Have you started your Holiday shopping? Why not start the shopping season off right, all you have to do is:

1.      Like the Putnam Museum's Facebook page.

2.      Click the Contest tab on their Facebook page.

3.      Enter for a chance to win a $1,000 shopping spree!

Contest closes Sunday, November 18 and the winner will be announced Monday, November 19!

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When was the last time you displayed the American flag? The Exchange Club of the Quad Cities honored six recipients of the Proudly We Hail Award at a recognition dinner at The Windmill Restaurant in East Moline on November 1. These awards are given to selected individuals and businesses for their efforts and patriotism in displaying our nation's flag.

This year's individual recipients are: Dennis and Mary Gottwalt, Hampton, IL; Troy and Dawn Halverson, Moline, IL; Larry and Jane Hipple, East Moline, IL; Kim and Jean Pauley, East Moline, IL; and Simon Sierra and Carol Near, East Moline IL. Miltos Diakogeorgiou and Jose Zepeda, owners of The Windmill Restaurant in East Moline, IL accepted the business award for 2012.

If you would like to be considered for the 2013 Proudly We Hail Awards or would like to suggest a neighbor or friend, please call 797-5705.

The honorees received a special plaque to commemorate the occasion.

Quote from Exchange Club of the Quad Cities President Bob Dixon The work and time these citizens freely give to maintain their flags symbolizes their commitment to America and shows a deep respect for the flag and honors all Americans.

Background

The National Exchange Club, headquartered in Toledo, Ohio, is an all-volunteer, national service organization for men and women who want to serve their community, develop leadership skills and enjoy new friendships. Exchange has over 21,000 members throughout the United States and Puerto Rico.

The Exchange Club mission is to work together to make our communities better places to live through child abuse prevention, community service, service to youth, and promotion of Americanism.

The Exchange Club of Quad Cities is a local chapter of the national organization. The club meets on the first and third Thursday of each month at The Windmill Restaurant in East Moline, Illinois. Social time begins at 6:00 PM with dinner following at 6:30 PM. Guests are always welcome to attend any meeting. For membership information, call Bob Dixon at 797-5705.

Exchange Proudly We Hail 2012.tif

Exchange Proudly We Hail 2012
Back row: Jose Zepeda and Miltos Diakogeorgiou.  Front row: Jane and Larry Hipple

Tickets go on sale Wednesday, November 7 at 11 a.m. for The Lord of the Rings Trilogy Marathon and The Hobbit: An Unexpected Journey 3D.

See it where it is meant to be seen, on the GIANT Screen!

The Lord of the Rings Trilogy Marathon Details:

Saturday, December 8, starting at 10 a.m., doors open at 8:30 a.m.

  • The Fellowship of the Ring
  • Intermission
  • The Two Towers
  • Intermission, alcoholic beverages will be available for purchase at this time.
  • The Return of the King

By popular demand, all 3 segments are the director's extended cuts. Marathon price: $30 for adults and $25 for kids 12 and under. The marathon is only available as a package price, individual movie tickets to the movies listed above are not available. Breakfast items, unlimited pop and popcorn and additional meal items will be available for purchase. Seating is on a first come first receive basis, Putnam members will receive pre-seating privileges. Want to become a Putnam member to be seated first for this marathon? Visit www.putnam.org to sign up today!

The Hobbit: An Unexpected3D Journey Price: $12.50/adults; $11/senior/student/military; $9/youth.

Midnight Premiere of The Hobbit: An Unexpected Journey 3D:
Friday, December 14 at 12:01 a.m.

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Christian rock's hottest band!

Tenth Avenue North

The Struggle Tour

With Special Guests:

Audrey Assad and Rend Collective Experiment

7:00 PM Saturday, November 10

Adler Theater

136 East 3rd Street

Davenport, IA 52801

 

Brought to us by Echo Ministries

Tenth Avenue North recently announced its third studio project, The Struggle (Reunion Records), out on August 21.  The 12-track album reflects influences ranging from fan insight from the headlining artists' past two years on the road, to the addition of two new band members and a new recording process.  Produced by six-time SESAC Christian Songwriter of the Year, and two-time GRAMMY nominee, Jason Ingram (Chris Tomlin, Sanctus Real), The Struggle is a bold, creative leap forward.  www.tenthavenuenorth.com

Reserved tickets ($19 & $30 Deluxe Ticket) are on sale now.  Tickets are available at the Adler Theatre Box Office, online at Ticketmaster.com, charge by phone at 800-745-3000 and Ticketmaster outlets.  Tickets are $16 for groups of 10 or more by calling 563-326-8522.  Deluxe Tickets include early admittance to a pre-show meet & greet, a commemorative tour laminate, signed poster and $5 off coupon redeemable at the artists' merchandise booth.

