WASHINGTON, D.C. - The Export-Import Bank of the United States (Ex-Im Bank) today announced its first marketing partnership in the state of Iowa to help Iowa small- and medium-size businesses boost export sales and jobs. Ex-Im Bank's City/State Partnership with Iowa Small Business Development Centers (SBDC) gives exporters enhanced access to information about the Bank's resources to exporters in all 99 counties of Iowa. The partnership is expected to accelerate export business and job growth by promoting Bank products and services within a statewide network of 15 SBDCs and an International Trade Center (ITC), where entrepreneurs meet export finance counselors and learn how to grow their foreign sales. The SBDC network is sponsored by Iowa State University College of Business, Ames, in cooperation with 14 other regional colleges and universities. It is partially funded by the U.S. Small Business Administration. "Ex-Im Bank has a lot to offer Iowa businesses that want to reach customers overseas and grow their export sales, and this partnership will put Ex-Im's financing benefits within easy reach," said Ex-Im Bank Chairman and President Fred P. Hochberg. "Owners of small and medium-size businesses already use Iowa SBDC's International Trade Center; now they will find Ex-Im Bank resources in the same place. This new connection will support increased sales and job growth in Iowa." Ex-Im Bank's City/State Partnership with international trade educators and business experts in Iowa aims to build upon existing successes there. The International Trade Center provides expertise about how export businesses start, grow, and gain profits. By means of inexpensive workshops and free one-on-one counseling and online courses, it equips small businesses with marketing savvy otherwise accessible only to large companies. "Our SBDC International Trade Center is committed to helping Iowa's small and medium-sized businesses gain access to capital for expanding to markets outside the U.S.," said Debbie Franklin, ITC director. "This partnership with Ex-Im Bank will help provide these businesses the additional support needed to export globally." The purpose of the City/State Partners program is to ensure that the Bank's export finance programs are more accessible to small and medium-sized business through local, state, and regional economic development and business support organizations. Ex-Im Bank provides its Partners with free marketing and training materials, qualified finance experts to speak at Partners' events, assistance with outreach and counseling, and access to a network of lenders, insurance brokers, and U.S. Government export resources. Through its City/State Partnership with Iowa's Small Business Development Center, Ex-Im Bank offers to Iowa enterprises expanded access to products such as its Global Credit Express, which helps exporters acquire low-cost working capital up to $500,000, as well as Express Insurance, which simplifies small business access to export credit risk insurance on their foreign accounts receivable. To contact Iowa SBDC's International Trade Center, call director Debbie Franklin at (515) 509-5745, email her at DebbieF@iastate.edu, or visit the International Trade Center web page at www.iowasbdc.org/exports.aspx. The state center for Iowa SBDCs may be reached at (515) 294-2030. ABOUT EX-IM BANK: Ex-Im Bank is an independent federal agency that helps to create and maintain U.S. jobs by filling gaps in private export financing at no cost to American taxpayers. In the past five years (from Fiscal Year 2008), Ex-Im Bank has earned for U.S. taxpayers nearly $1.6 billion above the cost of operations. The Bank provides a variety of financing mechanisms, including working capital guarantees, export-credit insurance and financing to help foreign buyers purchase U.S. goods and services. Ex-Im Bank approved a total of $35.8 billion in authorizations in FY 2012 - an all-time Ex-Im record. This total includes more than $6.1 billion directly supporting small-business export sales - also an Ex-Im record. The Bank's authorizations in FY 2012 are supporting an estimated $50 billion in U.S. export sales and about 255,000 American jobs in communities across the country. For more information, visit www.exim.gov.
Best-Selling Business Author Offers 3 Tips for Changing
Your Attitude

Although we live in the richest and most advanced society the world has ever known, many of us say we need more money in order to be happy, notes best-selling business book author Doug Vermeeren.

"Even some of those in the top percentile of earners often feel like they don't have enough money," says Vermeeren, (www.DouglasVermeeren.com), an international speaker who consults with celebrities, business executives and professional athletes.

"The math is simple: More money does not equal more happiness. It's our attitude toward money, not the amount, that influences our happiness the most."

Happiness researchers Elizabeth Dunn and Michael Norton, professors at the Harvard Business School, recently published research indicating that it's not money that makes people happy, nor the things people buy with it. Rather, it's the experiences one has that ultimately account for happiness.

