Tampa, Fla. (February 20, 2013) - Demonstrating innovative leadership in building science and property damage prevention, the Insurance Institute for Business & Home Safety (IBHS) is conducting the first-ever, full-scale indoor hailstorm at the world-class IBHS Research Center in South Carolina.

"IBHS is blazing a new trail in applied research - with ice and air cannons," said Julie Rochman, IBHS president and CEO. "Meticulously recreating hailstorms at the IBHS Research Center will enable our scientists to conduct a multi-faceted, first-of-its kind research initiative, exploring several aspects of building material and assembly performance that researchers have never been able to explore before."

Among the many unique aspects of IBHS hailstorms is the use of thousands of very highly realistic hailstones, which are painstakingly created by IBHS scientists. Dr. Tanya Brown, IBHS research engineer - and a meteorologist - uses a mixture of tap water and seltzer water to attain the appropriate shape, density and hardness that closely mimics hailstones produced by Mother Nature. This laboratory work is based on, and supplemented by, field research during which the IBHS team tracked several storms to gather extensive data on which to base hand-made hailstones.

Among the challenges facing IBHS researchers is the fact that - unlike size and density - there is no standard definition or measure for the compressive strength, or hardness, of hailstones.

"It makes sense that harder hailstones will cause more damage, but we need to explore that," says Dr. Brown. "To do that, we had to create a compressive force device, and it had to be portable enough to take into the field, where we could find and measure actual hailstones."

Research Center staff used a load cell (like those found in bathroom scales), vice, and balance to measure hailstone mass, and a caliper to measure stone dimensions. The vice was customized to include the load cell and was interfaced with a complex computer program to measure compressive force needed to crush different hailstones; they combined this data with GPS information about the location of where each hailstone fell in order to tie hail characteristics back to specific storm attributes.

Another distinctive aspect of IBHS laboratory work involved creating an effective system to properly deliver hailstones. After investigating numerous options, IBHS researchers determined there was no off-the-shelf solution. So, the engineers designed and built multi-barreled hail cannons, which they mounted on the Research Center catwalk, 60 feet above the test specimen house inside the center's massive test chamber.

"Creating hailstones and designing and building the hail cannons were two of the greatest challenges we faced," Dr. Brown said. "But, like every research project we undertake at IBHS, getting the science right is paramount. We thoroughly investigated many hailstone formulas and hailstone delivery prototypes to ensure our hailstorm capabilities provide the closest match possible to Mother Nature."

During the full-scale IBHS hailstorm, multi-barreled hail cannons deliver approximately 8,000 to 10,000 hailstones (with diameters of 1", 1.5" and 2") at up to 76 miles per hour. The cannons are aimed a 20 ft. by 20 ft. residential-style test specimen featuring different types of roofing and siding materials. In the first-ever demonstration of this capability, to simulate a common residential space, IBHS will place a car and typical outdoor furniture, toys, and accessories near the structure.

Key construction features of the home used in the demonstration, to illustrate different levels of performance in a hailstorm, include :

  • Roofing - one plane of the roof is covered with standard, non-impact resistant 3-tab asphalt shingles; another plane is covered with impact-resistant architectural asphalt shingles. The other two planes of the roof is covered with standing seam metal roofing. In one case, the metal roofing is installed directly over the rood deck; in the other case, the metal roofing is installed over a layer of asphalt shingles - a common real world occurrence and one which may enable more hail damage.
  • Exterior walls - two sides are covered in fiber-cement siding; the other two feature standard vinyl siding.
  • Windows - both vinyl and aluminum windows are installed.
  • Gutters - both aluminum gutters and downspouts are installed.

"We are interested in all types of materials that are used on the exterior of buildings. While there are impact-resistant standards for roofing materials, there are absolutely no such standards for siding or fenestration, such as doors and windows," Rochman said. "This is incredible, given the many millions of dollars consumers and insurers spend each year on repairing or replacing these materials. One of our goals is to advance development of such standards."

