DES MOINES, IA (01/26/2011)(readMedia)-- State Treasurer Michael Fitzgerald announced today that the application for the 2011 Robert D. Blue Scholarship is available online at www.rdblue.org. All Iowa residents who plan to attend college in Iowa for the 2011-2012 school year are eligible to apply.

Awards are based on financial need, an original essay, academic achievement and written recommendations. "These scholarships not only help Iowa students financially, but also honor the achievements and potential of the young people of our state," Fitzgerald stated. "Last year, ten outstanding students representing ten counties were chosen to receive awards. Each of the recipients went on to attend a different Iowa college or university."

The Iowa Centennial Memorial Foundation awards the Robert D. Blue Scholarship to Iowa students attending college in Iowa. Governor Blue created the Foundation in 1949 to commemorate the one hundredth anniversary of Iowa's acceptance into the union. At that time, a scholarship fund was established to encourage the youth of the state to attend Iowa's fine colleges and universities. In 1990, the Foundation officially named the scholarship to honor the late Governor Blue.

Robert D. Blue Scholarship applications are only accepted online through May 10 at www.rdblue.org. The winners will be announced during the summer. Those who would like more information on the Robert D. Blue Scholarship should visit the website, or call the treasurer's office at (515) 281-3067.

###

AMES, Iowa (January 24, 2011) - More than 5,530 Iowa State University undergraduates have been recognized for outstanding academic achievement by being named to the 2010 fall semester Dean's List. Students named to the Dean's List must have earned a grade point average of at least 3.50 on a 4.00 scale while carrying a minimum of 12 credit hours of graded course work.  Students from your area who qualified for the Dean's List are listed below.

Bettendorf, IA
Lauren Paige Anderson; Kelli Nicole Baker; Maggie Elizabeth Beckman; Carolyn Elizabeth Bennie; Emily Kristine Bisbee; Jennifer Marie Blaser; Stephanie Ann Blaser; Jessica Marie Blaum; Kaitlin Janaye Bohn; Brittney Corrine Carpio; Kevin Anthony Emard; Christopher Joseph Foss; Jennifer Ann Garter; Natalie S. Heiderscheit; Aaron Michael Hewitt; Leah Elizabeth Hodgin; Bryce Phillip Johnson; Megan Michelle Johnson; Emily Elizabeth Johnston; Alexander Ernest Krist; Michael Drew Kurtz; Elizabeth, ILene Larsen; Brock Robert Mills; Gordon Theodore Mueller; Mindy Jolene Schlueter; Meredith Kim Sherrill; Heather M. Vandewostine; Elizabeth Anne Volden; Kelly Ann Wagner; Paige Nicole Wear; Andrea Lynne Baker; Ashley Marie Beck; Kimberly Ann Booe; Elizabeth C. Brebner; Benjamin Alexander Britz; Katharine Rosemarie Brown; Matthew Roger Brown; Molly Rebecca Bryant; Sarah Anne Buck; Emily Marcene Doerder; Gabriel S. Domingues; Jared Andrew Evans; Elizabeth Anne Fry; Jenna Corinne Fussell; Matthew Nicholas Gaul; Valerie Sylvie Gilles; Amanda Michelle Haffarnan; Jacob T. Hemberger; Lindsay Jo Hoffman; Morgan Dale Hoke; Carolyn Anne Johnson; Abigail Marie Kline; Deborah Nicole Kraft; Kelsey Lynn Kraft; Jason Carl Kruse; Jesse William Leonard; Julie Christine Leonard; Jessica Marlo Madsen; Elizabeth J. Martin; Clare Kathleen McAndrews; Thomas Ray McGee; Emily Jeanne Misak; Nicole Renee Oldfather; Amanda Lee Oswald; Abigail S. Pritz; Emily Paige Rheinhart; Carter L. Roberts; Carleigh A. Rose; Stefani Nicole Williams; Chad Edward Wisham.


