DAVENPORT, IOWA - Pooch Pastries have arrived in the Quad Cities! Pooch Pastries are gourmet dog treats handmade in Iowa with natural ingredients like eggs, cheese, flour, beef, and chicken.
Pet Pals Owner Margee Marsengill says Pooch Pastries are an excellent choice for people who want to give their dogs nutritious snacks. "Our dog biscuits contain no preservatives or additives, so dogs are getting only ingredients that are good for them."
Pooch Pastries come in a variety of sizes and flavors including banana, cinnamon, peanut butter, bacon and eggs, barbeque, pumpkin, and mint. The dog biscuits are also available in gluten- and wheat-free, and reduced fat. They can be purchased by individual biscuit or by the pound.
Pooch Pastries are available at Pet Pals, 2134 W. River Drive, Davenport. Orders can also be placed at (563)324-4446 or www.qcpetpals.com.
Pet Pals is a grooming, boarding, and doggie daycare business that has been serving dogs and cats in the Quad Cities since 1993. Pet Pals offers a full-service center to keep pets healthy and happy while away from home.
- 30 -

(DES MOINES) - Gov. Terry E. Branstad today signed the following bill into law:

House File 2459: an Act relating to the individual income tax by creating a tax credit for reserve peace officers and by modifying the tax credit for volunteer fire fighter and volunteer emergency medical services personnel and including retroactive applicability provisions.

 

###

(DES MOINES) - Gov. Terry E. Branstad, along with the Iowa Commission on Volunteer Service, announced today the members of the Governor's Council on National Service in Iowa.  This council was established by Executive Order 84 to make recommendations on how to expand volunteer opportunities and national service for Iowans both here in Iowa and across the country.

The members represent a variety of public and private organizations with the common goal of identifying existing and new policy which would support service opportunities, develop public-private partnerships to encourage volunteerism and streamline the certification process for qualified agencies, among other goals as established by the council.

The members of the council include :

Chair- Director Donna Harvey, Denver

Co-Chair- President David Maxwell, Des Moines

Tiffany Tauscheck, Clive

Leah Rodenberg, Marion

Ali Wilson, Ottumwa

Douglas Elam, Cedar Rapids

Ryan Wise, Des Moines

Richard Leopold, Des Moines

Jon Kruse, Storm Lake

Emily Shields, Des Moines

Robin Habeger, Urbandale

Lori Smith, Indianola

Barbara Mittman, Nevada

Michelle Balek, Dubuque

Vicki Hover-Williamson, Des Moines

The council will report its final recommendations as of February 1, 2015, or upon the completion of its work.  The members of this council are not Senate confirmed and will not receive compensation for their service.

###

Des Moines, May 15, 2014–The Iowa Supreme Court has approved more than $282,000 in grants to non-profit programs that provide legal assistance to low-income Iowans with civil legal problems. The court awarded grants to fifteen different organizations throughout Iowa. The grants are funded by the Interest on Lawyers' Trust Account (IOLTA) program. With this year's grants, the supreme court has awarded more than $24 million in IOLTA grants since the program began on July 1, 1985.

"These grants help low-income and elderly Iowans with serious civil problems have their day in court or obtain advice or the relief they need," Chief Justice Mark Cady said. "Many of these grants go to statewide projects, but others target specific communities from Sioux City to Davenport and from Mason City to Centerville. Without these grants, many Iowans would never find relief from domestic abuse, fraud and other injustices."

IOLTA grant funds are generated entirely from interest earned on certain pooled trust accounts held by Iowa lawyers. Lawyers practicing law in Iowa are required by court order to deposit clients' funds the lawyers hold in interest-bearing accounts. When the funds involved are so small in amount or held for such a brief period of time that it is not possible for the funds to economically benefit the individual client, court rules require that lawyers deposit the funds in pooled interest-bearing trust accounts.

The IOLTA program is managed by a seven-member commission that reviews grant applications and then makes award recommendations to the supreme court. In the 29-year history of the IOLTA program, the supreme court has awarded most of the grants to organizations that assist low-income Iowans with civil legal problems such as divorce, domestic abuse, unsafe housing, and illegal evictions. The court has also presented grants to law-related education projects. IOLTA grants do not support criminal legal defense.

The following grants will be awarded for the fiscal year beginning July 1, 2014, and ending June 30, 2015:

Iowa Legal Aid (Des Moines)–$121,530.00

For legal staff in Iowa Legal Aid regional offices for an established program of civil case assistance to low-income Iowans (service area: statewide).