For more information, call 563-326-8500

Free national program implemented statewide by the Illinois Arts Council & Regional Partners in Alton, Carbondale, Champaign, Chicago, the Quad Cities, Springfield, Rockford Areas to award more than $100k in the 2011-2012 Academic Year.

The Illinois Arts Council, Quad City Arts and other regional partners statewide invite all Illinois high schools to participate in the 2012-13 Poetry Out Loud: National Recitation Contest, a free national program created by the National Endowment for the Arts and the Poetry Foundation. Now entering its 6th year of national competition, Poetry Out Loud has inspired hundreds of thousands of students to discover a broad spectrum of classic and contemporary poetry.

State Awards: Each winner at the state level will receive $200 and an all-expenses-paid trip (with an adult chaperone) to Washington, DC, to compete at the National Finals. The state winner's school will receive a $500 stipend for the purchase of poetry books. One runner-up in each state will receive $100; his or her school will receive $200 for the purchase of poetry books.

National Awards: A total of $50,000 in awards and school stipends will be given at the Poetry Out Loud National Finals, including a $20,000 award for the National Champion.

Free Poetry Out Loud materials are available for participating schools, including print and online poetry anthologies, a teacher's guide to help instructors teach recitation and performance, an audio CD featuring distinguished actors and writers, promotional and media guides, and a comprehensive website.

All curriculum materials and further details regarding the program can be acquired from local coordinator, Tracy White at 563-579-7630 or tracer@iowatelecom.net these items are also available on the Poetry Out Loud website: www.poetryoutloud.org

This project is supported in part by an award from the National Endowment for the Arts. Mid Atlantic Arts Foundation is also honored to provide travel support for regional and state finals of Poetry Out Loud in partnership with the National Endowment for the Arts.

WEST DES MOINES, IOWA - November 6, 2012 - Whether you're feeding your family or your livestock next year, you'll feel a pinch in your pocketbook. After dealing with the worst drought in 50 years, Iowa farmers found corn and soybean yields down across the board, causing crop prices to increase due to the weather's pressure.

The increase in corn prices will affect farmers' feed prices for their livestock and that will trickle down to consumers as early as January at the grocery store.

"These higher grain prices continue to put pressure on grain users, from ethanol plants to livestock farmers," explained Dave Miller, Iowa Farm Bureau Federation (IFBF) director of research and commodity services. "In the past few weeks, ethanol production is running 12 percent below last year's levels. Cattle, hog and poultry farmers are trimming back production expectations for the coming year."

These adjustments aren't causing concerns for consumers just yet. As farmers bring livestock to market sooner and at lighter weights, meat supplies are strong. Miller warns that this will change at the beginning of the year.

"Lowered production levels are expected to support beef and pork prices in 2013," said Miller. "Consumers can expect higher meat prices in the coming year as livestock farmers continue to make adjustments due to the continued strength and increases in feed costs."

Despite dry conditions throughout the growing season and reduced yields, Iowa farmers continue to lead the nation in corn production. According to Miller, the statewide corn yield is estimated to be 140 bushels per acre, down 32 bushels per acre in 2011. Iowa farmers raised 1.9 billion bushels of corn this year, accounting for nearly 18 percent of U.S. corn production.

Iowa soybean fields weathered the drought better than expected and Iowa farmers will have harvested an estimated 399 million bushels of soybeans this year, representing 14 percent of U.S. soybean production. Soybean yields were also down from last year, coming in at an estimated 35.3 bushels per acre.

The drought brought stresses not only to farmers, but to the markets, as well; tightening supply estimates and raising prices.  Miller said prices for corn and soybeans are higher than a year ago, with corn prices 23 percent higher and soybean prices 20 percent higher. The U.S. Department of Agriculture (USDA) releases its monthly crop production report Nov. 9 and Miller says the mid-range of the USDA estimate of season-average prices is $7.80 for corn and $15.25 for soybeans.

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Discovery Shop to host Annual Holiday Open House Sunday, November 18th, Noon to 4 p.m.

The American Cancer Society's Discovery Shop located at 2397 Cumberland Square Dr. in Bettendorf invites you to their Annual Holiday Open House Sunday, November 18th from noon to 4 pm.

Let us help you with your shopping list and at the same time you can make a difference in the fight against cancer!  The Discovery Shop will be overflowing with all kinds of beautiful holiday clothing, ornaments, collectibles and gift items.  If you are looking for something for yourself or for someone on your list, this is a great place to start.  

The Discovery Shop is an upscale resale shop.  All proceeds go to the American Cancer Society to fund cancer research, patient services, education and advocacy.

The shop will be closed Saturday, November 17th to prepare for this event.

