BETTENDORF, IA - The Carl D. Schillig Memorial Fund, Inc. has announced Paul Conway, Pleasant Valley High School, and Madison Ruge, Bettendorf High School, as the recipients of its 2013 Scholarship. Mr. Conway plans to attend the University of Iowa in Iowa City, Iowa, and Ms. Ruge will attend Drake University in Des Moines, Iowa.

The scholarship grants a $4,000 educational awarded to one Bettendorf and one Pleasant Valley High School student, each with at least a 2.3 grade point average and who exemplifies Carl's spirit through participation in a variety of school, community and church-related activities. To date, the Carl D. Schillig Memorial Scholarship Fund has awarded 28 Bettendorf and Pleasant Valley High School students with educational scholarships.

The Carl D. Schillig Memorial Scholarship was first awarded in 1998 to graduates of Pleasant Valley High School. In 2002, it was extended to graduates of Bettendorf High School. It was established in memory of Carl Schillig, who was 15 years old when he was killed in a car-pedestrian accident in 1994. Carl was active in a variety of community, school and church activities.

For more information about the scholarship, visit the website at www.runwithcarl.com or find us on Facebook by searching for "Run with Carl."

Funding for the scholarship is provided by proceeds from the annual Labor Day tradition of the Bettendorf Rotary's Run with Carl event. Unity Point Health- Trinity and United Healthcare provide majority support for Run with Carl.

About the Carl D. Schillig Memorial Fund, Inc.: The Carl D. Schillig Memorial Fund was established in 1995 by surviving members of Carl Shillig, who was killed at the age of 15 in a car-pedestrian accident. The fund provides a $4000 college scholarship to graduates of Pleasant Valley High School - which Carl attended - and Bettendorf High School graduates. With Carl's philanthropy as its inspiration, the nonprofit also distributes proceeds from the run to organizations in which Carl was active, including Bettendorf/Pleasant Valley Acquatics, Cornbelt Running Club, and Our Lady of Lourdes Church.

 

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3 Things a Father Must Teach His Kids About Managing Their Money

As a father of five teenagers, it feels like all I do every day is teach my kids lessons. These lessons span a wide range of topics - from "how to treat others," to "being a team player," to "exude confidence not cockiness." It has taken me years to determine the most important lessons pertaining to personal money management, which is one of the most important skills they need to learn.

With all the issues facing teenagers today, why do I say this? Three reasons:

1. Schools teach them absolutely nothing about personal money management.
2. The example set by our society is to spend more than they make (in other words, debt is good).
3. It is one of the most important skills they need to take into adulthood.

It is imperative to set the right example for your children when it comes to money management. In my book, "Why Didn't They Teach Me This in School? 99 Personal Money Management Principles to Live By" (www.whydidnttheyteachmethisinschool.com), I discuss these lessons in a simple, memorable manner.

Here are what I consider every dad's three "must teach" principles:

• Always live below your means. If you want to manage your money successfully, this is one of the most important principles to follow. And, this is where most Americans have gone, and will continue to go, wrong. People want to have everything ... now. They just can't wait until they can afford it. But you must wait until you can afford something before you buy it. If you make a habit of purchasing things you can't afford, you will quickly begin a downward spiral that will continue until you go bankrupt. Plus, you'll enjoy your purchase all the more.

If you always live below your means, you will always have extra money to save and invest. Over the years, your money will grow and you will find yourself with significant financial security. Keep in mind that living below your means doesn't mean living badly. It means you prioritize your spending and focus on what is most important to you. It means "living smartly."

• Develop a written budget and evaluate it every single month. People think this is painful but it's actually quite simple. And it must be done. You can't manage something you're not tracking. And the concept is clear - more money must come in every month than goes out! I have a simple budgeting process that takes a half-hour every month and allows for the three most important parts to be completed: developing, tracking and analyzing. The analysis part is so important. Where did you spend too much? Where didn't you spend as much? What else do you need to include next month? What is in your emergency fund? What are your financial goals for the next 12 months? And remember, you will always have tradeoffs!

• Save and invest 50 percent of every salary increase. This is an easy principle that requires a little discipline. Think about it; you were living on your old salary before you got a raise. You can have the best of both worlds. You're still going to live better, but why not invest some for your future? Most people don't do this because they get behind in the first place. They start by spending more money than they make in the first place. You just can't do that. If you employ this principle, you will be shocked at how well you do financially over time.

