Today was an important step forward in the fight against Alzheimer's, and YOU made it happen! Thanks to the hard work of Alzheimer's advocates, the Alzheimer's Accountability Act was fully incorporated in to the recently signed funding bill. Because of this critical legislation, scientists at the National Institutes of Health (NIH) will now directly tell Congress how much funding they need, on an annual basis, to reach our national goal to prevent and effectively treat Alzheimer's by 2025. The Alzheimer's Association and its sister organization, the Alzheimer's Impact Movement (AIM), were the only Alzheimer's advocacy groups to work on this key legislation.

Additionally, the funding bill includes a $25 million increase for Alzheimer's research, coming on the heels of an unprecedented $122 million increase for Alzheimer's research, education, outreach and caregiver support earlier this year.

Passage of the Alzheimer's Accountability Act is an incredible milestone for our movement, but we can't let up. In the weeks ahead, Congress and President Obama will prepare the federal budget for next year, and they need to hear from you.

Take a moment and tell your elected leaders to continue their support in the fight against this devastating disease.

The current political environment in Washington is challenging, and it's hard to win such a significant victory, but your tireless efforts made all the difference in the halls of Congress this year.

Continue the fight and tell President Obama and leaders in Congress to make Alzheimer's a national priority.

From the Alzheimer's Association and our partners at the Alzheimer's Impact Movement, thank you again. We look forward to working together with you in 2015.

Want To Keep Momentum Going? Join Us Next Year In Washington D.C. for the Alzheimer's Association Advocacy Forum!

Sinead O'Connor, Alt-J, The Killers, Aimee Mann, Dustin Lynch, Rosanne Cash, and More Sign On As Judges

December 17, 2014 - Unsigned Only Music Competition revealed today its high-profile judging panel for the 2015 competition, which is now accepting entries. The renowned panel consists of iconic recording artists and journalists and will determine the winners in eleven categories representing a wide variety of commercial genres of music.

Designed for solo artists, bands, and singers who are not signed to a major label, Unsigned Only's goal is to find an outstanding, talented performing artist: a band, singer, or solo artist. Unsigned Only gives away over $100,000 in cash and prizes, including $10,000 in cash and one-on-one mentoring by an elite group of record company executives to the overall Grand Prize winner. First and Second Place winners in each category will also be chosen. The deadline to enter is March 18, 2015. Original and cover songs are accepted in all categories except for Screen Shot which accepts original songs only.

Artists may enter into any of the following categories: Adult Album Alternative (AAA) Adult Contemporary (AC); Americana; Christian; Country; Folk/Singer-Songwriter; R&B/Hip-Hop; Rock; Pop/Top 40; Screen Shot; Teen; and Vocal Performance.

Screen Shot is a new category that has been added this year, and it is geared toward helping artists get their music in film, TV, video games, and advertising. Music execs who are looking to place music in various projects will be judging this category and will also provide advice on music licensing to the winner of the category. Included are: Michelle Bayer (Shelly Bay Music); Michelle Silverman (Modern Planet); Ani Johnson (Monomyth Media); Evan Stein (Experience Music Group); Velma Barkwell (East End Music Productions); Jen Taunton (Level Two Music); and more to be announced.

"Last year Screen Shot was a special promotion that we ran for entrants," says Founders/Directors Candace Avery and Jim Morgan. "The response was huge and was a great success for many artists who were able to secure licensing deals for their music. This is just another way for Unsigned Only to help its entrants, and we are excited to be able to open these new doors for independent artists."

Judges include :  Aimee Mann; Alt-J; Dustin Lynch; Sinead O'Connor; The Killers; Rosanne Cash; David Crowder; Robert Smith (The Cure); Darryl McDaniels (Run DMC); Ray Wylie Hubbard; Aaron Shust; Lucero; Kelly Price; Colt Ford; Frank Foster; Jason Gray; Rapsody; Kool And The Gang; Anthony DeCurtis (Contributing Editor, Rolling Stone); Kyle Anderson (Senior Writer, Entertainment weekly); Josh Jackson (Co-Founder and Editor-In-Chief, Paste Magazine); Chris Richards (Pop Music Critic, The Washington Post); Michael Hann (Music Editor, The Guardian); Shirley Halperin (Music Editor, Billboard and Hollywood Reporter); Lucy Jones (Deputy Editor, NME); Hardeep Phull (Music Critic, New York Post); and more to be announced.