If you have items that you would like to donate for this event, donations are accepted anytime the shop is open and a tax receipt is always available.  Hours are Monday, Tuesday, Wednesday and Friday from 10 am to 5 pm., Thursday from 10 am to 7 pm. and Saturday from10 am to 4 pm.

Public Encouraged to Help Meet Clothing Needs of Local Children

Davenport, Iowa - November 6, 2012 - School age children from 14 Davenport area elementary schools will benefit this year from the annual "Shoes That Fit" campaign that supplies need-specific shoes and clothing to local elementary school students. The non-profit community outreach program is led by Mediacom, along with Davenport area business partners Mimzi Art and Frame and Deere Harvester Credit Union.

The purpose of Shoes That Fit is to fulfill specific shoe and clothing needs, matched to individual children identified by school liaisons.  The donations of new shoes, boots, coats or other clothing are often the only genuinely "new" items available to children whose needs have been confidentially assessed. (School partners list below)

"The program is about more than shoes," says Mediacom's Jim Stoos who is vice president for the company's OnMedia advertising division.  "In many classrooms, teachers will see a child with only one set of clothes and a pair of worn out shoes to wear to school every day.  This affects a child's self-esteem, and it means that learning takes a back seat to embarrassment," said Stoos.

"Thanks to Mimzi Art and Frame and Deere Harvester Credit Union, we can help local children feel good about themselves and feel good about being in school. Additionally, people who donate the shoes and clothes to make this program a success will feel especially good about giving tangible assistance to meet the needs of local children," Stoos added.

The local business sponsors provide locations where community members can pick up Shoes That Fit donation cards.  Donor cards describe the needed items and the specificity of the child's gender and size.  Individual donors shop for the items and return them, unwrapped, to the business sponsor. Mediacom's OnMedia team ensures prompt delivery to the students through the school liaison.  Only new shoes and clothing can be accepted.

The program is underway now through December 1. School partners encourage donors to shop for and return items as soon as possible, especially to get ahead of winter weather and the need for boots and coats.

OnMedia is the cable television advertising division of Mediacom.  Local OnMedia employees have coordinated the Shoes That Fit campaign for the past 11 years. Throughout that time they have partnered with more than 50 elementary schools in Des Moines, Newton, Marshalltown and Ames and have donated more than 73,000 Shoes That Fit items to elementary school children in need.  For more information on Shoes That Fit visit www.shoesthatfit.org.

 

Davenport Area Business Partner Locations for Donor Cards and Shoes That Fit Drop-off

 

Mimzi Art and Frame - 3825 16th Street, Moline, IL 61265

Deere Harvester Credit Union - 5354 Elmore Circle, Davenport, IA 52807

Deere Harvester Credit Union -1090 South Congress Street, Geneseo, IL 61254

Deere Harvester Credit Union -1101 13th Avenue, East Moline, IL 61244

 

Local Elementary Schools where students benefit from Shoes That Fit

·         Fillmore Elementary

·         Jefferson Edison Elementary

·         Madison Elementary

·         Monroe Elementary

·         Riverdale Heights Elementary (Bettendorf)

·         Washington Elementary

·         Wilson Elementary

·         Bridgeview School Elementary (Pleasant Valley)

·         Jackson Schools

·         Buchanan Elementary

·         Marquette Academy

·         McKinley Elementary

·         Children's Village

·         Hayes School Elementary

CHAMPAIGN - As Asian carp continue to pose a threat to Illinois waterways, Lt. Governor Sheila Simon will convene the Wabash and Ohio Rivers Coordinating Council on Wednesday to discuss new ideas to control the invasive species. Leading the discussion will be James Garvey, director of the Fisheries and Illinois Aquaculture Center at SIU Carbondale.

Simon, who chairs the state's river coordinating councils, has worked with state agencies, researchers and private organizations to identify possible solutions to controlling the Asian carp population. Garvey's preliminary research shows that Asian carp are marketable and can be harvested and sold for consumption here and abroad. This alternative would not only protect the fish within the river, but it would also create new jobs in Illinois.

"Asian carp are an invasive species threatening the natural state of Illinois' waterways," Simon said. "We can use this invasion as an opportunity, though, to research productive uses of the fish, and create jobs to eradicate it from our ecosystem."

DATE: Wednesday, Nov. 7

TIME: 1:15 p.m.

PLACE: Champaign Public Library, Robeson Pavilion Rooms A&B, 200 W. Green St., Champaign

NOTE: Simon will hold a brief media availability at 1:15 p.m.; the River Council meeting will begin at 1:30 p.m.
By: Hillel Presser

What differentiates commerce businesses from traditional businesses when it comes to asset protection?

