Join us for breakfast and a panel discussion covering the topics that are on everyone's mind during this tough economic time. A Life Line for Small Business in a Slow Economy: Bettendorf Today, Thursday, March 5 @ The Lodge from 7:30-9:00 am, $15 per person.

Panelist and topics include : Bob Gallagher Jr, Gallagher Millage & Gallagher: "How to Avoid a Wrongful Termination" Marlene Olsen, Iowa at Work: "Resources Should Layoffs be Necessary" Lynn Fitzgibbon, Iowa Workforce Development: "Unemployment Placement & Workshops" William Gabelmann, Gabelmann & Associates, PC: "How Your Accountant Can Help You with Layoffs" Kelly Wainwright O'Brien, First Central State Bank: "Credit Issues in a Down Economy" Ann Hutchinson, Small Business Development Center: "Money for Small & Medium Businesses Resulting from the Stimulus Bill"

Contact the Bettendorf Chamber of Commerce at 355-4753 for reservations or for more information.

National Bancshares, Inc. ("NBI"), the holding company for THE National Bank, is pleased to announce that, as one of the stronger regional banks to participate in the U.S. Treasury's Capital Purchase Program, it received $24.6 million in TARP Capital on February 27, 2009.  NBI had filed an application with the Treasury on November 10, 2008 under the Capital Purchase Program for the sale of nonvoting senior preferred stock in NBI.  NBI intends to use the proceeds from the funded sale as additional capital to continue to grow lending operations at its subsidiary, THE National Bank.

THE National Bank has grown its loan portfolio for twenty-two consecutive months, a remarkable record of serving its customers and communities.  As of December 31, 2008, THE National Bank had $826 million in loans versus $396 million in loans as of June 30, 2006.  THE National Bank reported $8.24 million in net income for the fiscal year ending December 31, 2008.  Prior to the Treasury's purchase, THE National Bank had capital ratios above the levels required to be categorized as "well capitalized."  THE National Bank's total risk based capital, Tier I capital and leverage capital were 12.14%, 10.96% and 8.81% respectively, as of December 31, 2008.  NBI's ratios were 10.45%, 9.29% and 8.13% respectively on that date, also putting it within the "well capitalized" category.

"We view the additional capital as an effective way to bolster our already strong capital position.  The terms of the Capital Purchase Program present an attractive low-cost alternative to other capital sources available in today's markets." said Daniel Westrope, President and CEO of NBI.  THE National Bank's President and CEO, John DeDoncker, added, "This program provides an excellent opportunity for strong banks, such as THE National Bank, to add capital to support our continued growth and lending within the communities we serve.  Regrettably, problems with the larger markets have limited capital sources for community banks."

NBI will issue 24.6 million senior preferred shares to the Treasury that pay a cumulative dividend rate of five percent per annum for the first five years.  The rate will reset to nine percent per annum after five years.  In addition, another 1.2 million shares of senior preferred shares will be issued paying a dividend rate of 9%.  All of the shares are callable by NBI at par after three years and may be repurchased at any time should NBI choose to raise additional equity capital.  Mr. Westrope stated, "When markets for private capital once again become available, it is our expectation that NBI would redeem the Treasury's preferred shares.  Until then, the Treasury will earn a very fair rate of return on the preferred shares being issued."

NBI has no plans or current need to participate in other aspects of the Treasury's overall TARP program.  As a benefit to THE National Bank's customers, the bank is now participating in the FDIC's fee-based expanded insurance program that provides an unlimited guarantee on all of THE National Bank's non-interest bearing deposits through December 31, 2009.

NBI is a bank holding company, headquartered in Bettendorf, Iowa.  Its subsidiary, THE National Bank, currently operates 24 branches in the states of Illinois, Iowa and Wisconsin.  Twelve of the locations are within the greater Quad City metropolitan area.  THE National Bank is the largest commercial bank headquartered in the Quad Cities and is committed to providing the most convenient service.  THE National Bank offers a wide variety of deposit products, mortgage loans, commercial loans, consumer loans, and cash management services.

For more information about THE National Bank and its products and services, please visit www.thenb.com.

Please join us on Thursday, March 5 for an unprecedented ONE NIGHT event.

In honor of International Women's Day, CARE and the ONE Campaign will present A POWERFUL NOISE Live in 450 movie theatres nationwide. This one night event will begin with our acclaimed documentary, A Powerful Noise, which follows three women from different countries who overcome seemingly insurmountable odds to bring lasting solutions to their communities.

