Final Affordability Summit to be held at Northeastern Illinois

CHICAGO - Lt. Governor Sheila Simon will convene her final College Affordability Summit on Wednesday at Northeastern Illinois University. Throughout the fall, Simon has met with students, faculty, staff and administrators at each public university campus in Illinois to urge state, federal and higher education leaders to keep college affordable for all students.

Simon says that transparency is key to helping students afford and complete college. She is backing legislation requiring all degree-granting institutions to publish an annual College Choice Report. The report would help students compare information, such as total costs and completion rates, across all degree-granting institutions in the state and make wise choices about where to spend their college dollars. Each of the 12 public university presidents recently signed a letter of support to House Speaker Mike Madigan, requesting the bill's release from the House Rules Committee. 

An October report from the College Board indicates that public and private universities nationwide have increased costs more than 4 percent this school year, with community college costs up 5 percent. To make ends meet, students have taken on more debt, carrying an average of $26,682 in student loans in 2010 according to the Pew Research Center. 

"As a state, we want to increase the proportion of working-age adults with a college degree or credential to 60 percent, up from 41 percent, by 2025. The only way we can achieve this goal is if college is affordable," said Simon, a former Southern Illinois University law professor and a member of a state task force evaluating MAP Grant eligibility. "We must work together to rein in the costs of higher education."

DATE: Wednesday, December 12

TIME: 10:15 a.m.

PLACE: Golden Eagle room, Northeastern Illinois University Student Union, 5500 St. Louis Ave., Chicago

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Between Untested Therapies & Intrusive Politics,
RN Says Individuals Must Take Responsibility for Their Health

There's plenty of information about women's physical and health-care needs. Unfortunately, some of it is incomplete, or based on opinion and conjecture, or it's just plain bad information, says registered nurse Iyalode Edwards.

"Women tend to be more vigilant about their bodies than men, and there is a huge marketplace of literature, products, studies, politics and other opinions on women's health," says Edwards, author of "Multiple Orgasms Made Simple: 'How to Do It' Sex Secrets All Women Should Know!" (www.multipleOmadesimple.com).

"Not all of it makes sense."

It's only natural that women are more focused on their bodies than men because women have the more complex anatomy, she says. But old ideas from a society based in patriarchy, along with today's health market issues, can create confusion. Edwards, who has more than 35 years experience as a registered nurse, clarifies three points about which she sees the most misunderstanding among her patients:

• Untested therapies: Several years ago hormone replacement therapy was all the rage, used almost as a cure-all for post-menopausal women suffering a variety of symptoms. After a few decades, however, a large percentage of those women started suffering ovarian and breast cancer, in addition to other complications. More recently, vaccines for the human papillomavirus have been touted to girls and young women as the new preventative measure against cervical cancer. But thousands of girls have experienced a wide range of side effects, including seizures, strokes, dizziness, fatigue, weakness, headaches, vomiting, weakness, joint pain, auto-immune problems, chest pains, hair loss, appetite loss, personality changes, insomnia, tremors and menstrual cycle changes. Be wary of new cure-alls. Adverse effects are sometimes not revealed until they've been in use for a significant amount of time.

• Health through pleasure: A 2011 survey by Jane Magazine found that, while more than 87 percent of men aged 18 to 26 years old experienced orgasm "most or all of the time" during sex, only 46.8 percent of women could say the same thing. Not only could that percentage be much higher for women, it could be more meaningful, too. "The truth is, if you have all your sex organs intact and can achieve the first level of climax, then you can achieve it multiple times during the same encounter," Edwards says. "You just need information, and there has been too much misinformation disseminated." Sexual satisfaction comes with several health benefits, including improved cardiovascular functioning, sounder sleep and a deeper bond with a partner.

• The politics of women's health: As imperative as it is to know more and listen closely to one's body, it is also important to stay connected to current events since women's health care has become a political football, she says. Comments from multiple elected officials seem to be narrowing the definition of rape, and there are many who support limiting women's care in insurance plans, to name a few public debates. "I want women to be more aware of their bodies," Edwards says. "Unfortunately, the rhetoric of many politicians seems to be pointing backward regarding our health."

