Madison, WI - A new type of insurance is available in Iowa these days. If someone becomes laid off or will be disabled and unable to work for more than 30 days, it pays something called a lump sum benefit-all the money gets paid as soon as a claim is approved. It's from SafetyNet(tm), a wholly owned division of Madison, WI based CUNA Mutual Group. They report that the new product is rapidly gaining customers across the state.