DES MOINES, IA (04/08/2014)(readMedia)-- State Treasurer Michael L. Fitzgerald is encouraging Iowans to make the most of their tax refunds this year by investing in College Savings Iowa. "Much like the April 15 deadline for taxes, the time to save for college is over before you know it," said Fitzgerald. "Put your refund to good use and start saving for a loved one's future educational needs today. By starting early, saving a little at a time and making smart investment choices, families can make their savings work for them."

College Savings Iowa is designed to provide families a tax-advantaged way to save money for their children's higher education. It only takes $25 to open an account, and anyone - parents, grandparents, friends and relatives - can invest in College Savings Iowa on behalf of a child. Participants who are Iowa taxpayers can deduct contributions up to $3,098 per beneficiary from their 2014 adjusted gross income, and there are no income or residency restrictions.* Earnings grow tax free and investors can withdraw their investment federally and Iowa state tax-free to pay for qualified higher education expenses including tuition, books, supplies and certain room and board costs at any eligible college, university, community college or accredited technical training school in the United States or abroad.**

Saving for a child's education is always a smart investment, and College Savings Iowa is there to help. To learn more about College Savings Iowa or to open an account, please visit collegesavingsiowa.com or call 1-888-672-9116.

*Adjusted annually for inflation. If withdrawals are not qualified, the deductions must be added back to Iowa taxable income.

**Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state income taxes. The availability of tax or other benefits may be contingent on meeting other requirements.

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Investment returns are not guaranteed and you could lose money by investing in the plan. Participants assume all investment risks as well as responsibility for any federal and state tax consequences. If you are not an Iowa taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

For more information about the College Savings Iowa 529 Plan, call 888-672-9116 or visit www.collegesavingsiowa.com to obtain a Program Description. Investment objectives, risks, charges, expenses, and other important information are included in the Program Description; read and consider it carefully before investing.

College Savings Iowa is an Iowa trust sponsored by the Iowa State Treasurer's Office. The Treasurer of the State of Iowa sponsors and is responsible for overseeing the administration of the College Savings Iowa 529 Plan. The Vanguard Group, Inc., serves as Investment Manager and Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., assists the Treasurer with marketing and distributing the Plan. Upromise Investment Advisors, LLC, provides records administration services. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds.

Award winning Illinois folksinger Chris Valillo will perform Songs of the Civil Rights Movement on Wednesday, April 16th at 6:30 p.m. at the Moline Public Library (3210 - 41st Street).  This program is free and does not require registration.

This concert is presented as part of the six-week series Created Equal and Changing America, which explores our nation's civil rights history through film, exhibition, and presentations.  More information about the series can be found at molinelibrary.com/createdequal or by contacting the Moline Public Library at 309-524-2470.

From "We Shall Overcome" to "Blowin in the Wind", music played a vital role in the civil rights movement both as an inspirational rallying point for the Freedom Riders and as a way to spread the message of equality and justice.  Mr. Valillo will perform pivotal songs from the music that inspired and sustained this landmark movement and discusses the impact of music to this most important social cause.

Chris Valillo is a nationally acclaimed singer/songwriter and folk musician who makes the people and places of "unmetropolitan" America come to life in song.  Performing on six-string and bottleneck slide guitars and harmonica, Valillo weaves original, contemporary, and traditional songs and narratives into a compelling and entertaining portrait of the history and lifestyles of the Midwest.

Created Equal: America's Civil Rights Struggle is made possible through a major grant from the National Endowment for the Humanities, as part of its Bridging Cultures initiative, in partnership with the Gilder Lehrman Institute of American History.

Changing America is presented by the Smithsonian's National Museum of African American History and Culture and the National Museum of American History in collaboration with the American Library Association Public Programs Office. The traveling exhibition is made possible by the National Endowment for the Humanities: Exploring the human endeavor.

Local support for Created Equal and Changing America has been provided by Friends of the Moline Public Library, WQPT, and The Moline Dispatch/Rock Island Argus/QCOnline.

WEST BRANCH, IOWA– Dr. Richard Baker continues his series of lectures about geology in our national parks with a presentation on Yellowstone. Dr. Baker is a professor emeritus in the Geoscience Department at University of Iowa. He completed his doctorate research at Yellowstone National Park. He has traveled to many of our national parks and has taught a course on them at the University of Iowa. The lecture is free and last about one hour. It begins at the visitor center of Herbert Hoover National Historic Site at 2:00 p.m. on April 19.

The lecture series is offered in recognition of President Herbert Hoover`s interests in geology and conservation.

Herbert Hoover National Historic Site and the Herbert Hoover Presidential Library and Museum are in West Branch, Iowa at exit 254 off I-80. Both are open daily from 9 a.m. to 5 p.m. Central Time. For more information go online at www.nps.gov/heho or call (319) 643-2541.

Herbert Hoover National Historic Site

110 Parkside Drive

PO Box 607

West Branch, Iowa 52358

319 643-2541 phone

319 643-7864 fax

www.nps.gov/heho

Twitter: @HooverNPS

Facebook: HerbertHooverNHS