AIM is a not-for-profit community based organization that promotes technology to empower people, enhance organizations and create brilliant communities. AIM is pleased to announce that Silicon Prairie News and Big Omaha have been added as services of our organization to continue the brilliant community impact that the Silicon Prairie News website and events like Big Omaha have had on our startup community for the past six years. AIM's goal is to enhance this value to markets in Omaha, Lincoln, Kansas City, and Greater Nebraska. Recognized for events such as Big Omaha, the Silicon Prairie Awards, and the Startup Job Crawl, Silicon Prairie News is a digital media company devoted to entrepreneurs and tech startups in its communities.

For AIM, this is an opportunity to better serve the local entrepreneurial and startup community and to expand its mission and impact. Headquartered in the heart of downtown Omaha with various satellite locations throughout the Midwest, AIM is a social enterprise that promotes technology to build brilliant communities. Through community engagement, AIM promotes early interest and skills in Information Technology (IT), links graduates and working professionals with IT opportunities in the community, and offers ongoing career development for IT leaders.

Dedicated to providing support and recognition to the local startup community, SPN embraces this opportunity to join an organization like AIM that can "provide the leadership and resources to grow SPN in a way that serves the ever changing needs of the Silicon Prairie startup community for many years to come." (SPN acquired by AIM Institute, Dusty Davidson) AIM and SPN look forward to collaboratively enhancing your IT and startup community.

Senior Administration officials gather input from business leaders on how international trade policies affect businesses' bottom lines.

Washington, D.C. - While negotiations for several international trade agreements are in progress, business leaders, including Michael Lassner, President of Allied Steel Buildings in Fort Lauderdale, Fla., will meet with U.S. Secretary of Commerce Penny Pritzker, SBA Administrator Maria Contreras-Sweet, Deputy U.S. Trade Representative Robert Holleyman, and other senior administration officials yesterday to discuss how international trade policy affects their businesses.

"One of the best opportunities to create economic growth at home is to sell American goods and services to the 95 percent of global consumers who live outside our borders," said Secretary Pritzker. "In 2013, the U.S. achieved $2.3 trillion in exports, more than any other time in history, which supported 11.3 million American jobs. To give our businesses access to more markets and more customers, America must continue leading the world in negotiating high-standard trade agreements that reflect our values and set the rules for trade in the 21st century."

At a roundtable organized by the White House Business Council and Business Forward, the discussion will focus on the importance of government and businesses working together to help more American companies reach more international markets.

"Under President Obama's leadership, the U.S. is spearheading the most significant trade agenda in history," said Deputy USTR Holleyman. "I always appreciate the opportunity to hear directly from business leaders who are affected by international trade policies. By helping our businesses sell more exports abroad, United States trade policy can unlock opportunity, support well-paying jobs, and strengthen our middle class."

The discussion will touch on two significant trade agreements that the Administration is currently negotiating: the Trans-Pacific Partnership (TPP) with countries in the Asia-Pacific region and the Transatlantic Trade and Investment Partnership (T-TIP) with members of the European Union. These agreements would boost American competitiveness and help U.S. businesses access more markets abroad.

"Exporting helps companies like ours to expand beyond our borders, offering our products to a wider customer base. As a result we continue to hire more employees to address this growing demand. This practice also helps us to learn and improve our services both nationally and internationally," said Lassner. "It was extremely valuable to have the opportunity to brief the Obama Administration on ways international trade policy can better support Allied Steel Buildings and other's international business activities."

According to the U.S. Census Bureau, more than 300,000 U.S. companies export their goods to international markets. Businesses that do export grow faster and are 8 percent less likely to declare bankruptcy than those that do not export.

About Business Forward

With the help of more than 50 of the world's most respected companies, Business Forward is making it easier for tens of thousands of business leaders from across America to advise Washington on how to create jobs and accelerate our economy. Business Forward is active in more than 100 cities and works with more than 450 senior Administration officials, Members of Congress, governors, and mayors.

To date, the organization has also brought more than 3,000 business leaders to the White House to brief the President's economic advisors. Business leaders who have participated in these briefings have seen their suggestions implemented in the Affordable Care Act, the Jobs Act, three trade agreements, and every one of the President's budgets. Many have also shared their recommendations with their representatives in Congress and through op-eds and interviews with local media. Ninety-eight out of 100 business leaders who have participated in a Business Forward briefing would be interested in participating in another one. For more information please visit www.BusinessFWD.org.

