Celebrity Couple Celebrates 5 Years of Wedded Bliss

Award-winning singer-songwriter Gary Chapman and his wife, Nashville Wives star Cassie Piersol Chapman, say they're so in love, one wedding just wasn't enough.

"We got married Dec. 22, 2008 in a very small ceremony my father performed," says Gary, 56, a five-time Grammy-nominated, seven-time Dove Award-winning artist who recently released his first album in a decade, The Truth (www.garychapmanmusic.com).

"The next year, we had a mountaintop wedding with our friends in Breckenridge, Colo. Cassie's grandmother married us at a Renaissance fair, and last year, we tied the knot in Las Vegas. What can I say - we like getting married!"

It's just one of the ways the couple keeps the romance alive, says Cassie, 33, who stars in the new TNT show Private Lives of Nashville Wives, premiering Feb. 24.

"Weddings are a beautiful celebration of our love for each other and a reminder that this is serious!" she says. "So many people get married and they're divorced two years later. We don't plan to be among them!"

What are some of the Chapmans' other secrets for keeping their romance burning bright?

• Discover and embrace your partner's cultural perspective. Gary grew up with black-and-white TV and The Andy Griffith Show. He remembers the first time he heard The Beatles on the radio. Cassie watched Fraggle Rock and The Goonies, and played computer games on the family's Commodore 64.

"I've definitely been exposed to things I never would have experienced without Gary in my life, from music to great old movies," Cassie says.

Adds Gary: "A younger person can teach an old dog new tricks, too. I've got a window on pop culture that I would never have without Cassie. Next...she's gonna teach me to dance."

• Identify and enjoy your shared cultural experiences. Both Gary and Cassie grew up fans of Willie Nelson's music, so Gary was thrilled when he got the opportunity to introduce his wife to the country singing legend.

"He's a man who doesn't disappoint when you meet him, so Cassie was blown away. She loves him," Gary says. "I think if I weren't around, she'd marry him! We look for those shared memories - timeless Christmas music is another - because they add to the bond we have."

• Anticipate criticism -- and ignore it. "Simply put, there are going to be haters out there - a lot of people carry around stereotypes about relationships where there's a significant age difference, whether the man or the woman is older," says Cassie. "We're so happy together, it just doesn't bother us. I don't think either one of us even notices it anymore."

• Stay in shape! It's important for everyone to take care of themselves, but if you're the older partner, you owe it to the love of your life to stay fit and healthy, Gary says.

"I plan to be hiking, biking and singing - and more! -- with Cassie when I'm 100," Gary says. "So I exercise regularly and I don't abuse my body by drinking too much or eating a lot of junk. I'm careful because I love her, and that alone is a romantic thing to do."

The two also both see at least one more wedding in their future - not counting the times they quietly exchange rings and mouth "I do" while attending friends' and family weddings.

"We hope to have a real ceremony soon," Cassie says. "I want my dad to walk me down the aisle and mom to button me up."

About Gary & Cassie Piersol Chapman

Gary Chapman is a veteran musician in the contemporary pop, country, Christian and southern gospel genres. His Dove Awards include Male Vocalist of the Year and Songwriter of the Year, and he's written hits including I Prefer the Moonlight for Kenny Rogers and Finally for T.G. Sheppard along with songs for Alabama and Wynonna Judd. He was the host of TNN's hit show Prime Time Country for four years and founded the record label that launched current Disney music mainstays Everlife, among many top performers.

Cassie Piersol Chapman stars in TNT's new docudrama Private Lives of Nashville Wives (from the Real Housewives creators). She grew up on her family's West Virginia farm and was active in 4H and other agricultural activities. She also sang in a choir, modeled and became a star cheerleader in high school. She won two national cheerleading titles at Morehead State University in Kentucky. She has appeared in music videos, commercials and printed work. She works with her husband, Gary, on A Hymn a Week, a popular online devotional.