A POWERFUL NOICE Live will be shown at Cinema53 in Davenport. Visit (http://www.fathomevents.com/upcoming/locations.aspx?eventid=769&zip=5280...) for more information.

Immediately after the film, a town hall discussion with Madeleine K. Albright, Natalie Portman, Nicholas Kristof, Christy Turlington Burns and Dr. Helene Gayle will be broadcast live to all theatres. The event begins at 7:30pmET/6:30pmCT/5:30pmMT/8pmPT (taped).

Purchase tickets, check out our resources, event planning guides and more by visiting (http://apowerfulnoise.org). Find a participating theatre near you and participate in our exciting new ticket challenge where you can earn free tickets to A POWERFUL NOISE Live!

Davenport, Iowa - February 26, 2009 - The Davenport Family YMCA wants you to challenge your mind - all while making a difference in the lives of hundreds of Quad City area children, individuals and families. As part of the fundraising efforts for the 2009 Scott County Family Y Partner with Youth/Kids to Camp Annual Campaign, the YMCA will be hosting a pancake breakfast and family trivia day.

Family Trivia Day is Sunday, March 15, at 2pm. Each team must have 8 participants; three of them must be youth between the ages of 5 and 12. The cost is $10 per person, $80 per team, registration for this event is required. Participants are encouraged to bring their own snacks. The Davenport Family YMCA will provide free babysitting for participants who have children ages 5 and under.

For more information about the Davenport Family YMCA's family trivia day, call (563) 322-7171. The Davenport Family YMCA is located at 606 W. Second Street, Davenport. Proceeds from these events will help the Scott County Family Y ensure that no one is turned away because of an inability to pay.

In 2008, the Scott County Family Y provided more than $1.6 million dollars in financial assistance to area children, individuals and families. Funds for this assistance program are made available thanks to the generous contributions of Quad City area business and individuals in addition to fund raising events like these. For more information about or to make a donation to the 2009 Scott County Family Y Partner with Youth/Kids to Camp campaign, visit www.ScottCountyFamilyY.org.

Funding from Economic Recovery Package Already Coming to the State.

Washington, D.C. - U.S. Senator Tom Harkin (D-IA) announced today that the Iowa Finance Authority has been awarded $18,978,542 from the Low-Income Housing Tax Credit (LIHTC) Projects through the U.S. Department of Housing and Urban Development (HUD). These funds were contained in the Economic Stimulus Package that was recently signed into law and were allocated by annual HUD formulas. Harkin is a senior member of the Senate Appropriations Committee that funds housing initiatives.

"I cannot think of a more important need than housing - particularly for low-income Iowans. And for the money to be coming to our state one week after the President signed this bill last proves this recovery package is indeed timely and targeted," said Harkin. "These funds will allow low and moderate income households obtain affordable housing which will spur additional economic opportunities."

These funds will be distributed competitively and according to its allocation plan.

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The Moline Foundation announces March 31, 2009 as the deadline to apply for the Charles Curry SMART Bus Scholarship. Applicant must be a 2009 graduate of a high school in Iowa or Illinois living in Henry, Mercer or Rock Island counties in Illinois or Scott or Muscatine counties in Iowa. Applicant may also be a freshman, sophomore or junior at an Illinois or Iowa college who graduated from a high school in one of the above five counties. Applicant must plan on majoring in or currently majoring in a Natural Resource curriculum or an Education curriculum. Students must enroll on a full-time basis. Students should contact their counseling office at your High School for an application or the Moline Foundation.

The scholarship award winner will be chosen by a local scholarship selection committee and will receive a scholarship of $500.00.

Charles E. Curry is the Founder of the Interstate Resource Conservation & Development (RC&D) SMART (Sharp Minds Are Reading Thoroughly) Bus.

The SMART Bus Program, committed to reducing illiteracy, which began in 2000, has handed out over 36,000 books to children in the Muscatine and Scott Counties in Iowa and Henry, Mercer and Rock Island Counties in Illinois.

Charles E. Curry is a successful farmer and businessman from Alpha, Illinois and has served his community as a volunteer with many organizations including Interstate RC&D, Inc., the Henry County Soil and Water Conservation District for the past 34 years, the Livestock Feeders Association, the Henry County Board of Education, the Black Hawk Shrine Club, the Ophiem, IL Lutheran Church, and many other civic organizations.

