Financial Planner Shares Tips for Protecting Your Savings

You have insurance on your home, your car, your health.

How about your retirement plan?

"People have homeowners insurance to protect against fires and floods," notes independent financial planner Stephen Ng, founder and president of Stephen Ng Financial Group, (www.stephenngfg.com). "They buy insurance to replace their car if it gets wrecked and they buy health insurance to protect themselves from medical costs.

"But for many people, their biggest material asset is their retirement portfolio. When I look at a new client's portfolio and ask, 'Where's your insurance?' they look at me like I'm crazy!"

Insure your retirement fund by taking steps to safeguard at least a portion of it, Ng says. As you get closer to retiring, the amount you safeguard will be what you need to rely on for your retirement income.

"Your retirement income should be derived from guaranteed sources, such as Social Security benefits and your pension plan," says Ng, a licensed 3(21) fiduciary advisor, certified to advise companies about their 401(k) and other retirement plans. "It's the amount you need to pay the bills and do the other things you hope to do in retirement, so your retirement income needs to be a guaranteed source of income.

"Then you look for your 'play checks.' That's the money you don't absolutely have to have, so you can still try to grow it, and take risks with it, in the market."

Ng offers these tips for insuring your retirement plan:

•  Invest a portion of your portfolio in annuities.
Annuities are long-term investment options through insurance companies that guarantee you payments over a certain rate of time, which could be the rest of your life or the life of your spouse or other survivor. Note: The guarantee is subject to the financial strength and claims-paying ability of the issuing insurance company.

•  If you leave your job, quickly roll your employer-sponsored 401(k) into an IRA.
While 401(k)s are a great tool for saving, particularly if your employer is providing matching funds, if you were to die, the taxes your survivors would pay on your 401(k) would be much higher than on an IRA. That's because they would have to inherit the money in a lump sum - that could easily take 35 percent right off the top. The lump-sum rule does not apply to IRAs. While your spouse would have the option to inherit your 401(k) as an IRA, your children would not. So, take advantage of your employer-sponsored 401(k), but if you leave the company, convert to an IRA or ROTH IRA. You can also begin transferring your 401(k) funds to an IRA at age 59½.

•  Consider converting your IRA to a ROTH IRA.
For protection from future income tax rate increases, you should consider slowly converting your tax-deferred IRA funds into a ROTH IRA. Yes, you'll have to pay the taxes now on the money you transfer, but that will guarantee that withdrawals in your retirement are not taxed - even as the money grows. If you plan to leave at least part of your IRA to your children, they'll benefit from a fund that continues to grow tax-free.

About Stephen Ng

Stephen Ng is the founder and president of Stephen Ng Financial Group™ (www.stephenngfg.com). Since 1992, he has helped pre-retirees and retirees preserve and increase their wealth by, in part, helping them avoid common mistakes. He regularly holds financial management, retirement investing and insurance planning seminars at businesses, churches and non-profit organizations. Ng is a Chartered Life Underwriter, Chartered Financial Consultant and a Certified Estate Planner. He is also an Investment Advisor Representative with SagePoint Financial, Inc., member FINRA/SIPC.  He brings a national and international perspective to his financial advice, with professional and educational roots in Australia and Asia, and certifications in 19 states.

Moline, IL (June 19, 2014) – IHG (InterContinental Hotels Group) the world's largest hotel group by number of rooms, announced today that the Holiday Inn Express®, Moline-Quad Cities is open for business. The hotel brings 100 guest rooms and 35 job opportunities to Moline, IL - Quad Cities area.

The visibility from Interstate 280, Interstate 74, and the Quad Cities International Airport make this truly a gateway hotel," Dan Huber, Owner/President Frontier Hospitality Group says.  "We believe the Holiday Inn Express brand will have broad appeal to business and leisure travelers who will be able to easily access this very visible hotel," says Huber.

"Frontier Hospitality Group is grateful to the Metropolitan Airport Authority of Rock Island, Rock Island County and the City of Moline for their support and partnership in helping bring this project to fruition," Huber says.  "It feels good to be able to do a project in our very own regional community.  Both Bart Baker and Dan Huber are long-time Quad City residents.

Located at 2100 69th Ave, the four-story hotel offers amenities featuring a dynamic lobby and custom designed great room with a modern décor. The great room will also function as a social hub for hotel guests where they can work, relax and network. The hotel also features an expanded fitness room, swimming pool, guest laundry, meeting room, outdoor patio and ten guest room suites.