About Allied Steel Buildings

Allied Steel Buildings, is a recognized leading supplier of high-quality pre-engineered steel buildings and metal building systems. In its more than ten years of experience, the company has developed almost 4.000 different steel projects all over the world, delivering building solutions for diverse industries, from aviation to equestrian. One customer and one building at a time.

DES MOINES, IA (01/14/2015)(readMedia)-- State Treasurer Michael L. Fitzgerald announced that Tuesday's Invest in Iowa online auction was the most successful to date. All forty-two of Iowa's participating financial institutions received deposits, for a total of $78.2 million. "We use an auction format offering state deposits to Iowa financial institutions six times a year. This allows the state to earn a competitive return on the funds while ensuring local financial institutions have the money they need to keep the economy moving," Treasurer Fitzgerald said. "The program currently has over $232.9 million invested in Iowa banks."

Fitzgerald created the Invest in Iowa program in 1983 as a way to deposit state funds in Iowa financial institutions. The financial institutions hold the funds as CDs and use the money to make loans.

"Demand for funds reached its highest peak this year," Fitzgerald stated. "This is a reflection of the current market. I am glad this program is available to help stimulate lending around the state."

Invest in Iowa quarterly auctions are held on the second Tuesday of January, April, July and October. In response to growing interest in this program, two auctions offering one-year term CDs are also held throughout the year. The next auction is scheduled for February 24, 2015 at 10 a.m and will offer one-year term CDs. Each auction has an established minimum interest rate and a minimum bid. To learn more about the Invest in Iowa program, visit iowatreasurer.gov, select "Invest in Iowa" under the "For Businesses" tab or contact the treasurer's office at 515-281-5368.

###

ValidateIt™, Powered By Google Consumer Surveys,
Provides Affordable Access to Fortune 500-Style Data

Until now, businesses without the in-house expertise to write and design unbiased questionnaires could always turn to third-party research firms - if they had $20,000 or more to pay.

"In today's economy, businesses cannot succeed if they can't make data-driven decisions. Lack of research is one of the top five reasons products fail," says market research industry leader Corrine Sandler, citing a Harvard Business Review report.

To help businesses make data-driven decisions, Sandler has developed an online research platform called ValidateIt™(www.validateit.com), which is powered by Google Consumer Surveys and provides robust methodology at 90 percent less than traditional research.

Sandler notes that Google has been a leader in making information widely accessible to the masses. It's now time to make insights available to the masses.

Sandler discusses how a platform like ValidateIt™ is changing the landscape of business intelligence.

•  Can today's David-in-business compete with a Fortune-500 Goliath? With the recent opportunity to gain current, reliable data for business decisions at an affordable price, entrepreneurs no longer must rely exclusively on inspiration from epic parables from the Bible. The old, Goliath-like prices for solid-market research and product development have been felled for the Davids of today's entrepreneurship. In the spirit of Google's original mission statement - "to organize the world's information and make it universally accessible and useful" - the price for world-class data doesn't have to start at $20,000.

•  Is there any merit to the old way of gaining primary data for market research? The "old way" refers to privileged data available to only the top percentile of businesses. Beginning entrepreneurs and small businesses, which constitute the majority in the business world, often ended up relying on unreliable methods such as intuition and gut feelings to make decisions. That lack of research is why 85 percent of products fail, according to a Forbes online report, Sandler says.

"With ValidateIt™, decision makers receive 250 respondents, and the reports get to those decision makers within 24 hours," that immediate, accurate and actionable decision making

•  How does the platform help in product development? Your answers are only as good as the questions asked; that's where ValidateIt™ comes in through its scientifically designed questionnaires. IdeaRank is one of the research models launched. It will tell you whether your ideas are strong enough to withstand the competition and break through. The product development series of models will tell you the optimal price for your product, the realistic market demand for your concept or product and even evaluate your choice of name or tag line.

"As we've experienced in recent decades, technology has leveled the playing field in a number of industries," Sandler says. "Now, we're at a tipping point for doing the same in market research."

About Corrine Sandler

Corrine Sandler is a market research industry leader, CEO of Fresh Intelligence, international professional speaker, and Advantage best-selling author of "Wake Up or Die." She's the developer of ValidateIt™ (www.validateit.com), an online research platform powered by Google Consumer Surveys. Questionnaires designed by market researchers and distributed by Google Consumer Surveys return analyzed and aggregated responses with a 95 percent confidence level. Sandler's mission is to make intelligence accessible to the world.