"How you experience your money on a day-to-day basis is what matters," Vermeeren says. "If the software running in your brain is constantly reinforcing the message, 'it's not enough,' then that is likely how you will see yourself and experience your life - as 'not enough.' "

Vermeeren reviews the three fallacies of abundance as it relates to happiness:

• We are all entitled to a certain amount of wealth: The feeling that we deserve or are owed a certain amount of wealth will always make us unhappy with whatever we have. While we are entitled to certain human rights, those do not include a winning lottery ticket. In reality, we are not owed any amount of abundance and, in fact, should count ourselves lucky if we're able to meet our basic needs; many in the world are not. More of us, however, would be happier simply appreciating what we have.

• The result of our labors is money: Money is a means to an end, not an end in itself. This can be a challenge to keep in mind since so much of our lives are spent in the pursuit of money. We work and go to school to support ourselves and our families. We see things we want, and we know we need more money for them. Study after study shows, however, that what really makes us happy is what we do and who we do it with, and not how much money we spend.

• We'll be happiest when we finally reach our goal: We are happiest when we are progressing toward a goal. When we lose sight of our goal, veer off the path toward our goal, and even achieve our goal, we're less happy. Rather than setting one goal and deciding you will be happy when you meet it, you'll be most happy if you continually set goals and relish your journey toward them.

About Doug Vermeeren

Doug Vermeeren is an internationally renowned public speaker, author, movie producer and director. His life coaching strategies help those from all walks of life, with clients including business executives, celebrities, professional athletes and more. Throughout the last decade, Vermeeren has conducted extensive first hand research into the lives of more than 400 of the world's top contemporary achievers, making him a sought-after commentator on news outlets including ABC, FOX, CNN and more. He has written three titles contributing to Guerilla Marketing, the best-selling business series in publishing, which is included reading in the Harvard Business School. His documentaries include the award-winning film, The Opus, which has been published by Random House as a book in 23 countries. Vermeeren's latest film, The Gratitude Experiment , has received critical acclaim.

Governor's Key State of the State Priority Would Increase Minimum Wage from $8.25 to $10

CHICAGO - On this Labor Day holiday, Governor Pat Quinn today honored workers across Illinois by visiting Chicago's historic Fellowship Missionary Baptist Church to continue his ongoing fight to raise Illinois' minimum wage from $8.25 to $10. Governor Quinn made raising the minimum wage one of his priorities in his 2013 State of the State address and today's visit furthers his commitment to ensuring all Illinois workers are treated fairly and receive the compensation they deserve.

"No one in Illinois should work 40 hours a week and live in poverty," Governor Quinn said. "There is no better way to honor hard-working men and women across Illinois by raising the minimum wage. As we honor Illinois' workers this Labor Day, we should also remember the words of Dr. Martin Luther King, Jr., who said 'it's always the right time to do the right thing'."

At the church once visited by Dr. King in 1964, Governor Quinn - a longtime advocate of a higher minimum wage - noted that a full-time minimum wage worker in Illinois makes around $16,600 annually, which is well below the Federal Poverty Threshold of $23,550 for a family of four.

"If we want to fight poverty, curb crime and revitalize our neighborhoods, the best way to do it is with jobs," Governor Quinn said. "Increasing the minimum wage will ensure that many Illinois workers get a fair day's wages for a fair day's work and can pull themselves from poverty."

The Illinois minimum wage ($8.25) - which hasn't been increased since 2010 - is less than half of the average U.S. hourly wage ($19.97) and far less than the typical CEO's hourly pay ($3,072 per hour, according to an Associated Press analysis). By increasing the Illinois minimum wage to $10, a half-million Illinois consumers will make an extra $4,800 a year and much of that extra income will typically be spent at local businesses on food, clothing and furniture.

Currently, 19 states and the District of Columbia have raised their minimum wages higher than $7.25 per hour, which is the current federal rate.

In August, Governor Quinn signed three laws that fight questionable practices in order to protect Illinois workers' paychecks. House Bill 2649, House Bill 923 and House Bill 3125 deal with the misclassification of workers and the attempts of employers to avoid paying state employment taxes and premiums.

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Assistant General Manager of Special Events and Finance Manager introduced at press conference


DAVENPORT, Iowa (AUG. 31, 2013) - The Quad Cities River Bandits introduced two new members of their front office leadership team Saturday, as team co-owner Dave Heller introduced new Assistant General Manager of Special Events Bridget Otten and new Finance Manager Dustin Miller at an afternoon press conference.

 

"The River Bandits make outstanding customer service our top priority, and Bridget Otten and Dustin Miller are exactly the type of people who bring that to the Quad Cities community," said team co-owner Dave Heller. "We are excited to have them as part of an outstanding front office leadership team."