The Holiday Inn Express brand delivers a comfortable and smart environment with preferred guest upgrades to ensure a productive stay while traveling for business or leisure. The brand's newly enhanced complimentary Express Start® breakfast bar features both hot & cold options, pancakes, biscuits and gravy, bagels and muffins, fruit, yogurt and the brand's exclusive cinnamon roll. Beverages consist of milk and juice, along with its own "Smart Roast" coffee.

"Holiday Inn Express is a very popular brand and we are pleased to bring a very contemporary Express to the Quad Cities," says Bart Baker, co-owner of the hotel.  "What will set this hotel apart is the custom design of the lobby/great room area and the expanded fitness area.  This is a hotel that has great curb appeal and will fit in nicely with the modern facilities found at the Quad City International Airport," says Baker.

Holiday Inn Express hotels participate in IHG's guest loyalty program, Priority Club® Rewards. The industry's first and largest guest loyalty program has 43 million members.  Priority Club Rewards membership is free and guests can enroll by logging on www.priorityclub.com, calling 1-888-211-9874 or by inquiring at the front desk of this hotel or any of IHG's more than 4,200 hotels worldwide.

The Holiday Inn Express Hotel, Moline-Quad Cities is owned and operated by Frontier Hospitality Group, under a license agreement with a company in the InterContinental Hotels Group.

About Holiday Inn Express

Holiday Inn Express hotels are modern hotels for value-oriented travelers. Fresh, clean and uncomplicated, Holiday Inn Express hotels offer competitive rates for both business and leisure travelers. Guests Stay Smart® at Holiday Inn Express hotels where they enjoy a free hot Express Start® Breakfast Bar, free high-speed internet access and free local phone calls (US and Canada only). There are currently more than 1,900 Holiday Inn Express hotel locations around the globe. For more information about Holiday Inn Express hotels or to book reservations, call 1-800-HOLIDAY or visit www.hiexpress.com.

About Frontier Hospitality Group

FHG is owned by Bart Baker and Dan Huber. FHG owns and operates the Best Western Plus SteepleGate Inn in Davenport, Iowa which features Prairie Grille and 1 Hundred West Bar & Dance Club; the Best Western Plus Dubuque Hotel & Conference Center; and Champps Americana Restaurant & Bar in Dubuque, Iowa. FHG formerly owned and operated the Best Western Frontier Inn and Country Inn and Suites in Clinton, Iowa

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New ride in Party Plaza of Modern Woodmen Park will be open for games and non-game day amusement hours    

DAVENPORT, Iowa. (June 19, 2014) - The Quad Cities River Bandits and Main Street Amusements will open another new ride at Modern Woodmen Park Thursday night, as "Space Camp" makes its debut at the ballpark.

"Space Camp" is an electrically-powered four-seat gyroscope manufactured by Amusements International. "Space Camp" will spin its four riders upside-down and around in a roll and tumble motion to give them the feeling of being weightless in space. Developed from NASA's gyroscope used to train astronauts, the ride is unique in its ability to carry four people simultaneously through the experience of weightless motion found in space. It is also unique in that the degree to which the gyroscope rotates is in direct correlation to the weight of each of the four passengers - change the weight of any one passenger and the gyroscope will spin differently.

"Space Camp is another exciting and unique addition to the amusements lineup at Modern Woodmen Park," said River Bandits owner Dave Heller. "We have lifted people high above the ballpark on the Ferris wheel, and sent them soaring on the Zip Line. Now they can experience the weightless thrill of outer space like the NASA astronauts with Space Camp!"

"Space Camp" will require three amusement coupons to ride. Riders must be between 54 and 74 inches in height. "Space Camp" and the 105-foot Ferris wheel are both open during all River Bandits home games, normally beginning 90 minutes before the scheduled first pitch. The rides are also open every Saturday morning - weather permitting - from 10 a.m. to noon, as well as weekend non-game days: Fridays 6 p.m. to 10 p.m., Saturdays 10 a.m. to noon and 6 p.m. to 10 p.m., and Sundays 2 p.m. to 6 p.m.

UP NEXT: The River Bandits are home at 7 p.m. Thursday for a free hat giveaway on Modern Woodmen Night and Pack the Truck Night benefiting the River Bend Food Bank. To order any of the River Bandits 2014 ticket plans - with new lower prices - call the River Bandits box office at 563-324-3000. Season ticket and mini-plan packages start at just seven games and begin at less than $40. Call a River Bandits account representative today to choose your seats and get the details of our various mini-plan packages.

