12 May 2014

Governor Quinn Congratulates 2014 Golden Apple Award Winners

By Katie Hickey

Recognizes Teacher Appreciation Week, Thanks Teachers Across Illinois for Making a Difference

CHICAGO - Governor Pat Quinn today congratulated this year's 2014 Golden Apple Award winners for their excellence in teaching and thanked them for making a difference in the future of Illinois' students. The award, which is one of the education community's most prestigious, was presented this week to ten outstanding teachers for excellence during National Teacher Appreciation Week.

"I congratulate each of our Illinois' Golden Apple Award Winners - you are truly the best of the best," Governor Quinn said. "Our teachers educate, motivate and support students across Illinois and in many ways serve as the backbone of our society. It's fitting during National Teacher Appreciation Week that we thank this year's winners and all teachers across the state for making a difference in the lives of Illinois' youngest citizens."

The Golden Apple Award is presented by Golden Apple, a leader in advancing the teaching profession in Illinois for 29 years. The award recognizes outstanding teachers for their role in helping build a strong, educated society. This year's Golden Apple Award winners are as follows:

-Luke Albrecht, Crown Community Fine Arts Academy, Chicago

-Mary Benton, Hawthorn Middle School South, Vernon Hills

-Joseph Casanovas, Helen C .Peirce School of International Studies, Chicago

-Roosevelt Griffin, Gwendolyn Brooks Middle School, Harvey

-Madeline Kobayashi, Philip Rogers Elementary School, Chicago

-Michael Novak, Park View School, Morton Grove

-Rozy Patel, Edgebrook School, Chicago

-Anand Sukumaran, Mary Gage Peterson Elementary, Chicago

-Melissa Talaber Matwyshyn, St. Nicholas Cathedral School, Chicago

-Margot Van Dyke, O'Neill Middle School, Downers Grove

The 2014 honorees were selected from a pool of 620 nominations and 272 applicants of 4th to 8th grade teachers throughout the Chicago metropolitan area. Golden Apple winners receive an honorarium, a tuition-free semester sabbatical at Northwestern University and become lifetime members of the Golden Apple Academy of Educators, which supports and assists teachers in developing their skills and encourages students to pursue a career in education. John Quinn, the Governor's younger brother and long-time history teacher and boys basketball coach at Fenwick High School in Oak Park, received the Golden Apple award in 1992.

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12 May 2014

Illinois National Guard members are recognized at the Winston P. Wilson matches

By U.S. Army Staff Sgt. Aleah M. Castrejon, Illinois National Guard Public Affairs Office

LITTLE ROCK, ARK. (05/09/2014)(readMedia)-- Brig. Gen. Daniel Krumrei, the Illinois National Guard Adjutant General presented awards at the 43rd annual Winston P. Wilson (WPW) competition at Camp Robinson in Little Rock, Ark., May 8.

"Shooting is a perishable skill," said Krumrei. "What makes the competition so valuable are the skills the servicemembers bring back to our Soldiers and units. These skills improve our combat readiness and prepare us to defend our nation."

The WPW matches are held at the National Guard Marksmanship Training Center in Little Rock, Ark. Servicemembers from around the nation compete in the WPW matches. There are approximately 90 teams and 20 different matches. In order to make it to the WPW competition, the servicemembers must complete vigorous training, which includes multiple days on the range and volunteering their time to polish their shooting skills. Expert shooters from each state are sent to compete in this long time-honored competitive set of matches.

"Shooting is not only for the competitions," said Sgt. 1st Class David Perdew of Astoria, Ill., the Illinois National Guard state marksmanship coordinator. "The skill is fine tuned and leaves an impact on the servicemembers and benefits the Guard as a whole."

The reflexive fire match is one of the 20 matches in the WPW competitions. Reflexive Fire is an advanced marksmanship skill that relies on the shooters instinctive response to engage close targets in a short period of time. During this match, the servicemembers must accurately fire the rifle while doing a series of movements.

Staff Sgt. Gabe Cullers of Carrier Mills, Ill., with the Headquarters Company, 2nd Battalion, 130th Infantry in Marion, Ill., took first place in the reflexive fire match.

"We work on our marksmanship skills for multiple days, shooting all day," said Cullers. "It feels good to represent the state as a first place winner."

