In his State of the Union address, President Obama laid out a blueprint for an America built to last, where the same rules apply from top to bottom.

For background and video of the speech click here:

http://my.barackobama.com/sotu-inv

Statement of Senator Harkin (D-IA)

At the HELP Committee Field Hearing:

"Rebuilding the Middle Class: What Washington Can Learn from Iowa"

*As Prepared for Delivery*

"Thank you all for being here today. Last May, this Committee, the Senate Health, Education, Labor, and Pensions Committee, held the first in a series of hearings to examine the state of America's middle class. In addition, last summer, my state staff visited all of Iowa's 99 counties to hear directly from middle class Iowans.

"As these events have made clear, our once-great middle class has been severely shaken. A strong America is built on a strong middle class, which means good jobs, steadily improving wages and benefits, economic security in our golden years, and hope for the future. Yet today, more and more people are struggling just to make ends meet. Their jobs are insecure, their savings and pensions have shrunk, and they are profoundly worried about the future. At the same time, income and wealth inequality are at extremes not seen since immediately before the Great Depression.

"For this reason, it is clear to me that the foremost economic challenge we face today is fostering the recovery of our middle class. I was very pleased to hear President Obama echo this view in his State of the Union address and during his recent visit to Cedar Rapids. As the President made clear, the basic bargain that built the middle class - if you work hard and play by the rules, you will be able to get ahead and give your children a better life - has broken down for too many people.

"For this reason, I am pleased to be here at the Blong Technology Center today to learn about how the Quad Cities is confronting these challenges head on. The Quad Cities, and eastern Iowa more broadly, have experienced tremendous economic changes in recent decades. In response, communities have pursued smart, creative economic development strategies to attract businesses that will grow their middle class. I hope to learn more today about the public-private partnerships, like those at Eastern Iowa Community College, that bring together local government, education and job-training programs, workers, and private-sector employers to create good jobs in the community.

"I also look forward to hearing more about the role that manufacturing has played in your local economy. This community knows very well that much of our manufacturing base has been sent overseas, while improvements in technology have made it possible for companies to produce more and more with fewer and fewer employees.

"Manufacturing, however, remains vitally important to this region. Indeed, as a nation, we cannot rebuild our economy and our middle class without rebuilding our manufacturing base. Washington needs to hear from communities like yours, those that are preserving and growing their manufacturing sectors, about how to encourage companies to keep and create good manufacturing jobs here in America.

"Last June, I invited Amanda Greubel, from just up the road in DeWitt, to testify before the Senate Health, Education, Labor, and Pensions Committee in Washington. Amanda, who, I'm pleased to say, is able to join us again today, said this to the Committee: 'I hold out great hope that this is not the end of this discussion, that you will return to your offices and your states and you will continue to ask everyday Americans like me what they really need.' Well, Amanda, that is why we are here today - and that is why, in the year ahead, this Committee intends to continue to put rebuilding the middle class at the center of its agenda. We will hold hearings in Washington to give a voice to hard-working middle class Americans, and we will champion legislation that will strengthen our economy, create jobs, and help middle class families.

"Simply put: there can be no real economic recovery without the recovery of the middle class. I look forward to hearing from our panels today about how we can move forward aggressively on this front.

"The middle class is the backbone of this country and it is time that Congress showed the backbone to not only defend it, but grow it."

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Andrew Boron to Lead Department of Insurance

CHICAGO - January 27, 2012. Governor Pat Quinn today announced a top appointment to his executive cabinet by naming Andrew Boron as director of the Illinois Department of Insurance (DOI). Today's action is the latest in a series of appointments Governor Quinn will make as he continues to fulfill his commitment to creating jobs, economic development and increasing efficiency and accountability in all areas of state government.

"Andrew Boron brings a wide range of experience to the Department of Insurance, and I am confident his strong leadership will enhance the essential regulatory and consumer protections DOI provides," Governor Quinn said. "I want to thank the acting directors for their excellent work while we conducted this nationwide search."