Congressman writes letter to Speaker Boehner asking him to bring Child Tax Credit, Tuition Relief for Students Act and Earned Income Tax Credit to House floor

Washington, D.C. - Rep. Bruce Braley (IA-01) today sent a letter to Speaker John Boehner asking him to bring important tax credits for Iowa families to the House floor for a vote. The tax credits include Braley's Child Tax Credit Restoration Act which would double the Child Tax Credit, Braley's Tuition Relief for Students Act to extend the tax deduction for undergraduate and graduate students, and the Earned Income Tax Credit.

"These commonsense tax credits would help offset the tax burden on Iowa families and make college more affordable for middle class Iowans," Braley said. "Bringing these important pieces of legislation to the floor for a vote and passing them quickly is a no-brainer for families and the economy. The House has prioritized tax credits for businesses?which I've been happy to support?but working class families shouldn't be ignored."

The Child Tax Credit is currently set at $1,000, but has not kept up with inflation since it was last raised in 2001. Braley's legislation which he first introduced in February would double the value of the credit up to $2,000 for qualifying families.

Braley's Tuition Relief for Students Act would extend the $4,000 tax deduction for undergraduate and graduate students for four years.

Braley's letter argues that improvements to the Earned Income Tax Credit should be made permanent as it is one the most successful policies in place for lifting families out of poverty and encouraging work.

"These are common-sense tax cuts for middle class families, and I urge you not to delay any more and to bring these tax cuts up for a vote," Braley's letter reads.

Braley's letter to Boehner can be found HERE.


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Endorsement underscores clear choice between Braley & Ernst on protecting Social Security & Medicare
Des Moines, IA - Rep. Bruce Braley has earned the endorsement of the National Committee to Preserve Social Security and Medicare PAC, an organization dedicated to protecting Social Security and Medicare benefits for all communities and generations.

Max Richtman, President and CEO of the National Committee to Preserve Social Security and Medicare, said Braley "earned the endorsement of the National Committee because you understand and support the critical roles that Social Security and Medicare play in the retirement and health security of our nation's older citizens and their families."

Braley said, "Protecting Social Security and Medicare is vitally important for the tens of thousands of Iowa seniors who rely on these programs for a secure retirement. Workers who have paid into Social Security and Medicare their entire lives should be able to count on their promise when they retire. That's why I've fought against schemes to privatize Social Security and transform Medicare as we know it, because these risky plans threatens the benefits of current seniors and ends the promise of guaranteed benefits for future generations. We should strengthen these programs, not undermine them."

The National Committee to Preserve Social Security and Medicare's endorsement letter can be downloaded at the following link: http://bit.ly/SW5uvL

Braley has strongly opposed efforts to privatize Social Security and transform Medicare into a voucher program. Braley has also opposed efforts to reduce future Social Security benefits for retirees if cost-of-living increases were shifted to a so-called "chained CPI" calculation.

In contrast, state Sen. Joni Ernst has called for privatization of Social Security, a position that would undermine benefits for current retirees. Sen. Ernst has also supported plans that would transform Medicare as we know it and pave the way for Medicare vouchers, increasing costs for retirees.

Braley has made protecting Social Security and Medicare a key focus of his campaign for Senate. On Monday, Braley hosted a pair of Retirement Security Roundtable events in Cedar Rapids and Des Moines to meet with Iowa seniors and discuss the future of Social Security and Medicare and how to safeguard the programs for current retirees and future generations of workers.

According to the Kaiser Family Foundation, more than 530,000 Iowans were enrolled in Medicare in 2012. The National Committee to Preserve Social Security and Medicare calculates that Iowa has more than 584,000 Social Security beneficiaries, with the average senior receiving a monthly benefit of $1,131.

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AMES, Iowa (June 19, 2014) - More than 7,024 Iowa State University undergraduates have been recognized for outstanding academic achievement by being named to the 2014 spring semester Dean's List. Students named to the Dean's List must have earned a grade point average of at least 3.50 on a 4.00 scale while carrying a minimum of 12 credit hours of graded course work.

Students listed below who qualified for the Dean's List are from your area.


