The "Understanding the True Cost of College" Act Will Ensure Families Know Exact Cost of College When Deciding Which School to Attend

 

WASHINGTON, D.C. [05/24/12]? U.S. Sen. Al Franken (D-Minn.) said families and students will gain a more accurate picture of exactly how much college will cost them before deciding which school to attend under bipartisan legislation he authored and introduced today. Sens. Tom Harkin (D-Iowa), Chuck Grassley (R-Iowa), Richard Blumenthal (D-Conn.), Chuck Schumer (D-N.Y.), Barbara Mikulski (D-Md.), Tim Johnson (D-S. Dak.), Ron Wyden (D-Ore.), and Ben Cardin (D-Md.) joined as original cosponsors.

 

Sen. Franken's "Understanding the True Cost of College Act," introduced Thursday, would create a universal financial aid award letter so that students can easily compare financial-aid packages between schools.  It would clarify what financial aid families will receive from a school and create standard terms for the aid offered so that students can accurately compare offers from different schools. Right now, schools do not use standard definitions or names for different types of aid, so students and families often report having difficulty figuring out the differences between grant aid?which does not need to be repaid?and student loans, which do need to be repaid.

"The amount of debt students in Minnesota graduate with has skyrocketed, and part of the problem is that students often don't have a clear picture of how much their education is going to actually cost them," said Sen. Franken. "My legislation will require schools to use a universal financial aid letter so students and their families will know exactly how much college will cost, and will help them compare apples to apples when deciding what school a student will attend."

 

"This commonsense legislation helps empower students and families with necessary information to make an informed choice about college," said Sen. Harkin. "Faced with soaring tuition and mounting debt, students lack the consistent, clear and useful financial aid information they need to compare their options and make the decision that is right for them.  As Congress grapples with the pressing and complex issue of college affordability, this bipartisan legislation addresses a key piece of the puzzle and will help millions navigate the maze of financial aid information thrown their way through a standardized, comprehensive, consumer-friendly form.  This is not about more information, but about the right information that students need when making such an important decision about their future."

"I am proud to help lead the Understanding the True Cost of College Act, which would mandate fairer and more accurate disclosure in financial aid offers to students," said Sen. Blumenthal. "It would provide for clearer terminology and definitions colleges use in their financial aid letters. Students would better understand the differences in the financial aid packages they receive from each institution, and make more informed decisions in choosing college."

"College affordability must be a top priority for the federal government so that millions of students  and future students at America's colleges and universities can graduate with a diploma and not a pile of debt," said Sen. Schumer. "I am proud to have partnered with Senator Franken to create a requirement that all higher education programs inform consumers about their financial aid options in a uniform manner, which allows them to make apples-to-apples comparisons when considering a college's price tag. This proposal will help ensure that students receive a top-notch education that is as affordable for families and students as possible."

"This initiative will empower students and parents with the information they need to make the best financial decision for their families and to avoid taking on more debt than they will be able to repay,"said Sen. Grassley. "This is one way to address the problem of student debt on the front end rather than after the fact.  Also, the more we can help students and parents become savvy shoppers, the more colleges will be forced to rein in rising costs to compete for students."

"I believe in America's opportunity ladder, and higher education is an important rung on that ladder,"said Sen. Mikulski."This legislation will help families who are stressed and stretched to make an informed financial decision by requiring all colleges to provide basic information on the costs of enrolling at the school of their choice. Higher education is part of the American dream - it shouldn't be a financial nightmare."

"Not all student aid is created equal and students deserve to know exactly what kind of debt they are taking on and how much they will have to pay back," said Sen. Wyden. "Student aid packages vary from school to school and are often difficult to compare with each other. The difference between a $20,000 grant and a $20,000 high interest loan can mean the difference between an affordable and an unaffordable education for many students, yet often times this distinction may not be readily apparent. Students deserve to know as simply and clearly as possible what they are taking on and the choices they have."

"Students today have enough obstacles keeping them from a quality education, deciphering the paperwork shouldn't be one of them.  We need to make it easier to understand the options for financial aid and exactly what the full cost will be," said Sen. Cardin. "I am proud to be a cosponsor of legislation that requires uniform, consumer-tested financial aid award letters with standard definitions.  This will go a long way toward helping students fully understand their funding options and commitments."

