SPRINGFIELD - May 21, 2012. Governor Pat Quinn today issued the following statement regarding the Illinois House' concurrence with passage of HB 3810, which finally ends the troubled General Assembly tuition waiver program.

 

"Today is a good day for deserving students in financial need, and a good day for the taxpayers of Illinois.

 

"There is no place for a political scholarship program in Illinois. As I have repeatedly advocated - scholarships, paid for by Illinois taxpayers - should be awarded only to those with merit who are in true financial need. Abolishing this program is the right thing to do.

 

"Thank you Leader Christine Radogno for your leadership on this issue. Thank you President John Cullerton for your move to abolish this program. And thank you, Speaker Michael Madigan, Leader Tom Cross and members of the House and Senate who voted to do the right thing and pass this long-overdue ethics reform. We need more bipartisan progress like this in the next 10 days to get big things done for the people of Illinois.

 

"I look forward to signing this legislation and focusing resources on programs that help needy, deserving students attend college."

 

 

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Katelyn Smith of Port Byron Named to Missouri Valley College Spring 2012 Dean's List

MARSHALL, MO (06/05/2012)(readMedia)-- Dr. Sharon Weiser, chief academic officer for Missouri Valley College, has announced Katelyn Smith of Port Byron was named to the Spring 2012 Dean's List. The requirements for the Dean's List are a 3.3 or higher grade point average; at least 12 graded hours for the semester; and no "D," "F," or "Incomplete" grades for the semester.

Annemarie Doyle of Andalusia Named to Harding University Dean's List

SEARCY, ARK. (06/04/2012)(readMedia)-- Andalusia resident Annemarie Doyle is among more than 1,000 Harding University students included on the dean's list for grades achieved during the spring semester.

The deans's list is published each semester by Dr. Larry Long, university provost, honoring those who have achieved high scholarship. To be eligible, a student must be carrying 12 or more hours with a 3.65 or higher grade point average.

With an enrollment of more than 7,100 students, Harding is the largest private university in Arkansas and attracts more National Merit Scholars than any other private university in the state. Harding also maintains campuses in Australia, Chile, England, France, Greece, Italy and Zambia. For more information visit www.harding.edu.

Devin Lundy Named to Dean's List at Beloit College

BELOIT, WI (06/04/2012)(readMedia)-- Devin Lundy, of Davenport, IA, has been named to Beloit College's Dean's List for the spring semester.

To be eligible for the Dean's List, a student must carry a semester GPA of 3.4 or higher and take a minimum of 3 letter-graded units for the term.

Beloit College is a residential, liberal arts college offering 40 majors to its 1,250 students. Located 90 miles northwest of Chicago, Beloit is one of the nation's most international colleges, drawing students from 41 nations as well as 48 states.

Olivia Storjohann named to Dean's List at William Woods University

FULTON, MO (06/04/2012)(readMedia)-- Olivia Storjohann, a junior from Eldridge, Iowa, has been named to the Dean's List at William Woods University for academic accomplishments during the 2012 spring term.

To be named to the Dean's List, a student must be full-time and have achieved a minimum 3.6 semester and cumulative grade point average on a 4.0 scale.

William Woods University is an independent, professions-oriented, liberal arts-based institution serving the educational needs of both men and women. William Woods has an enrollment of about 3,800 students, and offers undergraduate and graduate degrees in a variety of disciplines in both campus and outreach settings.

The 180-acre main campus is located in the mid-Missouri community of Fulton. Since its founding in 1870, the mission of William Woods has been to provide a quality education while ensuring the development of the individual.

Austin Baker Named to Buena Vista University Dean's List

STORM LAKE, IA (06/01/2012)(readMedia)-- Austin Baker, a senior from Blue Grass, was named to the Dean's List for the spring semester at Buena Vista University. Students named to the Dean's List must have a minimum grade point average of 3.5 for the semester based on a 4.0 grade point system and must have taken at least 12 hours of coursework.

Buena Vista University is a regionally acclaimed university that relentlessly focuses on learning. The faculty, staff and students set and meet the highest standards of academic achievement, character, conscience and compassion. Visit www.bvu.edu.