Ninety-five percent of adults don't follow these principles because they've been told that debt is OK and they're trying to keep up with the Joneses (who, by the way, are bankrupt)! I've told my teenagers (and my nephews who are in their 20's), if they always follow these three basic principles, they will become extremely adept at personal money management.

Take the time to talk with your children about all the issues that confront them. Especially, take the time to discuss the issue of personal money management. From experience, we all know that it is an issue that has caused much pain to our generation.

About Cary Siegel

Cary Siegel is a retired business executive. After earning his MBA from the University of Chicago, he began his career in brand management with Kraft and went on to lead several companies in marketing and sales. He wrote "Why Didn't They Teach Me This in School? 99 Personal Money Management Principles to Live By," whydidnttheyteachmethisinschool.com for his five teenage children. Following his personal money management principles allowed him to retire at the age of 45. Siegel is a popular speaker on both marketing and personal money management.

ROCK ISLAND, IL (06/05/2013)(readMedia)-- Augustana College, Rock Island, Ill., held commencement ceremonies on Sunday, May 19. lllinois Supreme Court Chief Justice Thomas L. Kilbride delivered the commencement speech, and 522 students graduated.

Among the graduates:

Kyle Amati, from Rock Island, Ill., graduated with a major in music education instrumental.

Amber Anderson, from Port Byron, Ill., graduated with a major in accounting.

Courtney Anderson, from Rock Island, Ill., graduated with a major in English.

Anthony Ash, from Davenport, Iowa, graduated with a major in accounting and business administration-finance.

Jennifer Baker, from Rock Island, Ill., graduated with a major in psychology.

Hannah Barney, from Bettendorf, Iowa, graduated with a major in business administration-marketing and communication studies.

Samantha Bazely, from Coal Valley, Ill., graduated with a major in communication studies.

Allie Bierhaus, from Bettendorf, Iowa, graduated with a major in elementary education and Spanish.

Brandy Blakeney, from East Moline, Ill., graduated with a major in applied mathematics and Scandinavian.

Christopher Boley, from Moline, Ill., graduated with a major in political science.

Austin Boyle, from Moline, Ill., graduated with a major in business administration-finance, political science, and accounting.

Joe Bright, from Erie, Ill., graduated with a major in political science and international business.

Jasmine Brooks, from Moline, Ill., graduated with a major in political science.

Ryan Brummet, from Port Byron, Ill., graduated with a major in mathematics, applied mathematics, and computer science.

Arielle Campos, from Rock Island, Ill., graduated with a major in art.

Ceara Campos, from Rock Falls, Ill., graduated with a major in business administration-management.

Richard Coppula, from Rock Island, Ill., graduated with a major in environmental studies.

Angela Cummins, from Rock Island, Ill., graduated with a major in communication sciences and disorders.

Nicholas Cummins, from Rock Island, Ill., graduated with a major in biology.

George Dexter, from Moline, Ill., graduated with a major in communication studies.

Grace Drenth, from Davenport, Iowa, graduated with a major in psychology.

Zachary Dryoel, from Moline, Ill., graduated with a major in economics.

Alannah Golden, from Davenport, Iowa, graduated with a major in elementary education.

Aurora Graze, from Rock Island, Ill., graduated with a major in sociology-social welfare.

Jonathan Grchan, from Moline, Ill., graduated with a major in business administration - management information system.

Asta Gustafson, from Rock Island, Ill., graduated with a major in psychology.

Thomas Harris, from Davenport, Iowa, graduated with a major in biology.

Sallie Hohenboken, from Prophetstown, Ill., graduated with a major in multimedia journalism and mass communicationunication.

Paul Hurd, from Wilton, Iowa, graduated with a major in business administration-management.

Kjerstin Hurty, from Moline, Ill., graduated with a major in business administration-marketing.

Mary Kandis, from East Moline, Ill., graduated with a major in biology.

Michael Kautz, from East Moline, Ill., graduated with a major in accounting.

Rachael Kellums, from Moline, Ill., graduated with a major in sociology-social welfare.

Clare Kilbride, from Rock Island, Ill., graduated with a major in communication sciences and disorders.

Ryan Kopatich, from Davenport, Iowa, graduated with a major in psychology.

Zachary Kozelichki, from Rock Island, Ill., graduated with a major in biology.

Manisha Kumar, from Davenport, Iowa, graduated with a major in pre-medicine.