Please join us for Breakfast at the Bier Stube, LeClaire
Tuesday, February 11, 8:00 a.m.
to network with other Chamber members and guests!

(DES MOINES) - Iowa Gov. Terry Branstad and Lt. Gov. Kim Reynolds today encouraged Iowans to nominate farmers for the Iowa Farm Environmental Leader Award who have taken voluntary actions to improve or protect the environment and natural resources of our state.  Nominations are due by June 15, 2014 and the nomination form can be found at www.iowaagriculture.gov/EnvironmentalLeader.asp.

The award is a joint effort between the Governor, Lt. Governor, Iowa Department of Agriculture and Land Stewardship, and Iowa Department of Natural Resources to recognize the efforts of Iowa's farmers as environmental leaders committed to healthy soils and improved water quality.

"We have seen great participation by farmers in the Iowa water quality initiative and these awards are an opportunity to recognize farmers that are taking steps to protect the soil and improve water quality here in Iowa," Branstad said.

"Iowa is leading the way in working with farmers to encourage the use of voluntary, science-based practices that can improve our water quality while ensuring our farmers can continue to feed the world and power our state's economy," Reynolds said.

Farmers that are nominated should have made environmental stewardship a priority on their farm and adopted best management practices throughout their farming operation.  As true stewards of the land, they recognize that improved water quality and soil sustainability reaps benefits that extend beyond their fields to citizens of Iowa and residents even further downstream.

Nominations may be submitted on a year-round basis and are due by June 15th of the year to be considered for the award. Farm owners and operators are eligible for consideration.

"Recognizing farmers who are taking the lead in conservation is a way to encourage others to consider adopting some of the same practices on their land," said Iowa Secretary of Agriculture Bill Northey.

An appointed committee of representatives from both conservation and agricultural groups will review the nominations and select the winners. The recipients will be recognized at the Iowa State Fair.

The award was created in 2012 and last year 63 Iowa farm families were recognized.  Winners were presented a certificate as well as a yard sign donated by Monsanto. Hagie Manufacturing also sponsored a recognition luncheon following the ceremony.  Last year EPA Administrator Gina McCarthy spoke at the luncheon and recognized the efforts of the winners.

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The Scott County Sheriff's Office is announcing that beginning Wednesday February 12th, 2014, we will begin posting active warrants for local law enforcement agencies and the Sheriff's Office on our website. It will be in a format similar to the Jail Inmate Listing for ease of use and will include photos if someone has previously been arrested. Several other agencies in Iowa are already posting warrants online and the County Attorney's Office has reviewed our application prior to its implementation.

The warrant section on our webpage will contain possible active warrants. The site is updated once daily and the data is subject to change. Individuals are warned not to take any action based solely on data contained in the website. Warrants must be confirmed by law enforcement personnel. If you believe you may know someone on the warrant page, please contact your local law enforcement agency. We are posting the data for information purposes only.

At anytime there are thousands of outstanding warrants in Scott County. We are posting the data in an effort to inform and engage our community and to encourage people to take care of any outstanding warrants they may have.

There will be a press conference at the Sheriff's Office Pavilion Conference Room on Tuesday February 11th, 2014, at 1000 hrs to demonstrate the webpage.
February 10, 2014–Pittsburgh, PA– Assistive technology, cultural diversity and universal design will be featured topics at the 51st annual international conference of the Learning Disabilities Association of America (LDA) at the Disneyland Resort in Anaheim, CA, February 19-22, 2014.

Educators, administrators, support professionals, parents, and adults with learning disabilities will gather to take a comprehensive look at issues and best practices in professional preparation and evaluation; advances in reading and math research; assessment for learning disabilities; and transition from school to work.

Throughout the four days, 200 breakout sessions and topical workshops will be provided by leading experts in special and general education, mental health, education research, best classroom techniques, adult issues, assistive technology, assessment, public policy, advocacy, substance abuse, and juvenile justice.