 

Otten, a native of Rock Island, Ill., brings 10 years of experience in event management, weddings, fundraising and sales. Most recently, she has been the Catering Manager at the Radisson Quad City Plaza in Davenport the past three years. As the Assistant General Manager of Special Events, Otten will oversee all special events at Modern Woodmen Park, working with clients, vendors and community partners on the weddings, parties, reunions, business meetings, seminars and many other events year-round at the ballpark.

 

"I am extremely grateful to Dave Heller, Stefanie Brown and the entire River Bandits organization for allowing me the opportunity to join what promises to be such a great team!" Otten said. "I look forward to showcasing the phenomenal attributes of special events at what has proven to be the Best Minor League Ballpark in America."

 

Miller, a native of Elkhart, Ind., and graduate of St. Ambrose University, has worked 16 years in finance and accounting, most recently with Martin Engineering in Neponset, Ill. As the Finance Manager, Miller will manage all financial aspects of the River Bandits and Main Street Baseball.

 

"I am extremely excited for the opportunity to work for a professional sports organization like the Quad Cities River Bandits, who are an important part of the Quad Cities community and provide fans with a fun and affordable entertainment option," Miller said. "I am looking forward to joining the team and being part of the continued success and growth of the franchise."

 

Both Otten and Miller will begin their work in the River Bandits front office on Tuesday, Sept. 3.

Mother of Re-Invention Shares Tips for Finding Work
that Feeds the Soul

They're called second acts, encore careers or reinventing yourself - they're the completely new and different jobs people take in midlife or later.

Today, making that jumpis more likely to be a matter of following the heart than it was during the throes of the economic recession, whenprofessionalscaught up in corporate layoffs discovered they were too old to find jobs in a poor market and too young to retire. They started second careers not to follow a vocation but to pay the bills.

"I'm glad to see the tide turning again - especially for all the baby boomers who don't want to  retire but do want to do something gratifying," says Betty Hechtman (http://BettyHechtman.com), who was on the eve of her 60th birthday when her first mystery series prompted a bidding war between St. Martin's Press and Berkley Books.

She has since published eight "cozy mysteries," including her newest, "Yarn to Go" - the first in her Berkley Prime Crime Yarn Mystery series.

Hechtman has had a lot of practice reinventing herself. She has volunteered as a farmworker on a kibbutz in Israel, waitressed and worked in retail sales, and made connections as a telephone operator, among a host of jobs.

"I've held jobs just for the paycheck and I've pursued my passions, so I know how profoundly different it is to do one versus the other," she says. "No matter what age you are, if there's work you feel called to, you should most definitely give it a try -- you may well experience a joy unlike any you've ever known."

Hechtman offers these tips for people considering an encore:

• Do your homework. There's nothing more disappointing them jumping in to something new only to become disillusioned and frustrated because you didn't take the time to prepare. If your dream is to open a particular business, research the market. Is there a demand for what you hope to sell? Should you give it a trial run as an online business before investing in shop space and other overhead? Start by checking the resources at Score.org, a nonprofit supported by more than 12,000 volunteers dedicated to helping small businesses off the ground. For other encore pursuits, you might take classes or spend a few hours a week working as a volunteer to learn the ropes.

• Join a group of like-minded people. This is particularly helpful for aspiring artists who want to paint, play music, write a book or indulge some other creative talent. You can brush up on your skills and make valuable contacts by becoming a part of a community theater, joining a writers circle, or finding a group of hobbyists. You may find your skills develop much more quickly with the support and guidance of collegial peers who are all helping one another achieve a dream.

• Consider working in one of the five most popular encore fields. Most people seek second their careers in health, education, government, environment and non-profits -- all fields expected to provide abundant job opportunities in the next couple of years, according to Encore.org, a non-profit that supports second careers "for the greater good." If you need training to qualify, now is the time to get it, Hechtman says. "Invest now in the education, and you can soon have a job that feeds the heart, the mind - and the body!"

About Betty Hechtman

Betty Hechtman is the author of "Yarn to Go," the first book in the Berkley Prime Crime Yarn Retreat mystery series, as well as the author of the best-selling Berkley Prime Crime Crochet  mystery series. The eighth book, "For Better or Worsted," comes out in November.  She has also written newspaper and magazine pieces, short stories and screenplays as well as a children's culinary mystery. She has a bachelor of fine arts degree and has been active in handicrafts since she was a small child. Hechtman divides her time between Los Angeles and Chicago.

