Iowa-Area Lenders Pool Resources to Help Students Without Cosigners

 

WEST DES MOINES, IOWA (Sept. 2, 2010) ? As the first university bills of the school year start to hit Iowa college students' mailboxes, those with nowhere to turn to fund their college education now have another option. This is thanks to a group of Iowa-area lenders who have stepped up to provide a supplemental private student loan to students who are unable to obtain a qualified cosigner.

"We're seeing a lot of students caught in a difficult spot, said Gary Steinke, president of the Iowa Association of Independent Colleges and Universities. "They need more money to cover what financial aid doesn't, but their parents can't help them out by cosigning for a traditional private student loan. By providing an alternative with transparent and reasonable terms, these banks are helping students who may otherwise have to forego or postpone college."

Students often turn to private student loans after exhausting available federal, state and institutional financial aid. Generally, cosigners are required to meet underwriting criteria on students who have little income and a short credit history. However, with economic conditions continuing to result in unemployment or underemployment for working families, many parents are unable to cosign a private student loan, reducing students' options.

A group of Iowa-area lenders have pooled resources to create the Iowa Alliance Private Student Loan ProgramSM (Iowa Alliance Loan), serviced by Iowa Student Loan®. The program offers supplemental private student loans with upfront terms to students who have been denied a private loan requiring a cosigner. The participating lenders have gone above and beyond by raising enough funds to help Iowa students fill the gap between cost of attendance and available financial aid for the next two academic years.

The following Iowa-area lenders are participating in the Iowa Alliance Loan program:
  • American State Bank, Osceola
  • Bankers Trust Co., Des Moines
  • Community State Bank, Paton
  • Crawford County Trust & Savings Bank, Denison
  • Fairfax State Savings Bank, Fairfax
  • Guthrie County State Bank, Panora
  • Heartland Bank, Gowrie
  • Iowa Student Loan, West Des Moines
  • Manufacturers Bank & Trust, Forest City
  • MidWestOne Bank, Iowa City
  • Modern Woodmen Bank, Rock Island, Ill.
  • Northwest Bank, Spencer
  • Patriot Bank, Brooklyn
  • Shelby County State Bank, Harlan
  • Sibley State Bank, Sibley
  • Treynor State Bank (TS Bank), Treynor
To learn more about the Iowa Alliance Loan program and the lenders offering it, visit www.studentloan.org/alliance. Students must apply through their school's financial aid office.
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A new reality competition series called "Faceoff," a show that will find the best all around special effects makeup artist.  Presented on SyFy, this show aims to test the skill set of any artist who can rise to the challenge.  We are looking for undiscovered talent or semi-professional, self-taught or trained make-up artists who are proficient in: special effects, prosthetics AND beautifying.  You must be 18 years of age or older and a U.S. Citizen.
WINNER RECEIVES $100,000!
We are going to have Open Casting Calls in Los Angeles on Wednesday, Sept. 8th and in Orlando on Saturday, Sept. 11th.  If you want to be considered for the show but can't attend one of those two cities, you can submit a short (5-8 minute) video telling us about your background and experience, and then create a special effects character ON YOURSELF (something that can be done in half an hour or less). The deadline for video submissions is Sept. 15.   It can be sent via yousendit.com or post on Youtube and send us the link.

Please e-mail the casting producers below a brief synopsis about yourself and a photo, along with info on your training as an FX makeup artist.  Also include a link to your online portfolio if you have one, as well as your updated resume and photos o f your special FX work.

OPEN CALL AUDITIONS:
Los Angeles, CA
faceofflosangeles@gmail.com for details
Call the casting producer J.R. @ 818-842-2496 x 221

Orlando, FL
faceofforlando@gmail.com for details
Call the casting producer Seon @ 818-842-2496 x 215

Video Submissions
faceoffcasting@gmail.com for details
Call the casting producer Tanya @ 818-842-2496 x 211

FOR ALL AUDITIONS you must bring your own makeup kit, copies of your portfolio and be prepared to create a character on yourself in 20 minutes or less from your own pre-made prosthetics!

Contact:
Seon Park x 215
Casting Producer
Nick Williams x 216
Casting Associate Producer
(office): 818-842-2496
Twitter tvprodseon l Email faceofforlando@gmail.com

Iowa Zoetrope is a film group based in Ames and we are hosting a casting session for a feature film and 3 short films. Parts are availible for all ages, sexes, and looks.

The casting takes place September 11, at the Ames Public Library from 1pm to 4pm.