Mary Lambrecht, from Moline, Ill., graduated with a major in sociology.

Kate Lang, from Rock Island, Ill., graduated with a major in business administration-finance.

Anna Letendre, from Rock Island, Ill., graduated with a major in business administration-marketing.

Courtney Linn, from Bettendorf, Iowa, graduated with a major in biology.

Ryan Lundeen, from Moline, Ill., graduated with a major in biology.

Hannah Maloney, from Davenport, Iowa, graduated with a major in psychology.

Jared McIntosh, from Davenport, Iowa, graduated with a major in business administration-marketing.

Lauren Mentado, from Moline, Ill., graduated with a major in business administration-international business.

Kelsey Miller, from Milan, Ill., graduated with a major in psychology and women and gender studies.

Leart Neziroski, from East Moline, Ill., graduated with a major in pre-medicine and biology.

Jacob O'Rourke, from Davenport, Iowa, graduated with a major in accounting and business administration-finance.

Andrew Palm, from Rock Island, Ill., graduated with a major in physics.

Eric Pease, from Sterling, Ill., graduated with a major in neuroscience and pre-medicine.

Douglas Peters, from Port Byron, Ill., graduated with a major in neuroscience and biology.

Nicholas Petre, from Moline, Ill., graduated with a major in philosophy, pre-medicine, and biochemistry.

Lauren Ploen, from Rock Island, Ill., graduated with a major in biology.

Richard Rector, from Davenport, Iowa, graduated with a major in communication sciences and disorders.

Jessica Roche, from Moline, Ill., graduated with a major in biology.

Amie Rogers, from Rock Island, Ill., graduated with a major in art.

Jessica Scheckel, from Taylor Ridge, Ill., graduated with a major in biology and psychology.

Jennifer Schroder, from Rock Island, Ill., graduated with a major in communication studies.

Katelyn Sedig, from Morrison, Ill., graduated with a major in communication sciences and disorders.

Moselle Singh, from Le Claire, Iowa, graduated with a major in anthropology.

Jonathan Smith, from Moline, Ill., graduated with a major in biology.

Astrid Tello-Rodriguez, from Milan, Ill., graduated with a major in psychology.

Will Tolmie, from Moline, Ill., graduated with a major in accounting.

Michael Tovar, from Rock Island, Ill., graduated with a major in sociology and business administration-management.

Megan Vandersee, from Sterling, Ill., graduated with a major in chemistry education and chemistry.

Chelsea Vickerman, from Silvis, Ill., graduated with a major in business administration-finance.

Calvin Vo, from Moline, Ill., graduated with a major in theatre arts and English.

Kaleigh Wall, from Eldridge, Iowa, graduated with a major in art.

Drew Wiersema, from Prophetstown, Ill., graduated with a major in accounting.

Peter Wiese, from Davenport, Iowa, graduated with a major in neuroscience and mathematics.

Stormy Almanza, from Rock Island, Ill., graduated with a major in sociology.

Rebecca Anderson, from Taylor Ridge, Ill., graduated with a major in biology.

Saleta Anderson, from Rock Island, Ill., graduated with a major in business administration-management.

Kayle Boggs, from Reynolds, Ill., graduated with a major in biology and women & gender studies.

Stacey Bollinger, from Silvis, Ill., graduated with a major in business administration - management information system.

Kayla Descamps, from Coal Valley, Ill., graduated with a major in biology.

Erin Gehn, from Rock Island, Ill., graduated with a major in applied mathematics.

Elaine Guthrie, from Coal Valley, Ill., graduated with a major in biology.

Jessica Larrison, from Hampton, Ill., graduated with a major in English.

Kelsey Lovaas, from Davenport, Iowa, graduated with a major in business administration-management and accounting.

Floyd Mays, from Rock Island, Ill., graduated with a major in multimedia journalism and mass communication and psychology.

Stephanie Morris, from Bettendorf, Iowa, graduated with a major in business administration-management.

John Peters, from Milan, Ill., graduated with a major in history.

Abdur Razzaque, from Moline, Ill., graduated with a major in accounting.

David Richard, from Rock Island, Ill., graduated with a major in psychology.

Jeffery Siirila, from Rock Island, Ill., graduated with a major in psychology.

Abbigale Staples, from Sterling, Ill., graduated with a major in elementary education.

Anna Tunnicliff, from Bettendorf, Iowa, graduated with a major in honors history major.

