IA/IL QUAD CITIES - Aiden Landman has joined Mickle Communications as Director of Brand Strategy. Previously, Landman served as Director of Young Professionals of the Quad Cities, an initiative of the Quad Cities Chamber of Commerce. "In my new position, I will bring clients a new way of looking at marketing and branding," said Landman.
Landman was born in Morrison, IL. He graduated from Augustana College with a degree in Political Science. He noted that during his time with Young Professionals of the Quad Cities, his greatest achievement was bringing Uber to the Quad-Cities. Landman lives in downtown Davenport with his partner Chelsea.
"We are happy that Aiden has joined our team," said Mike Mickle, President of Mickle Communications, a marketing and video production firm based in Davenport, IA. "He is known as an innovator and community leader in our area and we look forward to working with him."
Mickle Communications is also the parent company behind QC Family Focus, a Quad-Cities area family magazine, and I-80 Productions, which produces reality shows and other video projects.
For more information on Mickle Communications, call (563) 940-7875 or email mike@micklecommunications.com.
October 7, 2015
The Committee for a Responsible Federal Budget urges lawmakers to couple any effort to prevent a Medicare Part B premium spike with offsetting savings to ensure the legislation does not add to the deficit or contribute to the rising costs of Medicare.
Next year, a small portion of beneficiaries are scheduled to experience a significant, temporary increase in their Medicare premiums of roughly 50 percent. As the result of a provision that prevents premium increases for most beneficiaries when Social Security cost-of-living adjustments are too low, higher-income seniors, new beneficiaries, and those whose premiums are paid by Medicaid will be required to pay the entire cost of Part B growth next year.
"Congress certainly has a full plate these next few months, between the need to address highway funding, sequester caps, the debt ceiling, tax extenders, and now this premium spike," said Maya MacGuineas, president of the Committee for a Responsible Federal Budget. "As we address these issues, we can't keep charging the costs to our credit card, and we especially shouldn't be increasing high and rapidly growing Medicare costs. Congress and the President need to pay for any premium relief, and preferably in a way that actually helps to slow future health care cost growth."
Media reports peg the cost of premium relief at about $7.5 billion.
"Just a couple of years ago, we were talking about health savings in the $300 billion to $600 billion range," MacGuineas said. "If our lawmakers can't even find $5 billion to $10 billion of health care savings, we're in big trouble as a country."
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WASHINGTON, Oct. 5, 2015 - Agriculture Secretary Tom Vilsack today made the following statement following the successful conclusion of negotiations on the Trans-Pacific Partnership:

"An agreement on the Trans-Pacific Partnership (TPP) negotiations provides a more level playing field in trade for American farmers. The agreement would eliminate or significantly reduce tariffs on our products and deter non-science based sanitary and phytosanitary barriers that have put American agriculture at a disadvantage in TPP countries in the past. Despite these past barriers, countries in the Trans-Pacific Partnership currently account for up to 42 percent of all U.S. agricultural exports, totaling $63 billion. Thanks to this agreement and its removal of unfair trade barriers, American agricultural exports to the region will expand even further, particularly exports of meat, poultry, dairy, fruits, vegetables, grains, oilseeds, cotton and processed products.

"Increased demand for American agricultural products and expanded agricultural exports as a result of this agreement will support stronger commodity prices and increase farm income. Increased exports under TPP will create more good paying export-related jobs, further strengthening the rural economy. Today, agricultural trade supports more than 1 million jobs here at home and contributes a trade surplus year after year to our nation's economy. All of this activity benefits rural communities and keeps American agriculture on the cutting edge of global commerce. The TPP agreement will contribute to the future strength of American agriculture and helps to ensure that the historic agricultural trade gains achieved under President Obama since 2009 will continue.

"The TPP agreement would not be possible without the extraordinary efforts of the negotiating team at the Office of the U.S. Trade Representative, assisted by the dedicated staff of USDA's Foreign Agricultural Service and the Office of the Chief Economist. I'd also like to thank the formal trade advisors and experts from agricultural commodity groups who provided valuable market information and creative proposals to better inform U.S. negotiators. Collectively, their efforts have led to a strong deal for American agriculture.