Davenport, IA
Hannah Marie Adams; Derek Reid Attwood; Nicholas C. Borcherding; Fabian Andres Briesmoore; Matthew Allen Burmeister; Margaret Marie Carlin; John Michael Crispin; Jacob Timothy Fetterer; Ashley Marie Fishburn; Marinda R. Gacke; Kelly Jean Goossen; Tony Hoang; Kelsey Jane Hoeksema; Kathleen Marie Hoil; Malcolm Andrew Kelly; Danielle Marie Kimler; Nicholas Aaron King; Laura Beth Klavitter; Luke William Klenske; Aubrey Erin Krug; Austin Miles Laugen; Sarah Elizabeth Miller; Jeffrey Michael Moritz; Lindsay Diane Moss-Taylor; Anna Elizabeth Mullen; Adam Nguyen; Kara, NHu Nguyen; Thanh Kim Nguyen; Andrea Marie Oake; Alison Margaret Perkins; Nathan S. Premo; Mohammed Ashiqur Rahim; Brittany Michelle Redmond; Kelsey B. Regan; Aleah Nicole Salisbury; Daniel Lee Sedam; Brian Michael Smith; Matthew James Stegemann; Caitlin Erin M. Toppler; Jeramie Lee Vens; Caitlyn Marie Warner; Ashley Nicole Blackwell; Cara Jo Blake; Rebecca Joy Briesmoore; Matthew T. Darmour-Paul; Darryl Deleon; Brett Christopher Ebert; Anne Marie Harre; Emily Marie Kenneke; Pantelis Korovilas; Kristin Suzanne Magnus; Megan Grace McDonagh; Britney Jean Meier; Bryce Taylor Sandry; Brian Vincent Skalak; Brittany L. Springmeier; Lauren N. Westerdale.

Moline, IL
Courtney Elizabeth Carson; Jordan Catherine Dean; Mark Andrew Krismanits; Alex James Michl; Christina Elizabeth Mital; Daniel Joseph Siroky; Caleb Jack Spiegel.

Riverdale, IA
Amy K. DCamp.

Riverdale, Ia
Peter F. Joers.

Rock Island, IL
Danielle J. Cram; Laura Elizabeth Debarr; Taylor Marie Downing.

On January 23rd - 29th, 2011, school choice advocates across the nation will unite to shine a spotlight on effective education options for every child.  National School Choice Week was created to raise awareness about all forms of educational choice, including charter schools, independent schools, magnet schools, and home schooling, and the need for an effective educational system that offers parents the freedom to choose their children's education.  Over 150 organizations, leading policymakers, and opinion leaders are "all in" for this mission, including The Center for Education Reform, American Federation for Children, Alliance for School Choice, Children's Scholarship Fund, Association of American Educators, Foundation for Excellence in Education, and many more.  School Choice Week isn't about raising one education model above others or doing away with public schools, but about reforming the system so that every parent has the power to choose the education that fits their individual child.

Educational alternatives give parents the opportunity to choose a setting that will work best for their children, resulting in an education that will pay dividends for a lifetime.  The best way to find the right fit for your child is to visit a variety of schools, talk with admission representatives and faculty, take a school tour, and even take your child to a sporting event, school play, or science fair to experience extracurricular options and get a feel for the school climate.  Most importantly, ask questions!  Inquire about the curriculum, how quality and achievement are measured, student-to-teacher ratio, faculty teaching experience, availability of independent study and accelerated classes, and school accreditation.

How will you observe this week of focused attention on education alternatives?  We suggest you explore the options in your community!  Join us for an Open House at Rivermont Collegiate, on Thursday, January 27th from 6:00-8:00 p.m.  Rivermont is the Quad Cities' only private, independent, nonsectarian college-prep school, serving students in preschool through twelfth grade.  At Rivermont, a challenging curriculum emphasizes critical thinking, creativity, and knowledge application and small class sizes ensure focused attention and individualized instruction.  What are you waiting for?  Drop in to explore our philosophy and curriculum, take a tour of campus, and get answers to all your questions about Rivermont!

Rivermont Collegiate is located at 1821 Sunset Drive, directly off 18th Street behind K&K Hardware in Bettendorf.

