ROCK FALLS, IL - Blackhawk Hills Regional Council, in conjunction with the Carroll County Soil and Water Conservation District, is sponsoring a Prevailing Wage Workshop to be held October 16, 2012 at 10:00 am. Tom Whalen, Conciliation and Mediation Manager at the Illinois Department of Labor, will be presenting on the Illinois Prevailing Wage Act. The workshop will help explain how this state law impacts local communities and organizations.

The workshop is open to the public and there is no fee to attend the event. To obtain additional information or to register for the event, please contact Blackhawk Hills by phone at 815-625-3854 or email at info@blackhawkhills.com

About Blackhawk Hills

Blackhawk Hills is a not-for-profit corporation based in Rock Falls, IL, that serves Carroll, Jo Daviess, Lee, Ogle, Stephenson, and Whiteside counties in northwest Illinois. Services include community planning, development assistance, natural resources  conservation and protection support, and grant writing and administration. Blackhawk Hills is sponsored by local county boards and Soil and Water Conservation Districts and is overseen by an 18-member council, consisting of three representatives from each of the six counties.

Questions about Blackhawk Hills may be directed to Theresa Wittenauer at (815) 625-3854 or theresa.wittenauer@blackhawkhills.com.

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By: Rakesh Malhotra

Stories of workplace bullying are commonplace throughout the United States.

Some real-life examples:

Mavis: "When I started there, I was told that someone had been acting in the position and had expected to get the job. This person continually undermined me and turned other staff against me. I endured 12 months of hell, and felt as if I was sinking in quicksand."

A male employee at a different company: "The misery took over my whole life. I turned nasty and bitter and treated my wife and kids like whipping posts. After many visits to a psychologist, I was able to think of all the positive things in my life. Now I look back and think I wouldn't want to go through that experience again."

In general, there are no legal repercussions for non-physical bullying except in specific cases, such as sexual harassment. In fact, bullying is a character trait that tends to be condoned in American society. Consider our national obsession -- football. The object of this celebrated game is to get the ball to the other player's goal, no matter what it takes: trampling, hitting, pushing, screaming. If football is a metaphor for American society, then the winner is the person who pushes others out of the way and wins no matter the cost.

Bullies win by controlling situations and people around them. They crave power and the attention that comes from getting what they want.

The effects of working with a bully

Adults have a difficult time performing their jobs effectively when subjected to bullying by a co-worker. It takes a toll physically because of our physiological responses to emotional stress. Typically, victims endure feelings of depression, guilt and shame, and they suffer sleep loss and fatigue.  In some cases, victims begin to believe the bully's behavior is warranted, and they develop feelings of worthlessness. They cannot complete tasks at the same level as others in their units.

Victims of bullying may suffer from panic disorders, post traumatic stress syndrome, agoraphobia and stress-induced high blood pressure. If they leave the job or are docked because of resulting lowered performance, they face economic issues. Some take their own lives.

The abuse takes a toll on victims in every way imaginable.

Are you a bully?

Being accused of being the bully can be difficult to accept. You may believe your actions were unintentional, or a justified emotional response to provocation. Perhaps, you see yourself as the only one in the office qualified to do anything right.  However, whatever you have said or done, whether purposefully or not, you have created a culture of negativity for at least one person and you need to honestly assess the situation and your role in it.

Symptoms that you may be the bully include :

• Insulting a coworker (remember, one person's "joke" may be another's insult).

• Undermining another employee's work by creating a hostile environment or perhaps by consistently calling their attention to "flaws". (Bullies focus on a person, while constructive criticism focuses on a task.)

• As an employer, ignoring your employees' suggestions.

• Humiliating your employee in front of others.

If any of these sound like something that you may be doing, it is important to address this immediately with your victim. You may want to speak with your doctor about getting help, such as counseling, sensitivity training, anger management and other seminars.

It is important to understand the signs and symptoms of a bully in order to help the victim and the victimizer deal with and exterminate the behavior.

If you are a victim, diligently record workplace bullying events. If you choose to make a formal complaint, you will be responsible for providing information should there be charges brought against the bully.

About Rakesh Malhotra

Rakesh Malhotra, founder of Five Global Values (www.FiveGlobalValues.com), is a world-traveled, values-driven business leader who specializes in organization behavior. Rakesh's fascination with the connection between human behavior and core values was sparked many years ago. As a result of working, living, and traveling around the world to nearly  40 countries, Rakesh realized that the Five Global Values determine overall  human behavior  across all cultures. He is also the author of Adventures of Tornado Kid: Whirling Back Home Towards Timeless Values.