IBHS' hail research initiative also will:

  • investigate the impact of aging on the performance of building materials when subjected to hail impacts;
  • document differences between cosmetic and structural damage - and provide insights and guidance about best practices when it comes to evaluating, as well as repairing and replacing building components exposed to hail; and,
  • help people who manage and evaluate different types of risk, including high winds and hail, to understand how various building materials, systems and types are vulnerable to hail damage.

Editor's note: IBHS has produced additional media assets for use with this story, including video and photos. To access and download extra assets please visit the IBHS Hailstorm Demonstration Resources page: http://www.disastersafety.org/research-center/hail-demo/#resources.

or via direct message on Twitter @jsalking.

for more information about how to make your buildings more resistant to a variety of disasters, big and small. Follow IBHS on Twitter at @DisasterSafety and on

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About the IBHS - IBHS is an independent, nonprofit, scientific research and communications organization supported by the property insurance industry. The organization works to reduce the social and economic effects of natural disasters and other risks on residential and commercial property by conducting building science research and advocating improved construction, maintenance and preparedness practices.

Tampa, Fla. (January 31, 2013) - As the U.S. is now in the height of flu season (January - February), the Insurance Institute for Business & Home Safety (IBHS) urges small business owners to take preventive measures to help keep employees healthy and the business open.

"For any business, employees are precious assets that merit active protection," notes Julie Rochman, IBHS president and CEO. "Through education and planning, you can help protect employees from the flu and prevent a large disruption, particularly for small businesses."

This year, IBHS is offering a new Flu Season Business Assessment, which is a free resource business owners can use to evaluate their risk. After completing the IBHS flu assessment, business owners can create a business continuity plan using the IBHS' free Open for Business® toolkit to plan for a variety of potential emergencies that could disrupt day-to-day operations. Additional commercial resources are available at DisasterSafety.org.

Widespread influenza activity has been reported in 47 states this year. This can be particularly harmful to businesses as nearly 111 million workdays are lost due to flu; this equals approximately $7 billion in sick days and lost productivity, or $230 per person, according to the Centers for Disease Control and Prevention.

or via direct message on Twitter @jsalking.  Follow IBHS on Twitter at @DisasterSafety and on

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Sub-zero temperatures are making life difficult for people throughout the country. Although you may be concentrated on making sure your fingers and toes don't freeze right now, it is also important to make sure your plumbing doesn't freeze.

A frozen pipe can lead to a pipe burst, which can lead to more than $5,000 in water damage. Despite the current cold temperatures, there are still some last-minute actions you can take to reduce your risks of costly damage.

First, find out the truth about frozen pipes below, and then reduce your risks using frozen pipe resources provided by the Insurance Institute for Business & Home Safety (IBHS).

FROZEN PIPE MYTHS

1. Only A Plumber Can Prevent Frozen Pipes

Not true. There are many things that you can do yourself to prevent your pipes from freezing, including sealing windows and doors, adding extra insulation, or use heat trace tape around various piping. Find more details at http://www.disastersafety.org/freezing_weather/prevent-frozen-pipes/.

2. Your Risks Go Away When Temperatures Begin To Warm

Actually, signs of a pipe burst are often only seen when temperatures begin to warm. When a pipe freezes the frozen water may act as a plug, allowing any problems to go unnoticed. Before checking to see if you have any issues when temperatures increase, shut off the water supply to reduce your water damage risks.

3. All Frozen Pipes Burst

A pipe can freeze and not burst. However, a frozen pipe leads to a pipe burst, which can cause more than $5,000 in water damage. Prevent a pipe from bursting by not letting them freeze. Use guidance available at http://www.disastersafety.org/freezing_weather/prevent-frozen-pipes/.

4. A Propane Torch Can Be Used To Thaw Pipes

Don't even think about it! You may think it will thaw the pipes and prevent significant damage, but you are only increasing your risk of fire damage.

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As severe winter weather spreads across the country, heavy snow can put a strain your roof, leaving your property at risk of costly damage.