Potentially more assets in need of protecting.

Both types of business owners have assets such as homes, cars and bank accounts that need protection in the event of a lawsuit - whether it's a personal suit or one targeting the business. E-commerce businesses may need more financial protection to cover their wealth of intangible assets, including domain names, website content, intellectual property, trademarks and patents. Additionally, an e-commerce business may prove to be more of a lawsuit liabilitybecause it's vulnerable not only in the state where the storefront or warehouse is located, but essentially everywhere substantial connections are made, including internationally. In that sense, theneed to create, maintain and regularly update an asset protection plan becomes more urgent.

To legally shield wealth from lawsuits and other potential threats, including divorce, business owners of all types should have an asset protection plan. This multi-layered strategy involves a range of techniques to title assets such as homes, savings and property (tangible and intangible) in the event that a claim is brought against the business or owner. It's not a guarantee that the protected person will avoid lawsuits or other financial calamities, but it can guarantee they'll lose fewer assets if the worstdoes happen.

I advise clients to work with an attorney to create a plan that's the best fit for their specific financial situation. Clients should: 1) educate themselves, 2) inventory their wealth, 3) assess their liabilities, 4) decide the best asset protection tactic or strategy to use with each asset inventoried, and 5) execute the plan.

• Educate yourself. Clients should understand what's going on when theirattorney is creating theirplan, how it relates to their life, and what changes will trigger the need for an update. They should learn what they can and can't transfer as well as whothey should and shouldn't transfer assets to, even temporarily. For instance, if they "gift" a home to their children shortly after or in proximity to a civil claim filed against them, in the event of a judgment that gift may be looked upon as a fraudulent transfer. It could be reversed, making their home susceptible to the creditor judgment. Education is key to maintaining long-term asset protection.The Presser Law Firm, P.A. offers complimentary books on asset protection and an asset protection worksheet at www.AssetProtectionAttorneys.com; submit a request in the contact form.

• Inventory your wealth. They should include both tangible and intangible financial recourses. Tangible assets include but are not limited to: their home, real estate, bank accounts, vehicles, boats, etc. Intangible assets include but are not limited to: patents, copyrights, franchises, goodwill, trademarks, domain names and trade names, etc.

• Assess your liabilities, present and future. Some present liabilities could include current creditors (whether or not they have claims against the client), personal guarantees on home or business loans, and the client's marital status as well as longevity of your marriage. Future liabilities include unexpected potential financial risks. A failing business in an economy downturn is a good example.Surely many businesses didn't contemplate their demise in the financial and economic crash of 2008. Those owners without anasset protection plan in place prior to 2008 were out of luck when their life savings, homes, real estate and other wealthy were jeopardized by creditor lawsuits. The best advice fore-commerce business owners is to be proactive - the threat of a suit can bring a business to its knees and the best way to protect themselvesis to practice financial self-defense and lawsuit-proof their assets.

• Decide whether or not to re-title their assets, what entity formations to use, and whether equity stripping is appropriate for assets still inadequately protected. Only non-exempt assets need to be re-titled. Exempt assets are those that cannot be seized in the event of a judgment. All non-exempt assets should be re-titled as exempt assets and/or transferred to more protected entities such as a Limited Liability Company, Limited Liability Partnership or Family Limited Partnership, to name a few. Each entity has its own advantages and disadvantages and each person may have specific needs that make one of these entities more advantageous than the others. Alternatively, these assets can be titled to either domestic or international trusts. International trusts, such as the NEVIS trust, are especially protective because the laws of most preferred international trust locations favor the owner of the trust over creditors. Any unprotected assets can be stripped of their equity. For example, taking out a loan on a home that the client owns free and clear would make them more undesirable to a creditor than if they had full equity in the home.

• Implement the plan and maintain the protection over the years. Asset protection plans should be reviewed at least once a year and whenever there is a potential for litigation. Also, integrating an estate plan into anasset protection plan is essential because an unexpected death intestate could tie up an estate in litigation for years.

Asset protection is important for all business owners in today's litigious society. E-commerce businesses are even more vulnerable to lawsuits and potentially have more assets to protect. Business owners should enlist the assistance of anasset protection attorney to create, implement and help maintain a lawsuit-proof plan, and they should have an estate plan as well.

About Hillel L. Presser

Hillel L. Presser's firm, The Presser Law Firm, P.A., represents individuals and businesses in establishing comprehensive asset protection plans. He is a graduate of Syracuse University's School of Management and Nova Southeastern University's law school, and serves on Nova's President's Advisory Council. The Presser Law Firm, P.A. offers complimentary books on asset protection and an asset protection worksheet to help you create an inventory at www.AssetProtectionAttorneys.com; submit a request in the contact form.

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