"Failing to grasp this opportunity would be a mistake: worse than just losing out on potential gains, our producers would fall behind other countries that are negotiating their own preferential arrangements in TPP countries. We are committed to working with Congress within the framework of the recently-passed Trade Promotion Authority to obtain a strong bipartisan understanding of and support for this historic trade deal that benefits farmers, ranchers, and all those who live, work and raise families in rural communities."

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IA/IL QUAD-CITIES - October 9th and 10th mark the 25th anniversary of Abbey Carpet Gallery Flooring & Interiors, locally owned and operated by longtime business partners Bill Daley and Lee Zindel. "People have been stepping on our products for 25 years, and we couldn't be happier!" Daley said.

To thank the Quad-Cities community for its ongoing support, Abbey Carpet Gallery will hold a celebration that will take place 9 a.m. to 6 p.m., October 9, and 9 a.m to 4 p.m., October 10. Abbey Carpet Gallery is located in the Walnut Center at 4811 North Brady Street, Davenport, Iowa. 

"Lee and I have worked together since the early '90s, and we've known each other for much longer than that," said Daley. "I concentrate on sales and business organization, while Lee runs the warehouse and installs carpeting for clients."

"Most customers don't realize that one of the business owners is doing the installation," said Zindel. "Customers often tell Bill that he should give me a raise!"

According to Daley, product lines offered by Abbey Carpet Gallery include residential and commercial carpeting; area rugs; vinyl tile, plank and sheet goods; hardwood floors; tile in porcelain, ceramic and natural stone; and window treatments. "With every project, our team members focus on the look and feel of the clients' finished rooms," Daley said. "In most cases, the job doesn't end with the installation of carpeting. We're happy to offer advice regarding paint, lighting and other aesthetic selections. We collaborate with the client, advising on both design and functionality."

Dedicated to Green Practices
Many customers do not realize that Abbey Carpet Gallery is dedicated to green practices. Many of their products are made with recycled or recyclable materials. To save trees, bamboo and cork are used frequently: bamboo grows back rapidly and cork is harvested from living trees. "When old carpeting materials are removed from a site, they are recycled whenever possible," Daley said. "When there are efficiencies when ordering in bulk, materials are often donated to our local Habitat for Humanity."

Daley and Zindel enjoy working with their customers and look forward to many more years of business in the Quad-Cities. "I do plan on retiring someday," Daley said, "but until then, we have a lot more floors to cover."

For more information on Abbey Carpet Gallery Flooring & Interiors, call 563-391-2593 or visit davenport.abbeycarpet.com.
LeClaire Chamber of Commerce Ribbon Cutting
October 1, 2015
9:30 a.m.
Riverbend Retro
106 S. Cody Road, LeClaire
Everyone Welcome!
WASHINGTON - In the aftermath of floods, earthquakes, hurricanes, tornadoes, power outages, oil spills, droughts and other calamities that have occurred since 1953, the U.S. Small Business Administration has approved more than two million disaster loans to businesses of all sizes, non-profit organizations, homeowners and renters for a total of $53.8 billion.

"During the past 62 years the SBA has expanded, updated and improved its disaster assistance operation, making it easier for disaster survivors to rebuild their lives and communities," said SBA Administrator Maria Contreras-Sweet.   "These two million loans demonstrate the tremendous impact SBA's disaster assistance program has made in terms of saving local jobs and supporting the long-term economic recovery."

SBA disaster loans are the only form of SBA assistance not limited to small businesses.  The two million loans approved represent the agency's recovery efforts in the aftermath of the costliest disasters in U.S. history.  Those events included:

Hurricane Andrew in 1992 (25,992 loans for $696 million)
The Northridge, California earthquake in 1994 (124,262 loans for $4 billion)
Hurricanes Katrina, Rita and Wilma in 2005 (160,809 loans for $10.9 billion)
Hurricane Sandy in 2012 (36,913 loans for $2.5 billion).

The SBA makes low-interest loans to homeowners, renters and non-farm businesses of all sizes.  Homeowners may borrow up to $200,000 to repair or replace damaged real estate.  Individuals may borrow up to $40,000 to cover losses to personal property.

