Nine Social Security myths you shouldn't believe

Read our full Social Security myths paper here.

Social Security is on the road to insolvency, with its trust fund projected to run dry within the next 18 years. At that point, tens of millions of seniors, dependents, and workers with disabilities who depend on the program will face an abrupt and painful 21 percent cut in their benefits. Yet too little of the discussion in Washington and on the campaign trail has focused on the solutions necessary to fix Social Security, and too much has focused on perpetuating myths that cloud the discussion.