HOMETOWN, STATE; NAME, CURRICULUM

Bettendorf, IA
Michelle Lee Anderson, Child, Adult, and Family Services
Alison Marie Aquino, Kinesiology and Health
Hannah Kristine Bankson, Elementary Education
Andrew Patrick Barnes, Kinesiology and Health
Emily F. Beilke, Psychology
Katelyn M. Bell, Industrial Engineering
Alexander James Bennie, Communication Studies
Jamie Marie Blaser, Event Management
Stephanie Ann Blaser, Dietetics (H SCI)
James Dewey Boddie, Software Engineering
Kellen Matthew Bohn, Kinesiology and Health
Kimberly Ann Booe, Computer Science
Maxwell Kelly Bramer, Mechanical Engineering
Shelby Ann Brandt, Marketing
Jared Michael Brown, Open Option (LAS)
Matthew Roger Brown, Management Information Systems
Sarah Anne Buck, Psychology
Jonathan A. Carlz, Computer Engineering
Dallas Donnell Carter, Mechanical Engineering
Benjamin K. Claeys, Accounting
Erin Elizabeth Claeys, Chemical Engineering
Paula Gerwe Coryn, Technical Communication
Anne B. Cramond, Management
Spencer Owen Crane, Finance
Nicholas Richard Deasy, Architecture-Professional Degree
Kathleen Dilley, Elementary Education
Rachel Erin Dolehanty, Elementary Education
Kaitlyn Marie Dvorak, Kinesiology and Health
Dillan P. Dwyer, Mechanical Engineering
Zachary J. Edwards, Accounting
Brendan David Elizondo, Interdisciplinary Studies
Safwan Elkhatib, Kinesiology and Health
Jessica Lynn Erbst, Pre-Diet and Exercise (H SCI)
Elizabeth Anne Fry, Kinesiology and Health
Taylor Marie Gibney, Mechanical Engineering
Jeremy Thomas Gillam, Mechanical Engineering
Andrew Russell Healey, Construction Engineering
Lucy Gladwin Heiderscheit, Psychology
Kelly Marie Hering, Psychology
Morgan Dale Hoke, Computer Engineering
Thomas Daniel Horton, History
Sarah Wade Huber, Electrical Engineering
Tessa Nicole James, Dietetics (H SCI)
Ellen Bernice Justis, Music
Rachel E. Kirkpatrick, Child, Adult, and Family Services
Jennifer Leanne Klindt, Agricultural Business
Christopher Ross Lamphier, Supply Chain Management
Anne Elyse Leners, Mechanical Engineering
Mikaela Marie Leners, Physics
Jennifer Lynn Martin, Psychology
Samantha Ann Matt, Pre-Diet and Exercise (H SCI)
Maxwell Ryan McDaniel, History
Thomas Ray McGee, Industrial Engineering
Christopher P. Meadows, Mechanical Engineering
Margaret Olin Meloy, Child, Adult, and Family Services
Aaron T. Mendel, Psychology
Tyler Benjamin Meseke, Biology
Amanda Lauren Miller, Kinesiology and Health
Matthew Henderson Miller, Political Science
Emily Jeanne Misak, English
Mary Kate Misak, Event Management
Catherine Helen Mullen, Biology (AGLS)
Andrew M. Oswald, Biochemistry
Camille Elizabeth Perk, Industrial Engineering
Kyle Robert Perkins, Psychology
Jordan Douglas Peters, Kinesiology and Health
Katelynn E. Piotter, Early Childhood Education
Lexie Renee Reed, Animal Science
Caleb D. Schulze, Electrical Engineering
Emily Jean Schwake, General Preveterinary Medicine
Grant Bradley Sherrard, Animal Science
Amrinder Singh, Biology (AGLS)
Patrick Hadley Smith, Biology
Joshua C. Thompson, Mathematics
Mallory Michelle Till, Pre-Business
Erin Cathleen Toohey, Biology (AGLS)
Emory Stephen Traicoff, Mechanical Engineering
Sara Ann Turke, Apparel, Merchandising, and Design
Emma Johanna Vansickle, Kinesiology and Health
Kevin Michael Wagner, Psychology