In addition to its regulatory obligations, DOI was instrumental in last year's workers' compensation overhaul, expected to save businesses $500 million a year, while protecting essential protections for injured workers. The agency is also instrumental in implementing the Affordable Care Act, and will manage the state's health insurance exchange.

Mr. Boron brings a career of insurance, governmental and private sector experience to DOI. He returns to state government after working as vice president and counsel at the ACE Group, where he served as primary liaison to the Departments of Insurance in nine states, including Illinois. He also served as Deputy Chief of Staff at the Illinois Toll Highway Authority between 2009 and 2010. Boron began his career at CNA Financial, serving as counsel and then director of state government relations.

Mr. Boron holds a bachelors degree from the University of Wisconsin and a juris doctorate from the Chicago-Kent College of Law. He was admitted to the Illinois bar in 1998. Boron is married and has two children.

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Des Moines, January 27, 2012 ?The Iowa Supreme Court has appointed District Judge Kellyann M. Lekar, Waterloo, as Chief Judge of the First Judicial District. Judge Lekar succeeds Judge Thomas N. Bower who was appointed by Governor Branstad to the Iowa Court of Appeals.

"Judge Lekar has proven leadership abilities," Chief Justice Cady said. "She has a strong work ethic, involvement in several innovative court projects and an excellent working relationship with judges and staff. I'm confident she will make an effective chief judge. "

Judge Lekar was born in Waterloo. She earned her undergraduate degree from Iowa State University in 1990 and her law degree from the University of Iowa in 1993. Prior to her appointment to the bench, Judge Lekar was in private practice in Waterloo until her appointment to the bench in 2005. She is co-chair of the First Judicial District Family Law Mediation Committee and a member of the district's public outreach committee. She is also a state delegate to the American Bar Association's National Council of State Trial Judges a member of the American Bar Association, Courts and Community Committee of the Iowa Judges Association, the Iowa State Bar Association Jury Instructions Committee, and the Black Hawk County and Iowa State Bar Associations.

"I am pleased to have an opportunity to serve the First Judicial District as Chief Judge," she said. "As a native of Waterloo, I am proud to serve and represent northeast Iowa in this position. The judges and staff of the First Judicial District are hardworking, innovative and dedicated and I am privileged to work with them on a daily basis. Together we will strive to provide excellent judicial branch services to the citizens of the First Judicial District."

As chief judge, Judge Lekar will supervise all judicial officers and court employees in the district, supervise the performance of administrative and judicial business in the district, set the times and places of holding court, designate presiding judges, and serve on the judicial council, which advises the supreme court on administrative matters affecting the trial courts. In addition, she will continue to preside over cases.

The First Judicial District is located in northeast Iowa and comprises 11 counties: Allamakee, Black Hawk, Buchanan, Chickasaw, Clayton, Delaware, Dubuque, Fayette, Grundy, Howard, and Winneshiek. The district has 14 district judges, six district associate judges, three associate juvenile judges, four senior judges, 20 part-time magistrates, and 204 employees, with an operating budget for the current fiscal year of approximately $16,501,993. A total of 99,309 cases were filed in the First Judicial District last year.

 

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Iowa Residents Received $414 Million Last Year

IRS YouTube Videos:  Earned Income Tax Credit:  English | Spanish | ASL

Podcast: Earned Income Tax Credit

MILWAUKEE, January 27, 2012 – The Internal Revenue Service and community partners nationwide today launched their annual outreach campaign aimed at helping millions of Americans who earned $49,078 or less take advantage of the Earned Income Tax Credit (EITC).

In Iowa last year, around 207,000 families received approximately $414 million in EITC with an average being being $1999.

Today, Earned Income Tax Credit Awareness Day, local officials and community organizations across the nation are holding news conferences and sponsoring other events highlighting the benefits of this key work incentive for low-and moderate-income workers and working families.

"The EITC provides a financial boost for millions of hard-working Americans. But people can easily overlook this important credit, especially if their financial situation has changed. The IRS reminds taxpayers to look into this valuable credit to see if they qualify," said IRS Commissioner Doug Shulman.

The outreach campaign is necessary because one-third of the eligible population changes annually as their financial, marital and parental statuses change.