WASHINGTON - A reform effort that Senator Chuck Grassley's been pushing for nearly 10 years became law today with the President's signature on Grassley legislation that will require federal agencies to put new controls on government charge cards and enforce more stringent penalties for violations by federal employees.

http://www.whitehouse.gov/briefing-room/signed-legislation

Grassley first introduced a bill to secure better management controls for government charge cards in 2003.  The measure enacted today was cosponsored by Senator Joe Lieberman of Connecticut and Senator Susan Collins of Maine.

"It shouldn't take a decade for Washington to do everything possible to stop federal workers from purchasing kitchen appliances, jewelry and cruises, and even paying the tab at gentlemen's clubs and legalized brothels, but Washington is an island surrounded by reality," Grassley said.  "Perseverance paid off for this reform effort.  By putting some common-sense controls into the law, we can make certain the federal bureaucracy improves the way it responsibly manages the use of these cards just like a private business would."

Problematic use of government charge cards, first at the Department of Defense and then at the Department of Housing and Urban Development, the U.S. Forest Service, the Federal Aviation Administration, and elsewhere, was revealed by Grassley's oversight work.  Over the years, the nonpartisan Government Accountability Office also documented fraudulent, questionable and overly expensive purchases with these cards.

Along with new controls and penalties, including dismissal, the legislative overhaul also will increase scrutiny of card usage with regular independent risk assessments and audits to identify fraud and improper use.

Safeguards and internal controls included in the Government Charge Card Abuse Prevention Act are:

·         performing credit checks for travel card holders and issuing restricted cards for those with poor or no credit to reduce the potential for misuse;

·         maintaining a record of each cardholder, including single transaction limits and total transaction limits so agencies can effectively manage their cardholders;

·         implementing periodic reviews to determine if cardholders have a need for a card;

·         properly recording rebates to the government based on prompt payment, sales volume, etc.;

·         providing training for cardholders and managers;

·         utilizing effective systems, techniques, and technologies to prevent or catch improper purchases;

·         establishing specific policies about the number of cards to be issued, the credit limits for certain categories of cardholders, and categories of employees eligible to be issued cards;

·         invalidating cards when employees leave the agency or transfer;

·         establishing an approving official other than the purchase card holder so employees cannot approve their own purchases;

·         reconciling purchase card charges on the bill with receipts and supporting documentation;

·         reconciling disputed purchase card charges and discrepancies with the bank according to the proper procedure;

·         making purchase card payments promptly to avoid interest penalties;

·         retaining records of purchase card transactions in accordance with standard government record keeping policies;

·         utilizing direct payments to the bank when reimbursing employees for travel card purchases to ensure that travel card bills get paid;

·         comparing items submitted on travel vouchers with items already paid for with centrally billed accounts to avoid reimbursing employees for items already paid for by the agency;

·         submitting refund requests for unused airline tickets so the taxpayers don't pay for tickets that were not used; and

·         disputing unauthorized charges and tracking the status of disputed charges to proper resolution.

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People have changed in dramatic ways over the past five years, and businesses should take that into consideration this holiday season, says one public relations expert.

"As people's values change, so do their shopping habits. To market effectively, businesses should be aware of how their prospective customers have changed," says Marsha Friedman, CEO of EMSI Public Relations (www.emsincorporated.com) in Wesley Chapel, Fla.

Shoppers are fussier, and while recessionary budget concerns are one reason for that, thrift is  not the only value affecting consumer choices, Friedman says.

"Some stem from personal issues. Take me, for instance. As I grow older, I view many more material things as clutter. I want to get rid of the junk in my life and focus on important things," she says.

Friedman is a baby boomer - a group that makes up 26 percent of the U.S. population.

"I'm sure I'm not the only person experiencing a change in how I view material goods, what's 'clutter' and what's meaningful," she says.

Other changing values have arisen from global concerns, such as the world's reliance on oil,  growing environmental issues, and whether goods were manufactured here or abroad, she says.

"Businesses that want to cash in on holiday shopping can set themselves apart with a message that appeals to their audience's changing values," Friedman says.

Here are her tips for developing a new marketing approach that's in sync with the times:

• Identify what makes your product appealing to customers' values. If your homemade soaps are produced right here in the U.S.A., brag about it! In a recent poll, 90 percent of us rated "keeping jobs in America" as the No. 1 step the government can take to help us economically. Many shoppers have friends or family members who are unemployed or underemployed; that makes for a greater appreciation of businesses that create jobs here at home. Your "made in America" label is valuable! Does your packaging use recycled materials - or is it recyclable? There are now 69 percent of us recycling, according to a National Geographic poll. Does your manufacturing process use a renewable energy source?  More than half of us think it's more important to develop alternative sources of energy than to find more oil.