We are also interested in meeting with people who may be interested in working on one of the films or learning more about our group.

More info can be found on our facebook page, where sides are availible. www.facebook.com/iowazoetrope

Register in September for chance to win a College Savings Iowa account

DES MOINES, IA (09/01/2010)(readMedia)-- State Treasurer Michael Fitzgerald announced today that Iowa has joined other states in declaring September as "College Savings Month" in an effort to increase awareness among families about the importance of saving for their children's higher education expenses.

"I want families to know it's never too early to start planning for their child's future education," said Fitzgerald. "As a way to raise awareness about the importance of saving for higher education, College Savings Iowa is giving away a free $529 account. I encourage Iowans to register today for a chance to win and jumpstart their college savings." To register, visit www.iowa529contest.com.

Studies show that children who have money saved for them are almost four times more likely to attend a four-year college than those with no account.* This makes saving ahead of time one of the most significant things families can do to help make college a reality for their children. By starting early and saving regularly, families can watch their savings and their children grow side by side. College Savings Month is a time when families are encouraged to explore the benefits of saving through a 529 plan like College Savings Iowa.

College Savings Iowa is an affordable, tax-advantaged option for families who are saving for their children's college education. It takes just $25 to open a College Savings Iowa account, and investors can contribute as little as $25 when adding to the account. Participants who are Iowa taxpayers can deduct contributions up to $2,811 per beneficiary account from their adjusted gross income in 2010. **

Anyone can invest in College Savings Iowa on behalf of a child. Investors do not need to be a state resident and can withdraw their investment federally tax-free to pay for qualified higher education expenses including tuition, books, supplies and certain room and board costs at any eligible college, university, community college or technical training school in the United States or abroad. *** To learn more about College Savings Iowa, go to www.my529iowaplan.com or call 1-800-523-0644.

*From the Center for Social Development study: The Role of Savings and Wealth in Reducing "Wilt" between Expectations and College Attendance. William Elliott III and Sondra Beverly, 2010.

**If withdrawals are not qualified, the deductions must be added back to Iowa taxable income.

*** Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state income taxes. The availability of tax or other benefits may be contingent on meeting other requirements.

Air Force Brigadier General Will Complete the Term of Retiring Brig. Gen. John P. Hughes.

SPRINGFIELD , IL (08/31/2010)(readMedia)-- Illinois Gov. Pat Quinn appointed Illinois Air National Guard Brig. Gen. James W. Schroeder as the Assistant Adjutant General-Air Aug. 31.

Schroeder will complete the term of retiring Brig. Gen. John P. Hughes, which ends January 2011.

A pilot for American Airlines, Schroeder has served as the Illinois Air National Guard's chief of staff since July 2007 where he was responsible for assisting in command, control, and operations of all plans and programs for more than 3,000 Illinois Airmen located in Peoria, Springfield, and Scott Air Force Base.

"Brig. Gen. Schroeder brings a wealth of education, experience and expertise, both civilian and military, to the post," said Maj. Gen. William L. Enyart, the Adjutant General of the Illinois National Guard. "His leadership and expertise will be a valuable asset to me and all Illinois Airmen as we continue to support overseas missions and remain ready to respond to domestic emergencies."

Schroeder, a Westmont, Ill., native, currently residing in Geneva, commissioned in 1982 after graduating from the U.S. Air Force Officer Training School. Schroeder assisted in the initial setup of the aerial refueling training operation at Geilenkirchen Air Base, Germany. His involvement helped pave the way for the on-going rotation of Air National Guard refueling units to the NATO base.

He most recently flew combat air patrol sorties in support of Operation Noble Eagle and flew combat support missions in support of Operations Iraqi and Enduring Freedom.

"This is an opportunity to positively affect the lives of Illinois Airmen and their families, to build upon the great things we do day in and day out, and to strengthen those relationships with the communities we serve," said Schroeder.

Schroeder holds a Bachelor of Science in industrial technology from Western Illinois University and completed the Air War College in 2002.

For more information please contact the Illinois National Guard Public Affairs office at 217-761-3569.

The Quad City Flute Association is excited to announce Jill Felber as our guest artist for Fall Flute Festival on Sunday, September 26, 2010, at Redeemer Lutheran Church in Bettendorf, Iowa.