The matches are not an easy task. The servicemembers must be well rounded in shooting, health and in dedication. The matches take a lot of time and commitment, said Gen. Frank Grass, the Chief of the National Guard Bureau.

To be a committed marksman it takes time and dedication beyond normal duty obligations.

"We spent five days in Tennessee zeroing rifles and running through matches and drills on a range from sun up to sun down," said Sgt. Jeff Bugger of Springfield, Ill., with the 1844th Transportation Company in Quincy, Ill., who took second place in the reflexive fire match. "It's a good feeling to know we came out on top while competing against hundreds of other competitors."

This competition is invaluable, as the skills are passed to the junior enlisted, said Grass. Having competed in the WPW matches years ago.

"These servicemembers come from all over the country honing their skills to compete in this competition," said Grass.

Grass awarded the Chief's 50 Marksmanship Badge for their outstanding marksmanship abilities during the WPW rifle and pistol championships.

This year, two Illinois National Guardsmen received the Chief's 50 Marksmanship Badge: Sgt. 1st Class John Stockton of Springfield, Ill., with the Headquarters Company, 33rd Brigade Combat Team in Urbana, Ill., and Sgt. 1st Class Tracy Mix of Marseilles, Ill., with the 404th Maneuver Enhancement Brigade in Chicago. Mix is also a distinguished marksman in both the rifle and pistol discipline. The distinguished marksmanship program has been around since 1884 and is what the shooters strive to obtain.

The competitors learned and taught each other on individual and team proficiency with rifles, pistols and shotguns during numerous matches, where they competed with the best shooters from around the nation.

12 May 2014

Military Appreciation Week, May 10-17, at Davenport Public Golf Courses

By Davenport Parks and Recreation
Davenport Public Golf Courses will provide free green fees to anyone with a military ID from May 10 - 17, 2014, as a kickoff for Military Appreciation Week in the Quad Cities. The free green fees apply to the three public courses in Davenport - Emeis, Duck  Creek, and Red Hawk.

"It's our way of honoring the service men and women of our country," said Troy Evans, Superintendent Revenue Facilities at Davenport Parks and Recreation.  "We hope that the military members of the Quad Cities take full advantage of our three great golf courses".

Military Appreciation Week began in 2008 and is a Quad City wide event created to salute our military personnel and show community support for the military installations in the area.

Anyone interested in taking advantage of this golf special should book tee times and bring their military ID to the Davenport Public Courses listed above.

09 May 2014

Augustana College seniors elected to national academic honor society

By Sam Schlouch

ROCK ISLAND, IL (05/09/2014)(readMedia)-- The Augustana College chapter of Phi Beta Kappa has elected 57 senior students to membership. Phi Beta Kappa is the nation's oldest and most widely known academic honor society. Membership is granted upon reflection of outstanding academic achievement and the high opinions the faculty have of the awarded seniors.

Among the senior who were recognized were:

David Cook, majoring in history from Silvis.

Kylie Koger, majoring in classics and philosophy from Davenport.

Elise McPherson, majoring in biology and pre-medicine from Sterling.

James Wiebler, majoring in biology from Davenport.

Founded in 1860, Augustana College is a selective four-year residential college of the liberal arts and sciences. The college is recognized for the innovative program Augie Choice, which provides each student up to $2,000 to pursue a high-impact learning experience such as study abroad, an internship or research with a professor. Current students and alumni include 149 Academic All-Americans, a Nobel laureate, 13 college presidents and other distinguished leaders. The college enrolls 2,500 students and is located along one of the world's most important waterways, the Mississippi River, in a community that reflects the diversity of the United States.

09 May 2014

Next Generation National Neighborhood Watch program

By Sgt. Thomas B. Gibbs

The Scott County Sheriff's Office, in support of the National Sheriff's Association is announcing the launch of the Next Generation National Neighborhood Watch program.

You may know it previously as USAonWatch.org - Neighborhood Watch Program, but they are now being rebranded as the National Neighborhood Watch - A Division of the National Sheriff's Association.
USAonWatch was started in 1972 with funding in part by the National Sheriff's Association, through a grant. The grant funding has come to an end, but the National Sheriff's Association is happy to continue with this great program.

Our nation is built on the strength of our citizens. Every day, we encounter situations calling upon us to be the eyes and ears of law enforcement. Not only does neighborhood watch allow citizens to help in the fight against crime, it is also an opportunity for communities to bond through service. The Neighborhood Watch Program draws upon the compassion of average citizens, asking them to lend their neighbors a hand.