"Although an estimated four out of five eligible workers and families get the credit, one in five still miss out on it, either because they don't claim it, or don't file a return at all," said Christopher Miller, IRS spokesperson for Iowa. "That's why it's important to continue to raise awareness."

The EITC varies by income, family size and filing status. People can see if they qualify by visiting IRS.gov and answering a few questions using the EITC Assistant. In tax year 2010, almost 26.8 million eligible workers and families received over $59.5 billion total in EITC. The average EITC amount last year was around $2,200.

Workers who earned $49,078 or less from wages, self-employment or farm income last year could receive larger refunds if they qualify for the EITC. That could mean up to $464 in EITC for people without children, and a maximum credit of up to $5,751 for those with three or more qualifying children. Unlike most deductions and credits, the EITC is refundable. In other words, eligible people may get a refund from the IRS even if they owe no tax.

How to Claim the EITC

To get the EITC, workers must file a tax return, even if they are not required to file, and specifically claim the credit. Those eligible for the EITC have free options to file a tax return to claim the credit:

·        Free File on IRS.gov Free brand-name tax software walks people through a question and answer format to help them prepare their returns and claim every credit and deduction for which they are eligible. The program also allows people to file electronically for free, giving them access to all their money often in as little as ten days.

·        Free tax preparation sites EITC-eligible workers can seek free tax preparation at more than 12,000 Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) sites. To locate the nearest VITA site, people can call the IRS at 800-906-9887. Taxpayers can also find VITA/TCE sites by calling their community's 211 or 311 line for local services.

·        IRS Taxpayer Assistance Centers EITC-eligible workers can seek free assistance in IRS locations across the country. Locations are listed online at www.IRS.gov. Hours and services offered vary by location and should be checked before visiting.

More information on EITC and detailed eligibility rules are available at www.irs.gov/eitc.

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During his weekly video address, Senator Chuck Grassley discusses the need for job-generating tax policy, spending reductions, regulatory relief, trade agreements, and energy development, as well as respect for the checks and balances that have helped to define America's system of government for 235 years.

 

Click here for audio.

Here is the text of the address:

I held meeting with Iowans in 36 counties this month.  People at the grass roots are looking for leadership.  13 million unemployed workers need to know that Washington can take action to help get people back to work and move the country in the right direction.

Workers, employers and entrepreneurs need an environment where the economy can improve and jobs can be created.

Taxes, especially tax certainty, are a major factor.  One of the biggest tax increases in history will happen at the end of this year if Congress and the President don't stop it.  Small businesses, where most new jobs are created, would be hit hard

Government spending needs to be reduced.  The problem isn't that taxes are too low, it's that Washington spends too much.  Massive federal debt gets in the way of economic growth.  So does the heavy hand of government regulation, and it must be lifted.

American workers also need new export markets for the goods and services they manufacture.  They need an energetic and enthusiastic effort to establish new international trade relationships for the United States.

The economy benefits from affordable energy, so domestic production has got to be a priority and a reality.  Even so, President Obama is denying the Keystone XL pipeline project.  This infrastructure project would create as many as 20,000 jobs.  The President's position works against creating jobs and getting people back to work.

Since 2009, President Obama's big spending stimulus and government intervention has failed in terms of job creation, economic growth and fiscal responsibility. We need a new direction.

On top of that, President Obama seems determined to test and even exceed the powers of his office.  America has a system of checks and balances that's generally worked for more than two centuries.  The President's interest in putting the executive branch above the other branches of government is unconstitutional and counter-productive.  It's something Americans rejected 235 years ago.

Today, finding common ground with the elected representatives of Congress would be more productive than trying to govern by edict from the Oval Office.

 

Le Claire, Iowa, January 26, 2012 - The gang at Mississippi River Distilling Company has been busy again distilling up another seasonal whiskey.  Windmill Rye Whiskey will be available to purchase and taste on Friday, February 3 at the distillery and local retailers.  MRDC encourages spirit connoisseurs and rye novices to explore the spiciness and earthy qualities of rye in this whiskey.