Keynote sessions are "Cultural Diversity and Students with LD: Addressing Difference and Disability in Cultural and Linguistic Contexts" by Catherine Collier, Ph.D., Director/CEO - Cross-Cultural Developmental Education Services, Ferndale, WA on Wednesday, Feb. 19; "What's LD and How Can I Get One? Reframing Technology for Persons with Learning Disabilities" by Marshall Raskind, Ph.D., Educational Research and Consulting, Bainbridge Island, WA, on Thursday, Feb. 20; and "Universal Design: How do Students with Learning Disabilities Benefit?" by Sheryl Burgstahler, Ph.D., Director, UW Accessible Technology, University of Washington, on Friday, Feb. 21.

An Assistive Technology (AT) Solutions Lab will be conducted for conference attendees by AMAC Accessibility Solutions, Georgia Institute of Technology, Atlanta, GA, in the Exhibit Hall Wednesday through Friday, Feb. 19-21. Sessions will include AT Writing Solutions and Reading Solutions, Accessibility Tips and Tricks, Understanding Apps and Tablets Accessibility, sharing information about apps for a variety of uses, and demonstrations by AT vendors.

A special session on Wednesday night, Feb. 19, "Toxic Chemicals, Nutrition and Child Development" will be presented by Irva Hertz-Picciotto, M.P.H., Ph.D., Environmental Epidemiologist, Professor, UC Davis MIND Institute and Department of Public Health Sciences, University of California, Davis, CA. CNN Hero John Zickefoose (Mr. Z) will speak at the Adult Luncheon on Thursday, Feb. 20.

LDA is a non-profit organization of parents, professionals and adults with learning disabilities providing support, information, and advocacy on behalf of individuals with learning disabilities.

For further information go to www.ldaamerica.org/conference/index.asp

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ROCK ISLAND, IL (02/10/2014)(readMedia)-- The Augustana Symphonic Band will tour Japan for the first time from February 21-March 4. The band will perform four concerts while in Japan, and will perform a home concert on Saturday, March 15 at 8 p.m. in Augustana's Centennial Hall (3703 7th Ave., Rock Island).

The Augustana Symphonic Band is the college's oldest music ensemble, dating back to 1874. The band held its first formal concert in Clark's Hall in Paxton, Illinois, prior to the college's move to its Rock Island campus in 1875. Dr. James Lambrecht, professor of music and director of bands at Augustana, has directed the band since 1988.

Lambrecht is no stranger to Japan. He performed there as a graduate student under the direction of Ray Cramer, who directed the Indiana University Wind Ensemble and is a regular guest conductor at the Musashino Academia Musicae in Tokyo. Lambrecht has followed in Cramer's footsteps, having served as guest conductor at Musashino twice, with another appointment scheduled for this coming summer.

Mitchell Carter '14, a music education major from Mundelein, Ill., said, "It's a really exciting opportunity to be able to continue this tradition of sharing our music. Our program for this tour is a unique blend of works with ties to both the United States and Japan, including Julie Giroux's Symphony IV, which is based on famous Japanese woodprints, as well as classic Western band literature, such as a handful of Sousa marches and Holst's First Suite in E-flat."

While in Japan, the band will perform concerts and participate in exchanges with other bands in Osaka and Tokyo.

The following students from your area will tour with the Augustana Symphonic Band:

Ingrid Schneider of Davenport (52806)

Andrew Bainter of Coal Valley (61240)

Lizandra Gomez-Ramirez of Rock Island (61201)

Bobby Holmquist of East Moline (61244)

Benjamin McKay of Rock Island (61201)

About Augustana College: Founded in 1860, Augustana College is a selective four-year residential college of the liberal arts and sciences. The college is recognized for the innovative program Augie Choice, which provides each student up to $2,000 to pursue a high-impact learning experience such as study abroad, an internship or research with a professor. Current students and alumni include 149 Academic All-Americans, a Nobel laureate, 13 college presidents and other distinguished leaders. The college enrolls 2,500 students and is located along one of the world's most important waterways, the Mississippi River, in a community that reflects the diversity of the United States.

