- To avoid injury and property damage, use caution when handling fireworks.
- Always purchase fireworks from a licensed vendor.
- Check local laws and ordinances.
- Have water, an extinguisher, and first-aid kit nearby.
- Ignite fireworks one at a time in cleared areas on a hard, flat, and level surface.
- Secure dogs and other pets in a quiet space at home.
- Mind the rules: Check your lease or homeowner’s association rules about hosting gatherings in your home.
- Check your coverage: A quiet gathering can sometimes lead to an accident, guest injury or property damage. Contact your State Farm agent for details about liability insurance.
- Be a Good Neighbor: Let neighbors know about your plans in case they have any concerns.
- Protect your Pets: Strangers and loud noises may frighten pets. Consider crating your pup or putting your cat behind a closed door.
- Monitor the Drive Home At least one hour before the party wraps up, stop serving alcohol and serve additional snacks. Organize rides or ride shares as necessary.
- Review your coverage: Boat insurance policies can vary widely in what they do and do not cover based on a number of considerations, including the type of boat, the waters it will traffic, and how many months of the year the boat will be used.
- Take photos of the boat and its equipment. Make sure to add the value of boat equipment (life preservers, depth/fish finders, anchors, etc.) when deciding amount of insurance.
- Do not leave your title or registration papers in the boat.
- Remove expensive equipment when not in use.