment by the Edgar Crockett Duo and Lee Blackmon, just for fun magic, palm and tarot card readings by donation, and bidding on a variety of silent auction items. The event is from 5:00 pm to 7:30 pm at Rock Island Main Library, 401 19th Street.

Guests get the Main Library to themselves for a night of socializing and dining around food stations on the first and second floors. The selections include dishes from:

  • Eudell Watts, III, of  Eudell's Specialty Foods - Thai Lettuce Wrap
  • Martha Cleveland of  Blue Cat Brew Pub - Cakes and other desserts
  • Annette Zapolis, of  Cool Beanz Coffee House-  Olives, flatbreads, cookie bars, brownies, coffee and more.
  • Kitchen Express, a program of the Thurgood Marshall Learning Center -  Hoisin Steak Rolls, Caramel Brownie Bites, and a Spicy Red Pepper Jelly/Lemon Goat Cheese Cracker
  • Chef Craig Joos, HyVee of Rock Island- Hot pasta dish
  • Chef Jose Zepeda of  QC Coffee & Pancake House - Chef Jose's #1 Seller, Homemade Corned Beef Hash. Special Recipe Hand-Made Sausage Links, Biscuits & Gravy and a Rock Island Favorite, Orange Grand Marnier Pancakes.
  • Main Street Catering (Rock Island Holiday Inn) - Mini desserts

Also on the menu are complimentary soda, water , coffee, wine tastings from wine retailer Thad Miller, and beer tastings from Dan Cleaveland, the brew master for Blue Cat Brew Pub. Food and complimentary beverages are included in admission. Just for fun tarot card and palm readings will be available on a donation basis by Lady Cassandra, advisor to the stars, with walk-around magic provided by the "Great Matthew."

A wide variety of silent auction items will also be available for bidding. Packages include auctions for a window cleaning service for up to 25 windows, a truckload of firewood to keep cozy all winter, an outdoor fire pit donated by Crawford Company, restaurant baskets, and handmade arts and crafts. Literary-themed baskets include a Christmas book and quilt from Joy Murphy, a book and DVD set of "The Roosevelts," "My Little Pony" graphic novels, and an Eric Carle The Very Hungry Caterpillar poster, board book, and hand-sewn felt caterpillar "food."

Guests who RSVP in advance receive preferred admission of $35 per person. To RSVP, please call 309-732-7326 or email riplfoundation@gmail.com by 5:00 pm on Nov. 11. Walk-in admission without an advance RSVP is available at $40 per person. Admission is payable by cash, check or credit at the door.

While the Main Library will be closed after noon on Nov. 13, both the Rock Island 30/31 and Southwest Branches will be open for patrons with library needs, as will the library's online branch services at www.rockislandlibrary.org. For more information, visit the library website or call 309-732-READ.

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Muskogee, Okla. - This year's commemoration of Veteran's Day is a reminder that many U.S. veterans are still unemployed. Experience Works is providing the tools older veterans need to succeed.

"It's about making sure older workers have the skills and confidence to compete in today's workforce. Retirement just isn't an option for the people we serve." says Experience Works CEO Sarah Biggers.

Experience Works used the Senior Community Service Employment Program (SCSEP) to put Vietnam veteran Harvey Borchardt on a path to a new career. He started with a paid community service assignment as an archivist and grant writer at the USS Batfish Submarine and Military Museum.

Then, acting on a job lead from Experience Works' staff, he was hired as a veteran customer representative for the U.S. Department of Veterans Affairs in Muskogee, Okla.

'Enrolling in the program opened doors to opportunities that I never knew existed," says the 67-year-old Borchardt. Still working in this position, he has not only topped minimum wage, but is earning more than the median income for the area.

SCSEP is funded through the U.S. Department of Labor and targets low-income people age 55 and older who have difficulty finding jobs. Participants earn minimum wage while updating their skills in community service assignments at local public and nonprofit organizations. Other benefits include access to computer and customized training, jobs clubs, and job search assistance.

Borchardt, like so many others, dropped out of the workforce to care for aging parents. A few years later, it was a different economy and he struggled to find work. In the interim, he hoped to increase his employability by earning a bachelor's degree and two master's degrees from Northeastern State University. That still didn't help. After sending out more than 200 resumes with no responses, he reached out to Experience Works for help.