For additional information on National School Choice Week, visit http://schoolchoiceweek.com

For additional information on Rivermont Collegiate or Thursday's Open House, contact Cindy Murray at (563) 359-1366 ext. 302 or murray@rvmt.org

-END-

Rivermont Collegiate is pleased to announce the following students have been recognized on the Second Quarter Honor Roll:

Upper School Honor Roll (9th-12th)

Headmaster's List (3.85-4.00)
Souriyo Dishak
Michael Garneau
Pavane Gorrepati
Summer Lawrence
Alejandra Martinez
Christine Mbakwe
Matthew Newsome
Meghana Pagadala
Shravya Pothula
Ramya Prabhu
Kelsey Qu
Darsani Reddy
Ashish Tadepalli
ChiIeong Wong

Distinction (3.50-3.84)
Vishal Bobba
Daniel Foster-Pray
Christopher Mbakwe
Victoria Mbakwe
Amanda McVey
Tristan O'Harrow
Darcy Ryan
Asha Tadepalli
Joann Weeks
Meghana Yerrapothu

Merit (3.00-3.49)
Harriette Clarke
Rebecca Cupp
Karanveer Gill
Basilia Koster
Sarah E. McVey
James Weeks

Middle School Honor Roll (6th-8th)

High Honors (All grades B+ or higher - or B or higher for courses designated as Upper School level)
Helena Barber
Madeline Bowman
Sarah Bowman
Adam Dada
Christian Elliott
Brandon Eckhardt
Shivani Ganesh
Hannah Hansen
Kaitlyn Mayfield
Grace Moran
Benjamin Nordick
Manasa Pagadala
Emilia Porubcin
Michal Porubcin
Bhavana Purighalla
Isaac Sears
Suhas Seshadri
Alexander Skillin
Marta Storl-Desmond
Loring Telleen
Claire Wallace

Honors (All grades B- or higher - or C+ or higher for courses designated as Upper School level)
Jay Dolan
Hema Chimpidi
Madison Ellis
Samuel Lederman
Windsor Lundy
Hayley Moran
Collin Hunt
Lee Meier
Harrison Qu
Gabriela Schermer
Jacob Vaughn

For additional information on Rivermont Collegiate, contact Cindy Murray, Admissions Director, at (563) 359-1366 ext. 302 or murray@rvmt.org<mailto:murray@rvmt.org>

Rivermont Collegiate is the Quad Cities' only private, independent, nonsectarian college prep school, serving students in preschool through twelfth grade.

- END -
The following students were named to the Dean's List for the fall 2010 semester at Washington University in St. Louis.
  • Ashley Danielle Brosius of Moline, IL was named to the Dean's List for the fall 2010 semester. Brosius is a graduate of Moline High School in Moline, IL, and is enrolled in the university's College of Arts & Sciences.
  • Elizabeth Jane Gibson of Pleasant Valley, IA was named to the Dean's List for the fall 2010 semester. Gibson is a graduate of Pleasant Valley High School in Pleasant Valley, IA, and is enrolled in the university's College of Arts & Sciences. 

 

Wyn Boerckel of East Moline, IL, a sophomore at Washington and Lee University, has earned honor roll status for the recently ended fall term.  Honor roll status at Washington and Lee, located in Lexington, VA,  represents a term grade-average of at least 3.75 on a 4.0 scale.

 

Thomas Ratkiewicz of Moline, IL Named to Graceland University's Dean's List with a GPA of between 3.25 and 3.64.  Graceland University is located in Independence, Missouri.

 

John Philibert of Rock Island a Sophomore Arts & Sciences student at Creighton University, Omaha, was named to the fall Dean's List for the 2010-2011 academic year.

 

Kirkwood Community College, Cedar Rapids, has released its Dean's List for the Fall 2010 Semester. These students have achieved a 3.3 grade point average or higher after completing 12 or more credit hours with the college:

Bettendorf, IA:  Amy Lea Berg, Scott, Occupational Therapy Assistant - AAS; Brendan Ronald Bishop, Scott, Culinary Arts - AAS; Paige Veneta Blocker, Scott, Education - AA; Andrew James Burken, Scott, Fire Science Management - ASCO; Christopher Steven Cotton, Scott, Pre-Business Transfer - AA; Abigail Ann Donohoe, Scott, Dental Hygiene - AAS; Melissa Erin Gill, Scott, Culinary Arts - AAS; Ashley Elise Hansen, Scott, Culinary Arts - AAS; Robert A Harmon, Scott, Liberal Arts - AA; Jeffrey Cole Nicely-Green, Scott, Entry-Level Firefighter - AAS; Ben Joseph Palczynski, Scott, Golf Course and Athletic Turfgrass Management - AAS; Jennifer Marie Salib, Scott, Paralegal - AA;