Karson Gene Westerkamp, Elementary Education
Amy Elizabeth Whiteman, Biochemistry
Robert W. Wright, Industrial Engineering
Zachary Thomas Young, Biochemistry
Samantha Christine Zust, Kinesiology and Health
Davenport, IA
Grant L. Albansoder, Civil Engineering
Joshua John Arguello, Architecture-Professional Degree
Alisa Marie Behrens, Community and Regional Planning
Heather Nicole Bennett, Sociology
Callie Renee Blake, Elementary Education
Molly E. Bridges, Elementary Education
Emily M. Brimeyer, Apparel, Merchandising, and Design
Joshua Jerome Byrne, Elementary Education
Allison Maher Corbin, Kinesiology and Health
Neal Robert Crooks, Aerospace Engineering
Walter Jeffrey Dedoncker, Mechanical Engineering
Darryl Deleon, Journalism and Mass Communication
Elizabeth Marie Doebel, Mathematics
Kate Marie Fennelly, Pre-Business
Jason Lee Fredericks, Pre-Business
Marinda Rose Gacke, Biology (AGLS)
Mackenzie M. Garlock, Chemical Engineering
Kylie Kathleen Hamerlinck, Communication Studies
Christopher Thomas Harre, Civil Engineering
Zachary Matthew Howell, Music
Destinie Joy Hsu, Elementary Education
Jocelyn Lachelle Jackson, Mechanical Engineering
Kayla Marie Kaasa, Biology (AGLS)
Joseph Valarius Kern, Construction Engineering
Jennifer Adele Keys, Music
Anthony Bounkham Khounlo, Computer Engineering
Danielle Marie Kimler, Electrical Engineering
Emerald Patricia Klauer, Graphic Design
Joseph Edward Kopacz, Mechanical Engineering
Kathryn A. Leidahl, Pre-Business
Amanda Margaret Malin, Political Science
Vanessa Lynn McNeal, Child, Adult, and Family Services
Danielle Robin Moore, Biological Systems Engineering
Adam Nguyen, Psychology
Kenny Thien Nguyen, Industrial Design
Elspeth Morgan Petersen, Chemical Engineering
Zachary Richard Petersen, Construction Engineering
Valerie Lynn Pierce, Architecture-Professional Degree
Brylee S. Raupp-Timmons, Computer Engineering
Caleb Anthony Redman, Computer Engineering
Louis Alonzo Redmond, Software Engineering
Brad James Ryan, Chemical Engineering
Hope Elizabeth Scheffert, Software Engineering
Nicholas Patrick Shepard, Dietetics (H SCI)
John T. Solbrig, Industrial Design
Matthew James Stegemann, Electrical Engineering
Amanda Michelle Trammell, Animal Science
Nguyen Le Tran, Electrical Engineering
Thao Tam Tran, Pre-Integrated Studio Arts
Kayla Christine Vance, Environmental Science (AGLS)
Sarah Jane Vance, Graphic Design
Heather M. Vieger, Aerospace Engineering
Sylvina Marie Walk, English
Hannah Elizabeth Williams, Public Relations
Kelsie Deanne Witt, Apparel, Merchandising, and Design
Connor S. Young, Biology
Stephanie Ann Zeidler, Pre-Landscape Architecture
Moline, IL
Allison Michelle Boyle, Elementary Education
Kelsey Breann Carlson, Animal Science
Brandon James Coopman, Industrial Design
Ashley Michelle Dodson, Psychology
Aubrey Elizabeth Foulk, Environmental Science (AGLS)
John Daniel Kerch, Industrial Technology
Emily Jean Knight, Civil Engineering
Morgan Taylor McCarthy, Mechanical Engineering
Hans William Schaeffer, Mechanical Engineering
Christian M. Slagel, Interior Design
Rock Island, IL
Andrew Michael Doyle, Horticulture
Charles T. Eagle, Mechanical Engineering
Joseph Michael Johnson, Mechanical Engineering
Jennifer T. Kirk, Microbiology
Sydnie Odel McNeal, English
Jordan Chase Turnbull, Statistics