Unsigned Only is sponsored by: Sony Creative Software, Guitar Center, D'Addario, Disc Makers, Ultimate Ears, Lurssen Mastering, Master Tour by Eventric, and The Music Business Registry.

For entry and general information, please go to http://www.unsignedonly.com

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By: Carl Edwards, MBA, ChFC®

Wow, what an amazing market ride over the last few years!  Running on tracks laid by an unprecedented Federal Reserve monetary easing program, the market has once again run to new all-time highs and appears to still have some steam. Or does it?

While no one really knows the answer to this, it is important to remember history as a guide, and to think about the future -- your future.  It wasn't all that long ago that the world's financial system was shaken to its core, leaving many retirees running for shelter from the Ebola-like symptoms displayed by world financial systems.  Fear over which institution or country would next display the almost certain deadly symptoms ran rampant.

I am certainly not echoing the calls of the past and screaming it's time to get your guns and gold.  I am, however, pointing out to consumers the recent and vivid reminders of the importance to get back to the basics with your financial planning this New Year.  If we fail to remember the past, we repeat it.  You have worked too hard preparing for this time in your life.

Let's review three vital elements you should implement in your retirement plan this New Year.

•  Get your annual financial check-up. How can we possibly forget to do this?  Annual check-ups are the number one preventative care tool at our disposal.  While many individuals should be meeting more regularly with their financial advisor, everyone should have at least the minimum of an annual visit.  Problems creep up and this is often the best way to catch them before it is too late.

•  Don't forget to diversify. Are you working with a broker who always wants to sell you mutual funds full of stocks and bonds?  Does your annuity guy think every dime you have should be stuffed into insurance products?  The reality is they are probably both wrong.  Find an advisor this year who knows the benefits of each of these products, but who also knows the value of how they work together.  Diversification is important and it may include each of these products along with other assets such as individual stocks and bonds, Certificates of Deposit (structured and fixed), Business Development Companies, Real Estate Investment Trusts, precious metals, and numerous other investments.

•  Rebalance, Rebalance, Rebalance. With the great equity run up we have encountered since the lows of March 2009, it is vital to remember that we must continue to evaluate our investment portfolios.  While equity portfolios have risen significantly since that time, other areas of our portfolio may not have fared so well, leaving our risk levels in need of adjustment. It is often a good idea to capture some of those hard-earned gains.  You never know -- the next major pullback could be just around the corner.  Be prudent, not greedy!

About Carl Edwards

Carl Edwards, MBA, ChFC®, is a Chartered Financial Consultant® and is the owner of C.E. Wealth Group, (http://www.cewealth.com). He has passed the Series 7, Series 66 and Series 63 securities industry exams. In addition, he has passed the Series 24 principal exam. He represents High Street Asset Management as an Investment Adviser Representative and Calton & Associates, Inc. as a Registered Representative.  The views expressed in this article reflect the opinion of the writer and do not necessarily reflect those of Calton & Associates, Inc. or High Street Asset Management. Information contained in this article is not a recommendation, solicitation, or offer to buy or sell securities.  Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results.  Individuals should consult a financial professional before making investment decisions.  Edwards is also a licensed insurance agent in Life, Health, Medicare Supplement and Long Term Care insurances. Edwards received a master's degree in business administration and is currently completing a second master's degree in finance from Penn State University. He also is a member of the American MENSA.

CHICAGO - Governor Pat Quinn today issued the following statement commemorating the first night of Hanukkah, which begins today and ends Dec. 24:

"Hanukkah is a joyous time that brings family and friends together to commemorate the Jewish community who faced challenges and adversity with fierce determination.

"People of all faiths can learn from their perseverance and resilience, while being inspired by the strong message of hope that Hanukkah brings.

"I wish all who are celebrating in Illinois a very happy Hanukkah and a wonderful, safe holiday season."

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