 

The "Understanding the True Cost of College Act" would:

  • Require institutions of higher education to use a uniform financial aid award letter.
  • Call on the Department of Education to work with colleges, consumer groups, students, and school guidance counselors to develop standard definitions of various financial aid terms for use in the uniform financial aid award letters.
  • Establish basic minimums of information that must be included in the uniform financial aid award letters, such as: cost of attendance; grant aid; the net amount a student is responsible for paying after subtracting grant aid; work study assistance; eligible amounts of federal student loans; expected federal loan monthly repayment amounts; and disclosures including disclosures related to private loans, treatment of scholarships, and the terms and conditions of federal financial aid.
  • Require the Department of Education to establish a process to consumer test the uniform financial aid award letter and use the results from the consumer testing in the final development of the uniform financial aid award letter.

 

In Minnesota, Sen. Franken's bill is supported by the University of Minnesota, the Minnesota State University Student Association, the Minnesota State College Student Association, and the Minnesota College Access Network. Nationally, the bill is supported by the American Federation of Teachers-AFL-CIO, the National Consumers League, Campus Progress Action, the Institute for College Access and Success, Education Trust, and the National College Access Network.

 

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Tuesday, May 29, 2012

Special Committee of the Whole - 8:00 am
Conference Room 638, 6th Floor, Administrative Center

1. Roll Call: Cusack, Earnhardt, Hancock, Minard, Sunderbruch

Presentation

2. Discussion with the following Authorized Agencies:

8:00 A.M. -

8:30 A.M. -

9:00 A.M. -

10:00 A.M. - EMA - Ross Bergen

10:30 A.M. - Quad Cities First/Chamber - Bill Martin and Tara Barney

11:00 A.M. - Quad Cities Convention & Visitors Bureau - Joe Taylor

Generations - Christa Merritt

Medic - Linda Frederiksen/Kevin Greenley

Community Action of Eastern iowa - Roger Pavey

Tuesday, May 29, 2012

Special Committee of the Whole - 12:00 pm
CASI

1. Roll Call: Hancock, Minard, Sunderbruch, Cusack, Earnhardt

2. Discussion with the Center for Aging Seniors, Inc.

3. Other items of interest.

Page 1 of 1
Expert Calls for 'Economic Disobedience'

The national mood remains anxious, worried.  We have millions of Americans out of work, many of them Baby Boomers who've seen what they worked for these past 30 years disappear:  a predictable career, financial security, home equity, retirement savings. The foundation they've worked so hard to build seems to have collapsed before their very eyes.

"They feel lost. They see hedge-funders and investment bankers as having hijacked the American Dream from the middle class," says Peter Weddle, former CEO of Job Bank USA, Inc., and author of A Multitude of Hope: A Novel About Rediscovering the American Dream (www.AMultitudeofHope.com).

"Boomers - and all working Americans, for that matter - feel as if all of the opportunity has been sucked out of the land of opportunity, and they don't know how or even if they can succeed in this changed world."

But America is still the leader of the global economy and its future is as bright as it ever was, Weddle says. Why? Because Americans are individually prone to innovation and creativity, and collectively, the most diverse pool of workers in the world, he says.

"For all the unresolved immigration issues we have in the United States, we still have the best workforce on the planet.  Our diversity gives us a huge advantage over the competition in the global economy," Weddle says. "We have every kind of talent the world has to offer, while other countries such as China, India and Japan have very homogenous cultures so everyone basically brings the same talent to the table."

That talent, however, is being wasted.  The U.S. workplace has become an investor-driven market, a place where workers are treated as disposable cogs who are costs to be minimized rather than capabilities to be maximized on-the-job, Weddle says. The only way out, therefore, is something he calls "economic disobedience."  If every American stands up and demands their right to be employed as a person of talent - and if they then elevate that talent and bring it to work with them - they can reclaim the American Dream, Weddle says.

He sees Baby Boomers already beginning to do this. The number of 50- to 64-year-olds enrolled in college jumped 17 percent from 2007 to 2009, according to the National Center for Education Statistics.

"These are the people who see this time as a moment of liberation - a chance to reinvigorate their talent so they can perform at their peak on-the-job," Weddle says. "And that self-reliance and individual determination is how our country will recapture its mojo."

A national human resources expert, Weddle says people don't necessarily have to go back to school or reinvent themselves. But they do need to identify their talent - their innate capacity for excellence - and take a proactive approach to integrating it into their career.

"It may be a gift for getting things organized, for resolving conflicts, for explaining complex topics in simple terms," he says. "Every single one of us has a talent and when we apply it at work, our job satisfaction - and our pay - goes up.

"Instead of work being a four-letter word, it becomes something to get excited about and to feel good about. We rekindle our self-confidence, self-respect and determination and we produce an economic revolution that restores democratic capitalism."