Davenport, IA:  Nick Scott Bakeris, Scott, Construction Management - AAS; Chase Cartee, Scott, Liberal Arts - AA; Misty Lynn Deleu, Scott, Respiratory Therapist - AAS; Angela Michelle Eckert, Scott, Liberal Arts - AA; Sarah F Franco, Scott, Physical Therapist Assistant - AAS; Elizabeth  McCoy, Scott, Respiratory Therapist - AAS; Angela L McConville, Scott, Architectural Technology - AAS; Alexander Matthew Norman, Scott, Liberal Arts - AA; Timothy Patrick O'Leary, Scott, Industrial Maintenance and HVAC Technology - AAS; Alex R Palos, Scott, Golf Course and Athletic Turfgrass Management - AAS; Giannina M Roldan, Scott, Occupational Therapy Assistant - AAS; Keriann Hanson Wilder, Scott, Dental Hygiene - AAS;

Moline, IL:  Minetta-Kay  Mockmore-Horton, Liberal Arts - AA

 

Devin Bayer and Matthew Purl, both of Davenport, have been named to the Fall 2010 Dean's List at Mount Mercy University, Cedar Rapids, Iowa.

The following students from the Quad Cities area were named to the fall Dean's Lst at Creighton University, Omaha for the 2010-2011 academic year:

  • Stephanie Haas of Davenport a junior Arts and Sciences student
  • Elizabeth Hines of Davenport a freshman Arts and Sciences student
  • Diane Ferry of Eldridge a senior Business Adminstration student
  • Kailee Steger of Milan a freshman Arts and Sciences student
  • John Philibert of Rock Island a sophomore Arts and Sciences student

Full-time students who earn a 3.5 grade-point average or better on a 4.0 scale are eligible for the Dean's Honor Roll.

 

Anna Windeknecht of Blue Grass, Iowa, has been named to William Woods University's (Fulton, MO) Dean's List for academic accomplishments during the 2010 fall term.To be named to the Dean's List, a student must be full-time and have achieved a minimum 3.6 semester and cumulative grade point average on a 4.0 scale.

 

Upper Iowa University names its 2010 Fall Dean's List. To be honored, the undergraduate must have earned a minimum 3.50 GPA for the semester and be enrolled as a full-time student.

  • Cody Hobson, Bettendorf, IA
  • Michelle Marsden, Davenport, IA

 

Katherine Kautz, daughter of Ann and Gregory Kautz of Bettendorf, IA, has been named to the Saint Mary's College Dean's List for the Fall 2010 semester. A student must achieve a grade point average of at least 3.4 on a 4.0 scale to earn academic honors at Saint Mary's, located at Notre Dame, IN.

 

Janie Almblade, a resident of East Moline, IL, was among 64 students from Lakeview College of Nursing, Danville, IL who made the Fall Dean's List.

 

Beloit College, Beloit, WIisconsin. has announced that William A. Hawkinson, senior, and Devin T. Lundy, freshman, both of Davenport, have achieved academic distinction during the Fall term of the academic year and have been named to the Dean's List, which recognizes students who have maintained at least a 3.4 cumulative grade point average for the semester.

 

Dominican University, River Forest, IL has announced the Dean's List for the Fall 2010 semester. To qualify for the prestigious Dean's List, students must achieve a semester grade point average of 3.8 (on a 4.0 scale), based on a full-time enrollment of 12 credit hours.

  • Kaitlin Cleppe, a resident of Bettendorf, was named to the Dean's List. Cleppe is a graduate of Pleasant Valley Community High School.
  • Joshua Johnson, a resident of Port Byron, was named to the Dean's List. Johnson is a graduate of Riverdale Senior High School.

Davenport, Iowa -The Davenport Community School District has announced that the Four-Year-Old Program community partner organizations will host an information session and tour from 9:00 to 10:00 a.m. Friday, January 21, 2011 at Children's Village West, 2826 West Locust Street, Davenport (across from the Mississippi Valley Fairgrounds). Legislators, community partners, Quad Cities Chamber of Commerce representatives, and members of the media are being invited to attend.

The session will begin with an overview of Iowa's statewide voluntary preschool program for four-year-old children which will include local, state and national data showing the impact of quality preschool education. Several brief presentations by community partner organizations will follow, concluding with a tour of the facilities and an opportunity to observe the program first-hand.

The Four-Year-Old Program provides more opportunities for all children aged four in the State of Iowa to attend a quality preschool and enter kindergarten ready to learn. The program in the Davenport Area Community School District alone impacts more than 800 students and includes over 20 partner sites.