• Become an expert. You can gain valuable media exposure for your company or product by positioning yourself (or your spokesman) as an industry expert with useful information to share. For instance, if you're highlighting the fact that your product is made in America because you to help put Americans to work, offer them suggestions based on your experience. What are skills employers value? What are the biggest mistakes applicants make during interviews?

•  Which channels will be best for getting your message out? Where does your audience get its news and entertainment? Are they using social media? Reading the newspaper? Listening to radio or watching TV? Or a mix of all four? On social media, you can share your expertise by offering useful information and links to resources, and engaging in conversations. Print is a great medium for providing consumer tips, as is TV, which is also perfect if your message has a visual component. Talk radio shows look for debate and information that solves problems. On social media, you can build a following of fans who help spread your message, while mentions in (or appearances on) traditional media will give you the implied endorsement of journalists and talk show hosts.

• Choose a messenger who's accessible. If you're the CEO and the person best qualified to be interviewed by journalists and show hosts, you may be the perfect spokesperson. But if you're so busy you can't drop what you're doing to respond to interview requests, you will lose valuable media opportunities. Your messenger should be a person who is well-versed on the chosen area of expertise - and available at the drop of a hat.

If your message hasn't changed with the times, Friedman says, now is a good time to think about your company or product in a new light.

"If you look at it from the shoppers' perspective, you may just see something that appeals to consumers' changing values," she says. "Turn that into a message that resonates with potential customers and you may just have your best holiday ever.

About Marsha Friedman

Marsha Friedman is a 22-year veteran of the public relations industry. She is the CEO of EMSI Public Relations (www.emsincorporated.com), a national firm that provides PR strategy and publicity services to corporations, entertainers, authors and professional firms. Marsha is the author of Celebritize Yourself: The 3-Step Method to Increase Your Visibility and Explode Your Business and she can also be heard weekly on her Blog Talk Radio Show, EMSI's PR Insider every Thursday at 3:00 PM EST.

First National Bank is building a new Full-Service Office in Davenport

Davenport, IA (September 25, 2012) - First National Bank broke ground last week on a new 3,000 square foot bank located at 4500 East 53rd Street in Davenport.  The full-service office will feature lobby, drive-up, and ATM teller services, as well as a night drop location. The bank will also offer safe deposit services on site. Loan services will include Real Estate, Agricultural, Commercial, and Consumer lending.

Jamie Burt, President of First National Bank, is excited to better serve the Iowa Quad Cities. "We are looking forward to welcoming current customers and new friends at the upcoming Grand Opening event."  The Grand Opening will take place in late January with more details to come as construction progresses.

First National Bank is a $70 million community bank in the Quad Cities with offices presently in Davenport, Bettendorf, Moline and Cairo, IL.  First National Bank is part of the Farrar Banking Group based in Pierre, South Dakota with additional banking operations in Minnesota, Nebraska, Colorado, Texas, Nevada, New Mexico and Arizona.

For more information about First National Bank and their new location please call the bank at 563-441-1700 or visit their website at www.firstnationalbanks.com.

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(Moline) - Zimmerman Honda will be having the ribbon cutting and Grand Opening Celebration at the new Honda facility at 5:30 p.m. on Thursday, October 4, 2012.

Following the ribbon cutting ceremony, there is an invitation only grand opening VIP celebration. Mark Zimmerman of Zimmerman Honda will present a $5,000 check that evening to an area school that has won the Zimmerman Honda Spirit Award. A contest, where students and friends were encouraged to vote for their school was held online and the winner will be announced Thursday evening.

This year is also the 60th anniversary for Zimmerman Honda.

Honda has allocated additional inventory just for the grand opening celebration of the new dealership.

Zimmerman Honda moved into their new $10 million building completed at the end of August. It is a state of the art building for today's car buying and service needs.