HELP Through Education and Law Program, Inc. (Davenport)–$21,090.00

For legal staff to offer civil legal assistance to indigent and elderly persons, particularly in the areas of domestic relations, community legal education, service to the institutionalized elderly and domestic abused, and administrative advocacy (service area: Scott and Clinton counties).

Muscatine Legal Services–$6,755.00

For legal staff to maintain an existing program of civil legal assistance to low-income residents (service area: Muscatine County).

Legal Aid Society of Story County (Nevada)–$8,270.00

For legal staff support to offset demand for legal assistance for low-income persons (service area: Story County).

Polk County Bar Association Volunteer Lawyers Project (Des Moines)–$30,920.00

For staff for volunteer lawyer referral service in Polk County serving the low-income community (service area: Polk County),.

Sioux County Low Fee Panel, Sioux County Bar Association (Sioux Center)–$1,860.00

Funds civil legal assistance for economically disadvantaged individuals in the Sioux County area (service area: Sioux County).

The Iowa State Bar Association Public Service Project (Des Moines)–$31,330.00

For staff and technical support to increase the participation of attorneys in existing volunteer lawyer projects for indigent Iowans and provide assistance to legal service agencies (service area: statewide).

Civil Legal Assistance Fund, Second Judicial District (Mason City)–$5,900.00

Funds civil legal assistance to low-income fathers, mothers, or children involved in dissolution of marriage or modification cases in which other legal assistance is not available (service area: Second Judicial District).

Know Your Constitution Committee of the Young Lawyers Division, The Iowa State Bar Association (Des Moines)–$2,180.00

Funds for the Know Your Constitution Program, which provides education to Iowa high school students about the United States Constitution (service area: statewide).

Clinical Law Program, Drake University Law School Legal Clinic (Des Moines)–$8,600.00

Funds to continue the Poverty Law Internship Program, a clinical law program in which upper level law students intern with legal service providers throughout the state (service area: statewide).

Iowa Legal Aid (Des Moines)–$20,670.00

For legal staff support to continue the Legal Hotline for Older Iowans (service area: statewide).

Iowa Coalition Against Sexual Assault (Des Moines)–$5,200.00

Funds law-related education and attorney training specific to the issues of sexual assault on Iowa youth (service area: statewide).

Iowa Justice For Our Neighbors (Des Moines)–$5,900.00

Funds legal services to low-income immigrants involved in removal proceedings or other immigration-law matters (service area: statewide).

Kids First Law Center (Cedar Rapids)–$3,130.00

Funds legal services to children in high-conflict divorce and custody cases when their parents cannot afford counsel[for them (service area: Linn and Johnson counties).

Centerville Community Betterment (Centerville)–$2,950.00

Funds civil legal assistance for economically disadvantaged individuals in the Appanoose County and Monroe County areas (Service area: Appanoose and Monroe counties).

Civil Legal Assistance Fund, Third Judicial District (Sioux City)–$5,900.00

Funds civil legal assistance to low-income fathers, mothers, or children involved in dissolution of marriage or modification cases in which other legal assistance is not available (service area: Third Judicial District).

For further information contact:

Office of Professional Regulation

Judicial Branch Building

1111 East Court Avenue

Des Moines, IA 50319

Telephone: (515) 725-8029

# # #

DAVENPORT–Waste Commission of Scott County facilities will be closed on Monday, May 26 in observance of Memorial Day. Normal hours of operation will resume on Tuesday, May 27. Facilities closed include :

  • Scott Area Recycling Center, 5640 Carey Ave., Davenport
  • Scott Area Landfill, 11555 110th Ave., Davenport
  • Household Hazardous Material Facilities, Davenport
  • Electronic Demanufacturing Facility, 1048 E. 59th St., Davenport

Waste Commission of Scott County is an inter-governmental agency whose mission is to provide environmentally sound and economically feasible solid waste management for Scott County. For more information about the Commission, please call (563) 381-1300 or visit www.wastecom.com.

# # #
Public Education Program and Complimentary Luncheon to Assist Eastern Iowans
Prevent and Report Investment Fraud Comes to Davenport on June 5

DAVENPORT, IA - Iowa Insurance Commissioner Nick Gerhart announced today that the Iowa Insurance Division (IID) is bringing the statewide "Iowa Fraud Fighters - Shield Your Savings" public education program to the RiverCenter in Davenport on June 5. The program will educate and empower Iowans to combat and report investment and insurance fraud.