About Iyalode Edwards, R.N.

Iyalode Edwards is the author of "Multiple Orgasms Made Simple," a straightforward, step-by-step how-to guide that includes physiological explanations for sensations women experience. Edwards is a registered nurse with more than 35 years of experience. She informally interviewed a number of women and physicians as part of her research.

The New Normal

For American companies, 100 percent is the new normal.

That's not a sales figure or a stock value.

That's the perfect score that 252 companies earned when we evaluated their workplace policies for LGBT employees in this year's Corporate Equality Index (CEI).

When we started the CEI 11 years ago, there were just 13 perfect scores.

So while the federal government and many state governments lag behind, American businesses continue to make great strides on LGBT equality. The result is a total transformation in the lives of millions of LGBT employees and their families.

Bring the CEI home by checking out HRC's 2013 Buyer's Guide - a helpful holiday shopping tool to see which brands are best on LGBT equality.

HRC's goal with the CEI has always been to provide companies with a roadmap to fair policies. As more and more businesses compete to retain top talent, LGBT-inclusive policies have become a corporate standard - just 11 years after our first edition.

There's a lot more good news out of this year's CEI. Here are some of the other amazing stats and what they mean for equality:

  • A record 74 businesses actively and publicly supported pro-equality legislation at the state and federal levels. Without their help, victories like marriage equality in Washington may not have been possible.
  • 2013 saw the largest growth in the survey's history, with 54 new businesses participating - up to 688 this year, more than double the number that participated in the CEI's first year.
  • Last year, we insisted that companies include transgender-inclusive healthcare coverage if they wanted to earn a perfect 100 percent score. Now an impressive 42 percent of CEI participants offer it, up from 19 percent last year.

Enacting these company policies isn't just the right thing to do - it's good for business and makes an enormous difference in the lives of millions.

But there's still quite a bit of work left. While the average score of companies who participate in the CEI is 84 (in the green), the average score for corporations who chose not to participate in the CEI this year is a disappointing 11. And that's the biggest problem - a full quarter of businesses in the CEI are in the red, just because they didn't respond.

Now you can take part by downloading the 2013 Buying for Workplace Equality Guide that'll show you how your favorite stores and companies treat their LGBT staff. (There's even an app for that!)

Don't wait until you're finished shopping - check out the CEI and the Buyer's Guide online, by downloading the mobile app onto your iPhone, or by texting SHOP and the company name to 30644 today.

Thanks for taking a minute to look through and share this encouraging and great news.

With pride,
Chad Griffin
President
Dear Friend,

Your support for the Red Cross doesn't only matter when there's a major disaster. It matters every 9 minutes of every single day as we respond to emergencies big or small, at home and around the world.

The stories that are shared by families and individuals who have been affected by an emergency - whether coping after a house fire, in need of lifesaving blood, or requiring critical first aid - are stories of hope.

In the days to come we look forward to sharing more heartwarming stories with you.

Thank you so much for being there for the people who need it most - with people like you to count on, I know we'll be there every day for those in need.

Sincerely,

Gail McGovern
President and CEO, American Red Cross

It's beginning to SOUND a lot like Christmas!  "Iowa's Own Pianist" Jim McDonough is bringing an all-new production benefitting Camp Courageous of Iowa to the Adler Theatre on Saturday, December 15 at 2:30 p.m.

Holiday Grande 2012 is a spectacular stage production featuring International Steinway Concert and Recording Artist, Jim McDonough.  Jim will be joined by his 14-piece orchestra and a cast of singers and dancers performing your favorite Christmas music and other all-time favorites!  This dazzling event is a grand combination of beautiful music, elaborate sets and costumes and the true spirit of the season.  For more information about Jim McDonough, visit PianoFavorites.com

DES MOINES, IA (12/11/2012)(readMedia)-- State Treasurer Michael Fitzgerald announced today that the application for the 2013 Robert D. Blue Scholarship is available online at www.rdblue.org. All Iowa residents who plan to attend college in Iowa for the 2013-2014 school year are eligible to apply.