Local Students Named to Dean's List at Creighton University

OMAHA, NEB.- (05/31/2012)(readMedia)-- The following students from your area were named to the spring Dean's List at Creighton University for the spring semester of the 2011-2012 academic year.

Michael Barnes of Bettendorf, a junior College of Arts and Sciences student

Adam Dilla of Bettendorf, a junior College of Arts and Sciences student

Emily Stensrud of Bettendorf, a third year School of Pharmacy and Health Professions student

Nathan Horst of Blairstown, a sophomore College of Arts and Sciences student

Elizabeth Hines of Davenport, a sophomore College of Arts and Sciences student

Kailee Steger of Milan, a sophomore College of Arts and Sciences student

Alexandria Clark of Rock Island, a sophomore College of Arts and Sciences student

John Philibert of Rock Island, a junior College of Arts and Sciences student

Full-time students who earn a 3.5 grade-point average or better on a 4.0 scale are eligible for the Dean's Honor Roll.

Local students named to Central College Dean's list

The following students were named to the spring 2012 Central College dean's list:

Katelyn Baker of Davenport, a business management major, is the daughter of Bill & Nancy Baker

Briana Haycraft of Eldridge, a elementary education major, is the daughter of Scott & Kimberly Haycraft

Alicia Huegel of Bettendorf, a undeclared major, is the daughter of Tony & Debra Huegel

Emily Huegel of Bettendorf, a elementary education major, is the daughter of Tony & Debra Huegel

Melanie Louis of Davenport, a biology major, is the daughter of Robert & Diane Louis

Morgan Meseke of Bettendorf, a exercise science major, is the daughter of Kyle Dollins

Maaike Mielenhausen of Davenport, a elementary education major, is the daughter of Steve & Belinda Mielenhausen

Alison Miller of Davenport, a exercise science major, is the daughter of Greg & Debra Miller

Ashley Ramker of Davenport, a psychology major, is the daughter of Michael & Linda Ramker

Allison Redman of Davenport, a elemetary education major, is the daughter of Michael & Ann Redman

Samantha Scheckel of Long Grove, a art major, is the daughter of Marty & Jane Scheckel

Hannah Seibel of Eldridge, a sociology major, is the daughter of Brian & Glenna Seibel

Haley Slaubaugh of Parnell, a elementary education major, is the daughter of Doug & Carla Slaubaugh

Kelly Spavin of Bettendorf, a English major, is the daughter of David Spavin : Lori Spavin

The honor is awarded to full-time students who achieve a 3.5 grade point average or higher on a 4.0 scale while taking 12 or more graded credit hours for the semester.

The following local students were awarded for their academic excellence at Central College during their 2012 commencement ceremony:

Melanie Louis of Davenport was awarded John Bowles award (2012) due to her academic excellence in the biology department.

Central College is a private, four-year, residential liberal arts college in Pella, Iowa. Central's academic program offers 39 majors leading to a bachelor's degree, along with pre-professional programs and advising. Central was recognized in the 2011 U.S.News & World Report's annual rankings of the best liberal arts colleges in the nation.

More information about Central College is available at www.central.edu or by calling 877-462-3687.

Kirsten Dillender Named to Dean's List at Westminster College

Kirsten Dillender from Rock Island, IL, was named to the Spring 2012 Dean's List for exemplary academic performance at Westminster College located in Fulton, MO.

Dillender is a Freshman at Westminster College.

The Dean's List recognizes those Westminster students who have shown high academic performance during the past semester. To be included on the Dean's List, a student must have a 3.60 semester grade point average with at least 12 hours completed that semester.

BOWLING GREEN STATE UNIVERSITY SPRING DEAN'S LIST

Bowling Green State University has announced that Alyssa Thornburg, a Health and Human Services major from Bettendorf, Iowa, has been named to the spring semester Dean's List for achieving grade point averages of 3.5 or better on a 4.0 scale.

Culver-Stockton College announces Spring 2012 honors lists

CANTON, MO. (05/24/2012)(readMedia)-- Culver-Stockton College is proud to announce its President's List, Dean's List and Honor Roll for the Spring 2012 semester. To be named to an honors list, students must meet high academic standards established by Culver-Stockton.