"Con artists are targeting Americans age 60 and older, swindling more than 5 million Americans out of almost $3 billion each year," said Commissioner Gerhart. "Unfortunately, many smart Iowans have fallen victim to these very slick and sophisticated investment scammers, and some have lost their entire life savings."

Martha-Jo Ennis, a retired school teacher from Marion, Iowa, said she never understood how anyone could fall for an investment scheme until it happened to her?and she lost her retirement savings and the money she invested from the sale of her family farm.

According to Linn County District Court records, Ennis was one of numerous Iowa victims who lost millions of dollars in a Ponzi-type scheme orchestrated by Noah Aulwes, former owner of Covenant Advisors of Cedar Rapids, Iowa. Aulwes pleaded guilty last year to theft in the first degree, securities fraud and money laundering, and received a prison sentence of up to 10 years. Victim impact statements read during the hearing stated Aulwes preyed on retirees, using charm and Christianity to get a foot in the door and gain victims' trust.

"Iowans need to take the time to double-check investment offers and verify with our agency whether the adviser and offer are legitimate," said Commissioner Gerhart. "Our goal is to educate Iowans on common scams and arm them with tools and tips to prevent fraud from happening to them. The Iowa Insurance Division and our partner government agencies are attacking this senior fraud problem at the forefront. We are coming to Davenport to help eastern Iowans prevent fraud."

Iowa Insurance Division Communications Director Tom Alger, Iowa Assistant Attorney General Kevin McCarty, Iowa Department on Aging Legal Assistant Director Paige Thorson and Senior Health Insurance Information Program (SHIIP) Director Kris Gross will present the Iowa Fraud Fighters program and panel discussion.

Registration begins at 11:30 a.m., lunch is served at noon and the program concludes at 1:30 p.m. Informational booths staffed by agency representatives, and Milestones Area Agency on Aging and AARP, forum assistance providers, close at 2 p.m. To RSVP for the presentation and complimentary luncheon, call toll-free at 866-559-7114, or fill out the online form at IowaFraudFighters.gov before noon on May 29. This free event is limited to the first 200 respondents and is funded partly from fines and settlements collected from scammers.

"This forum gives Iowans the opportunity to speak with several government agencies and learn about the state resources available to help prevent fraud from happening to them or a loved one," said Gerhart. "We also want Iowans to know we are here to help them take charge in the fight against fraud and the importance of reporting fraud to state and federal agencies when it occurs."

Iowans are encouraged to visit www.IowaFraudFighters.gov to learn about common investment and insurance scams and discover tips and tools to prevent fraud. The site includes answers to frequently asked questions and a checklist of information to gather from investment advisers to verify the legitimacy of the offer and the investment adviser.

In addition to the community forums and website, the public education program includes a TV and newspaper public service advertising campaign.

The Iowa Insurance Division has general control, supervision and direction over all insurance and securities business transacted in the state, and enforces Iowa's laws and regulations. The IID investigates consumer complaints and prosecutes companies, agents and brokers engaging in unfair trade practices. Consumers with insurance or investment questions or complaints may contact the IID toll-free at 877-955-1212, or visit the division on the Web at www.iid.state.ia.us.

# # #

ALLENDALE, Mich. ? New research shows that nations with greater women's empowerment win more medals and send more athletes to the Summer Olympics. The effect of women's empowerment held for both men and women, although it was stronger for female athletes, according to a study by Grand Valley State University researchers. The findings were published in April 2014 in the Journal of Sports Economics.

The research, led by Aaron Lowen, associate professor of economics at Grand Valley State, provides evidence for the popular but previously untested hypothesis that women's empowerment leads to international athletic success. The authors examined the success of more than 130 nations participating in the Summer Olympics from 1996 through 2012. Similar to previous studies, they found that more populous and wealthier nations were more successful. However, they also showed that another important predictor of success was the Gender Inequality Index or GII. The GII includes information on women's reproductive health, political empowerment and participation in the labor force, and it ranges from 0 (no inequality between genders) to 100 (extreme inequality). The authors found that a 10-point decrease in GII was associated with winning about one extra medal for men and 1.5 medals for women. They found similar results when looking at participation and other measures of success, such as medals won per athlete.

The researchers focused on the Summer Olympics because it is the world's largest elite sports competition in terms of participating individuals and nations and the number of distinct events. The Olympics are also ideal because women's participation has steadily increased to a level that is almost as high as men's.

