I was glad to see statements in the story like Brian Hollenback's - "All we're doing is setting up people for failure."
I'm 88 years old and I can recall hearing ever since I was a kid farmers replying to people who called them rich because they had a farm - "The bank and insurance company own it."
When people refer to billionaires and say he or she is "worth" such and such amount in wealth, I say they are mistaken. The word should be "control." Wasn't something said about a rich man having as much change of going to heaven as a camel passing through a needle's eye?