Kirsten Sindelar, senior Musical Theatre major, Sherrard, IL was named to the Honors List.

Megan Miehe, sophomore Biology major, Davenport, IA was named to the Honors List.

Kaitlyn Gutheil, a senior English major from Bettendorf, IA was named to the Presidents List.

President's List students have earned a 4.0 GPA and were enrolled in a minimum of 12 hours. Dean's List students have earned between a 3.5 and 3.99 GPA and were enrolled in a minimum of 12 hours, with no grade lower than a C. Honor Roll students have earned between a 3.2 and 3.49 and were enrolled in a minimum of 12 hours, with no grade lower than a C.

Michael Millea Named to Dean's List at The Citadel

CHARLESTON, SC (05/21/2012)(readMedia)-- Michael Joseph Millea of Davenport, IA, has been named to the Dean's List at The Citadel, The Military College of South Carolina, for academic achievement during the spring semester of the 2011-2012 academic year.  Millea is a Cadet seeking a bachelor's degree in History .

Dean's List recognition is given to those students whose grade point average is 3.2 or higher with no grade below a C for the previous semester's work.

Millea and other Dean's List students will be recognized during a military dress parade in the fall.

Local Residents Make the Dean's List at DePaul University

CHICAGO, IL (05/22/2012)(readMedia)-- The following local residents made the Dean's List at DePaul University for the winter quarter of 2012:

Elizabeth Knowlton of Port Byron

Mark Lazio of Davenport

Alyssa Phelan of Bettendorf

In order to qualify for the Dean's List at DePaul, students must earn above a 3.0 grade point average on a four point scale.

William Penn University announces academic honors

Oskaloosa, Iowa- William Penn University is pleased to announce that Etaf Elkhatib of Bettendorf and Lisa Lacy of Davenport have been named to the President's List for the spring 2012 semester. To be included on the President's List, a student must complete at least 12 hours of credit with a minimum grade point average of 3.9 on a 4.0 scale.

William Penn University is also pleased to announce that Dania Bebber of Bettendorf has been named to the Dean's List for the spring 2012 semester. To be included on the Dean's List, a student must complete at least 12 hours of credit with a grade point average of 3.5 - 3.89 on a 4.0 scale.

William Penn University was founded by Quakers in 1873 and is located in Oskaloosa, Iowa. William Penn has one of the most diverse student populations in Iowa and has recently expanded both programming and facilities. For more information, visit the university's website at www.wmpenn.edu or call 1-800-779-7366.

SEARCY, ARK. (05/18/2012)(readMedia)-- Annemarie Doyle of Andalusia (61232) departed May 8 to spend a six-week summer session living in Italy while studying art and design at Harding University in Florence (HUF-Art).

As part of the HUF-Art curriculum, Doyle, a sophomore interior design major, will spend the semester immersed in Italian culture. Students will have the opportunity to visit locations such as Naples, Rome, Milan, Paris, London and other historically significant areas. They will be living in apartments in the Florence Bible School in Scandicci, a suburb of Florence, cultivating new relationships with fellow students.

Students in the program have a course load of high-level art classes available to them taught by visiting Harding professors. The professors also travel with the students. The classes offer an extra emphasis on art and design.

With an enrollment of more than 7,100 students, Harding is the largest private university in Arkansas and attracts more National Merit Scholars than any other private university in the state. Harding also maintains campuses in Australia, Chile, England, France, Greece and Zambia. For more information visit www.harding.edu/international.

Dear Rivermont Community,

 

Congratulations to the Class of 2012!  This year's class has finished their AP exams and projects and are currently involved in their Senior Projects.  These projects place our students in professional environments that give them first-hand exposure to their chosen professions.  The students will make formal presentations of their projects on Wednesday, May 30 at 5:30 PM in the Auditorium.  Everyone is invited to this special program that is the culmination of a Rivermont education.