About Peter Weddle

Peter Weddle, a former recruiter and human resource consultant, is the CEO of the International Association of Employment Web Sites, a trade organization. He has written or edited more than two dozen non-fiction books regarding careers and employment; "A Multitude of Hope" is his first work of fiction. Weddle is the founder and former CEO of Job Bank USA, Inc., one of the largest electronic employment services companies in the United States.

Grassley:  FDA legislation now better protects whistleblowers, charts path to posting of clinical trials.

Senate proposal also targets counterfeit drugs and requires electronic import records

 

WASHINGTON - Senators late yesterday agreed to add two provisions sponsored by Senator Chuck Grassley to legislation that will renew user fee agreements that fund the Food and Drug Administration.

 

The first addition is a whistleblower reform he authored based on congressional oversight of the FDA.  The second is a plan to see that clinical trial results are posted when the National Institutes of Health issues regulations, as it was called upon to do in a law enacted five years ago.

 

Grassley said more should be done to protect FDA whistleblowers, but the part of his reform proposal that's now been made part of the Senate FDA bill would expand protections for uniformed employees of the Public Health Service.  Earlier this year, Grassley was contacted by FDA whistleblowers after they were negatively targeted by FDA officials for communicating with his office about concerns regarding the FDA.  The FDA read messages on the employees' personal email accounts to learn about the communication.

 

"The situation was egregious for a number of reasons, including the fact that the FDA went after an employee who wasn't covered by the Whistleblower Protection Act," Grassley said.  "Whistleblowers identify fraud, waste and abuse, often when no one else will, and risk their professional careers to do so.  Those inside the federal government should feel comfortable expressing opinions both inside agencies and to those of us in Congress."

 

Grassley's proposal to push the National Institutes of Health to publish regulations on clinical trials as was required in the reauthorization of user fees five years ago will require a study by the Government Accountability Office two years after the regulations are final in order to make certain the posting of clinical trial results occurs as intended.

 

"The goal is to give patients, researchers and health care professionals access to valuable information that could help to build understanding of the efficacy and safety of drugs and medical devices," Grassley said.

 

Grassley's clinical trials provisions are supported by the Union of Concerned Scientists, the Consumer Federation of America, U.S. PIRG, Public Citizen, and NRC for Women & Families.

 

Separately, the overall FDA bill, the Prescription Drug User Fee Act, contains legislation authored by Grassley and Senator Patrick Leahy to increase penalties for counterfeiting drug products.  It also contains legislative language that will heighten the scrutiny of imported drugs through electronic records.  This language comes from legislation Grassley previously co-authored with the late Senator Ted Kennedy.

 

Grassley also offered an amendment to the FDA bill with Senator Kohl and Senator Blumenthal to try to combat excessive use of antipsychotics in nursing homes.  "Our effort would empower nursing home residents and their loved ones in decision-making about what drugs are prescribed for them," he said.

 

Otherwise, Grassley said he had hoped the 2012 reauthorization of the Prescription Drug User Fee Act would give the FDA its own subpoena authority so that it no longer would need to navigate a cumbersome process at the Department of Justice.  He said the FDA also should be given the FDA authority to destroy unsafe products that are refused admission to the United States.

 

In response to consumers, the drug industry and the FDA, Congress first enacted the Prescription Drug User Fee Act in 1992 to try to speed up the drug approval process.  The fees raise supplement federal appropriations instead of replacing them.

 

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MOLINE/QUAD CITIES -- Bruce Carter, Director of Aviation for the Quad City International Airport (QCIA) accepted an award yesterday at the Illinois Aviation Conference in St. Charles, Illinois, for "Illinois Primary Airport of the Year."  The award was presented by Dr. Susan Shea, Director, Division of Aeronautics.  The Quad City International Airport was selected out of all airports in the State of Illinois.

Many recent accomplishments led to the QCIA being selected.  Dr. Susan Shea says "The Division of Aeronautics enjoys a fantastic working relationship with the Quad City International Airport.  The Runway 9/27 Reconstruction / Taxiway P project was a complex, multi-year endeavor that required an incredible level of communication and coordination.  The success of this project is a perfect example of our longstanding partnership with QCIA and would not have been possible without the cooperation of Director Carter and his dedicated staff."

"It's a very exciting time to be accepting this award," says Bruce Carter, Director of Aviation.  We would not have received this award if it wasn't for the hard work of all of the MAA employees, the airport authority board members, and all of the tenants.  The partnership we have with the Division of Aeronautics and the FAA is critical to the infrastructure improvements we have made over the last several years, and months," Carter adds.