The National Weather Service (NWS) has issued a blizzard warning as far west as Colorado and as far northeast as Wisconsin. As a result, residents throughout the Rockies and Midwest could see significant amounts of snow on Wednesday through Friday.

If heavy snow is left on your roof, it can result in costly water damage, or even cause your roof to collapse. Safely remove snow from your roof by using the following guidance from the Insurance Institute for Business & Home Safety (IBHS).

Find additional resources to prevent roof damage during severe winter weather at http://disastersafety.org/freezing_weather/prevent-roof-collapse/.

SAFELY REMOVE SNOW ON YOUR ROOF

  • Snow removal equipment meant for pavement should never be used on the roof since they can damage the roof cover system.
  • Stay grounded. Use a snow rake with a long extension arm that will allow you to remove the snow while standing on the ground.
  • You are likely not a tightrope walker, so don't use a roof rake while on a ladder.
  • Hire a snow removal contractor if you feel uncomfortable removing snow from your roof. Look for an established, licensed and bonded professional. Be sure to check references, and ask to see the contractor's certificates of insurance.

for more information about how to make your buildings more resistant to a variety of disasters, large and small. Follow IBHS on Twitter at @DisasterSafety and on

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A severe winter storm has already dropped significant amounts of snow on the mountains in the Northwest, and now the storm is headed for the Rockies and Midwest. The National Weather Service (NWS) has issued a blizzard watch for Wednesday in eastern Colorado, Kansas, and a small area of southern Nebraska. Meanwhile, a winter storm watch has been issued from Colorado all the way through the Midwest as far north as Wisconsin.

As severe winter weather arrives, so do property damage risks as a result of ice dams. In fact, ice dams during freezing temperatures can cause thousands of dollars in property damage, according to the Insurance Institute for Business & Home Safety (IBHS).

During freezing weather, heat from your home or business can escape through the roof and melt snow on the roof. The snow melt can trickle down to the roof's edge and refreeze, creating an ice dam that leaves additional snow melt no place to go but inside the attic.

Find out common misconceptions about ice dams below using guidance from IBHS, while ice dam prevention resources are available at DisasterSafety.org.

ICE DAM MYTHS

Ice dams only form around gutters and eaves.

False: Ice dams can also form in roof valleys, pans, and shed dormers.

Heat cables are the answer.

False: Although heat cables can help prevent ice dams from forming, the are not a simple solution. Heat cables only last a few years before they need to be replaced, while it is important to also have proper drainage when using cables.

Ice dams are only a problem for older homes.

False: Ice dams are more common for older homes that have poor ventilation, newer homes can also be a risk of ice dam damage.

for more information about how to make your buildings more resistant to a variety of disasters, large and small. Follow IBHS on Twitter at @DisasterSafety and on

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About IBHS
IBHS is an independent, nonprofit, scientific and communications organization supported by the property insurance industry. The organization works to reduce the social and economic effects of natural disasters and other risks to residential and commercial property by conducting research and advocating improved construction, maintenance and preparedness practices.

Tampa, Fla. (October 31, 2012) - With many Mid-Atlantic and Appalachian states receiving as much as two feet of snow from Super Storm Sandy, the Insurance Institute for Business & Home Safety (IBHS) reminds business and homeowners that now is the time to prepare their property for the 2012-2013 winter season to help reduce  damage caused from freezing weather.

"Winter weather can cause numerous problems from burst pipes to roof collapses to interior fires," said Julie Rochman, president and CEO of IBHS. "Taking steps now to prepare your home or business to withstand the effects of winter storms and freezing weather will help you avoid costly losses and possible business interruptions later."

Freezing Pipes
Frozen water in pipes can cause them to burst. Pipes in attics, crawl spaces and outside walls are particularly vulnerable to freezing in extremely cold weather. Find out how to keep water in pipes from freezing here: http://disastersafety.org/freezing_weather/prevent-frozen-pipes

Is Your Roof Strong Enough?
The age of a building is a major determinant of how much snow and ice it can handle before collapsing. Get more information about roof snow and ice load ranges here:  http://disastersafety.org/freezing_weather/prevent-roof-collapse.