Locally grown rye from Reynolds, Illinois was taken to De Immigrant Windmill in Fulton, Illinois for milling.  This authentic Dutch windmill, which sits right on the banks of the Mighty Mississippi, is just 20 miles upriver from the distillery.  Each seasonal spirit MRDC produces is a product of partnering with other local businesses and using local products.

"The power of nature churned the rye into a flour that was then returned to our distillery for fermentation.  The spirit is 100% rye and was aged over charred oak and then finished in used bourbon barrels," remarks owner/distiller Ryan Burchett.  "It was really a pleasure to work with the volunteer millers in Fulton.  They were so eager to take part in this unique venture.  They even came out and helped us bottle it!"

The whiskey has a very unique flavor and finish that is quite different than the typical rye whiskey.  "Most rye whiskey is blended with corn."  Said distiller Garrett Burchett.  "We like to let people experience the complexities of the grain, so this one is 100% rye.  Just as you'd expect from a rye bread, this spirit is a little heavier and more complicated.  We've been amazed at how it opens and evolves in the glass in between sips.  It's been a lot of fun to hear all the different flavors people are pulling out of it."

As with each of their seasonal spirits, the rye whiskey will be a limited release.  Distillers and volunteers bottled approximately 3,200 bottles.  Windmill Rye Whiskey will also be specially featured at MRDC's First Friday event on Friday, February 3 from 5:30 - 8 p.m.

Fans of MRDC spirits should also mark your calendars now for the next big release, Cody Road Bourbon Whiskey.  The second release of this much sought after spirit will be Friday, March 2, with distillery doors opening at 10 a.m.  The first release in December saw 120 bottles sell out at the distillery within four hours with the rest of the 1,000 bottle batch selling out in just 3 days at retailers.

Mississippi River Distilling Company is open from 10 AM to 5 PM Monday through Saturday and from 12 to 5 PM Sundays.  Free tours are offered to the public daily on the hour from 12 to 4 PM or by appointment.  The tour takes visitors through the entire distilling process and end in the Grand Tasting Room with free samples of products for those patrons over 21 years of age.

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Financial Planner Shares Tips for a 21st-Century Filing System

Jane was not looking forward to going through her parents' belongings to get their house ready to sell. Their health had been failing for some time and they finally agreed to move to a retirement community. Now that they were both comfortably moved into their new apartment, it was up to Jane to get rid of the things they no longer needed.

Her parents had lived in the same house for more than 50 years, so Jane expected to find things that should have been tossed out years ago.  But she was amazed to discover 50 years of tax returns and bank statements carefully stored in boxes in the attic. Her parents had saved all their financial records!

Many people are confused about what records they need to keep and for how long. They hold onto tax returns, bank records, brokerage statements and other financial information simply because they don't know if they'll need it again. Like Jane's parents, the documents get packed in boxes that eventually take over valuable living or storage space.

Financial planner Rick Rodgers, author of The New Three-Legged Stool: A Tax Efficient Approach To Retirement Planning (www.TheNewThreeLeggedStool.com), says tax time is a great time to get organized.

"Most people are going through their records to get ready to file their return," he says. "This is the time to get smart about what you need to keep and then set up a system to store it efficiently going forward."

Rodgers suggests these five steps to help you effectively organize your finances for 2012 and beyond:

1. Out with the old - Discard the records you no longer need: Tax returns older than seven years; bank records and credit card statements that are not related to the tax returns you're keeping; brokerage statements that aren't related to purchases of current holdings. Be sure to shred all your old documents before throwing them out.

2. Go digital - Convert the documents you plan to save into digital images that are stored on your hard drive. Invest in a good scanner and scan as you go through your paperwork, shredding and tossing the hard copies as you go. On your computer, file by tax year, so your 2011 folder will contain your tax return for 2011 and all pertinent bank records and receipts. Organize the previous six years the same way. Next year you can delete the oldest folder when you add the 2012 folder.

3. Save a forest - All of the financial institutions you deal with would prefer to send your statements electronically. Stop receiving paper statements. Instead, download your statements electronically and store them in your new filing system.  Most banks and credit card companies keep at least a year's worth of statements available.  You need to download these files only once a year to complete the year's file.