The Quad City International Association of Administrative Professionals (IAAP) will be presenting a FREE Seminar on Monday, September 9, 2013 at the WIU River Campus, 3300 River Drive in Moline, Illinois.  The speaker will be Dr. Mary Hogg, Associate Professor, WIU and she will be presenting "Nonverbal Communication in the Organizational Setting".

Networking/Gathering begins at 5:30 PM, Dinner at 6:00 PM (reservation is required - meal cost is $8.00) and the speaker will begin at 6:30 PM. Following the presentation, a short chapter business meeting will be held.

To register, please contact Chris Brown by 11:00 AM by Friday, September 6, 2013 at 309-371-9587 or email her at MC-Brown2@wiu.edu.

 

For more information, go to our website at www.iaap-quadcity.org/quadcity/meetingsevents.

(DES MOINES) - Governor Terry E. Branstad and Lt. Governor Kim Reynolds today announced their intention to reject bids related to the sale of the Iowa Communications Network (ICN).

"Though I appreciate the time and effort it took for Iowa Network Services to develop their bids, I believe the ICN is worth more to the State of Iowa than what the bidder was willing to pay," said Branstad. "Not only were the bids significantly less than the amount the state has invested in the network over the years, the bids were less than the recent $25 million upgrade of the network."

The state received two bids for the ICN, which the Iowa Telecommunications and Technology Commission voted to reject. Their recommendation was then sent to the governor for consideration. Under Iowa law, the ICN cannot be sold without the prior authorization of the governor and a constitutional majority of both houses of the Legislature.

"It would be a disservice to the taxpayers of Iowa to sell this important asset for pennies on the dollar," Branstad continued.

Reynolds noted the wide input sought as the administration weighed the future of the ICN.

"Our office heard from a variety of stakeholders, including legislators, public safety leaders, health care providers, and members of the telecommunications industry," said Reynolds. "In addition to valuable stakeholder input, this decision was also informed by a detailed review of the bid proposals, along with the unanimous recommendation of the Iowa Telecommunications and Technology Commission to reject the bids."

Branstad said the ICN will continue to play an important role for Iowans.

"The ICN has been an important resource for Iowans over the past two decades, and we believe it can continue to provide an important service to those who depend on it," said Branstad.

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Corporate Thought Leader Architect Shares Tips

Plug "thought leader architect" into the title field of a LinkedIn search and only one name pops up: Mitchell Levy, CEO of THiNKaha and author of the new book, "#Creating Thought Leaders Tweet," (www.thinkaha.com/experts2gurus).

"The truth is, a lot of people are trying to become viewed as 'thought leaders' because they recognize that being a well-publicized, well-respected expert in their field is good for business," Levy says.

"But most people have a hard time figuring out how to do it on their own."

Levy, who works with corporations to develop thought leaders among employees, says CEOs recognize that the wide availability of information on the internet has changed how customers do business.

"Customers are quite knowledgeable, and they get that way by using the resources available online," Levy says. "It doesn't take long before they know enough to spot a true expert - someone with vision; someone with a strong track record of success; someone who knows their field so well, they can tell you where it's going, and where it should go."

When we had only the traditional media and its well-guarded access, our thought leaders tended to be people who were already in vaulted positions, such as elected officials, CEOs of major corporations and entertainment personalities, Levy notes.

Today, thanks to the egalitarian nature of social media, anyone can become one. But many people don't know where to begin.

Levy offers these suggestions for developing your reputation as a thought leader.

• Start by zeroing in on an area of your field in which you excel. Focus on one area of your business or profession that excites you. Rather than stepping out as the consummate expert on a broad range of topics, choose one slice of your expertise that you enjoy - that you love to talk about. The beautiful thing about social media is that it caters to niche interests, which is a great way to start building your following. The more focused you can make the space you want to be a thought leader in, the easier it will be for you to reach your audience.

• Develop your own message and share it in a distinctive style. Think about who your audience is and what they want and need - remembering that they don't care about you, they care about themselves. Are there better ways to do something that everyone has been doing the same way for years? Can you solve problems or foresee trends that others seem to be blind to? Craft a message that will resonate with your audience. Share it in a distinctive, authoritative voice. Don't be afraid to show some personality. Do you need to be bigger, tougher, louder, stronger, wiser? You don't need it all, but you do need to set yourself apart.

• Create useful, valuable content that people can use. Online, you can write a blog; create video tutorials on YouTube; share nuggets of information on the various social media sites. Write a book on your topic! By constantly sharing information that solves problems for users and readers, you begin developing a reputation as knowledgeable, helpful and reliable. This should be an ongoing process - which is why you need to be passionate about it! Thought leaders make it look easy, but they work at it every day.