"Many studies have shown that women's empowerment is linked with economic development and better outcomes for children, but there's been little research on whether it leads to female sports success," said Lowen. "We read claim after claim that it does, so we decided it was worth finding out if it's true. Fortunately, the results turned out to be clear cut. No matter how we conducted the analyses or what measures of success we used, women's empowerment predicted Olympic success."

Besides finding support for the connection between gender equality and Olympic success, there were some unanticipated findings. One was that greater gender equality was also associated with greater success for men, even after controlling other success predictors, such as population and wealth. "The benefit to male athletes was a surprise, and we don't really understand why this occurs," said Lowen. "One idea is that societies that bring women into the workforce generate wealth in ways that are not captured with traditional wealth measures, such as gross domestic product. These societies may afford both men and women greater opportunities for recreational and personal pursuits, including elite athletic training and competition."

Another unexpected finding was that there was no "Title IX effect" for U.S. women. The well-known federal law prohibits sexual discrimination in educational opportunities, including sports, and has been credited with the success of U.S. women in international competition. Robert Deaner, associate professor of psychology at Grand Valley State and co-author of the study, said: "Clearly, U.S. women have been remarkably successful in soccer, basketball and many other sports. But once we incorporated other key predictors of Olympic success ? population, wealth, and women's empowerment ? we found little evidence that U.S. women are exceptional in comparison to women from other countries or even U.S. men. This doesn't mean Title IX hasn't been important for U.S. women ? instead it suggests that other countries must have their own means of supporting elite women's sports."

The authors stressed there are still outstanding questions, including the direction of causality. "We've shown that women's empowerment and elite athletic success go together, but we can't say which causes which," said Lowen. "To really get at this issue, we'd need some experimental or exogenous change that directly affected one or the other. For instance, if several nations randomly received significant additional resources for women's sports, we could see if increased women's empowerment followed, or vice versa. This is obviously a difficult question to answer, but it's an important one. It might help policy makers decide where to invest their resources."

The authors of the study were Aaron Lowen, Robert Deaner, and Erika Schmitt, all of Grand Valley State University.

For more information, contact Aaron Lowen at lowena@gvsu.edu.

Aaron Lowen joined the Economics Department at Grand Valley State University in 2003. He earned a doctorate in economics at the University of Iowa. His research covers a wide variety of topics including the gender wage gap, recycling and waste disposal policy, anti-corruption policies, and sports as it relates to the topics of motivation and gender equality.

Federal Funding Will Support 1,004 AmeriCorps Members 

SPRINGFIELD - Governor Pat Quinn and his Serve Illinois Commission on Volunteerism and Community Service today announced that a $4.4 million federal grant will help more than 1,000 volunteers in seven AmeriCorps programs better serve Illinois communities. The federal Corporation for National and Community Service (CNCS) funding represents a 36 percent increase over 2013. Today's announcement is part of Governor Quinn's commitment to supporting volunteer service in Illinois.

"AmeriCorps is the foundation of the volunteer infrastructure in Illinois, and this investment will help them do even more in Illinois," Governor Quinn said. "There is no better way to celebrate the 20th anniversary of AmeriCorps than by investing in their mission to address the most challenging problems our communities face."

This competitive grant will go towards teaching, tutoring and mentoring at-risk youth, supporting literacy programs, preparing for disasters, and improving underserved communities. CNCS is the federal agency that administers AmeriCorps, and its goal with the grant is to develop and expand volunteer organizations across the country. The Serve Illinois Commission administers AmeriCorps programs in Illinois.

The seven programs competed on a national stage with hundreds of programs submitted by other state commissions. The AmeriCorps programs in Illinois funded by the $4.4 million CNCS grant include :

American Red Cross, Chicago, Safe Families AmeriCorps. $332,085 (27 AmeriCorps Members)

Serving: Adams, Cook, Macon, Rock Island County, and Winnebago Counties

 

The Safe Families program helps the Red Cross achieve its mission by paying special attention to the neighborhoods and communities that need services the most, yet are least likely to be able to afford them. The AmeriCorps program brings Red Cross safety and health programs to underserved neighborhoods, schools and communities. These programs include CPR, first aid, disaster education, and youth programs.

 

Literacy Volunteers of Illinois, VOCAL AmeriCorps. $261,825 (31 AmeriCorps Members)

Serving: Chicago, suburban Cook, DuPage, Henry, Kane and Saline Counties

 

The goal of the VOCAL AmeriCorps (Volunteer Outreach for Community Action in Literacy) program is to assist community and faith-based agencies in providing increased services to low literacy adults in their communities and teens in Illinois Youth Centers.

