JOHN Q.

In Nick Cassavetes' soapbox-lecture-cum-thriller John Q., Denzel Washington stars as blue-collar worker John Archibald, a middle-aged Chicagoan struggling with tight finances but deeply in love with his wife, Denise (Kimberly Elise), and a great father to their only son, Mike (Daniel E. Smith). While rounding the bases at a little-league game, Mike collapses, and it's revealed that Mike's heart is three times the size it should be; unless the Archibalds can come up with the enormous fee required for a heart transplant, Mike will die. The Archibalds do have health insurance, but because their insurance company recently switched to an HMO (cue the duh-duh-dun music), their coverage is no longer sufficient for Mike's operation, and when all of their other money-raising options have been eliminated, John arms himself, takes the hospital's emergency room hostage, and announces that, yes, Mike will be getting that transplant.