For more information on the Next Generation National Neighborhood Watch Program please visit www.nnw.org or contact the Scott County Sheriff's Office.

09 May 2014

Long-Term Care Crisis Prompts More Aggressive Collection Tactics

By Ginny Grimsley
Insurance Industry Expert Shares Tips for Protecting
Your Family from "Filial" Support Laws

Most people do not understand filial support laws, which are spreading to more states - 28 and counting, says insurance industry expert Chris Orestis.

"We're living longer, but for many of us, that also means we'll require some type of  long-term health care at some point," says Orestis, a longtime industry insider and author of "Help on the Way," (http://ebook.lifecarefunding.com/), which explains the problem of funding long-term care and offers solutions.

"It's a problem no matter what your age because we're experiencing a "Silver Tsunami" of retiring baby boomers and the costs of long-term care can be extremely high. Medicaid is the only option for many seniors, and that's straining the funding for that safety net. Many people are not eligible for Medicaid, but also cannot afford the expense of care."

As a result, long-term care providers and the federal government are bringing lawsuits and mandating claw-back actions against families, insurance companies and legal advisors, he says. Many are turning to filial support laws, which impose a duty upon adult children for the support of their impoverished parents. Medicaid also has the right to sue families in probate court to "claw-back" funds spent on care.

Just one recent example involved John Pittas, a 47-year-old restaurant owner who was sued by a nursing home company for $93,000 in expenses incurred by his mother over a six-month period after she was denied Medicaid eligibility.

"The court finding even granted discretion to the nursing home company to seek payment from any family members it wished to pursue," says Orestis.

To avoid a financial catastrophe, he says families should consider these options:

•  Know your and your family's health-care rights as a veteran. Veterans who have honorably served their country should take advantage of their VA benefits - not only for their well-being, but also for their family's health. Additional programs that may apply to family members include the VA Civilian Health and Medical Program (CHAMPVA), a comprehensive health-care program in which the VA shares the cost of covered services and supplies for eligible beneficiaries; the spina bifida health-care benefits program for certain Korea and Vietnam veterans' birth children; and TRICARE, another health-care program serving uniformed service members, retirees and their families.

•  You can convert your life insurance policy for long-term care. There is $27.2 trillion worth of in-force life insurance policies in the United States, according to the National Association of Insurance Commissioners - that's triple the amount of home equity today! Rather than cancel or drop a policy to save on premiums when faced with long-term care needs, you can use it to pay for home care, assisted-living or nursing home expenses. "I've been lobbying state Legislatures to make the public aware of their legal right to use this option," says Orestis, CEO of Life Care Funding, (www.lifecarefunding.com). Seniors can sell their policy for 30 to 60 percent of its death benefit value and put the money into an irrevocable, tax-free fund designated specifically for their care.

•  Don't be so quick to attempt to qualify for Medicaid. Many people who need significant long-term health care can't afford it, so they drop life insurance policies that they've been carrying for years in order to qualify for Medicaid. Families often turn to Medicaid to pay for nursing home care, but it comes with many restrictions, including choice of facilities. In a situation where one spouse is healthy and the other is not, the spouse living independently will also face restrictions on the amount of assets he or she can retain, for instance, a maximum $2,898.00 for monthly maintenance.

About Chris Orestis

Chris Orestis, nationally known senior health-care advocate, expert, and author is CEO of Life Care Funding, (www.lifecarefunding.com), which created the model for converting life insurance policies into protected Long-Term Care Benefit funds. His company has been providing care benefits to policy holders since 2007. A former life insurance industry lobbyist with a background in long-term care issues, he created the model to provide an option for middle-class people who are not wealthy enough to pay for long-term care, and not poor enough to qualify for Medicaid.

09 May 2014

LeClaire Chamber of Commerce Announcements - 05/09/2014

By LeClaire Chamber

The June 2014 Chamber Newsletter will soon be in production to be delivered to Every Business and Home within the 52753 zipcode area!! Advertising rates remain: 1/8 page: $75; ¼ page: $100; ½ page: $125; full page: $250. Just send your ad information to LeClaireChamber@gmail.com, and we will forward it on to House of Print for you. Many of you signed up for each 2014 1/4ly issue and will get your 10% discount and may update your ad for June! No cost assistance in developing an advertisement is available through House of Print. If you would rather work with House of Print directly, send your ad to HouseofPrint@mchsi.com, and please copy LeClaireChamber@gmail.com Deadline May 9th, 5:00 p.m. Chamber Members - Get the word out about your business or events and be ready for SUMMER!