 

 

The Class of 2012

Matt Newsome
University of Pennsylvania



Meghana Yerrapothu
University of Illinois at Chicago

Joann Weeks
Benedictine University

 

Pavane Gorrepati
Yale University


Meghana Pagadala
California Institute of Technology





 

Christine
Christine Mbakwe
Washington University in St. Louis

 

Ramya
Ramya Prabhu
University of Illinois at Chicago

 

 

 

 

 

 

 

 

 

 

Pavane Gorrepati, Matt Newsome, Ramya Prabhu, and Joann Weeks also share the distinction of joining the Heritage Club.  These students are affectionately known as "lifers" since they have been at Rivermont since Kindergarten!

 

The Class of 2012 received acceptances to the following colleges and universities across all sections of the United States: East Coast, West Coast, Midwest, and South. To date students have been offered $1,630,294.00 in renewable merit scholarships over 4 years.

 

American University DC

Augsburg College MN

Augustana College IL

Baylor University TX

Benedictine University IL

Boston University MA

Brown University RI

California Institute of Technology CA

Case Western Reserve University OH

College of New Jersey, NJ

Columbia University NY

Cornell University NY

Dartmouth College NH

DePaul University IL

Duquesne University PA

Drew University NJ

Drexel University PA

Duke University NC

Emory University GA

Gustavus Adolphus College MN

Johns Hopkins University MD

Kent State University OH

Knox College IL

Lehigh University PA

Michigan Technological University MI

New Jersey Institute of Technology NJ

New York University NY

Northern Michigan University MI

Northwestern University IL

Pennsylvania State University PA

Rensselaer Polytechnic Institute NY

Rice University, TX

Richard Stockton College NJ

Rosemont College PA

Rutgers, the State University of New Jersey-Newark NJ

St. Ambrose University IA

St. Bonaventure University NY

St. Louis University MO

Sienna College NY

Stanford University CA

Stevens Institute of Technology, NJ

Stony Brook University NY

Temple University PA

Union College NY

University of Alabama AL (EMSAP)

University of Chicago IL

University of Cincinnati OH

University of Connecticut CT

University of Illinois at Chicago IL

University of Iowa IA

University of Kansas KS

University of Maryland MD

University of Miami FL

University of Minnesota, Morris MN

University of Minnesota, Twin Cities MN

University of Missouri- Kansas City MO

University of Pennsylvania PA

University of Pittsburgh PA

University of Southern Alabama AL

University of Rochester NY

University of Toledo OH

University of Virginia VA

Ursinus College PA

Vanderbilt University TN

Villanova University PA

Virginia Commonwealth University VA

Washington and Jefferson College PA

Washington University in St. Louis MO

Wayne state University MI

West Chester University PA

Widener University PA

Yale University CT

Youngstown State University OH

 

Intellect, Character, and Creativity!

 

Rick St. Laurent

Headmaster

 

Join us for our 125th Commencement Exercises on
Friday, June 1, 10:00 AM on the South Terrace of the Mansion.

WASHINGTON, D.C. - Senator Tom Harkin (D-IA) today announced several events in Iowa this weekend aimed at mobilizing students to prevent a rate hike on certain federal Stafford loans.  On July 1st, the fixed interest rate of 3.4 percent on current loans is set to double to 6.8 percent on new loans.  Some 7.4 million Americans students - including an estimated 255,000 students enrolled in Iowa colleges and universities - would be required to pay an average of $1,000 more in interest per year of school if this happens.

Senator Harkin has introduced the 'Stop the Student Loan Interest Rate Hike' - an immediate remedy that will freeze the interest rates on subsidized federal Stafford loans for one year.   Though the bill is completely paid for by closing a tax loophole, Senate Republicans blocked a vote to even move forward on the bill.  

A full list of his public events follows.

Friday, May 18th:

1:00 P.M. Student Loan Event
Location: Scott Community College
Kahl Educational Center, Room 1006
326 W. Third Street
Davenport

Senator Harkin will speak with students from Scott Community College, Palmer College of Chiropractic and St. Ambrose University about the impending rate hike and his work as Chairman of the Senate Health, Education, Labor, and Pensions Committee.

Saturday, May 19th:

9:00 A.M. Student Loan Event
Location: DMACC Urban Campus
1100 7th Street
Building 1, Room 103
Des Moines

Senator Harkin will speak with students from DMACC about the impending rate hike and his work as Chairman of the Senate Health, Education, Labor, and Pensions Committee.

