Achieving financial goals is not just a matter of money. "It's about an internal desire to improve one's finances," says Brenda Schmitt, ISU Extension Family Finance Specialist. People who think positively generally experience greater success and education is the first step. There is a connection between what you do today and what will happen in the future.

Your Money Your Future is an on-line class that begins Sept. 10, 2012 and meets Mondays over a three-week period. Each session is recorded for review. Participants need high speed internet and speakers or headphone to hear the instructor. A microphone or chat box is used to participate. There is a $15 registration fee. Certificates of Completion are available upon request.

Your Money Your Future will cover:
• Develop Spending plans and SMART goals
• Access your credit history without having to pay a fee
• Select the financial institution that best meets your needs
• Understand how credit cards work and how to avoid the credit card trap

After you register, you will receive via e-mail a web address with class materials to be printed along with instructions on how to log in. For more information or registration details contact Brenda Schmitt at 641-512-0650 or Schmitt@iastate.edu or Joyce Lash at 641-464-5003 or lash@iastate.edu.

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