Treasurer Fitzgerald Launches Interactive Graph

DES MOINES, IA (02/10/2014)(readMedia)-- State Treasurer Michael L. Fitzgerald reports outstanding debt obligations for state and local governments in Iowa totaled $14.8 billion as of June 30, 2013. This represents an increase of 2.9% from last year," Fitzgerald noted. Cities, school districts and the Board of Regents showed the largest increases in long-term liabilities while state agencies and authorities reported decreases. All political subdivisions, instrumentalities and agencies of the state are required to disclose this information annually to the state treasurer.

Treasurer Fitzgerald also unveiled an interactive graph that gives Iowans a new way to view public debt in Iowa. "We wanted to provide a new, dynamic way to view this information," said Fitzgerald. "The interactive graph allows people to view outstanding debt in their communities in more detail." The interactive graph and the entire Outstanding Obligations Report can be viewed on the treasurer's website at iowatreasurer.gov.

Mortgage Credit Certificates to provide Iowa home buyers with up to $2,000 in annual federal income tax credits 

(DES MOINES) - Gov. Terry Branstad and Lt. Gov. Kim Reynolds today partnered with the Iowa Finance Authority and the Iowa Association of REALTORS to announce an opportunity for new Iowa home buyers to reduce their federal income tax liability by up to $2,000 a year for the life of their mortgage through the 2014 Take Credit Mortgage Credit Certificate program.  The program is estimated to assist 585 home buyers and is administered by the Iowa Finance Authority (IFA).

"With tax season upon us, many Iowans are looking for ways to keep more of their hard-earned income," said Branstad. "The Take Credit Mortgage Credit Certificate Program announced today offers new Iowa home buyers a way to do just that and put even more momentum behind Iowa's already strong real estate market as we enter the home buying season. I encourage all Iowa home buyers to look into this valuable resource."

"Research has consistently shown the importance of the housing sector on the economy and the long-term social and financial benefits," said Reynolds. "Every Iowa home sale provides a boost to the local economy, supports strong neighborhoods and aligns Iowa families for long-term stability."

The 2014 Take Credit Program provides eligible home buyers with a tax credit against their federal income tax liability every year for the life of their mortgage, as long as the home is used as their primary residence, up to a maximum of 30 years. The program is available only for IFA-approved new purchases closing after February 3, 2014. Eligible financing is limited to 30-year, fixed-rate, fully amortizing loans.

The amount of the tax credit is based on a percentage of the homeowners' mortgage interest. For the 2014 Take Credit Program, the credit rate is set at 30 percent of the annual interest paid on the mortgage loan, up to a maximum of $2,000 per year.

To take advantage of the program home buyers must be approved for a mortgage and meet federal eligibility requirements. Interested home buyers should visit IowaFinanceAuthority.gov/TakeCredit to find a Take Credit Participating Lender, access eligibility information and more.

After an eligible homeowner has closed a mortgage loan with an IFA Take Credit Participating Lender, IFA will issue the homeowner a mortgage credit certificate for pre-approved applicants. The homeowner in turn may apply the credit against their federal income tax liability on an annual basis for the life of their mortgage. The credit may be claimed on IRS Form 8396.

"This program is a win-win for Iowa as it will help to fuel an already healthy Iowa real estate market and help hundreds of Iowa families realize a reduction in their federal income taxes," said Iowa Finance Authority Executive Director Dave Jamison.

Iowa Association of Realtors CEO Dave Bert said, "Iowa home sales in 2013 increased by an impressive 7.9 percent. The Take Credit program announced today will encourage even more home buyers to take the step into homeownership."