11:00 A.M. Student Loan Event
Location: DMACC Boone Campus
1125 Hancock Drive
Room 171/173 (NE Side of the building)
Boone

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Well-Meaning Parents Often Fail to Teach Vital Values, Author Says

Parents and educators are always trying to spark student participation whether it's in the classroom, in the local community, or throughout the world.

When middle-school students at Allison Academy in North Miami Beach were asked what they could do to improve their country, they focused on what they understood - bullying, violence and racism.

Those problems are all rooted in the same issues, says Rachel Albert, author of "Quest to Telos," (www.QuestToTelos.com), a young adult novel where fantasy meets reality and even world peace is possible.

"They stem from a lack of personal integrity and absence of social responsibility," she says.

"Children who choose to put those values into practice are actively working toward peace. But they can only put into practice what they've learned; instilling those values may seem simple, but many parents miss the mark and actually model the opposite."

Throwing money at social problems like racism or violence doesn't resolve them, Albert says. But children can.

"The energy from kids' excitement can make a real difference and we need their energy focused right here at home," says the mother of four. "They see problems; it's up to us to give them the tools to address them."

The following tips can help parents teach their children personal integrity and social responsibility, giving them the keys to world peace.

• Never lie in front of your kids. It may seem obvious, but many parents lie in front of their children or encourage them to lie; misstating a child's age to save money on movie tickets or allowing them to take credit for school projects completed by the parent.  These seemingly inconsequential lies suggest it's OK, even good, to distort the truth. This causes long-term damage a million times more costly than whatever was gained in the short term.

• Give your kids a reason why. Author Mark Twain once said that the two most important days of your life are the day you are born and the day you figure out why.  If you fail to tell your kids why we are here, you have missed the opportunity to
figure out what motivates them and gets them excited. This is the most important key to getting kids' cooperation and empowering them to help the world.

• Don't criticize your children. Criticism is toxic, so why do almost all parents criticize their kids?  When we focus on what they aren't, they believe they can't. This creates angry children who express their pain by bullying others.  It's better to tell them how you feel rather than what you think of them, e.g., "I feel frustrated that you didn't listen to me," or "Can you say that in a more loving way?"

• Don't speak badly about other people. This is probably one of the hardest things to do, considering we're a generation that pays for gossip.  Speaking badly about others teaches kids to look for what they view as the negative in others and take joy in sharing it.

• Model charity. Actions speak louder than any words. When you teach kindness to children, they tend to feel empathy and have more successful lives, a crucial step toward achieving world peace.

Once we tackle the issues plaguing America, then as a model nation, we will be ready to tackle world peace, Albert says. Kids are hungry to form an identity and make their mark on the world. It's easier to try to bring peace to another country, but that never works. We need to start at home.

About Rachel Albert

Rachel Albert is a certified court reporter and business owner. "Quest to Telos" is her debut novel; it's being used by a private school to develop an inspirational, critical-thinking curriculum for middle-school students ready by the summer. Albert is currently working on a sequel. She is a staunch advocate of boosting teen literacy while inspiring kids to make a difference starting with their own hearts.

by Senator Tom Harkin

Many Iowa students have taken their final exams, packed up for the summer, and may have even started a summer job. What they may not realize, however, is that a debate is raging on in Washington right now that could have a significant impact on the interest rate they pay on their federal student loans next school year.

On July 1st of this year, interest rates are set to double on new loans if Congress does not take action. Working with my colleagues, I have introduced the 'Stop the Student Loan Interest Rate Hike' - a short-term remedy that will freeze the interest rates on subsidized federal Stafford loans for one year. And the bill is completely paid for by closing a tax loophole.

Unfortunately, Senate Republicans blocked a vote to even move forward on the bill. As long as they continue their filibuster, there is no clear way forward to prevent the rate hike less than two months from now.

Who will be impacted?

Some 7.4 million Americans students - including an estimated 255,000 students enrolled in Iowa colleges and universities - would be required to pay an average of $1,000 more per year of school if Senate Republicans continue to block this fix. And this is a very big deal for Iowa. Nearly 72 percent of Iowa's college graduates have student loan debt - the fourth highest percentage in the nation. Those borrowers are carrying an average of $30,000 in student loan debt, which is the third highest level in the nation.