4. Save backups in case of emergency - Make backup copies of your files on a CD. Choose a CD-R (recordable) as opposed to a CD-RW (rewriteable), because CD-R cannot accidentally be overwritten. Depending on your computer operating system, you may be able to continue adding data to a CD-R each year, until the CD is full. However, some operating systems won't allow that, so you'll need a new CD for each year.

5. Go paperless - Your new electronic filing system can be expanded to include all your financial records, from car maintenance receipts to pay stubs.  Wills and insurance policies can also be scanned and stored but, of course, keep the originals of those in a safe deposit box or fireproof safe.

Gone are the days of saving your financial documents in box and shoving it into the attic.  Technology advances have made organizing your personal finances easier with minimal cost.  Make 2012 the year you get organized by moving your finances into a 21st century filing system.

About Rick Rodgers

Certified Financial Planner Rick Rodgers is president of Rodgers & Associates, "The Retirement Specialists," in Lancaster, Pa. He's a Certified Retirement Counselor and member of the National Association of Personal Financial Advisers. Rodgers has been featured on national radio and TV shows, including "FOX Business News" and "The 700 Club," and is available to speak at conferences and corporate events (www.rodgersspeaks.com).

Hilltop Campus Village will hold an open house on February 7th at its new administrative offices located in the Priester Building, 601 Brady Street, Davenport. The event will be 4:30 p.m. until 6:30 p.m.

The Hilltop Campus Village board of directors and its service committees will discuss the Main Street organization's past successes and current activities.  Also, the event will help attendees learn more about volunteering and networking with the Hilltop business owners.

Director Scott Tunnicliff said the board hopes neighborhood residents as well as Hilltop businesses will attend. Refreshments will be provided by The Center, Kong's Thai Bistro, and Donuts & More.

Parking is available east of Brady Street along 6th Street or on the west side of Brady in parking lots adjacent to Vickie Anne Palmer Hall (formerly the Masonic Temple) and the Iowa Correctional Facility.

St Paul, MN -- Sydney Quandt, a senior at Bethel University in St. Paul, Minn., has been named to the Dean's List for academic excellence for the winter 2011 semester. Sydney is the daughter of Jim and Julie Quandt from East Moline, IL.

Des Moines, IA. Recognition for outstanding academic achievement has been given to the following Grand View University students for the 2011 fall semester:  Amber Bloch and Jordan Alexander Garrow, both from Davenport, IA.  The students are named to the Dean's List for earning a grade point average of 3.5 or better on a 4.0 scale while carrying at least 12 hours of classes.

Kansas City, MO. - Rockhurst University has announced the dean's list for the fall 2011 semester. This honor recognizes Gabriella Binion of Davenport who has achieved a grade-point average of 3.5 or above. 

Cedar Rapids, IA - Ashley Jipp, daughter of Gary and Wendy Jipp has been named to the Coe College Dean's List for the fall 2012 term.  LindseyJipp, daughter of Gary and Wendy Jipp has been named to the Coe College Dean's List for the fall 2012 term. The Jipps are from Pleasant Valley, IA.
Full-time students who rank in the top 10 percent of the student body are named to the Dean's List. For the past fall term, students achieving a grade point average of 3.875 or higher earned this high honor.

Morehead, KY (01/27/2012)(readMedia)-- Jami Whitcomb has been named to the Dean's List for the fall 2011 semester. Whitcomb is from Taylor Ridge, IL. To be eligible for Dean's List, a student must carry a semester GPA of 3.5 or better and take a minimum of 12 letter-graded hours (four courses).

Huntington, IN (01/30/2012)(readMedia)-- Huntington University has announced that the following students were named to the Dean's List for the fall semester of the 2011-12 school year:

  • Valerie Van Ee, a junior Animation major from Eldridge, IA.
  • Jenna Johnson, a freshman Nursing major from Davenport, IA.
  • Christopher Burton, a senior Broadcasting major from Rock Island, IL.

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