LEXINGTON, Ky.--As states strive to remain globally competitive, many state legislatures will be looking to foreign trade and attracting new investment from international partners.

The Council of State Governments this week released its annual listing of top 5 issues legislators will face this year in education, energy and the environment, federal affairs, fiscal and economic development, health, international affairs, interstate compacts, transportation and workforce development.

Catherine Bray, director of CSG's International Program in Washington, D.C., said the states' role in global trade will grow in 2015.

"Trade is big on the national agenda in 2015 and states will become a central focus as the European Union has placed high priority on greater engagement in state procurement markets in their free trade deal negotiations with the U.S.," said Bray.

While state leaders will need to consider the hurdles these free trade deals present, such as different regulatory standards between the U.S. and other countries, Bray believes states cannot overlook the potential benefits they offer.

"The increased opportunity for exports is an area states should really focus on--making sure their international trade programs are robust and prepared to help businesses take advantage of enhanced market access," she said. "Every state leader should know their state trade director and be aware of the ongoing success of small business exports in their state. Exporting companies tend to pay higher wages and show sustainable growth--even in a tough economy."

Bray lists export promotion programs as the top issue facing states in the international arena because of the potential they offer for growing state economies.

"State leaders should have the courage and foresight to invest in their export promotion programs," she said. "While there has been an increase in leaders working to attract foreign investment to their states, in the long-term, a strong exporting economy is a more sustainable force and will continue to create jobs. Once a company has learned how to export to one market, it is more likely to start exporting to others."

Other global issues facing state leaders are attracting foreign direct investment, international trade agreements, trade facilitation and higher education internationalization, according to Bray.

Learn more about the Top 5 issues in international affairs. For more information about these or any other topics, visit the CSG Knowledge Center.

The Council of State Governments is our nation's only organization serving all three branches of state government. CSG is a region-based forum that fosters the exchange of insights and ideas to help state officials shape public policy. This offers unparalleled regional, national and international opportunities to network, develop leaders, collaborate and create problem-solving partnerships. Learn more at www.csg.org

LEXINGTON, Ky.--Although the economic collapse that was the Great Recession may be over, state leaders know it's not all blue skies ahead for the economy.

Jennifer Burnett, program manager for fiscal and economic policy at The Council of State Governments, said while the economy is steadily gaining jobs, wages are not increasing.

"The recovery has really reached a turning point, and state leaders are starting to think about the future, instead of just digging out of a hole," Burnett said. "They are going to be looking for ways to not just create one more job and bring the unemployment rate down one more point, but how to create high-paying jobs--jobs that have a future."

According to the U.S. Conference of Mayors, the average annual wage for jobs lost in the recession was $61,637, but the average wage for the jobs added through the second quarter of 2014 was just $47,171. Increasing wages, not just the number of jobs, will be the top fiscal issue on state policymakers' minds this legislative session, Burnett said.

"So far, the recovery has seen a lot of job growth in low-income sectors while jobs in higher paying sectors that really propel the economy forward have been more elusive," she said. "Now that the crisis is over, it is time to start looking at quality instead of just quantity when it comes to job growth."

The Council of State Governments this week released its annual listing of top 5 issues legislators will face this year in education, energy and the environment, federal affairs, fiscal and economic development, health, international affairs, interstate compacts, transportation and workforce development.

Burnett said other issues facing legislators this year include preparing for the next fiscal crisis, dealing with a likely decrease in federal funding coming to the states, paying for Medicaid costs, and covering public pensions and retiree health care costs.

Even though the economy is in much better shape than it was five years ago, states still have some serious issues to address, Burnett said.

"Balancing a healthy recovery with long-term investment and fiscal planning is like walking a tightrope," she said. "How do you restore funding in critical areas like education and infrastructure that will shore up economic growth today while making sure you have the resources to weather the next storm that comes along?"
Learn more about the Top 5 issues in fiscal and economic development. For more information about these or any other topics, visit the CSG Knowledge Center.
The Council of State Governments is our nation's only organization serving all three branches of state government. CSG is a region-based forum that fosters the exchange of insights and ideas to help state officials shape public policy. This offers unparalleled regional, national and international opportunities to network, develop leaders, collaborate and create problem-solving partnerships. Learn more at www.csg.org.

(DES MOINES) - Gov. Terry E. Branstad and Lt. Gov. Kim Reynolds today announced the retirement of Iowa Workforce Development (IWD) Director Teresa Wahlert. Wahlert formally notified the governor late Friday that she would retire effective today, Sunday, Jan. 11, 2015.