What is the current interest rate on Stafford loans and how much will it rise?

The fixed interest rate on current loans, held by 7.4 million low and middle-income undergraduates across the U.S., is currently 3.4 percent. Unfortunately, the rate is set to double to 6.8 percent on new loans starting July 1. That would mean an increase of about $1,000 for each loan payer per year.

Is student loan debt dischargeable in bankruptcy like other debt?

No - student loan debt, unlike other forms of debt, is not dischargeable in bankruptcy. And in today's tough economy, it is unacceptable to ask middle class students and families to shoulder sharply higher student loan interest payments.

For more information about the 'Stop the Student Loan Interest Rate Hike' or to tell me your story of how this rate hike would impact you, please visit my website at www.harkin.senate.gov, click on my Facebook page at https://www.facebook.com/tomharkin or contact any of my offices across Iowa and in Washington, D.C.

A PDF version of the column is available by clicking here.

DECORAH, IA (05/15/2012)(readMedia)-- The following local students were inducted into the Luther College chapter of the Phi Beta Kappa national academic honor society at a ceremony held Saturday, April 14 in the Center for Faith and Life on the Luther campus:

Jennifer Winder, a Luther College senior from Bettendorf, Iowa. Winder is the daughter of Marie and Troy Winder of Bettendorf. She is majoring in Spanish at Luther, and is a 2008 graduate of Bettendorf High School.

Dallas Wulf, a Luther College senior from Durant, Iowa. Wulf is the son of Neil and Chris Wulf of Durant. He is majoring in mathematics and physics at Luther, and is a 2008 graduate of Durant High School.

Carol Gilbertson, Luther professor emerita of English, was inducted as an honorary member. James Limburg, professor emeritus of Old Testament at Luther Seminary in St. Paul, Minn., was inducted as an alumnus member.

Gilbertson delivered the Ruth A. Davis Memorial Lecture, titled "Slow Beauty."

Gilbertson was named emerita professor of English following her retirement from Luther College in 2011, having taught for 43 years as a member of the English department. After graduating from Augustana College, S.D., earned the master of arts degree from the University of North Carolina and the doctoral degree from the University of Minnesota, with a specialization in 17th-century British literature.

She has served Luther as an active scholar and poet, and recently published a collection of her poetry entitled "From a Distance, Dancing" (Finishing Line Press). Gilbertson has also published work in a wide range of journals, including Christian Century, Oberton, Pearl Magazine, and Vineyards: A Journal of Christian Poetry.

James Limburg graduated from Luther College in 1956. He holds the bachelor of divinity degree from Luther Seminary, and the master of theology and the doctoral degree from Union Seminary. He is currently professor emeritus of Old Testament at Luther Seminary in St. Paul.

Since retiring in 2001, Limburg has served as a visiting professor at Pacific Lutheran Seminary in Berkeley, Calif., and United Seminary in New Brighton, Minn. He continues to teach and preach at a variety of churches in the Minneapolis/St. Paul area.

Limburg has published a number of books on a variety of topics, and is a contributing author on the "Lutheran Study Bible" (Augsburg).

Luther College (http://www.luther.edu) is one of a select group of private liberal arts colleges in the United States with a chapter of Phi Beta Kappa. Each year, Luther honors outstanding seniors with selection to Phi Beta Kappa. Members are elected on the basis of broad cultural interests, scholarly achievement and good character.

Phi Beta Kappa is the oldest and most respected undergraduate honors organization in the United States. The society has fostered and recognized excellence in the liberal arts and sciences since 1776, and the society's distinctive emblem, a golden key, is widely recognized as a symbol of academic achievement.

Washington, D.C. - Congressman Dave Loebsack recently introduced legislation that will target rural schools to ensure they have access to the latest digital learning technologies.  The Schools of the Future Act will provide grants to transform the typical classroom experience into one that is more student-centered and provides teachers with more accurate information and feedback on student progress so that they can better address the needs of struggling students. Loebsack is co-chair of the bipartisan Rural Education Caucus.