The newly annexed property by the City of Moline is at 70th Street and John Deere Road in Moline. The building is 43,000 square feet that includes: Environmentally-friendly heating provided by waste-oil, Heated outside sidewalks, Modern waiting lounges with a computer center that has wifi access, 27 Service Bays, Three-lane "Express Lube" oil change stations, expanded hours in all departments and expanded shuttle services.
WASHINGTON - Sen. Chuck Grassley of Iowa and Sen. Mark Kirk of Illinois today asked Treasury Secretary Timothy Geithner to explain his apparent inaction to stem the dominance and inform the public of a rigged interest rate that affects interest rates on mortgages, student loans, credit cards and other loans.
"Taxpayers need to know there's a cop on the beat at the Treasury Department, making sure the interest rates they pay on everything from home loans to retirement investments aren't rigged," Grassley said.  "If the attitude of the Treasury Secretary is that it isn't his responsibility to take action or to tell the public, that's going to harm confidence in our financial system and create a lack of certainty."
"We need the Treasury Department to take swift action to inform consumers, homeowners, students and other borrowers about potential impacts of faulty interest rates," said Kirk, a member of the Senate Committee on Banking, Housing and Urban Affairs.  "We cannot expect confidence in our financial system to last without this crucial information, and the Treasury should consider alternative solutions to boost confidence in the marketplace."
The London interbank offered rate, or LIBOR, is the average interest rate that banks use to borrow from each other.  Set in London, the rate is one of the main rates that determine the cost of interest for trillions of dollars of loans on a variety of everyday consumer loans such as mortgages and more complicated financial instruments such as derivatives.
In recent testimony before Congress, Geithner said that when as president of the Federal Reserve Bank of New York, he became aware of concerns that the LIBOR rate was being rigged, he deferred to the British central bankers to fix the problem.  Despite those concerns, Geithner appears not to have taken action "to diminish use of this flawed index in U.S. financial markets; to the contrary, Treasury's use of LIBOR has increased," Grassley and Kirk wrote in a letter to Geithner.
Grassley and Kirk asked Geithner to answer questions including whether the Treasury Department considered the risk to U.S. borrowers, including state, municipal, and local governments facing higher debt burdens as a result of the LIBOR scandal; whether U.S. officials considered the litigation risks to U.S. borrowers in deciding to raise the LIBOR scandal only to the attention of British central banks rather than U.S. lenders and borrowers; and whether the Treasury Department's continued reliance on LIBOR is affecting borrower access to Small Business Administration loans.
Grassley and Kirk concluded, "In the wake of this scandal, we believe that it is essential to undertake steps to consider the creation of an American-based interest rate index. If U.S. investors and borrowers have suffered financial harm from our dependence on an index set in London, they have the right to expect the country's leaders to support better alternatives. Complacency in the wake of losses and lawsuits will diminish both investor and borrower confidence regarding debt securities issued in U.S. financial markets."
The text of the Grassley-Kirk letter to Geithner is available here.
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Dreams come true, but not through wishful thinking, says John Berglund, author of the new memoir, A Beach Less Traveled: From Corporate Chaos to Flip-Flop Perfumer (www.abeachlesstraveled.com).

After successful careers as an attorney, lobbyist, trade-association executive and bowling industry magnate, Berglund tired of the corporate rat race.  He was also tired of winters bundled in layers of long johns, shoveling snow.

"Everybody has their own version of paradise," he says. "Whether it's New York City, the Great Smokey Mountains or my personal favorite, the French-Caribbean island of St. Martin, paradise is within reach - with a little planning."

An essential part of planning was deciding what to do for a living once he got there. Berglund would embark on his new career path as a perfumer with his wife of more than 30 years, Cyndi. In "A Beach Less Traveled," he shares the steps - and the missteps - he took as he and his wife crafted an idyllic new life for themselves.

His candid, humorous tale has won glowing reviews.

"My wife and I met the Berglunds when we visited their perfumery on Saint Martin and we were amazed by their adventurous energy and passion," writes Amazon.com reviewer Tito Francona, a Major League Baseball Player from 1956 to 1970. " 'A Beach Less Traveled' sizzles with the same enthusiasm - the driving force behind their incredible business venture in the tropics."

Lisa Burnett of Saint Martin's The Daily Herald enjoyed Berglund's stories about meeting and interacting with the other residents of the 37-square-mile island.

" 'A Beach Less Traveled' takes the reader through every challenge, every victory, and every touching encounter with the people," she writes. "(It's) a must-read for anyone seeking to make a Caribbean island their home, but also instructive from a business point of view."

About John Berglund

John Berglund began his career as a chief county prosecutor at age 24 and then transitioned into a lobbyist and trade-association executive. Another career shift led him to being voted the bowling industry's most influential person for a decade. He followed his passion for chemistry, which he'd studied in college, and left the "rat race" for his Caribbean perfumery in St. Martin. Berglund lives with his wife of more than 30 years, Cyndi, who has significantly contributed to his dream job in paradise. The couple has two grown children.