Ice Dams
When interior heat melts the snow on the roof the water will run down and refreeze at the roof's edge, where temperatures are colder. The ice build-up blocks water from draining off of the roof, forcing the water under the roof covering and into the attic or down the inside walls of the house. Check out IBHS' guidance on how to decrease the likelihood that ice dams will form here: http://disastersafety.org/freezing_weather/preventing-ice-dams-on-homes.

Alternative Heating Devices
Falling temperatures also mean increased fire dangers linked to the use of heating devices. Rising fuel prices and environmental concerns have driven many consumers to seek alternate ways to heat their homes and businesses. Consult IBHS' Alternative Heating Sources guide to be safe when choosing or installing space heaters, wood pellet stoves, fireplaces or other heating sources.

IBHS' Freezing Weather page on DisasterSafety.org provides guidance on how to protect your home or business against other winter weather-related perils.

for more information about how to make your buildings more resistant to a variety of disasters, large and small. Follow IBHS on Twitter at @DisasterSafety and on

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About IBHS

The Insurance Institute for Business & Home Safety (IBHS) is an independent, nonprofit, research and communications organization supported by the property insurance industry. The IBHS mission is to conduct objective, scientific research in order to identify and promote effective actions that strengthen homes, businesses, and communities against natural disasters and other causes of loss.

Tampa, Fla. (October 12, 2012) - As temperatures begin to drop and consumers turn to alternative heating sources to stay warm, the Insurance Institute for Business & Home Safety (IBHS) offers guidance on ways to avoid home fires this fall and winter during National Fire Prevention Week (Oct. 7 -13).

"While space heaters, fire places and wood-burning stoves can help consumers reduce energy bills during the colder months, it is critical that they be used properly," said Julie Rochman, IBHS president and CEO.

Heating fires account for 36 percent of all residential home fires in rural areas every year, according to the U.S. Fire Administration (USFA). The majority of residential heating fires (87 percent) are started by a confined fire, such as from a chimney or fuel burner, according to USFA. Take the following precautions to stay safe:

Fireplace

  • Have the fireplace inspected and cleaned annually by a professional chimney sweep.
  • Have a removable cap installed at the top of the chimney to keep out debris and animals.
  • Install a spark arrestor that has 1/4 inch mesh.
  • Maintain proper clearance around the fireplace and keep it clear of combustible materials such as books, newspapers and furniture.
  • Always close the screen when in use, but keep glass doors open during the fire.
  • Use a fireplace grate.
  • Never burn garbage, rolled newspapers, charcoal or plastic in the fireplace.
  • Avoid using gasoline or any liquid accelerant.
  • Clean out ashes from previous fires and store them in a noncombustible container with a tight-fitting lid. Keep the container outside and away from the house.
  • Make sure the fire is completely extinguished before closing the damper.

Space Heaters

These appliances can be an affordable option for heating a small space, but they also are the leading source of house fires during winter months.  Follow these guidelines when using space heaters:

  • Look for products that have been tested by Underwriters Laboratory (UL).
  • Buy a model with an automatic shutoff feature and heat element guards.
  • Maintain a 36-inch clearance between the heater and combustible materials, such as bedding, furniture, wall coverings or other flammable items.
  • Do not leave a space heater unattended.
  • Electric heaters should be inspected prior to use.
  • Check the cord for fraying, cracking and look for broken wires or signs of overheating in the device.
  • Use only heavy-duty extension cords marked with a No. 14 gauge or larger wire.
  • If the heater plug has a grounding prong, use only a grounding (three- wire) extension cord.
  • Never run the heater cord (or any cord) under rugs or carpeting.
  • Liquid-fueled heaters must be operated using only the fuel recommended by the manufacturer.
  • Never use gasoline or any other substitute fuel.
  • Allow the heater to cool down prior to refueling.