 

Southwestern Illinois College, Belleville AmeriCorps. $401,089 (73 AmeriCorps Members)

Serving: Belleville

 

The Belleville AmeriCorps program is a partnership between Southwestern Illinois College, Belleville School District #118, the City of Belleville, Franklin Neighborhood Association, 17th Street Neighborhood Association, Lebanon Kids and YMCA of Southwest Illinois. It supports neighborhood and school initiatives that strengthen the community through service. AmeriCorps members serve as tutors, computer coaches, volunteer coordinators, mentors, and summer camp counselors.

 

City Year Chicago. $2,331,200 (188 AmeriCorps Members)

Serving: Chicago

 

City Year unites young people of all backgrounds for a year of full-time service, giving them the skills and opportunities to change the world. As tutors, mentors and role models, these diverse young leaders make a difference in the lives of children, and transform schools and neighborhoods.  City Year leverages the talent, energy and idealism of corps members to help students stay on track.

 

Public Allies Chicago. $637,000 (49 AmeriCorps Members)

Serving: Chicago and Cook County

 

Public Allies Chicago is a leadership development program that recruits diverse young adults with a passion for community service and places them into intensive non-profit capacity building apprenticeships. Public Allies combines leadership development training and non-profit best practices to give their members a well rounded non-profit and cultural experience.

 

Teach for America. $249,075 (615 AmeriCorps Members)

Serving: Chicago

 

Teach for America members commit two years to serve as full time teachers in urban and rural public schools and become lifelong leaders in the effort to expand opportunity for children. Members are placed in pre-K through high school teaching positions throughout Chicago.

 

University of Illinois-Chicago, Project MORE : Making Opportunities for Reading Enrichment.

$151,474 (21 AmeriCorps Members). Serving: Chicago

 

Project MORE provides support for early childhood and family literacy programs throughout the Chicago area. MORE provides tutoring for parents in GED, English as a Second Language classes, computer instruction, financial literacy workshops, early childhood resources, parent-child literacy activities, and facilitates financial literacy and other parent training workshops.

AmeriCorps provides opportunities for all adults to serve through partnerships with local and national nonprofit groups. Since 1994, more than 33,000 Illinoisans have taken the AmeriCorps pledge to "get things done for America." Members have given back more than 45 million hours to their communities, which equates to a nearly $1.1 billion impact. AmeriCorps members are eligible for a modest education award to pay a portion of their student loans or college courses they plan to take. For more information, visit AmeriCorps.gov.

The Serve Illinois Commission is a 40 member, bipartisan board appointed by the Governor. Its mission is to improve Illinois communities by enhancing volunteerism and instilling an ethic of service. The Commission is accomplishing this mission through the support of local community-based efforts to enhance volunteer opportunities and the administration of Illinois' AmeriCorps program. For more information on Serve Illinois, or to find one of over 40,000 volunteer opportunities in the state, please visit Serve.Illinois.gov.

###

Des Moines, May 13, 2014–Today, the Iowa Supreme Court issued an order requesting public comment on The Iowa State Bar Association's (ISBA) recommendation to allow graduates of Iowa's two law schools to automatically be licensed to practice law in Iowa without taking the Iowa Bar Examination. Under the recommendation, graduates of Drake University Law School and the University of Iowa College of Law would still be required to pass the character and fitness requirement.

The recommendation, called the "diploma privilege," would require amending Chapter 31 (Admission to the Bar) of the Iowa Court Rules. The supreme court believes written comments and testimony at a public hearing will be helpful before considering the ISBA's recommendations. Wisconsin is the only state currently offering a form of the diploma privilege.

The supreme court order also requests public comment on the ISBA recommendation to adopt the Uniform Bar Examination for applicants who would not qualify for the automatic licensing, such as the graduate of a law school outside of Iowa.

The Iowa Supreme Court has exclusive authority over the admission and practice of attorneys in the State of Iowa. Currently, attorneys in Iowa must have a juris doctorate (J.D.) degree from an accredited law school, be of good moral character and fitness, and pass the Iowa Bar Examination. The three-day bar exam consists of the Multistate Bar Exam (two hundred multiple choice questions), the Multistate Essay Exam (six, thirty-minute essay questions), the Multistate Performance Test (two, ninety-minute questions), and the Multistate Professional Responsibility Exam (sixty multiple-choice questions).