Awards are based on financial need, an original essay, academic achievement and written recommendations. "These scholarships not only help Iowa students financially, but also honor the achievements and potential of the young people of our state," Fitzgerald stated. "Last year, six outstanding students representing six counties were chosen to receive awards. Each of the recipients went on to attend a different Iowa college or university."

The Iowa Centennial Memorial Foundation awards the Robert D. Blue Scholarship to Iowa students attending college in Iowa. Governor Blue created the Foundation in 1949 to commemorate the one hundredth anniversary of Iowa's acceptance into the union. At that time, a scholarship fund was established to encourage the youth of the state to attend Iowa's fine colleges and universities. In 1990, the Foundation officially named the scholarship to honor the late Governor Blue.

Robert D. Blue Scholarship applications are only accepted online through May 10 at www.rdblue.org. The winners will be announced during the summer. Those who would like more information on the Robert D. Blue Scholarship should visit the website, or call the treasurer's office at (515) 242-5270.

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"Fiscal Cliff" Dead Ahead! Are You Prepared?

You've likely heard about the Fiscal Cliff coming in 2013. But you may not be aware of how serious the problem is.

The "cliff" is a set of budget cuts and tax increases that will automatically go into effect on January 1. It will cut benefits for the most needy, and raise taxes on everyone. And despite the rhetoric out of Washington, the Middle Class will get hit the hardest.

By themselves, these austerity measures wouldn't be so bad. But with our ailing economy already teetering on the edge of disaster, they could be fatal.

Leading economists and the Congressional Budget Office are warning that this fiscal cliff could easily push us into another extended recession. Maybe even a new Great Depression.

And that could lead to some extremely ugly times in America. Riots. Rationing, Massive layoffs. Another Stock Market Crash.

For those who are unprepared (or under prepared), it could turn into a real nightmare. But…

There is a way to eliminate all worries about the upcoming "Fiscal Cliff." Totally.

And it's not that difficult.

In fact, here's a free presentation that explains exactly how you can turn the coming financial turmoil into one of the best opportunities of our generation.

The solution is to copy the financial strategies of the Ultra-Wealthy. These are people who have survived multiple financial crashes and meltdowns with a nearly perfect track record.

I realize this sounds too simple to work. But it's already being done -- quietly -- by thousands of Middle Class investors just like you. Right Now.

And you can join them too. It only takes a little of your time and a burning desire to finally feel confident about your financial position, no matter what the economy is doing.

Click Here to See What It's All About

In times of economic uncertainty (like we've had over the last 4 years), just holding on to the money you have can be a great accomplishment.

But here's the surprising bonus when you start peeking into the lives of the Ultra-Rich: they often prosper even more during "down times."

In fact, more millionaires are made during times of economic crisis than during boom times. It seems counter-intuitive, but it's a fact.

And now, you can get in on the "rich-set" insiders game... learn their tricks and strategies... and watch your net worth soar like theirs.

It's surprisingly simple to get started. And anyone can benefit, too.

At this moment, ordinary working-class folks are transforming their financial lives for the better: teachers, factory workers, ditch diggers â€" you name it.

But even successful, seasoned investors are benefiting too â€" and getting blown away by the powerful strategies they've been missing all their lives.

You can find all about it right here: Watch the this FREE presentation and discover how to prosper in times of economic crisis.

Sincerely,

Mike Dillard

P.S. Don't be fooled by politicians putting together an 11th hour "fix" for the Fiscal Cliff. It will only be a band-aid. The biggest problems are still ahead. Don't get caught. Get prepared. Watch the free presentation now.

The crash could start as early as the New Year - all because of a short-sighted law passed 38 years ago called ERISA.

And the scary part is, it doesn't matter if Congress compromises now or not. It's likely too late to stop it.

Here's what you need to know...