A recent analysis of over 120 studies of students in preschool programs from over the last five decades showed these students made gains in both cognitive and social-emotional skills that persisted well beyond the early elementary years. "The Perry Preschool Project" clearly lays out the long term economic impact of these programs beyond school.

###

Q.  Do you offer Iowa students opportunities to intern in your office?

A.  Yes.  I strongly encourage college students and recent graduates to intern in my offices in Cedar Rapids, Council Bluffs, Davenport, Des Moines, Sioux City, Waterloo and Washington, D.C.  Four-month internships are available during the fall and spring semesters, and six-week internships are available during two summer sessions.  Many colleges and universities recognize internships for college credit.  In addition to being a tremendous learning opportunity, the experience can make students more competitive in the job market, on and off Capitol Hill. Many members of my permanent staff are former interns.

Q.  What do interns do?

A.  Interns assist permanent staff members in the administrative, legislative, and press departments, as well as my Judiciary Committee staff.  Some intern responsibilities include assisting with scheduling, helping constituents with questions, giving Capitol tours and researching topics related to current Senate issues.  Internships are a great way for young Iowans to gain valuable work experience and learn first-hand about the legislative branch of government.

Q.  Who should apply for an internship?

A.  All college-age Iowans are welcome to apply.  I look for detail-oriented, enthusiastic individuals.  Internships aren't just for political science majors.  I've had interns who were majoring in everything from theater to business to Russian, as well.

Q.  How can students apply for an internship?

A.  My office is currently accepting applications for the summer sessions.  The first session runs from May 23 to July 1.  The second session runs from July 5 to August 19.  Applications for both sessions are due March 15.  Applications are available in the placement offices of many Iowa colleges, my Iowa offices, and online at http://grassley.senate.gov/info/internships.cfm.  Completed applications should be sent to intern_applications@grassley.senate.gov or faxed to 202-224-6020.

###

WASHINGTON - Senator Chuck Grassley today announced that Tyler John Husar of Muscatine has been selected to attend the United States Naval Academy in Annapolis, Maryland.  Husar is a student at Muscatine High School, and is the son of Cindy L. Husar.

"The U.S. service academies offer students an excellent education and an opportunity to serve their country at the highest level.  I'm proud that another young Iowan is meeting the challenge at one of these great institutions," Grassley said.  "The Naval Academy accepts only the best and brightest, and Tyler will represent Iowa well on campus."

Each year, Grassley nominates young Iowans for the U.S. Military Academy in West Point, NY, the U.S. Air Force Academy in Colorado Springs, CO, the U.S. Naval Academy in Annapolis, MD, and the U.S. Merchant Marine Academy in King's Point, NY.  Information on the application process is available on Grassley's website at http://grassley.senate.gov/info/academy_nominations.cfm.  Applications for the 2012 school year are due on October 1, 2011.

-30-

Nicholas Skaggs of Davenport, IA graduated from Morehead State University, Morehead, Kentucky, with a Bachelor of Arts degree during the 2010 Winter Commencement cermony.

 

Trent Carlson, Bachelor of Science, Business Economics and Kevan Kadavy, Bachelor of Science, Biomedical Sciences, both of Davenport, along with Matthew Noe, Bachelor of Science, Business Administration and Tara Vandygriff, Bachelor of Arts, Public Relations, both of Rock Island, were named to the Dean's List at Marquette University, Milwaukee, for the Fall 2010 term.  Also, Andrew Czachowski of Bettendorf has graduated from Marquette University with a Master of Arts degree in English.

 

Adam Ryan Eaker, School of Engineering & Computer Science; Blake Matthew Rauba, Hankamer School of Business, both of Moline, IL, were named to the Dean's Academic Honors List at Baylor University, Waco, TX.

 

The following local students have been named to the President's List at Drake University, Des Moines. This academic honor is achieved by earning a grade point average of 4.0 during the Fall 2010 semester at Drake.

Kelsey Berneking of Bettendorf, IA, Kelsey Brandt of Bettendorf, IA, Lauren Brandt of Bettendorf, IA, Amanda Cleppe of Bettendorf, IA, Jared Dammann of Bettendorf, IA, Caitlin Pryor of Bettendorf, IA, Abby Sheehan of Bettendorf, IA, Chelsea Rink of Davenport, IA, Erika Sevigny of Davenport, IA, Stephanie Merrick of Eldridge, IA, Jordan Porter of Eldridge, IA, James VanEchaute of Moline, IL, Claire Vandercar of Port Byron, IL, and Marshall Phares of Princeton, IA.