Mr. Curry is well-respected in the Quad Cities area serving in various capacities with the Interstate RC&D Council. His leadership qualities combined with a passion and a vision for improving our natural resources, promoting community and rural economic development and education has contributed greatly to the success of the RC&D program and to helping improve the quality of life in our area.

The Charles E. Curry Scholarship Fund was established in November of 2008 by the SMART Bus Committee to honor the hard work and dedication of Mr. Curry.

The scholarships are also administered through the Moline Foundation founded in 1953 to further the growth and development of citizens living in the Quad Cities region in Iowa and Illinois.

The Moline Foundation is a community foundation which provides grants to health, human services, education, community development, the arts, and other charitable organizations which benefit the citizens of the Quad City region. The Moline Foundation receives and administers charitable gifts and endowments with a current endowment fund of approximately $13 million. For more information contact Executive Director Joy Boruff at (309) 736-3800 or visit The Moline Foundation web site at www.molinefoundation.org.

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DES MOINES, Iowa ? The Nature Conservancy in Iowa is currently accepting applications for the annual $3,500 scholarship and internship awarded by the Anna Beal Trust. The Conservancy will grant 10 scholarships and internships to undergraduates attending an Iowa college or university. The 11-week field internship will take place from May 26 to August 10. Application, cover letter and references must be submitted by February 27, 2009.

The internship is a unique experience for undergraduates who are conservation minded and would like the opportunity to broaden their knowledge of environmental issues as well as receive financial assistance. If accepted, interns serve as crew members.

The crew, supervised by Conservancy staff, will be introduced to savanna restoration, exotic-species removal, preserve management practices, preserve design, natural resource protection, and conservation science methods.

Recipients will travel extensively throughout Iowa, mostly on Conservancy-owned property, and learn about the beauty of Iowa's tallgrass prairie, deciduous forest and wetland ecosystems. Crew members will be responsible for a variety of hands-on work functions, such as species identification, management techniques, fence repairing, fire line construction, fuel loading reduction and prescribe fire participation.

Crew members must be willing to live a rustic lifestyle and work in adverse weather conditions. Living in close quarters with crew members provides the opportunity to learn about fellow crew members and establish life-long friendships. During the week, crew members will camp in tents without electricity. The Conservancy will provide food stored in coolers and cooked on portable range camp stoves. Each crew member is expected to share in the cooking and cleaning duties.

Interns make significant contributions toward preservation by working eight-hour days with an hour for lunch. Crew members must have a strong work ethic and be able to work closely as a team as well as be self-motivated and be able to work individually and productively.

"The learning experience is extensive," says Scott Moats, the Conservancy's Broken Kettle Grassland Preserve manager and former Anna Beal intern, "and many internship recipients are successful in acquiring careers in the conservation field after completing their internship."

The Anna Beal Trust was founded in 1974 by Ed and Anna Beal, who farmed in Black Hawk County and wished to provide educational opportunities for deserving Iowa students. The proceeds of the Trust were designated to help Iowa college students, who without financial assistance could not obtain a college education.

If you are interested in obtaining more information about the Anna Beal Trust scholarship or would like to receive an application, please visit The Nature Conservancy in Iowa's web page at www.nature.org/iowa or call the office at 515-244-5044.

Davenport, Iowa - February 13, 2009 - The Scott County Family Y Palmer Learning Center has earned a level 4 rating from the Iowa Department of Human Services - one of the highest quality assurance ratings the state offers. Scott County Family Y Is Among Few Area Providers To Achieve This Quality Assurance Level

The Iowa Quality Rating System for Child Care Providers (QRS) is a voluntary program that rates child care providers on quality indicators such as professional development; health and safety; environment; family and community partnerships; and leadership and administration. Established in 2005 by the state legislature, QRS is designed to make providers aware of the many paths and steps they can take to improve the quality of their care. The system also offers parents another resource in evaluating and selecting a child care provider.

The Scott County Family Y Palmer Learning Center is one of only seven licensed child care centers in Scott County to receive this rating, showing that the YMCA goes above and beyond state licensing standards. "We believe that quality is an ongoing process and we continually strive towards maintaining and improving the quality of care we provide, said Deb Gustafson, Executive Director, YMCA Child Care & Family Services. "This rating shows that our programs and staff are committed to nurturing the whole child, and his or her family, all while making sure they have a healthy and safe environment to grow and learn in."