Experience Works is a national nonprofit operating in 30 states and Puerto Rico. For more information, or to find out if services are available in your community call toll free 866-EXP-WRKS or visit www.experienceworks.org.

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DAVENPORT ? More than you might imagine ? that is if the condition of your drinking water is a concern. Local novelist Joan Mauch first heard the term "waterkeeper" when she read about it in the newspaper. "The term puzzled me as I had never heard it before," she said. The article featured Art Norris, the Quad-Cities' waterkeeper. "We had our very own waterkeeper? And what exactly was he doing with our water? To me sounded a bit odd."
Upon digging, Mauch learned the term, "waterkeeper" refers to an organization affiliated with the Waterkeeper Alliance, an international organization that unites almost 200 independent nonprofits funded by donations and grants.
According to Marc Yaggi, director of global programs for the New York-based Waterkeeper Alliance, waterkeepers wear a lot of hats including that of scientist, investigator and community advocate. "The ultimate goal is to ensure their community's right to clean water is upheld," Yagi said.
Waterkeeper Norris said the organization's purpose was to be the eyes and ears of the Mississippi River. His duties include looking for water pollution issues, specifically those that impact the Mississippi from Clinton to Muscatine or any part of the Rock River and finding ways to address the problems.
Mauch contacted Mr. Norris and to her dismay learned that our regulatory authority isn't protecting our drinking water. "He said that in many cases they actually aid in covering up the polluter. It's all about money."
According to Norris, we need waterkeepers to oversee what regulators are allowing. "Illinois has four of the most polluted rivers in the nation. Iowa has 624 lakes, rivers and streams unfit for human use. To me it's about leaving a better place for our children. They won't have much of a chance if we don't change this," he said.
Thinking there could be a novel in there somewhere, Ms. Mauch asked if being a waterkeeper was dangerous.
Mr. Norris said he's been attacked and threatened many times. "They killed my dog. Scared my wife to death. I have three daughters and a son. The polluter and friends sent me a Father's Day card. I understood this was threat. It's a heavy price to pay. It's not for everyone. Maybe your book will bring things to light."
Joan Mauch's latest novel, "The Waterkeeper's Daughter" ($3.99 e-book, $16.95 paperback, Whiskey Creek Press and Start Publishing), is a mystery about revenge, murder and reconciliation. A man wants to get even for the havoc wreaked on his family and their farm caused by the spraying of pesticides. All his life, Harold Johnson has suffered for what that crop duster did; now it's his turn to grieve. First he'll target the guy's son, Lake Okeechobee's waterkeeper, Craig Whitaker, then he'll go after his pretty daughter, Annie. And he'll make it perfectly clear what he's doing ? and why. CT Whitaker will learn the meaning of the word, "regret" ? but by then, it will be too late. "The Waterkeeper's Daughter" will appeal to those who enjoy a good mystery along with a brief look at the sorry state of our nation's waterways.
"It fires me up because I have been on missions where you wonder if you will make it back," Mr. Norris said. "We risk our lives to save our rivers, It's sad it has to be this way. That's why we need a following to be effective." If you would like to volunteer or donate to the QC Waterkeeper's movement, visit the Quad Cities Waterkeeper's website at: http://www.quadcitieswaterkeeperuppermississippi.org/links_resources.html
On Nov. 25, "The Waterkeeper's Daughter" will be released as an e-book at Amazon, Barnes & Noble and Whiskey Creek Press' website: whiskeycreekpress.com. The paperback may be ordered on the author's website at joanmauch.com or through the publisher. Ms. Mauch's earlier novels include : "Halifax" (2013) and "The Mangled Spoon" (2014) also published by Whiskey Creek Press. Visit her website at www.joanmauch.com, her Facebook author page at facebook.com/joanmauch.author or follow her on Twitter.
Mark your calendar! Book signings are scheduled for Nov. 22 at South Park Mall from 1-4; The Book Rack in Davenport from 11 a.m. to 1 p.m. on Dec. 6, 4764 Elmore Ave Drive; and 11 a.m. to 1 p.m. on Dec. 7 at the Moline Book Rack, 3937 41st Ave.
Waterkeeper Art Norris and Joan will give a joint presentation at Read Local, a program sponsored by the Bettendorf Library on Feb. 11, 2015 from 7-9:00 p.m. He will discuss the Waterkeepers' movement, its role in protecting the Mississippi River and how to get involved. Joan will talk about writing "The Waterkeeper's Daughter" and read a chapter from it.
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