"I wish to thank Teresa Wahlert for her work to help lead initiatives like Skilled Iowa, which trains workers with the skills needed to fill the high-paying careers available across Iowa, Home Base Iowa and the National Career Readiness Certificate," said Branstad. "Lieutenant Governor Reynolds and I wish her all the best as she begins her retirement."

"Director Wahlert's energy and passion to serve the people of Iowa was evident in her dedication to ensuring that Iowa workers had access to programs that would assist them in filling the new, highly-skilled careers coming to Iowa," said Reynolds. "Under her direction, Iowa Workforce Development was a key partner as 168,700 jobs were created in the past 4 years."

Branstad appointed Beth Townsend, current executive director of the Iowa Civil Rights Commission, as acting director of IWD. He appointed Don Grove, former Iowa Civil Rights Commission director and current Iowa Civil Rights Commission employee, the acting executive director of the Iowa Civil Rights Commission.

The governor will appoint a permanent director at a later date. A timeline for naming a permanent director has not been set.

###

Creates Secure Choice Savings Program for Private Sector Employees  

CHICAGO - Governor Pat Quinn today signed legislation to create the Illinois Secure Choice Savings Program. The program establishes the option of an individual retirement plan for more than two million Illinois private sector employees who currently do not have access to any retirement plan at work. Today's action is part of Governor Quinn's agenda to ensure all Illinois workers are protected and treated fairly.  

"For many people across Illinois, retirement planning is often a matter of too little, too late," Governor Quinn said. "Without an adequate retirement savings plan, many people are forced to spend their later years scraping to get by with just Social Security. This legislation protects millions of private sector employees in Illinois who work hard but do not have the option of a retirement plan through their employer."

Senate Bill 2758, sponsored by State Senator Daniel Biss (D-Skokie) and House Majority Leader Barbara Flynn Currie (D-Chicago), establishes the Illinois Secure Choice Savings Program. The program creates a simple individual retirement savings option through a 3 percent payroll deduction for private sector employees whose employer does not offer a retirement plan besides Social Security. Employers that have been in business for at least two years and employ 25 or more employees are required participate. Employees can opt-out of the program, or contribute more or less than the default 3 percent. 

"The opportunity to save using a Secure Choice account will prevent many seniors from facing appalling choices ? whether to buy food or medication, for example, or whether to live in poverty or continue working despite declining health," Senator Biss said. "Neither employers nor the state will incur any financial risk for these portable accounts, and small business groups welcome Secure Choice because it will boost their ability to compete with larger companies for the best new hires."

"Several million Illinois workers don't have a retirement savings plan at work. While Social Security was never intended to be the only source of income for retirees, for far too many, it's all they have," Leader Currie said. "The Secure Choice Savings Program encourages workers to save, which will provide them greater financially stability in retirement."

The funds will be overseen by a seven member Illinois Secure Choice Savings Board, which will select a private firm to manage the money. The state will not have access to the funds as the investments are pooled as private property of the workers outside of the state treasury.  

The Sargent Shriver Center on Poverty Law, the Illinois Asset Building Group and the Woodstock Institute report that 2.5 million people in Illinois currently lack access to a retirement plan. Without proper retirement savings, retirees are often forced to rely on Social Security when they can no longer work. The savings from Social Security are often not adequate to sustain families, often forcing retirees into a dependent lifestyle.

The program will provide workers an opportunity to secure a safe retirement and give more businesses the opportunity to offer a retirement savings program at no cost to the company. The program will be self-sustaining at no additional cost to the state with the exception of start-up administrative costs.

The new law is effective June 1, 2015 and implementation must be complete within two years.

###

2015 Leadercast Lunch & Learn Series
Beginning in just two weeks, this year's  Lunch and Learn Recap Series will be held noon to 1 p.m. on January 16, February 20, March 20, and April 17, at DHCU Community Credit Union, 1900 52nd Ave., Moline, IL.
During the Lunch & Learn Recap sessions, videos will be shown of the top four 2014 Leadercast speakers, as determined by attendee survey results. Everyone at the Lunch and Learn events will have a chance to discuss the valuable concepts being presented as they enjoy a delicious Chick-fil-A lunch.
Speakers for the Leadercast Lunch & Learn Recap series will be:  

January 16th - Archbishop Desmond Tutu

February 20th - Simon Sinek

March 20th - Henry Cloud

April 17th - Andy Stanley

Cost of each Leadercast Lunch & Learn Recap session is $15 and includes a complimentary Chick-fil-A lunch. Register for all four sessions in advance and pay only $45 - a savings of $15. 