Alex Wilson, from Bettendorf, Iowa, graduated with a major in biology and pre-medicine.

Those graduating were given advice by Justice Kilbride, who said, "In doubt, do right. You will gratify some and probably stun others."

It was President of Augustana College, Steven Bahls, who quoted scripture, saying, "Pursue justice, love mercy and walk humbly."

Representing the class, Moselle Singh, noted the happiest of times come when happiness is being shared.

During the ceremonies, honorary degrees were presented to three individuals: Justice Kilbride; Don Wooten, the founder and former general manager of Augustana Public Radio; and Kim Brunner, chairman of Augustana's Board of Trustees.

About Augustana: Founded in 1860, Augustana College is a selective four-year residential college of the liberal arts and sciences. Augustana is recognized for the innovative program Augie Choice, which provides each student up to $2,000 to pursue a high-impact learning experience such as study abroad, an internship or research with a professor. Current students and alumni include 142 Academic All-Americans, a Nobel laureate, 13 college presidents and other distinguished leaders. The college enrolls 2,500 students and is located along one of the world's most important waterways, the Mississippi River, in a community that reflects the diversity of the United States.

Yarn Crafter Shares 4 Unexpected Benefits

The idea of "DIY" is definitely in vogue, bringing an upswing in popularity of knitting and crocheting, and there's no sign interest will wane anytime soon, says lifelong craftswoman Betty Hechtman.

"Pinterest and Etsy are two of the hottest websites online today, and they're brimming with hand-knitted items, from socks and scarves to purses and pretty much anything that can be made from yarn," says Hechtman, author of "Yarn to Go," (www.BettyHechtman.com), the first in a new cozy mystery series scheduled for publication in July by Berkley Prime Crime Books.

"The hand-knitted caps and sweaters that might have embarrassed us as kids are now a hip expression of artistry," she says. "Young adults appreciate originality and craftsmanship, and they're an innovative bunch. They're doing amazing things with yarn!"

Surprisingly, she notes, crocheting is even more popular than knitting. It's No. 3 on the top 10 U.S. crafts list compiled by the Craft and Hobby Association, with 17.4 million devotees. Knitting comes in at No. 9 with 13 million needle fans.

"What's interesting is people say they're drawn to yarn crafts because of the creativity," Hechtman says, citing a Craft Yarn Council survey of more than 5,000 knitters. "But once they get into it, they say they realize it also helps with stress."

That's just one of the unexpected benefits of time spent knitting and crocheting. Hechtman cites four more:

• Knitting (and crochet) actually produce beneficial physical changes! Spend enough time with your needles or a hook and yarn, and you can strengthen your immune system, lower your blood pressure, and change your brain chemistry to reduce stress hormones and increase the natural "happy" neurotransmitters, serotonin and dopamine. These findings were reported last year at an "academic study day" in England on the therapeutic benefits of knitting.

• It won't leave you feeling groggy in the morning. Having trouble sleeping? Instead of reaching for a pill, pick up a yarn project an hour or so before bedtime. The calming repetition of knitting or crocheting slows restless, racing thoughts and helps us transition from busy day to quiet, restful night.

• Keep your hands out of trouble. Are you trying to quit smoking and don't know what to do with yourself? How about biting your nails? Have you become obsessed with checking your social media? Crocheting or knitting keeps hands busy - and out of trouble - while you're traveling, waiting at the doctor's office or sitting at your kid's soccer game. And, unlike smoking, nail-biting and wasting time on Facebook, the result of knitting and crocheting is a positive one.

• Make new friends. An internet survey of 3,500 knitters found 90 percent made new friends through the craft. One of the beautiful aspects of yarn work is that you can do it alone or in a group. In fact, the opportunities to socialize seem to be driving the strong interest from young adults, who meet at bars, Starbucks and office lunchrooms for a good stitch session, according to the yarn council. People who are alone much of the time are more prone to depression and other mental health issues, getting together for a knit with friends is good for you!

About Betty Hechtman

Betty Hechtman is the author of "Yarn to Go," the first book in the Berkley Prime Crime Yarn Retreat mystery series, as well as the author of the best-selling Berkley Prime Crime Crochet  mystery series. The eighth book, "For Better or Worsted," comes out in November.  She has also written newspaper and magazine pieces, short stories and screenplays as well as a children's culinary mystery. She has a bachelor of fine arts degree and has been active in handicrafts since she was a small child. Hechtman divides her time between Los Angeles and Chicago.