Any interested organization, agency, or person may submit comments regarding the ISBA's recommendations. Comments sent by email must be emailed to rules.comments@iowacourts.gov, must state "Bar Admission Process" in the subject line of the email, and must be sent as an attachment to the email in Microsoft Word format. Comments also may be delivered in person or mailed to the Clerk of the Supreme Court, Judicial Branch Building, 1111 East Court Avenue, Des Moines, Iowa, 50319. Any comments received may be posted on the Iowa Judicial Branch website. The deadline for submitting comments is 4:30 p.m. on July 14, 2014. The public hearing is scheduled for August 27, 2014, in the Iowa Supreme Court courtroom. The court will determine presenters at a later date.

The following information is posted on the Iowa Judicial Branch website at

http://www.iowacourts.gov/About_the_Courts/Supreme_Court/Orders/

  • · The supreme court order
  • · The ISBA's report and recommendations, including proposed amendments to chapter 31 of the Iowa Court Rules
  • · A staff report providing additional information on the diploma privilege, the current format of the Iowa Bar Examination, and the Uniform Bar Examination.

 

# # #

2014

 

Iowa Supreme Court

1111 East Court Avenue

Des Moines, IA 50319

515-281-3952

DES MOINES, IA (05/13/2014)(readMedia)-- With graduation season upon us, there is no better time than now to start planning for the future. Whether your children are graduating from grade school or high school, a contribution to their College Savings Iowa account is a great way to show how proud of them you are.

While any form of saving for college is better than not saving at all, there are advantages to using a 529 plan, such as College Savings Iowa. With initial and ongoing contribution amounts as low as $25, College Savings Iowa is an affordable way for families to save in order to meet the rising costs of higher education. As a way to help families start saving, we are celebrating 529 College Savings Day on May 29 and giving away a $5,290 College Savings Iowa account. For more information and to enter the giveaway, please visit collegesavingsiowa.com any time before May 31.

Administered by my office, College Savings Iowa allows you to choose from multiple investment choices, including four age-based options that take into account the child's age and the account owner's tolerance for risk. As a general rule, age-based accounts opened for younger beneficiaries are heavily invested in stocks early on; these accounts try to maximize returns by taking advantage of the longer time horizon. As the beneficiary nears college age, the assets are automatically shifted to more conservative portfolios. This allows you to protect your capital and reduce the market risk before you begin making withdrawals for college expenses.

In addition, College Savings Iowa offers significant tax benefits to help your savings grow even more. Contributions and earnings grow free of federal and Iowa state income taxes while invested. They remain tax-free when they are used to pay for qualified higher education expenses at any eligible college, university, community college or accredited technical training school in the United States or abroad. Iowa taxpayers who participate in College Savings Iowa are also allowed to deduct up to $3,098 in contributions per beneficiary account from their 2014 adjusted gross income.*

While a college education is an investment that lasts for a lifetime, the season to save for it is a lot like summer vacation - much shorter than you think. Start saving today and help make college a reality for a child in your life.

. Also, be sure to like us on Facebook and follow us on Twitter (@Iowa529Plan) to stay up to date on all our current events and giveaways.

* Adjusted annually for inflation. If withdrawals are not qualified, the deductions must be added back to Iowa taxable income. The earnings portion of nonqualified withdrawals may be subject to federal income tax and a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements.

###

Investment returns are not guaranteed and you could lose money by investing in the plan. Participants assume all investment risks as well as responsibility for any federal and state tax consequences. If you are not an Iowa taxpayer, consider before investing whether your or the designated beneficiary's home state offers any state tax or other benefits that are only available for investments in such state's qualified tuition program.

For more information about the College Savings Iowa 529 Plan, call 888-672-9116 or visit www.collegesavingsiowa.com to obtain a Program Description. Investment objectives, risks, charges, expenses, and other important information are included in the Program Description; read and consider it carefully before investing.

College Savings Iowa is an Iowa trust sponsored by the Iowa State Treasurer's Office. The Treasurer of the State of Iowa sponsors and is responsible for overseeing the administration of the College Savings Iowa 529 Plan. The Vanguard Group, Inc., serves as Investment Manager and Vanguard Marketing Corporation, an affiliate of The Vanguard Group, Inc., assists the Treasurer with marketing and distributing the Plan. Upromise Investment Advisors, LLC, provides records administration services. The Plan's portfolios, although they invest in Vanguard mutual funds, are not mutual funds.

Pages