Just a Reminder on this Local Event:

The Book Rack has moved from Duck Creek Plaza in Bettendorf, Iowa, to a larger store in Davenport, and on Saturday, Oct. 6, from 9 a.m. to 7 p.m., The Book Rack will host an Open House with refreshments at their new location, 4764 Elmore Ave., Davenport, to thank the community for all the support it has shown The Book Rack over the years.
Customers visit The Book Rack's two Quad-Cities locations (Davenport and Moline) from as far away as Clinton, Fulton, Aledo, Dubuque, Muscatine, Geneseo and beyond.

Rising pension costs threaten budgets; lead to cuts, layoffs and higher local taxes

 

With the skyrocketing costs of pensions putting an unsustainable financial burden on local governments, mayors across Illinois are urging state lawmakers to reform local pension systems heading into the fall veto session.

At a meeting of the Metropolitan Mayors Caucus on Monday, Chicago Mayor Rahm Emanuel and Wilmette President Christopher Canning both addressed the need for comprehensive pension reform and to protect future retirement benefits of municipal employees.

Just as the State of Illinois and City of Chicago face challenges when it comes to reducing pension costs, the Pension Fairness for Illinois Communities Coalition, made up of Illinois municipalities and business interests, seeks to curb increases in police and fire pension obligations that local communities must cover through property taxes.

"We support Mayor Emanuel's efforts for meaningful and comprehensive pension that includes cities, villages, towns and counties throughout the state," said Canning, Past President of the Northwest Municipal Conference (NWMC). "Police and fire pension costs are choking municipal budgets. Despite paying more and more each year, the unfunded liability continues to climb sharply. Time is not on our side."

Canning noted that the PFICC is committed to working with Mayor Emanuel on lobbying state lawmakers to approve reforms in the upcoming fall veto session, especially as many municipalities are crafting their 2013 budgets, which may include property tax increases or additional service cuts to cover pension shortfalls.

Failing to address these widening unfunded liabilities will inevitably cost local residents throughout the state in the form of higher local property taxes, cuts in essential services or layoffs of police officers and firefighters. Furthermore, the rising costs have created staggering structural deficits that will eventually put local police and fire retirement benefit systems on the verge of financial insolvency and future benefits at risk.

Hoffman Estates taxpayers paid nearly $5 million in 2011, compared to just $1.7 million in 2001 to fund its public safety pensions but the unfunded liability gap for both its public safety pension funds has widened.

"Without reforms, matters will only get worse for revenue starved municipalities that have cut to the bone in recent years during the recession," said NWMC President and Hoffman Estates Mayor Bill McLeod. "Illinois has a looming pension crisis the impacts all levels of government from the state level down to Main Street and future generations to come."

In Danville, Mayor Scott Eisenhauer, who also serves as First Vice President of the Illinois Municipal League, said half of his city's property tax collections went toward paying down police and fire pensions this year.

"Our pension system is broken and we cannot force municipalities to continue to shoulder this unsustainable burden any longer," said Eisenhauer, noting that cities and towns have delivered on passing balanced budgets through cost-saving measures, cuts and reduced services during challenging economic times. "The Legislature needs to deliver meaningful pension reform now because our taxpayers cannot continue to pay more and get less."

Municipalities have been struggling for years with the structural deficits and unfunded liabilities created by the pension systems, resulting from years of overly generous benefit enhancements approved by the General Assembly, which provides no funding mechanism or calculates taxpayers' ability to pay. This created a severe imbalance between employee contributions and what was required from local taxpayers.

"Taking comprehensive steps will enable local governments to narrow budget gaps, maintain essential services for their residents and preserve the solvency of retirement plans for our police officers and fighters for generations to come," said Tinley Park Mayor and Metropolitan Mayors Caucus Chairman Ed Zabrocki. "Short-term fixes and Band-Aid solutions won't solve this problem."

The PFICC has put forth some common-sense solutions aimed at reforming the public safety systems and protecting future benefits. They include :

1)      Requiring public safety employees to contribute more toward the cost of their pensions. Currently, employees only contribute about one-third while taxpayers and investments fund the remainder.

2)      Adjusting cost-of-living-increases from the current 3 percent so they are "right sized" and not compounded annually. Currently, a police officer or firefighter who works for 28 years and retires at the age of 53 with a salary of $90,000 would begin receiving a pension exceeding that amount at the age of 67.

3)      Increasing the retirement age for public safety employees, who can now retire with full benefits at the age of 50, and - in many cases - receive benefits for longer than they worked for the municipality.

4)      Consolidating the 638 individual public safety pension funds into a multiple employer pension system similar to the Illinois Municipal Retirement Fund to expand investment opportunities and lower overall operational expenses.

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