Jill Felber has been hailed for her "beautifully finished performances" by The Detroit News and has been praised by Musical America for her "handsome performance." The British journal PAN writes, "Felber was stunning...not only refined but also full of fun." "The incredible flutist...the dazzling flutist...the radiant flutist Jill Felber" (The Independent, Santa Barbara ), is known to excite audiences everywhere in concerts and recitals "played with flair" (The Los Angeles Times). "The outstanding American flutist Jill Felber" (Gazeta Rybnicka , Poland ) is acclaimed worldwide for her "consummate musicianship" (Fanfare). Ms. Felber has performed solo recitals, chamber music, and concertos on four continents and has held residencies in Hong Kong, Taiwan, Australia, Mexico, France, Switzerland, Great Britain, Italy, Canada and the United States . Also a tireless promoter of new music, Ms. Felber has inspired many composers to write solo and chamber works for her and for her flute duo ZAWA!, and is currently engaged in several commissioning projects. She has premiered over three hundred works for the flute and has released world premiere recordings for Centaur Records, CRI, Neuma Records, and ZAWA!MUSIC.

In demand as a guest clinician because of her extraordinary motivational teaching style, Felber is currently Professor of Flute at the University of California , Santa Barbara . Holding degrees from University of Michigan and Bowling Green State University , Ms. Felber has taught on the faculties of Ohio University , Capital University , and Wright State University . Her teachers include Keith Bryan, Judith Bentley, Samuel Baron, and James Galway.

Jill will present an All-State Clinic for Illinois and Iowa High School students, a masterclass for students, amateurs, and professionals in Extreme Makeover: Flute Edition, and present her beautiful musicianship in a recital. Ginny Broffitt from Western Illinois University will be our guest for a Flute Choir Reading Session to start off the day. Cost is $15 for non-members and $5 for QCFA members. For more information, contact QCFA President Lynne Stukart at lynnestukart@yahoo.com.

Schedule of Events:

12:30 - 1:00 p.m.   Check-in/Registration/Booth shopping

1:00 - 1:45 p.m.   Flute Choir Reading Session with Ginny Broffit, Flute Professor, WIU

2:00 - 3:00 p.m.   Recital with Jill Felber, flute and Diane Frazer, piano

3:15 - 4:30 p.m.   Extreme Makeover: Flute Edition   For all flutists! Bring a stand and Taffanel & Gaubert's 17 Daily Exercises

4:30 - 5:45 p.m.   All-State Clinic (IA and IL) for High School Flutists with Jill Felber

Flying Elbows And Rat Rods of Derby!

(Davenport, Iowa) The Quad City Rollers had such a great time at the Flying Eyeball Reunion that they decided to keep the fun going inside the RiverCenter as they present "Flying Elbows" Saturday, September 18. The opposing team will be the Old Capital City Rollers from Iowa City.

The night starts off with the Fresh Meat Grinder mixer featuring the newest skaters from the QC Rollers and Iowa City as well as from the Peoria Push Derby Dames and Farm Fresh Roller Girls. After the grinder the main bout will get rolling and if you have ever seen these two teams battle it out, you know that the track side seating will be the place to be!

"I am so excited for the girls who have been working hard to get to skate in what is, for many, their first bout." said mixer team Captain Cheetara Daal (Tricia Willis). "It will be so fun to have all the girls from some very new teams and girls that are just new to derby come out and show what they have been working so hard for".

The QC Rollers were established in 2006 with a "by the skaters, for the skaters" mantra and have since grown to bout with teams from across the MidWest. Based on a mission of inclusion for women of all shapes, sizes and ages the QC Rollers want to promote an active and empowering lifestyle for women through a sport structured around endurance and calculated aggression. What comes as a surprise to many outside the sport is that the skaters do not get paid, at all, for participating; in fact they all pay monthly dues and purchase their own gear to be members of the league. The skaters are also primary owners, managers, and operators of the league. A portion of all bout ticket sales is given back to a local non-profit organization chosen by a skater.

"Giving back is something that is simply part of the sport, like knee-socks and mouth-guards," says QC Rollers Vice President El Efino (Ellonyia Yenney). "We are very blessed to be able to come out and have our fans be there for us and we have to be there for our community."

Balloon animals for the kids, beer and "Rat Rods" for the adults -- combine all of that with the excitement of roller derby and intermission music by the Afterdarks and the entire family will have an amazing night.

"We have an outstanding team of athletes," beams President and Captain of the QC Rollers, Sugar N' Slice (Leigh Ann Hodges). "As we are going into our 3rd home season I am beyond amazement at how far we've come as a league and a sport. This is going to be the biggest and best season yet!"