The following local students have been named to the Dean's List at Drake University. This academic honor is achieved by earning a grade-point average of 3.5 or higher during the Fall 2010 semester at Drake.

Caitlin Araujo of Bettendorf, IA, Stuart Bildner of Bettendorf, IA, Leah Christensen of Bettendorf, IA, Bret Larson of Bettendorf, IA, Erika Milas of Bettendorf, IA, Elizabeth Shoemaker of Bettendorf, IA, Kathryn Hamilton of Blue Grass, IA, Evan Clark of Davenport, IA, Scott Copeland of Davenport, IA, Alise Farrell of Davenport, IA, Luke Hansen of Davenport, IA, Eric Hartmann of Davenport, IA, Kristin Stopulos of Davenport, IA, Taylor Bender of Eldridge, IA, Karmen Rocker of Hillsdale, IL, Taylor Odegard of Le Claire, IA, Kayla Pearson of Milan, IL, Christine Hoegner of Moline, IL, Andrew Olson of Moline, IL, Hailey Shelton of Moline, IL, Ryan Hendricks of Rock Island, IL, and Sarah VanLandegen of Rock Island, IL.

 

The following area students graduated from Creighton University, Omaha, NE during the winter commencement ceremony on Saturday, Dec. 18, 2010.

Chris Cameron of Davenport earned a Doctor of Physical Therapy degree.

Diane Ferry of Eldridge earned a Bachelor of Science in Business Adminsitration degree.

 

Tate Kapple, a resident of Parnell, Iowa, made the Dean's List for the fall 2010 semester at the University of Montana Western, Dillon, MT.

 

Dr. Nancy Erickson, vice president for academic affairs at Iowa Wesleyan College, Mount Pleasant, has announced the names of students who have qualified for the 2010 fall semester Dean's List. Local students achieving this honor are:

Brittany Kahler, a Senior majoring in Studio Art from Marengo, IA

Ayla Serrano, a Sophomore majoring in Life Science from Rock Island, IL

Sarah Voss, a Freshman majoring in Physical Education from Marengo, IA

DES MOINES, IA (01/13/2011)(readMedia)-- State Treasurer Michael L. Fitzgerald wants every second and third grade teacher in the state to take advantage of the free pencils being offered through Prepare for the Basics. This no-cost program, which provides pencils for students to use during the Iowa Test of Basic Skills, supplied almost 13,500 students with pencils during the 2008-09 school year. "Any teacher interested in participating in the program has until April 1st to submit their requests," stated Fitzgerald. "I really hope all teachers take advantage of this program. It is a small gesture of appreciation for all that they do."

The Prepare for the Basics program also provides information to families about College Savings Iowa, the state's 529 plan that is designed to give them an affordable way to save money for college. "Families who begin saving early are better prepared to meet the educational needs of their children. Any little bit that can be saved now will offset what has to be borrowed in the future," stated Fitzgerald.

College Savings Iowa lets anyone - parents, grandparents, friends and relatives - invest for college on behalf of a child. Iowa taxpayers can deduct up to $2,865 in contributions per beneficiary account from their adjusted gross income in 2011.* Investors do not need to be a state resident and can withdraw their investment tax-free to pay for qualified higher education expenses including tuition, books, supplies and room and board at any eligible college, university, community college or accredited technical training school in the United States or abroad.** For more information about College Savings Iowa, go to www.collegesavingsiowa.com or call 1-888-672-9116.

Teachers who would like to take part in the Prepare for the Basics program can register online by visiting www.treasurer.state.ia.us and clicking on the financial literacy tab. Materials should be requested at least two weeks prior to testing to ensure timely arrival and will be delivered directly to the participating schools. Supplies are limited, so early registration is advised.

*Adjusted annually for inflation. If withdrawals are not qualified, the deductions must be added back to Iowa taxable income.

** Earnings on non-qualified withdrawals may be subject to federal income tax and a 10% federal penalty tax on the earnings, as well as state income taxes. The availability of tax or other benefits may be contingent on meeting other requirements.

###

Pages