The QCIA was presented with this same award in April, 1999, and 2004.  The Quad City International Airport currently offers service through four major airlines to ten nonstop cities.  Airlines include Allegiant, American Eagle, Delta Air Lines, and United Express. The Quad City International Airport strives to make travel easier for all of its customers.                        ###    

GRADE 6 - OUTSTANDING
Zoe Arvanitis
Alyssa Carpita
Madeline Chambers
Bailey Estes
Amber Guzzo
Brendan Hird
Mindy Hoang
John Huntley
Kale Hyder
Cloie Jennings
Alyssa Klauer
Ben Luppen
Will Mihm
Rebecca Nonnenmann
Jenna Pauley
Jessica Pauley
Lauryn Praet
Clare VanSpybroeck
David Willaert
Brenon Wilson

GRADE 6 - DISTINGUISHED
Justin Bost
Ethan Castellaw
Bridget Ferguson
Makenna Freyberger
Erik Hoffman
Zach Larson
Anna Marolf
Daniel Powers
Caden Punkiewicz
Luke Trondson

GRADE 7 - OUTSTANDING
Lucy Adlfinger
Megan Beckwith
Maris Boelens
Sid Boelens
Conner Boyd
Augie Darrow
Brian Do
Lisa Do
Sam Dodson
Molly Hunter
Noel Huntley
Emily Ostrowski
Samantha Sharp
Ashley Slaight
Miranda Zinke

GRADE 7 - DISTINGUISHED
Michael Elliott
Peyton Tanghe

GRADE 8 - OUTSTANDING
Emily Bauer
Katie Maloney
Jasmine Moseley
Cassie Wales

GRADE 8 - DISTINGUISHED
James Becker
Lilia Darrow
Sam Fernandez
Jenna Fisher
Kathy Hougland
Bryce Humphrey
Ali Milani
Marina Pickslay
Brooke Sheraden
Kyler Yodts

The Outstanding Honor Roll requires more A's than B's with no C's. The Distinguished Honor Roll requires more B's than A's with no more than one C.

WASHINGTON, May 24, 2012 – A top USDA Rural Development official this week met with local leaders and business owners in the Midwest to highlight rural small business accomplishments and observe "National Small Business Week".

"We know that to build a strong foundation for our country, we must continue to invest in rural communities and small businesses that create new economic opportunities for those who call rural America home," said John Padalino, Acting Administrator of USDA Rural Development's Rural Business-Cooperative Service (RBS). "We've seen continued growth in rural business development and the Obama Administration will continue working to strengthen local economies throughout the country."

Padalino met this week with business leaders in Iowa and South Dakota and highlighted ways RBS business and cooperative programs help improve rural economic conditions by providing guaranteed loans and development grants for projects that help create and save jobs.

Nationally, from 2009 through 2011, RBS provided 12,214 guaranteed loans, direct loans and grants that assisted more than 50,000 businesses and helped create or save more than 266,000 jobs.

For example, Morris Manufacturing and Sales Corporation, a family-owned automotive parts manufacturer, had to lay off 100 of its 135 employees when two major automakers closed down production and reorganized. With the assistance from USDA Rural Development, Morris Manufacturing located in Brazil, Ind. secured four B&I loan guarantees totaling $10.2 million, which it used to restructure debt and purchase new equipment. As a direct result of these loans, the company rehired its laid off workers, built a new production facility, expanded its product line, and hired over 60 new employees.

The Montana Wagyu Cattle Company is a family-owned and operated business that raises cattle and provides USDA Grade-A beef and specialty beef products to restaurants, stores, and consumers throughout the region. In 2009, the company used their $49,900 Value-Added Producer Grant (VAPG) to grow and expand their business by selling products over the internet.

Today, the company sells and ships custom-ordered cuts of beef (steaks, roasts, and specialty cuts) to consumers and businesses all over the United States.

In 2010, Ecotrust of Portland, Oregon, used their $249,340 Rural Business Opportunity Grant to market their FoodHub internet website - an online directory and marketplace that connects regional farmers, grocers, restaurants, and wholesales - to food producers and buyers. The FoodHub website helps agricultural producers tap into the growing local foods market by shortening the supply chain between producers, sellers, and consumers. The RBOG will also be used to provide training and assistance to businesses that want to sell through the website.

In June 2010, 550 companies used FoodHub. Today, almost 3,600 businesses in Oregon, Washington, Idaho, Montana, and California use FoodHub to market their products.

Since taking office, President Obama's Administration has taken historic steps to improve the lives of rural Americans, put people back to work and build thriving economies in rural communities. From proposing the American Jobs Act to establishing the first-ever White House Rural Council - chaired by Agriculture Secretary Tom Vilsack - the President is committed to using Federal resources more efficiently to foster sustainable economic prosperity and ensure the government is a strong partner for businesses, entrepreneurs and working families in rural communities.