RiverCenter doors open at 5:00 PM. Tickets are $12 or $9 in advance (kids 12 and under are free). Snag your tickets from a Quad City Roller, RiverCenter box office or other Ticketmaster outlet. A portion of the proceeds will benefit the QCA Adaptive Sports Association.

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2010 Celtic Highland Games Schedule by Area

Saturday, Sept 18th at Centennial Park, Davenport

Heavy Games - Scottish Athletics: The Caber Toss, Hammer Throw and More!

8 a.m. to 4 p.m. Athletics Field - competitions in several stone throws: weight over bar and weight for distance, hammer throw, sheaf toss and the caber toss.

The day ends with the just-for-fun Irish Keg Toss.

Piping

9:00
Three bagpipe bands playing at various times all day around the grounds. Featuring: Celtic Cross Pipes and Drums, of Peoria; Blackhawk Pipe Band, of the Quad Cities, and Turlach Ur, an award-winning pipe and drum band out of Grinnell, Iowa.

4:30 ish - Gathering of the Pipe Bands, playing in rounds and then as one. Who's your favorite? Vote with applause as the bands try to out-do one another.

Highland Dance in the Entertainment Tent

8:30 am
9:00 am
1:00 pm
1:30 pm

Trophies sponsored by the Scottish American Society of the Quad Cities!

Bonnie Knees . . Right after the Parade of Tartans

Bonnie Knees Which man has the best legs? 12:30 p.m.

Stay for the haggis howl and wellie toss, too!

Entertainment Tent - East end of festival grounds

Following the Highland Dance Competition:  Mullane Healy O'Brien Irish Dance Academy performances

5:30 p.m. on - Evening Music, $5. See list below!

Evening Music in the Entertainment Tent - Just $5 for over 6 hours of entertainment!

5:30 - Barley House Band - Irish roots and American branches, a Quad City favorite!
7:00 - Laura and the Lads- Music of Ireland, Scotland, England, France and Northern Spain.
MacKenzie plays a variety of wind instruments and voice, with the lads on percussion, bass,
fiddle, guitar and clarinet.
9:30 - Highland Reign - High-energy progressive Scots-American Celtic music with plenty of
rockin' Scottish tunes.

Workshops and Demonstrations - southeast corner of the festival grounds

10 a.m. to 11 a.m.- Celtic Knot Class: Come and learn the history and motifs of Celtic knot work, see examples by master knot work artists, and try making some knots of your own! These infinite knots where thought to represent eternity to Celtic monks, come discover what they might mean to you.

Primary/Beginner/Novice Registration
Primary/Beginner/Novice Competition Begins
Intermediate/Premier Registration
Intermediate/Premier Competition Begins

10:30 to 11:30 - Cloggers - Learn traditional dances, made famous by Scots-Irish immigrants to the mountains of America

1 p.m. to 2 p.m. - Hammered Dulcimer workshop with Reg & Linda Shoesmith.

2:15 p.m.- Joe Nobiling, Celtic fiddler with an American accent, Joe Nobiling will provide a presentation on the role of Celtic fiddle tunes and songs during the American Civil War. Beware: should attendees have instruments in hand (or cases) a mini-session is liable to result! John Kinser will be accompanying Joe on bodhran and Heather Nobiling on spoons and vocals.

All day:

Weaving & Spinning demos by Valley Spinners & Weavers- The guild is dedicated to providing guidance, inspiration, continuing education and fellowship to weavers and spinners. Membership is open to all skill levels and provides on-going mentoring and study-group opportunities. They meet on the first Tuesday of most months, at Hauberg Civic Center in Rock Island.

Historic dances and reels, taught by Step Back in Tyme. Enjoy period music as you learn and perform historic dances from the 1700-1800's ranging from English country dances, Scottish Reels, and early American line dances.

What Else is Going On?

Noon: Parade of Tartans around the field. Check in at Clan Row by 11 a.m. to participate as a family group.

Clan Heritage Tents - Meet representatives of Irish and Scottish families, along with organizations of Welsh/Cornish, Irish and Scottish heritage groups.

Vote for the best clan tent! Get your ballot at the clan headquarters tent.

Vendor Row: Stop by for something good to eat or bring home a souvenir of your day!

Beer, pop and water will be available from the Celtic Festival Beverage tents. Yes, that includes Guinness & Smithwick!