CHICAGO - Governor Pat Quinn today took action on the following bills:

Bill No.: HB 3912

An Act Concerning: Local government

Allows the Metropolitan Water Reclamation District of Greater Chicago to purchase real property.

Action: Signed

Effective: Immediately

Bill No.: SB 497

An Act Concerning: Local government

Modifies notice requirements for township meetings.

Action: Signed

Effective: Immediately

Bill No.: SB 3425

An Act Concerning: Local government

Clarifies language in a bond referendum for the Village of Indian Head Park.

Action: Signed

Effective: Immediately

 

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CHICAGO - Governor Pat Quinn today issued the following statement on Juneteenth, the oldest known celebration commemorating the end of slavery in the United States:

"Juneteenth is a day to remember our past and embrace the freedom received by so many on June 19, 1865.

"Juneteenth reminds us of the struggle of enslaved men and women who were finally free and the strength of those today who dedicate themselves to the fight for equal rights. This day has become a tribute to African-American heritage and to the unwavering human spirit.

"Although this observance has become a global celebration and commemoration, Illinois is a special place to celebrate Juneteenth.  It is a home to countless civil rights activists, and a vibrant and historic culture of African American arts.

"I encourage all to take part in commemorating this special day."

In 2003, Illinois passed a resolution making the third Saturday of June a "day of observance" called "Juneteenth National Freedom Day." Celebrations are planned this week in many Illinois communities including Aurora, Champaign, Chicago, Kankakee, Pembroke Township, Quincy and Waukegan.

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Davenport, Iowa - More than 350 handbell musicians will meet in the Quad Cities June 25-28 as Ring Davenport, the Area 8 Festival of the Handbell Musicians of America, convenes at the RiverCenter in downtown Davenport. The festival includes classes, massed ringing, networking opportunities and numerous concerts.
The public is invited to the closing concert Saturday, June 28 at 7:30 pm. This free event at the Great River Hall in the RiverCenter will feature selections played by the various ringing divisions as well as pieces that will include all 350 attendees performing as one choir. Several local area choirs will be participating. You don't want to miss this opportunity to hear the grandeur of handbells in such an exciting venue.
Two of America's premier handbell ensembles will be performing concerts that are also open to the public. Tickets to these concerts, both of which will be performed in the historic Adler Theatre, are $10 and can be purchased online at areaviii.org/on-line-payments or at the door. Embellish, representing the greater Grand Rapids, MI area, will perform Thursday, June 26 at 8:00 pm. Bells of the Lakes, from the Twin Cities of Minnesota, will be in concert Friday, June 27 at 8:00 pm.
Handbell Musicians of America / Area 8 represents ringers in Illinois, Iowa, Kansas, Missouri and Nebraska. As part of the national organization, it members are dedicated to advancing the musical art of handbell/handchime ringing through education, community and communication.
See you at the concert!
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There will a race on June 21st 2014 to benefit the Chris VanSpeybroeck memorial scholarship.
The race will have 7 waves of the 1 mile and the unique distance of the 6K. It is the only race of its kind in the area celebrating the Artisan Micro Brewing craft and the Arts. The first prize winner is this art piece by Bill Marsoun in acrylics. The art piece will go to the fastest runner in both men and women categories.
The race will take place down Moline along the Historic and Beautiful Fifth Avenue.
The mile wave race will start  at 4:00 p.m. And the the different waves will be released every 10 minutes. And the 6 K will start at 5:30 p.m. Awards will be given at 6:30 p.m. at the city owned parking lot " U " behind Bier Stube, Bent River and LemonGrass restaurants.
The race is sponsored by: Mandle Design, Inc. Frontline Chiropractic Clinic, Race Quad Cieties, Bier Stube, Crawford Company, Sexton Ford, Hardee's, The Moline Commercial Club, Triple E Sales, Stern Beverage, Phoenix Art Gallery, Road ID, QC Bouncy, Athletico, Bent River Brewery, Grate River Brewery, Millstream Brewery, Tallgrass Brewery, Potosi Brewery, Hi-Née Huts, Centennial Contractors, Radon Solutions, CW Landscape, SunBelt rental, Quad Cities River Bandits, Quad City Mallards, Naperville Running Company, The Institute for Cultural & Healing Traditions, Inc, Go Outside and Play, Running Unlimited, Millennium Waste Inc, St. Ambrose University, Pagalo's Pizzeria.
The memorial scholarship's primary goal is to educate and increase awareness of Meningococcal disease and provide scholarships to graduating seniors from local Illinois High Schools in all areas who will attest to receiving the vaccination.
The Scholarship Is based on an original essay and the recipient gets a  $500 scholarship if selected.
2013-14 Winners from each school are: Lauren VanSpeybroeck, Alleman; Sarah Dellert, Geneseo; Molly Rumler, Moline; Kyrstin Plohr, Rock Island, and Amanda DeVilder, United Township.
Organizers are: Joshua Sherrod and James Hogan and a strong committee.

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