Non-farm businesses and non-profit organizations of any size may apply for up to $2 million to repair or replace disaster damaged business assets and real estate.  Small businesses and non-profits that suffered economic losses as a result of the declared disaster may apply for a working capital loan of up to $2 million.

More information about SBA's disaster assistance program is available at www.sba.gov/disasterassistance.

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WASHINGTON - Senate Judiciary Committee Chairman Chuck Grassley today said that the Justice Department was already backtracking on an agreed upon recommendation presented by the Government Accountability Office (GAO) about how FBI whistleblower complaints are handled.

In a letter to Deputy Attorney General Sally Quillian Yates, Grassley reminded her that the Justice Department had agreed with the GAO recommendation that whistleblowers who had lodged retaliation complaints at the FBI should receive an estimated time frame for returning a decision on the case.

Grassley's letter outlines a case where the department has already reneged on that commitment.   He wrote that as recently as September 21, 2015, Yates' office stated in an email that "given . . . the demands on [Deputy Attorney General Yates'] time are vast and quite unpredictable, it is not practical to require her to provide the parties with an estimated timeframe...."  Grassley wrote in the letter that the Deputy Attorney General office's admitted inability to provide an estimated time frame to the whistleblower raises questions as to whether appeals of whistleblower retaliation cases should be handled by a different entity.

Grassley led a Judiciary Committee hearing on March 4, 2015, to explore whistleblower retaliation at the FBI.  The hearing scrutinized the legal protections for employees that are weaker than any other agency.  The FBI is not subject to the Whistleblower Protection Act and has its own rules governing whistleblower protections.  Employees have no ability to appeal for an independent judgment outside the Justice Department.

A copy of the signed letter can be found here.

PINE RIDGE, S.D., Sept. 29, 2015 - Agriculture Secretary Tom Vilsack today awarded nearly $20 million through 385 grants to help support the start-up or expansion of rural small businesses.

"These grants will strengthen the economic fabric of our rural small towns and communities by providing capital to small and emerging businesses," Vilsack said today during a visit to the Pine Ridge Indian Reservation.

USDA is awarding the grants through the Rural Business Development Grant (RBDG) program. Recipients may use the funds to provide technical assistance, training and job-creation activities.

The Value Added Agriculture Development Center, based in Pierre, S.D., is receiving a $49,500 grant to teach local businesses in Oglala Lakota County, which is on the Pine Ridge Indian Reservation, how to commercially process and successfully market buffalo meat.

In April 2015, the Obama Administration designated the Pine Ridge Indian Reservation one of eight new Promise Zones. Promise Zones are high-poverty communities where the federal government partners with local leaders to increase economic activity, improve educational opportunities, leverage private investment, reduce violent crime, enhance public health and address other community-identified priorities.

While Secretary Vilsack was in South Dakota, he highlighted USDA's work to expand economic opportunities for Native Americans and rural residents throughout the state. For example, he announced that the Oglala Sioux Tribe is receiving a $1.85 million grant to construct a storage building and cell for a solid waste landfill.

Other RBDG recipients include Boyne City, Mich., which been selected to receive a $30,000 grant to provide equipment for an incubator kitchen for local foods. The Town of Princess Anne, Md., is receiving a $21,400 grant to buy furnishings and equipment for the historic Washington Hotel.

Funding of each award announced today is contingent upon the recipient meeting the terms of the grant agreement.

USDA's Rural Business Development Grant Program is one of several that support rural economic development. Since the start of the Obama administration, USDA's Rural Business-Cooperative Service has helped 85,000 rural businesses.

The City of Luverne, Minn., population 4,800, is an example of a small town USDA has helped. Luverne used a $99,000 USDA grant in FY 2013 to establish a revolving loan fund to provide affordable financing for downtown businesses. City leaders wanted to help downtown merchants upgrade their shops and eateries so they could attract more visitors and economic activity. Like many cities across the country, Luverne had lost shoppers to the region's larger towns and big box stores. So far, 13 businesses have been helped as a result of USDA's grant.