Additional details can be found in IBHS' Alternative Heating Sources guide.

Electrical Fires

According to USFA, electrical home fires in the U.S. claim the lives of 280 people and injure 1,000 more each year, while home electrical problems account for $1 billion in property losses every year. Use the following information to reduce the risk of an electrical fire:

  • Routinely check your electrical appliances and wiring for frayed wires or cords.
  • Promptly replace any cords that are frayed or damaged.
  • Avoid overloading an outlet.
  • Replace any electrical tool that causes even a small electrical shock, overheats, shorts out, or emits smoke or sparks.
  • Keep electrical appliances away from wet floors and counters.
  • Don't allow children to play near electrical appliances.

for more information about how to make your buildings more resistant to a variety of disasters, large and small. Follow IBHS on Twitter at @DisasterSafety and on

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About IBHS
IBHS is an independent, nonprofit, scientific and educational organization supported by the property insurance industry. The organization works to reduce the social and economic effects of natural disasters and other risks to residential and commercial property by conducting research and advocating improved construction, maintenance and preparation practices.

Tampa, Fla. (October 9, 2012) - During National Kitchen and Bath Month, the Insurance Institute for Business & Home Safety (IBHS) urges property owners to inspect interior plumbing components and complete preventive maintenance measures to reduce chances of interior water damage.

"Water damage in a kitchen or bathroom can lead to expensive repairs," said Julie Rochman, IBHS president and CEO. "Inspecting plumbing and making any necessary repairs before small leaks become big ones will help avoid costly plumbing system failures."

IBHS conducted a study of closed water damage insurance claims, identified five leading causes of damage, and developed the solutions featured below. Look for additional home projects to reduce your risk of water damage throughout October on IBHS' Facebook page.

1. PLUMBING SUPPLY SYSTEM FAILURE

The average cost of a plumbing supply system failure was more than $5,000 after the insurance deductible was paid, according to the IBHS study.

Ways to Reduce Damage

  • Potential indicators of a plumbing problem include an increased monthly water bill, banging pipes, rust stains, moisture in the walls or on floors, and signs of wet soil erosion near the foundation.
  • Setting the thermostat 60 degrees or higher in winter months, letting faucets drip and insulating pipes are all ways to reduce the risk of frozen pipes.
  • As a backup, install a house leak detection system.

2. TOILET FAILURE

Toilet failures in the IBHS study cost more than $5,500 per incident after the deductible was paid. One-third of all toilet failures in the study resulted from an overflowing or clogged toilet.

Ways to Reduce Damage

  • After you flush, wait for the valve to completely finish refilling the tank and bowl. If an overflow looks imminent, turn off the supply valve.
  • Twice a year, inspect a toilet's components, such as the fill, supply and flush valves and the supply line.
  • Consider upgrading the toilet's supply line to a sturdier braided steel hose.

3. WATER HEATER FAILURE

The most common causes of water heater failures in the IBHS study were a slow leak or a sudden burst in the tank, followed by supply line failures.

Ways to Reduce Damage

  • Check the life expectancy and warranty for the water heater and replace accordingly.
  • Proper maintenance, such as flushing sediments and inspecting the heater's anode rod, can increase life expectancy.
  • Inspect valves to ensure proper operations, and use ball valves in place of gate valves whenever possible.

4. PLUMBING DRAIN SYSTEM FAILURE

The IBHS study found more than half of plumbing system failures were the result of sewer backups. The problem was more common in southern states and on average cost $4,000 per incident after the insurance deductible was paid.

Ways to Reduce Damage

  • If the home's sewer system is connected to the city's sewer system - a particular problem for older homes - or if you are located downhill or below street level, contact a plumbing professional to install a backflow prevention assembly into the home's sewer system.
  • Plant trees away from lateral drain lines to prevent roots from damaging piping.
  • Never pour grease down the drain.