WELCOME NEW MEMBERS!

 

LeClaire Vacation Rentals - Scott Gelande, Owner - Offering rental of a furnished 2 bedroom home on the banks of the Mississippi River. Enjoy our River Cottage while basking in the activities that surround our river town! Enjoy shopping, fishing, and bring your boat for a day on the water! Then relax for a barbeque on the patio and watch the River flow by! www.leclairevacationrentals.com

Dennis and Trina Gendron are now the owners of the McDonalds in LeClaire!  Congratulations, and welcome!

Nathan and Elyce Billany are new to LeClaire and have joined as individuals!  Welcome!

 

CALENDAR

May 9th - My Lady Downton Abbey Inspired Workshop - Reusable Usables 6:30-9ish. $35 per person (includes all materials) Prepaid only - class size limited to 10. Paint and apply found objects, ephemera, laces, fabric and more. Prepay by visiting store or website. BYOB. Adults Only. No Refunds! 563-289-3946. www.reusableusables.org

May 9th - Wide River Winery LeClaire - Music on the Mississippi The Old 57's - 5-8 p.m.

May 9th - Bierstube Karaoke 9pm-1am

May 10th - Bierstube - Live Music The Fry Daddys 8pm- 12am

May 11th - Faithful Pilot Mother's Day Brunch $30.00 per person seating at 10:00 & 12:30.  3 courses for $30.00. No coupons or discounts allowed.

May 11th - Bierstube Mothers' Day Brunch - $10- 8am -1pm. Breakfast menu available 7am-10:30am and lunch menu available at 10:30am.

May 13th - Chamber Networking Lunch - Blue Iguana LeClaire, noon. Everyone welcome!

May 14th - Spring Concert at the LeClaire Community Library with 'Spiked Lobelia'. 6pm. Spiked Lobelia says they are both a prairie flower and a band, "Old time country/Irish/Bluegrass/eclectic goodness through & through". Bring a snack and friends for this fun family-friendly event in the brick courtyard outside the library, weather permitting. (Rain location is inside the library).

May 15th - Faithful Pilot - Free Iowa Distilling Company Tasting from 5:30-6:30 p.m.  Come try some local spirits for FREE!

May 16th - Wide River Winery LeClaire - Music on the Mississippi Jordan Danielsen, 5-8 p.m.

May 16th - Bierstube Karaoke 9pm-1am

May 17th - Go Fish "Kick off to Summer" Party! Live music by Keep off the Grass on the outdoor patio from 7-11pm. Princeton.

May 17th - Trivia Night Benefiting the LeClaire Lions Club LeClaire Civic Club. Doors open 6:30pm; game starts 7pm. $10 per person.  Bring your own, or purchase refreshments.  Reservations:  563-639-4621.

May 18th - Faithful Pilot Spring Wine Tasting 3-5 p.m. $15.00 per person

May 19th - Economic Development Meeting - City Hall - 8:00 a.m.

May 19th - Faithful Pilot VINO VASO A glass to paint and to drink.  $40.00 per person. Wine glass, cheese, crackers, one complimentary glass of wine, and painting! 6:00 p.m. Reservations -Vino Vaso's Facebook page.

May 20th - First Presbyterian Church of LeClaire - Women's Mini-Retreat 9:30 am to 12 noon, cost $6.Call Pastor Melody, 563-381-7777.

May 23rd - Wide River Winery LeClaire - Music on the Mississippi Olivia Dvorak, 5-8 p.m.

May 23rd - Bierstube - Live Music The Old 57's 9pm-1am

May 24th - Bierstube Karaoke 9pm-1am

May 26th - Faithful Pilot Closed for Memorial Day

May 30th - Wide River Winery LeClaire - Music on the Mississippi Pieces of Candy, 5-8 p.m.