"Technology has the power to vastly expand the educational options available to students in rural areas, providing students with a cutting-edge 21st Century education regardless of geography," said Loebsack.  "Digital technology holds great potential for rural schools, which often have trouble recruiting and retaining teachers and offering a variety of electives or advanced coursework."

This legislation builds off of the work already being done in Iowa.  For example, the Iowa Department of Education is working with the University of Iowa to develop the Iowa Online Advance Placement Academy to deliver Advanced Placement courses to high school students across the state, particularly rural and small schools that may not have the capacity to provide these courses themselves, using online technology. The Iowa Department of Education also runs Iowa Learning Online (ILO), which allows students from across the state to enroll in any number of distance education courses, including high school credit classes and post-secondary courses available through Iowa community colleges and universities.

Specifically, the legislation Loebsack introduced will provide funding for schools to implement digital learning strategies such as:

· providing expanded curriculum opportunities,

· providing accelerated or advanced coursework, or

· personalizing the learning experience by providing content that is tailored to an individual student's learning style, ability, and needs.

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DES MOINES, IA (05/15/2012)(readMedia)-- With summer just around the corner, parents and children alike are ready for a well-deserved break from the demands of homework, practice schedules and carpools. However, before packing away the books and pencils and leaving for summer vacation, I have an important message for parents - start saving now for your child's future college education. It will be here before you know it!

Saving for college is one of the most significant things you can do for your loved ones. With the cost of a college education rising faster than inflation, the majority of families will have to plan ahead in order to meet the challenges of paying for their children's higher education. My advice is to start saving early and to save regularly. Even a small amount of money, saved on a regular basis over an extended period of time, can grow into a substantial amount. Saving early may help reduce a family's need to borrow to cover educational expenses, which will help parents - and their children - get through college with less debt.

While any form of saving for college is better than not saving at all, there are advantages to using a 529 plan, such as College Savings Iowa. Administered by the State Treasurer's Office, College Savings Iowa offers multiple investment choices, including four age-based options that take into account the child's age and the account owner's tolerance for risk. As a general rule, age-based accounts opened for younger beneficiaries are heavily invested in stocks early on; these accounts try to maximize returns by taking advantage of the longer time horizon. As the beneficiary nears college age, the assets are automatically shifted to more conservative portfolios. This allows you to protect your capital and reduce the market risk before you begin making withdrawals for college expenses.

In addition, 529 plans offer significant federal and state tax benefits to help grow your savings even more. Contributions and earnings grow free of federal and Iowa state income taxes while invested and remain tax-free when used to pay for qualified higher education expenses at any eligible college, university, community college or accredited technical training school in the United States or abroad. Iowa sweetens the deal for investors in College Savings Iowa by allowing in-state tax payers who are participants to deduct up to $2,975 in contributions per beneficiary account from their 2012 adjusted gross income.*

With initial and ongoing contribution amounts as low as $25, College Savings Iowa is an affordable way for families to save in order to meet the rising costs of higher education. College Savings Iowa's multiple contribution methods, including electronic investment options that allow you to transfer money directly from an existing checking or savings account, make it easy for busy families to save regularly and manage their accounts.

As a way to help families start saving, we are celebrating "529 Day" on May 29 and giving away a $1,000 College Savings Iowa account. For more information and to enter the giveaway, please visit www.my529iowaplan.com anytime during the month of May.

While a college education is an investment that lasts for a lifetime, the season to save for it is a lot like summer vacation - much shorter than you think. Start saving today and help make college a reality for a child in your life - you'll be glad you did! For more information about College Savings Iowa, visit www.my529iowaplan.com or call 888-672-9116.

* Adjusted annually for inflation. If withdrawals are not qualified, the deductions must be added back to Iowa taxable income. The earnings portion of nonqualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements.

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Investment returns are not guaranteed and you could lose money by investing in the plan. Participants assume all investment risks as well as responsibility for any federal and state tax consequences. If you are not an Iowa taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

For more information about the College Savings Iowa 529 Plan, call 888-672-9116 or visit www.collegesavingsiowa.com to obtain a Program Description. Investment objectives, risks, charges, expenses, and other important information are included in the Program Description; read and consider it carefully before investing.

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