5. WASHING MACHINE FAILURE

More than half of the claims in the IBHS study were linked to washing machine hose failures. Washing machine claims in the study averaged more than $5,300 per incident after the deductible was paid.

Ways to Reduce Damage

  • One burst inlet hose, and your laundry room is flooded in a matter of minutes. Replace rubber hoses every three years and consider upgrading to sturdier braided steel hoses.
  • When leaving the house for an extended period of time, turn off the hot and cold water supply valve to reduce failure risks.
  • Don't try to cut corners by overloading the machine, and use it only while someone is at home.

for more information about how to make your buildings more resistant to a variety of disasters, big and small. Follow IBHS on Twitter at @DisasterSafety and on

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About IBHS
IBHS is an independent, nonprofit, scientific and educational organization supported by the property insurance industry. The organization works to reduce the social and economic effects of natural disasters and other risks to residential and commercial property by conducting research and advocating improved construction, maintenance and preparation practices.

Tampa, Fla. (February 24, 2012) - A report on extreme weather events in the United States demonstrates the importance of disaster preparedness, said the Insurance Institute for Business & Home Safety (IBHS).

"In the Path of the Storm," by Environment America provided several key findings:

  • Since 2006, federally declared weather-related disasters in the United States have affected counties housing 242 million people - or roughly four out of five Americans.
  • Since 2006, weather-related disasters have been declared in every U.S. state other than South Carolina.
  • During this period, weather-related disasters affected every county in 18 states and the District of Columbia. (Alabama, Arkansas, Connecticut, Delaware, Hawaii, Iowa, Louisiana, Maryland, Maine, Massachusetts, Missouri, North Dakota, Nebraska, New Hampshire, New Jersey, Oklahoma, Rhode Island and Vermont.)
  • More than 15 million Americans live in counties that have averaged one or more weather-related disasters per year since the beginning of 2006. Ten U.S. counties - six in Oklahoma, two in Nebraska, and one each in Missouri and South Dakota - have each experienced 10 or more declared weather-related disasters since 2006.
  • More Americans were affected by weather-related disasters during 2011 than in any year since 2004. The number of disasters inflicting more than $1 billion in damage (at least 14) set an all-time record, with total damages from those disasters of at least $55 billion.

"These compelling statistics reveal that it is not a matter of if - but when - someone will be affected by a weather-related disaster," said Julie Rochman, president & CEO of IBHS. "We cannot avoid Mother Nature but we can better prepare our homes and businesses to reduce the amount of damage she can cause."

IBHS' website, DisasterSafety.org, offers guidance on ways home and business owners can protect their property from specific weather-related events. The site provides a free ZIP Code-based tool where a property owner enters their ZIP Code and receives a list of natural hazards common to their area.

or via direct message on Twitter @jsalking.

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About the IBHS

IBHS is an independent, nonprofit, scientific and educational organization supported by the property insurance industry. The organization works to reduce the social and economic effects of natural disasters and other risks to residential and commercial property by conducting research and advocating improved construction, maintenance and preparation practices.

Tampa, Fla. (February 3, 2012) - With the prediction of six more weeks of winter by Punxsutawney Phil, the Insurance Institute for Business & Home Safety (IBHS) provides guidance on how to protect your home or business against roof collapse and other winter weather-related hazards.

During both 2010 and 2011, the U.S. received near record amounts of snowfall, including 2011's Groundhog Day Blizzard, which caused $1.1 billion in insured losses and more than $2 billion in total losses, according to the National Climatic Data Center.

"Winter weather damage can be particularly disruptive and extremely damaging," said Julie Rochman, president & CEO of IBHS, "and it occurs at a time when it is difficult and uncomfortable to fix the problems.

"We thank Punxsutawney Phil for his role in reminding people that winter isn't over yet, so there is still time to protect your property from damage caused by freezing weather," she added.