ERISA is a bill passed in 1974 that brought us IRAs and 401(k)s. And since then millions of workers have been stuffing money into these retirement accounts.

That's nearly 40 years of savings and wealth inside IRAs and 401(k)s. And almost half (48%) of that wealth is invested in the stock market.

Here's where it gets dangerous...

ERISA threatens retirees with losing 50% of their retirement account if they don't exit the stock market by age 70.

Once a retiree turns 70 and 1/2 years-old, starting the next April 1st they must start withdrawing at least the required minimum each year... or else pay a large penalty.

So what happens if a large demographic starts turning 70 all at the same time... like the baby boomers will in 2016?

They will leave and the stock market will tank. The sudden drop will cause more investors to leave the stock market, and the full-blown crash will be upon us.

Many baby-boomers, having passed age 65, are already retiring and taking their money out of stocks.

That's why many of the Ultra-Rich avoid the stock market altogether.

This free presentation reveals how they're investing instead. Including the one investment the top 1% are betting on right now.

In fact, just recently Dallas Mavericks owner, Mark Cuban, referred to the stock market as a "platform for hackers" and a "recipe for disaster." That's another member of the Ultra-Rich jaded by the stock market.

To discover how the Ultra-Rich are choosing to invest instead - including strategies many in the middle class have never heard of - you need to watch this free presentation now.

Click Here to Watch Revealing Video

P.S. The MAJORITY of stock market trades are now made automatically by computers. The decisions are triggered by algorithms designed by companies like Goldman Sachs and "hackers" like Mark Cuban described.

That makes trading stocks like entering a lion's cage. Make sure to watch this free presentation to see what the Ultra-Rich are doing instead.

P.P.S. Did you know you don't have to invest your IRA and 401(k) in the stock market? There are ways to free the money inside and invest in safer investments like gold, income-producing real estate and more.

Watch this presentation now to see how informed investors do it differently than the rest.

Giant banner signed by local people who are calling on Bobby Schilling to Champion "jobs not cuts" in fiscal cliff negotiations

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(Moline, Ill.) Area residents rallied and demand Rep. Bobby Schilling fight for jobs and middle class tax cuts and against any cuts to Medicare and other vital services in the so-called "fiscal cliff" negotiations over spending and taxes. The rally and protest was one of more than 100 action taking place Monday in cities nationwide.

"Rep. Bobby Schilling needs to focus on job creation, stop calling vital services "entitlements," and extend the middle class tax cuts," said Dan DeShane "Medicare and Medicaid are not 'entitlements,' they are something the middle class has worked and paid into for our entire lives."

Residents rallied first and then paid a visit to Senator Dick Durbin's Rock Island office. There they presented him with petitions signed by his constituency. The petitions ask for Sen. Durbin's continued support of the middle class tax cuts.

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Light Menorah, Celebrate Holiday with Jewish Community Leaders  

CHICAGO - December 10, 2012. Governor Pat Quinn and Lt. Governor Sheila Simon today were joined by state legislators, Rabbi Avroham Kagan and Rabbi Daniel Moscowitz of Chabad Illinois and other leaders of the Jewish community for the state of Illinois' annual Hanukkah celebration. The governor and lt. governor led the group in lighting the menorah to commemorate the third night of this special holiday.

"Hanukkah is a joyous holiday that brings friends and family together in celebration," Governor Quinn said. "I wish those celebrating in Illinois a happy Hanukkah, and hope everyone in our state has a safe holiday season."

"This is the time of year when we all gather with our loved ones to celebrate our blessings. I would like to wish a happy Hanukkah to those who will light the menorah tonight, and a happy and healthy holidays to all," Lt. Governor Simon said.

Hanukkah celebrates the rededication of the Holy Temple in Jerusalem, as well as the triumph of light and purity. When the Jews tried to purify the Temple upon reclaiming it, there was only enough oil to light the menorah for one day instead of the necessary eight. Miraculously, this small amount of oil lasted all eight days, which is why this holiday is also known as the Festival of Lights.

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