Capacity for each session is 60 attendees and seats are filling quickly.
To register or for more information, call Todd Ashby of Results Marketing at 563-322-2065 or email todd@resultsimc.com
Feel free to befriend Leadercast Quad Cities on Facebook at www.facebook.com/qcleadercast, follow us on Twitter at @leadercastqc or join our discussion group on LinkedIn - search Leadercast Quad Cities.

 

Study Finds Even Wealthy Women Worry About
Becoming 'The Best Dressed Bag Lady in Their Community'

Nearly half of all American women, no matter their background, share a fear that may seem odd given the wealth of some: They are afraid of losing their financial independence, otherwise known as "Bag Lady Syndrome," according to a 2013 study.

Of those who harbor BLS anxiety, 60 percent were the primary breadwinners for their households, according to the Allianz poll of 2,200 women ages 25 to 75.

"Financially, women's needs are different from those of men, and the financial industry isn't meeting them," says Lance Drucker, CEO and president of the New York City-based Drucker Wealth Management, (www.DruckerWealth.com).

"Women typically live longer than men, so they need more retirement savings.  Further compounding the problem is the fact that, in many cases, women are paid less for the same job as men. Finally, many have fewer earning years because they dropped out of the labor force for a time to have and raise their children."

Drucker, author of "How to Avoid Bag Lady Syndrome (BLS): A Strong Woman's Guide to Financial Peace of Mind," offers seven action steps that women can do to address their financial insecurity:

•  Identify your pain as well as your goals. Answer the following questions: What keeps me up at night?  What worries me most about my money & my future? What do I want to do with the rest of my life? When can I afford to retire? Can I afford to stay retired? Can I travel, change careers, or go back to school?

•  Create a budget that includes fixed and variable monthly costs as well as one-time expenses. Based on your budget, start building a cash cushion that will cover six to nine months of fixed expenses. The ultimate goal of retirement planning is to create an income stream that is sustainable and will support your retirement needs.

•  Create a balance sheet of savings and investments. This includes your savings account, stocks, bonds, mutual funds, investment real estate, cash value life insurance, annuities, retirement accounts, individual retirement accounts, 401 (k) plans and other assets.  Then further break it down by pre-tax and post tax-accounts.

•  Review insurance coverage and needs. Are you supporting anyone else? Is there a need for Life Insurance?  Who will take care of you if you get sick?  Do you have Long Term Care Insurance? One mother can raise 10 kids, but 10 kids can't take care of one mother... Younger and healthier women may be tempted to overlook the importance of this step, but failure to anticipate potential health issues can be very expensive.

•  Address your estate-planning needs. Do you have a will, a durable power of attorney or a health care proxy?  Have you updated your beneficiary designations on your retirement accounts?  Does it make sense to put your assets in a trust to avoid probate? Answers for these questions are important.

•  Develop your investment strategy. Is there a purpose to your current investment approach, or are you just accumulating funds? We recommend something we call a "4 Bucket Approach to Purposeful Investing" that has been designed with the help of a Wharton Business School professor.

•  Hire a Coach. Studies have shown that those investors that utilize a high quality financial advisor feel more confident, optimistic, and significantly more likely to stick to their plan versus do-it-yourself investors.

About Lance Drucker ChFC, CLU

Lance Drucker is CEO and president of NYC-based Drucker Wealth Management, a wealth management firm specializing in financial issues that affect women. He's the author of "How to Avoid Bag Lady Syndrome (BLS): A Strong Woman's Guide to Financial Peace of Mind" and offers resources at www.DruckerWealth.com to empower women to make smart financial decisions. He graduated from SUNY Binghamton with degrees in Accounting & Finance, and soon after joined the firm Drucker Wealth Management, founded by his father in 1959. He earned his Chartered Financial Consultant (ChFC®) designation in 1990 and his Chartered Life Underwriter (CLU®) degree in 1993, and in 2012, he received a Certificate in Retirement Income Planning from the Wharton School of Business. He is a multiyear winner of the 5 Star Wealth Manager Award, as well as a recipient of the Women's Choice Award for Financial Advisors.  As a proud sponsor of the Wounded Warrior Project, Drucker organizes the Polar Bear Plunge fundraiser for the WWP every January & has participated in the Tough Mudder challenge, and Spartan Race, which has helped to fund more than $2 million dollars for wounded warriors.

Pages