As Scott County's largest child care provider, YMCA Child Care & Family Services offers a variety of educational programming for children beginning as young as 6-weeks with infant care to toddler and preschool programming. Before and after school child care is also available for children between the ages of 5 and 12. Each YMCA child care site is state licensed and staff members receive extensive training and go through rigorous background checks. Enrollment is open without decimation to any child and registration is first come, first serve. For more information about the programs and services offered through the Scott County Family Y Child Care & Family Services, call (563) 323-4668 or visit www.ScottCountyFamilyY.org.

DAVENPORT, Iowa - February 16, 2009 - One of the most popular Scott County Family Y group fitness classes is picking up the pace all in an effort to help area families in need. The West Family YMCA, a branch of the Scott County Family Y, will hold a SPIN-A-DAY AWAY event on Saturday, March 7.

This biking event will span 8 hours and will offer participants a variety of cycles including uprights, recumbent, air dynes and spinners along with music that begs your legs to pedal all while having tons of fun, all benefiting Quad City area children and families who are seeking quality childcare, mentoring and health and fitness programming. "Cycling is the hottest aerobic class in town," says Sherry Emerick, West Family YMCA Executive Director. "Participants come from all walks of life but have the same common goal - getting into the best shape they can. They do it with determination and energy like no one has ever seen so what better way to raise some much needed monies than by harnessing this energy and putting a whole new spin on the a traditional fundraiser."

SPIN-A-DAY AWAY biking fundraiser costs $25 per hour or $150 per bike for the day. Individuals and teams are encouraged to sign-up. The event pushes off at 8am on Saturday, March 7, at the West Family YMCA, 3503 West Locust Street, Davenport. Each hour will offer a different musical theme in addition to door prizes, giveaways, healthy snacks and drinks and party favors. Every dollar raised goes directly to the Scott County Family Y's Partner with Youth/Kids to Camp Annual Campaign. Currently there are more than 10,000 area children who are seeking quality childcare, mentoring and health and fitness programming. In addition, more than 2,500 youth, families and seniors are in need of financial assistance to become YMCA members. Participation in this event will help ensure that no one is turned away due to their inability to pay.

The West Family YMCA is a branch of the Scott County Family Y. For more information about this event or to make a reservation, call (563) 386-4414 or for more information about the programs and services offered through the Scott County Family Y, visit www.scottcountyfamilyy.org.

The Quad-City Disc Golf Club, or QCDGC, is once again hosting the annual Disc Golf Ice Bowl, set for Feb. 21 at Prospect Park, Moline. Proceeds from this year's event again will benefit the River Bend Foodbank, Moline. Last year's QC Ice Bowl gathered about 250 pounds of food and more than $600.

The Ice Bowl is for all those disc golfers gutsy, crazy, desperate or fun-loving enough to join together in an act of disc golf solidarity. Regardless of the weather conditions, the idea is to have fun, raise funds and food for a local food bank and dispel the gloom of winter. There are mandatory Ice Bowl Rules: No. 1 - Under no circumstances may an Ice Bowl be cancelled or postponed because of weather conditions. No. 2 - No wimps or whiners are allowed. No. 3 - There are no excuses for not attending ... Either be there or be a wimp! For 2007, more than 200 Ice Bowls have been scheduled throughout North America and in parts of Europe.

Registration for the Ice Bowl runs from 10 to 10:30 a.m. at the shelter by the pond and tee off is at 11 a.m. The entry fee is $15 plus 5 canned goods. Each entrant gets a player's pack containing an Ice Bowl commemorative disc. Players are encouraged to bring more canned goods, as the person who donates the most canned good items will take home an Innova DISCatcher portable basket. All players are welcome regardless of ability and the field will be split into three categories: Recreational, Intermediate and Pro. Trophies will be awarded to the top three finishers in each division. For more information, visit www.qcdiscgolfclub.com.

All proceeds and canned good goods collected with go to River Bend Foodbank, Moline. River Bend Foodbank distributes to more than 300 charitable community organizations that support the hungry. The Foodbank's service area includes the Quad Cities and 22 counties in Eastern Iowa and Western Illinois. For more about the River Bend Foodbank, please visit www.riverbendfoodbank.org.

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