The mortgage credit certificate was authorized by Congress in the 1984 Tax Reform Act and functions like a federal income tax credit. Funding for the program is made available through federal private activity bond volume cap, which was set to expire if not used. The mortgage certificate credit funding will be available through 2014 or until the funds are expended.

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The City of Davenport and Hargreaves Associates will host an open workshop at the Hotel Blackhawk, Gold Room on Thursday February 13, 2013, with sessions at Noon and 6:00pm.

The Hargreaves-led team returns to Davenport for meetings and public input related to the riverfront, specifically the anticipated changes to the Dock and Rhythm City Casino.  The scope of RiverVision 2014 encompasses a larger area (Fifth, to the north, and from Iowa St to Warren St), reinforcing connections to Credit Island, north to Vanderveer Park, and above the Lock & Dam, providing the City of Davenport with an opportunity to further transform the central riverfront from parking to public space.

The workshop is the second in a series of four, and will involve a discussion of possibilities for transforming the riverfront, with public input instrumental to shaping anticipated changes.  Hargreaves and the City of Davenport encourage the public to participate in refining the vision.

Hargreaves Associates is comprised of landscape architects and planners with offices in San Francisco, California, Cambridge, Massachusetts, New York City.

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By Jason Alderman

One topic I've learned to avoid with new acquaintances until I know them better (along with politics and religion) is where they stand on the treatment of pets. Some people, when their dog gets sick or badly injured, say, "It's an animal - that's just part of the circle of life." Others consider Rover a close family member and would take out a second mortgage to save his life.

Pet owners from both camps probably see the barrage of ads for pet insurance and wonder whether it's worth the expense, which might be several thousand dollars over the life of your pet. I did some research and the best answer I can come up with is, it depends.

First, ask yourself: Do you regard pet insurance as a financial investment, where you expect to get back more in benefits than you paid out in premiums over the pet's life? Or, is it more like auto or homeowner's insurance, where you hope nothing ever goes seriously wrong, but you want coverage in case there's a catastrophe?

Either way, here are some basic facts about pet insurance that may help you decide whether it's right for you:

Pet insurance shares many features with human health insurance: Policies typically have annual deductibles, copayments and exclusions, and some limit which veterinarians, clinics and hospitals you can use.

But there are numerous differences as well. For example, pet insurers are allowed to refuse coverage for preexisting conditions and to set annual and lifetime payout limits. Among the many other restrictions you should watch for when comparing plans are:

  • Premiums vary greatly depending on where you live and may increase based on your pet's age, breed, veterinary cost inflation and other factors.
  • Typically you must pay the vet or hospital bill out of pocket and get reimbursed later.
  • Many plans deny or restrict coverage for congenital or hereditary conditions (like hip dysplasia in dogs or kidney failure in cats) and preventable conditions like periodontal disease.
  • Along with annual and lifetime maximums on benefits paid out, there may be a limit on how much it will pay for treatment of an individual illness or accident.
  • If your pet suffers a particular disorder one year, don't be surprised if that condition is excluded at renewal - or if you're required to pay an additional fee for future coverage.
  • Pets over certain age limits frequently are denied coverage.
  • Certain breeds are often excluded or only eligible for restricted coverage.
  • Some carriers let you augment your accident and illness policy with optional "wellness care" coverage for things like spaying and neutering, annual physicals, vaccines and routine tests. Make sure the additional premium is worth the extra cost.

Perhaps the biggest challenge when choosing pet insurance is trying to compare plans, apples to apples. There are about a dozen carriers in the U.S. Each offers a variety of plans with varying deductible, copayment and maximum coverage amounts, as well as different covered benefits and exclusions.

You can go directly to their websites for plan details and to request a quote, or use an independent comparison website to pull quotes from multiple carriers. I'd recommend creating a spreadsheet to compare benefits and costs side by side, just as you would when shopping for auto insurance.

Bottom line: If you decide pet insurance isn't right for you, at least be sure you're setting money aside to cover expected - and unexpected expenses.

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