Family Fun - Children's Games, Crafts and Living History Camps

Family Activities Tent - Activities sponsored by Modern Woodmen of America

10 a.m. to 4 p.m. Stop by anytime for fun family activities and make-and-take crafts for kids. Lots of smiles to go around. All activities are free!

Kingdom of Andorra Living History Camp- north side of the festival grounds

9 a.m. to 5 p.m. with scheduled talks throughout the day

Sharing an area are two activities that will be sure to attract attention all day long:

Belegarth Medieval Combat Society

Come join the fun with a safe, and inexpensive sport where participants wear medieval or fantasy-themed clothing and fight with foam-padded weapons. The fighting is hard and fast and has, since 1979, refined into its own brand of martial art. The rules are easy to learn, and after a few practices, you'll be hooked!

Quad City Irish Rugby - Teams will play at 10 a.m., 12:45 p.m., and 2:30 p.m.

Native Ways Program Planned

On Saturday, September 11th from 10:00 A.M. - 3:00 P.M. the Wapsi River Environmental Education Center will be hosting a native ways program.  Come learn how the Native Americans lived by learning how to track animals, make pottery, weave rope, start a fire and build a model wickiup.  Please bring a lunch, or items to prepare on an open fire (we'll provide the fire and roasting sticks).  Family fun for everyone!  Please call to register by calling (563) 328-3286.

The Wapsi River Environmental Education Center can be found 6 miles south of Wheatland or 1 mile northwest of Dixon, Iowa by taking County Road Y4E.  Then turn north at 52nd Avenue and follow the signs for about 1 mile.

 

Observatory Open House

On Saturday, September 11 at dusk the Wapsi River Environmental Education Center will host an observation of the night's sky at the Monsignor Menke Observatory.  Join Dr. Mitchell, director, for a celestial tour of the summer sky.  Please call (563) 333-6141 on the day of the event to find out if the weather conditions will permit viewing.

The Wapsi River Environmental Education Center can be found 6 miles south of Wheatland or 1 mile northwest of Dixon, Iowa by taking County Road Y4E.  Then turn north at 52nd Avenue and follow the signs for about 1 mile.

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The Sixth Annual Disc'n For Dogs Ace Race is now bigger and better with a new title sponsor and an amazing grand prize: a new 2009 Honda Metropolitan 50cc scooter. Set for Saturday, Sept. 11, the ace race will take place at Camden Park, Milan, Ill. All proceeds from this year's event will benefit the Quad City Animal Welfare Center, Milan.

The Disc'n For Dogs Ace Race is for anyone who can throw a disc golf disc and wants a shot at our top prize. Camden Park's original disc golf course's elevation changes and wooded areas are used to their fullest with 26 shortened holes, increasing the hole-in-one opportunities. Most holes average 100 feet or less. Unlimited mulligans, sold for $1 each, will increase the odds of qualifying for the final round.

Registration for the Ace Race opens at 8 a.m. and closes at 9 a.m. at the south picnic shelter near Camden's first hole. The entry fee is $20. The first 40 entrants will receive a player's pack containing a Disc'n For Dogs t-shirt, a soft-sided cooler courtesy of Stern Beverage, plus other items. All players are welcome regardless of ability. A basic disc golf putter is optimal, but a standard backyard flying disc could be used.

The annual Disc'n For Dogs Ace Race disc golf tournament assists animals locally who have been orphaned and are homeless. To date, more than $7,000 has been raised. This event is brought to you in partnership with the Quad-City Animal Welfare Center. All proceeds go directly to the Quad-City Animal Welfare Center which is privately funded and the Quad City's first no-kill animal shelter

Fun Mart Cycle Center presents Sixth Annual Disc'n For Dogs Ace Race

Saturday, Sept. 11, 2010

Sign up: 8 a.m.
Player's Meeting: about 9 a.m.
Tee off: about 10 a.m.
Fee: $20

Two qualifying rounds of 26 holes
1 point for hitting metal
3 points for hitting chains
5 points for an ACE!

Mulligans will be sold for $1 each. Unlimited mulligans allowed during first two rounds. No mulligans allowed during final round.

5 points earns an entry into third and final round. For every 5 points you earn in the qualifying rounds, you will receive a throw at each hole in the final round (10 points equals two throws, 15 points equals 3 throws, etc.).

Final round is played sudden death in a 9-hole loop until an ace claims the top prize.

 

Players pack includes a tournament t-shirt, soft-sided cooler courtesy of Stern Beverage and other items. Raffles tickets will be sold all day and lunch will be available between rounds.



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