Save the Date

June 21st - Buffalo Bill Museum - 7th Annual John Boesch Memorial Golf Outing Olathea Golf Course, LeClaire IA.  8 a.m. Clinic with Golf Pro Matt Boesch. Shotgun Start 9 a.m. $65/person, includes cart and lunch. Hole prizes, Silent Auction. Don't golf? Join us for lunch $7! Contact Olathea 563-289-4653, Packy Huettmen 563-289-5971, Steve Suiter 563-370-2386 or Barry Long 563-949-6969 for reservations TODAY!

Serving the Community and Beyond

First Children's Finance and Scott County Kids will recognize Kiddie Karrasel Academy of LeClaire in celebration of the accomplishments of the child care businesses participating in the Scott County Growth Fund Program. Other local schools, preschools and day care centers will also be honored at Isle of Capri on May 6th by invitation only. Congratulations Kiddie Karrasel Academy!

FYI

 

The LeClaire Tourism Board is now seeking applications for individuals interested in filling an upcoming vacancy on the Tourism Board representing retail. Board applications are available at City Hall during regular business hours or may be downloaded from the City's website (home page, left-hand side). For this upcoming vacancy consideration, completed applications and any accompanying information must be received at City Hall no later than 5:00 p.m. on Friday, May 23, 2014. Any and all applications timely received will be reviewed by the Board and a decision will be made on June 2, 2014. Board position to begin on July 1, 2014. If anyone has any questions or if you need further information, please feel free to contact Cindy Bruhn at info@visitleclaire.com.

 

Celebration Belle 2014 Cruising Season April 2nd - October 31st.  Make reservations online at www.celebrationbelle.com or call 1-800-297-0034

Buffalo Bill Museum archives are now open to the public for research on local and regional history, genealogies and more!

August 10th - LeClaire Community Night, Modern Woodman Ball Park. Game time 5:00pm, River Bandits/Beloit Snappers. Mayor Bob Scannell will throw first pitch! A night to celebrate businesses and folks of Leclaire. Awards or special on-field recognition can be done followed by short video on mega-tron highlighting special places and faces in LeClaire filmed the week before. Businesses or groups interested in participating may contact Amanda Henzen, Account Executive and Director of Merchandise 563.333.2729 amandah@riverbandits.com

LeClaire Information Center Volunteers Needed! Contact Cindy Bruhn at info@visitleclaire.com or 563-650-7963 to volunteer.

Visit the LeClaire Chamber of Commerce website www.leclairechamber.com and see us on Facebook!

If you would like to attend a Chamber Board Meeting in order to present a topic, please contact the Board in advance at LeClaireChamber@gmail.com in order to be included an upcoming agenda. Board Meetings are held the 4th Tuesday of each month.

PROPERTY LISTINGS

Commercial Property Available - 1295 and 1297 Eagle Ridge Road, LeClaire, Iowa. Please call: Mike Burke - Mel Foster Co. mburke@melforsterco.com, Mobile: 563-349-2705, Direct: 563-823-5272

Commercial Space for Sale or Lease/Purchase - 204 Jones St. - Call 563-370-2386 for more information. Will show by appointment. Commercially zoned only.

Park Run Apartments/Newbury Living complex - 1, 2, & 3 Bedrooms Available - 1701 Iowa Drive, LeClaire, Iowa 52753. 1 BR, 2 BR or 3 BR unit. Call (563) 289-5159 more information today!

Do you have Residential or Commercial property available? Please contact the LeClaire Chamber of Commerce, leclairechamber@gmail.com, with a property description, complete contact information including phone numbers and rental or purchase pricing.

Chamber Networking Events - Everyone Welcome!

May 13th - Blue Iguana - lunch - noon

June 10th - Go Fish - evening 5:30-7pm

July 8th - Big Dave and Holly's - lunch - noon

August 12th - McDonald's - breakfast 8:00am

September 9th - Steventon's - evening 5:30 -7pm

October 14th - Faithful Pilot - lunch- noon

November 11th - Bier Stube - lunch - noon

December 9th - Subway - lunch - noon

LeClaire Events Coming Up!

May-Oct - Farmer's Market - Every Saturday, 3-6 p.m. on the LeClaire Levee

June 6-7 - City Wide Garage Sales

August - Tug Fest

October 12- Apple Fest

October - Witch's Walk

December - Christmas in LeClaire

09 May 2014

THE ROCK ISLAND ARSENAL WELCOME CLUB AWARDS GRANT TO CHURCHES UNITED SHELTER PROGRAM

By Rhonda Johnson
Churches United of the Quad City Area is extremely proud and thankful to announce the award of a grant in the amount of $500.00 from the Rock Island Arsenal Welcome Club, to be utilized for our shelter ministry at  Winnie's Place.