President Obama's plan for rural America has brought about historic investment and resulted in stronger rural communities. Under the President's leadership, these investments in housing, community facilities, businesses and infrastructure have empowered rural America to continue leading the way - strengthening America's economy, small towns and rural communities.

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DES MOINES, IA (09/28/2015)(readMedia)-- State Treasurer Michael L. Fitzgerald's Great Iowa Treasure Hunt's fall publication is scheduled to be released soon. "The upcoming publication has the most up-to-date unclaimed property listings in the Great Iowa Treasure Hunt, so make sure to search, even if you've checked before. A lot of Iowans may be pleasantly surprised," said Fitzgerald. "You may also search for your name any time by visiting GreatIowaTreasureHunt.gov."

The Great Iowa Treasure Hunt program has returned over $198 million in unclaimed property to more than 468,000 individuals since Fitzgerald started it in 1983. Unclaimed property refers to money and other assets held by financial institutions or companies that have lost contact with the property's owner for a specific period of time. State law requires these institutions and companies to annually report and deliver unclaimed property to the state treasurer's office, where it is held until the owner or heir of the property is found. Common forms of unclaimed property include savings or checking accounts, stocks, uncashed checks, life insurance policies, utility security deposits, safe deposit box contents and many other types of property.

(@GreatIATreasure).

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By Nathaniel Sillin

A generation ago, most families didn't think about financial fraud. Today, it can come in many forms - over the phone, through the mail and increasingly, online. It's an equal opportunity crime that affects consumers of all ages.

For the 15th straight year, the Federal Trade Commission tapped identity theft as the number one source of consumer complaints in its 2014 Consumer Sentinel Network Data Book (https://www.ftc.gov) released in February. The agency also noted a "large increase" in so-called "imposter" scams - phone calls and emails from thieves purporting to represent the government as a way to steal data and money from unsuspecting adults.

Young people - particularly students - may be the fastest-growing group of fraud targets. Due to their dependence and sometimes unwitting use of computers and mobile devices, young people may be the greatest potential victims of financial fraud, according to a 2015 study (https://www.javelinstrategy.com) by Javelin Strategy & Research. More than 64 percent of respondents said they were not "very concerned" about identity fraud, but were far more likely to find out they were fraud victims long after the damage occurred, such as through a call from a debt collector or a rejection letter from a lender.

Most consumers under the age of 18 shouldn't have a credit record at all. But as digital thieves become more sophisticated and federal agencies become occasionally vulnerable to hackers, critical privacy data like Social Security numbers - which many parents obtain for their children in infancy to save or invest money or buy insurance on their behalf - could be at risk years before a child ever opens a bank account or applies for a loan.

For all of these reasons, it may be time to think about a family fraud plan. Here are some steps to consider.

  • Check the accuracy of all family credit data. Parents should begin by checking their own credit reports (https://www.annualcreditreport.com/index.action) to make sure creditor data and loan balances are accurate and no inaccuracies or unfamiliar lenders have crept into their information. Once clear, adult children can make sure senior relatives are taking similar steps. As for minors, the three major credit agencies - TransUnion, Equifax and Experian - have their own website guidelines for confirming and evaluating a minor's credit data.
  • Make sure mailboxes are safe from thieves and any document with an account number or identifying data is destroyed before it is placed in the trash. The same goes for tax returns that are no longer needed.
  • Learn how to protect all mobile computer and handheld data and have a plan in place in case any family member loses a smartphone, tablet or laptop/desktop computer. Tips are available online, from smartphone service providers and device manufacturers.
  • Online, by phone and in person, be wary of collection demands or requests for Social Security numbers or other specific account data unless the identity of the caller can be verified. Fraudulent calls are called "vishing" scams, similar to "phishing" scams that involve fraudulent emails, texts and websites used to illegally collect personal data.
  • Install all software security updates immediately on mobile devices and computers and ensure passwords are unique and frequently updated.
  • Sign up for fraud alerts from banks, credit card issuers or investment companies to receive immediate word of unusual or potentially illegal activity on accounts.

Bottom line: Identity thieves and other financial fraudsters watch consumer behavior closely and are equally adept at stealing money and data in person, over the phone and online. Have a plan in place to protect the entire family.

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