Ice Dams

An ice dam is an accumulation of ice at the lower edge of a sloped roof, usually at the gutter. When interior heat melts the snow on the roof, the water will run down and refreeze at the roof's edge, where temperatures are much cooler. The ice builds up and blocks water from draining off of the roof, forcing the water under the roof covering and into the attic or down the inside walls of the house. Take the following steps to decrease the likelihood that ice dams will form:

  • Keep the attic well-ventilated. The colder the attic, the less melting and refreezing on the roof.
  • Keep the attic floor well-insulated to minimize the amount of heat rising through the attic from within the house.
  • As an extra precaution against roof leaks in case ice dams do form, when re-roofing install an ice and water barrier under your roof covering that extends from the lowest edges of all roof surfaces to a point at least 24 inches inside the exterior wall line of the building.

Frozen  Pipes

Frozen water in pipes can cause water pressure buildup between the ice blockage and the closed faucet at the end of a pipe, which leads to pipes bursting at their weakest point. Pipes in attics, crawl spaces and outside walls are particularly vulnerable to freezing in extremely cold weather. Frozen pipes can also occur when pipes are near openings in the outside wall of a building, including where television, cable or telephone lines enter the structure. To keep water in pipes from freezing, take the following steps:

  • Fit exposed pipes with insulation sleeves or wrapping to slow the heat transfer. The more insulation the better.
  • Seal cracks and holes in outside walls and foundations near water pipes with caulking.
  • Keep cabinet doors open during cold spells to allow warm air to circulate around pipes (particularly in the kitchen and bathroom).
  • Keep a slow drip of water flowing through faucets connected to pipes that run through an unheated or unprotected space.
  • Drain the water system, especially if your building will be unattended during cold periods.

Is Your Roof Strong Enough?

Building age is a major factor in how much snow a roof can handle.  Newer building codes provide much better guidance for estimating snow loads, particularly the increased loads near changes in roof elevations where snow drifts and snow falling from an upper roof can build up on the lower roof near the step. For flat roofs, the step-down area between roof sections is particularly susceptible to snow overload because of the tendency for ice and snow collection, especially during periods of windy weather.

Older roofs can suffer from corrosion of members and connections which can reduce its ability to resist high snow loads. Buildings with lightweight roofs, such as metal buildings or built- up roofs on bar joists generally provide less protection from overload than heavy roofs.

Roof top equipment and roof projections, such as mechanical equipment that is over 2 feet tall, causes snow accumulation due to drift, creating the need for higher snow load consideration in these areas. A serious condition can be created when a taller building or a taller addition is built adjacent to shorter, existing building. Unless the shorter building is strengthened in the area next to the taller building or addition, snow accumulation on the lower roof near the step could produce much higher loads than those considered by the original designer for the existing building.

The best source for determining how much snow load a building can handle is the original design plan. Most roof designs can support at least 20 pounds per square foot. However, design loads can range from 10 pounds to 20 pounds per square foot in Mid-Atlantic states, and between 40 pounds and 70 pounds per square foot in New England.

Guidelines to Estimate Snow Weight

  • 10 inches to 12 inches of fresh/new snow equals about 5 pounds per square foot of roof space.
  • 3 inches to 5 inches of old/packed snow equals about 5 pounds per square foot of roof space.
  • Ice is much heavier, with 1 inch equaling about 1 foot of fresh snow.

Snow and Ice Removal from Roofs

IBHS recommends that property owners not attempt to climb on their roof to remove snow. A safer alternative is to use a snow rake while standing at ground level.

Visit the IBHS Severe Winter Weather page on DisasterSafety.org to learn more about how to protect your home or business against winter weather-related hazards.

To arrange an interview with IBHS, contact Joseph King at 813-675-1045/813-442-2845, jking@ibhs.org or via direct message on Twitter @jsalking.

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About IBHS

IBHS is an independent, nonprofit, scientific and educational organization supported by the property insurance industry. The organization works to reduce the social and economic effects of natural disasters and other risks to residential and commercial property by conducting research and advocating improved construction, maintenance and preparation practices.

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