Winnies's Place has served our community as a shelter for women, homeless or victims of domestic violence, since 2006. Winnie's Place stands for  Women In Need - Nurtured Into Excellence.

We thank the Rock Island Arsenal Welcome Club for their support in this endeavor.

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09 May 2014

A full flavored collection of new poetry: Quad Cities poet Salvatore Marici's new book to be published.

By Rick Martin

Salvatore Marici, Port Byron, Illinois, first full-length collection of poetry is entitled, Swish Swirl & Sniff (Ice Cube Press). The collection is a reflection of not only his life here in the Quad Cities, but his varied and fascinating life abroad. In this full flavored, wise, and wildly alive collection Salvatore Marici travels through the Amazon, Guatemala, Sicily, doctor's offices, arenas, kitchens, and his Quad Cities home. From one poem to the next, there is a connected cord.

An enchanting array of rhythmic encounters, sensual visions, as well as perceptive reflections on life's mysteries. Many of the Quad Cities prominent poets and art promoters are strong supporters of this new book:

"Whether he is writing about the heart of the Inca Empire in Peru or Wrigley Field in Chicago, Sal brings his subjects alive with an earthy swirl of all five senses." ?Roald Tweet, WVIK Rock Island Lines

"Sal Marici is a gifted poet, who sees that the world can pull you down. There is death, and cruelty, and ignorance, yet what saves us is our ability to feel deeply and enjoy the richness of life." ?Bruce de Gouveia Carter, Host of Art Talks on WVIK

"These poems are rich, loamy, fragrant with life. Unafraid to be playful, unafraid to be understood, they embrace the world as if they want to eat it whole. Read this book if you want to feel a little more alive." ?Thomas Lux, author, Child Made of Sand

"There's an expansive world conveyed by Sal Marici's poems, examined up-close and with care, even when the mood is frisky. The physicality of the collection's vivid and momentary encounters urge us inward and out into new landscapes." ?Rebecca Wee, Quad Cities Poet Laureate (2003-2005), author, Uncertain Grace

Marici has lived in the Quad Cities since 1979. He is a retired Agronomist from the Rock Island Arsenal.
He was also a Peace Corps Volunteer in Guatemala. He is an active member of the Midwest Writing
Center in Davenport, where, in 2002, he attended an Out Loud event and read his poetry for the first time.

His poetry readings often include muscial accompaniment. His upcoming events include : May 16th during
the Bucktown Revue; June 6th, at River Valley Library in Port Byron IL; The Book Rack in Moline, June
11th; and The Book Rack in Davenport June 14th. For more information contact Mr. Marici: vinoyajo@
frontiernet.net, or visit the Ice Cube Press website at www.icecubepress.com, steve@icecubepress.com

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09 May 2014

Modern Woodmen of America Elects delegates at Illinois State Convention

By Amber O’Brien

12 Delegates Selected to Attend National Convention in Indianapolis

Rock Island, Illinois - On May 7, Modern Woodmen of America members selected 12 delegates to participate in Modern Woodmen's 42nd National Convention. Glenda L. Bruins, Sterling; Mark B. Drake, Rock Island; Patricia Ann Hapeman, Centralia; Charles Edward Hite, Pulaski; Houston D. Holt, Equality; Bernard A. Markley Jr., Watseka; Barbara J. Oberlink, Vandalia; Kimberly A. Oldham, Ava; Robert A. Schuckmell, Rockford; Mary L. Shaull, Lowden; Diane B. Stanger, Davenport; and Ashlan E. Stephenson, Salem; were selected to serve as delegates representing members in Illinois.

Modern Woodmen is an organization with a democratic form of government. Members' ideas and concerns are shared through elected delegates who participate in a National Convention once every four years.

Modern Woodmen members from across the nation will gather to represent the voice of the fraternal financial services organization at the 42nd National Convention, June 30-July 2, 2014, in Indianapolis, Indiana.

Founded in 1883, Modern Woodmen of America touches lives and secures futures. The fraternal financial services organization offers financial products and fraternal member benefits to individuals and families throughout the United States.

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