USDA, through its Rural Development mission area, administers and manages housing, business and community infrastructure and facility programs through a national network of state and local offices. Rural Development has an active portfolio of more than $165 billion in loans and loan guarantees. These programs are designed to improve the economic stability of rural communities, businesses, residents, farmers and ranchers, and to improve the quality of life in rural areas.

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USDA is an equal opportunity provider and employer. To file a complaint of discrimination, write: USDA, Office of the Assistant Secretary for Civil Rights, Office of Adjudication, 1400 Independence Ave., SW, Washington, DC 20250-9410 or call (866) 632-9992 (Toll-free Customer Service), (800) 877-8339 (Local or Federal relay), (866) 377-8642 (Relay voice users).


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WASHINGTON, May 24, 2012 - TOMORROW, Agriculture Secretary Vilsack will meet with Iowa veterans to discuss a key component of President Obama's Congressional "To Do List": The need to honor our commitment to veterans by passing legislation creating a Veterans Jobs Corps, to help hire returning service members to serve their communities.

 

Secretary Vilsack will highlight military service by men and women from rural America, and discuss some of the work USDA is doing right now to provide economic opportunity for veterans, particularly the more than 6 million who live in rural areas.

 

Friday, May 25, 2012

10:45 a.m. CDT

 

WHAT: Agriculture Secretary Tom Vilsack will host a media availability immediately following a roundtable discussion with Iowa veterans on President Obama's Congressional "To Do List": employment for returning service members.

 

WHERE: Boline-Manfredi VFW Post 9662

1309 NE 66th Ave

Des Moines, Iowa

 

Simon welcomes new JALC president, calls for budget reform to protect education funding

 

CARTERVILLE - May 24, 2012. Lt. Governor Sheila Simon welcomed incoming John A. Logan College President Mike Dreith on Thursday and urged lawmakers to make pension and Medicaid reforms that will protect higher education funding.

 

Without major changes, health care for the poor and retirement benefits for public employees will continue to eat up more of the state's general revenue dollars, squeezing out funding for education, law enforcement and other expenses, Simon said prior to a public reception for Dreith alongside retiring JALC President Bob Mees.

 

"Runaway Medicaid and pension costs could squeeze out education funding if major reforms are not enacted this spring," said Simon, who serves as Governor Quinn's point person on education reform. "When President Dreith takes over on July 1, we want John A. Logan College to know its state dollars will be paid on time and in full so its students receive the best education possible."

 

Fast-growing public pension and Medicaid costs could eat up 50 percent of state general revenue spending in FY2014 without major reforms. That could limit the state's ability to fund education and public safety, threaten the state's credit rating and hurt the long-term sustainability of the health care and retirement systems, Simon said. On Monday, legislation supported by Governor Quinn was filed to restructure Illinois' Medicaid system.

 

"The state's budget crisis must be resolved, with input from educators across the state, to maintain and improve the quality of higher education in Illinois," said Mees, who will retire from the JALC presidency on June 30.

 

Students who qualify for state tuition assistance, whether they pay to study microbiology or welding, could also feel the squeeze, Simon said. In the past decade, the buying power of the state's Monetary Award Program (MAP) has fallen from covering the full tuition and fees at public community colleges and universities, to covering about half. For every student who received partial assistance from MAP this year, another qualified applicant was denied due to lack of funds.

 

"We need to invest in students and schools if we expect to reach our state's big goal: 60 percent of our working-age adults holding a degree or certificate by 2025," Simon said.  "It's time to put politics aside and work together on budget reforms that will put Illinois on solid financial footing for years to come."


Golf-a-thon

Dear friend,

More than 240,000 men will be diagnosed with prostate cancer this year, and more than 28,000 will die from the disease. By joining me and playing one round of golf on Father's Day weekend, you can save the men that mean the most to you.

ZERO's National Golf-A-Thon on Father's Day weekend, June 15-17, 2012.

The Golf-A-Thon is open to everyone, regardless of playing ability, gender or age, so register now and join in the fun! Teams and individuals are eligible to take part, and the grand prize for most money raised is a trip to one of ZERO's signature events - the Know Your Score Celebrity Golf Tournament in Myrtle Beach.

All proceeds raised will go toward prostate cancer awareness, research and testing. Hope to see you on the links!

Sincerely,

Skip Lockwood Signature

 

 

 

Skip Lockwood - CEO

ZERO ? The Project to End Prostate Cancer

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