About Mitchell Levy

Mitchell Levy, Thought Leader Architect and CEO at THiNKaha, has created and operated 15 firms and partnerships since 1997. Today, he works with companies who are active in social media to leverage their IP and unlock the expertise of their employee base to drive more business. He is also an Amazon best-selling author with 18 business books, including the new "#Creating Thought Leaders Tweet." Levy is a frequent media guest and a popular speaker. In addition to the companies and joint ventures he has started, he has provided strategic consulting to more than 100 companies, has advised more than 500 CEOs on critical business issues through the CEO networking groups he's run, and has been Chairman of the Board of a NASDAQ listed company.

State-Funded Improvement Will Strengthen Company's Expansion and Lead to 100 New Jobs

MOUNT VERNON - Governor Pat Quinn today was joined by local and company officials to open a new railroad spur to Continental Tire in Mount Vernon, a state-funded infrastructure improvement that will strengthen the company's expansion and pave the way for 100 new jobs by 2015. Today's action is part of Governor Quinn's agenda to create jobs and build a 21st century infrastructure that will drive Illinois' economy forward.

"Continental Tire is one of the largest single site downstate employers in Illinois with 3,000 employees already in Mount Vernon, and this improvement will allow them to add even more jobs to the local economy," Governor Quinn said. "We must continue to work every day to create job opportunities for the people of Southern Illinois."

The new $1.1 million railroad spur, supported by the Illinois Department of Transportation, will help the company bring more resources in and ship out more finished goods to national and international markets. The recently completed Truck Access Route at Continental Tire has already helped improve the flow of products in and out of the facility.

"The new rail spur will allow Continental to reduce logistics costs," Benny Harmse, Mount Vernon plant manager said.  "This rail spur is a key component in supplying raw materials required to ensure continued growth at the Mount Vernon facility."

Continental Tire is in the process of investing $129 million in its Mount Vernon facility to expand operations, and will add 100 new full-time jobs over the next three years, which was announced in January. The expansion is expected to be complete by mid-2015, and will increase production to more than three million truck tires a year.

"The Continental Railroad Spur Project is an example of the partnership and confidence established between the State of Illinois, the City of Mount Vernon and Continental Tire to support a project that aids in expansion, leading to the creation of new jobs for Mount Vernon, Jefferson County and the Southern Illinois region," Mount Vernon Mayor Mary Jane Chesley said.

Continental Tire the Americas, LLC (CTA) manufactures and distributes a complete premium line of passenger, light truck and commercial tires for original equipment and replacement markets. CTA is part of German-based Continental AG who is among the leading automotive suppliers worldwide. As a supplier of brake systems, systems and components for powertrains and chassis, instrumentation, infotainment solutions, vehicle electronics, tires, and technical elastomers, Continental contributes to enhanced driving safety and global climate protection. Continental is also an expert partner in networked automobile communication. Continental currently has approximately 175,000 employees in 46 countries.

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The Better Business Bureau has received an influx of calls from consumers who have been targeted by the "Microsoft phone scam."  In this scam, the consumer receives a call from someone claiming to be from Microsoft Corporation. The caller states that Microsoft has detected a virus on the consumer's computer and they are calling to assist in remedying the problem. In actuality, these cybercriminals are either trying to gain remote access to the consumer's computer or trying to download malicious software to extract personal information such as account numbers and passwords.

The BBB reminds consumers that Microsoft's Online Safety and Security Center states that neither Microsoft nor its partners make unsolicited phone calls.

The following tips will help you avoid falling victim to cybercrime:

  • Do not trust unsolicited calls. Never give out personal information, over the phone, to someone you don't know. If the caller claims there is a security threat to your computer, hang up and call your computer company directly.
  • Install virus detection. Help protect your computer from viruses by making sure you have virus detection software installed on your computer.
  • Educate yourself and your family on safe web surfing. Always be attentive of what you click on and download, including, movies, files, browser plug-ins and add-ons. Also, simply avoid clicking on pop-up ads as they can direct you to other harmful sites. You can also adjust your browser settings to turn on safe search options.

If you think you may have fallen victim to a cybercriminal or allowed someone access your computer, the BBB recommends you immediately change your computer's password as well as any other passwords you keep on your computer such as your email or online banking and proceed to find a computer repair company or person you can trust. Go to iowa.bbb.org to find reputable companies near you.

 

About the BBB. The BBB is an unbiased non-profit organization that sets and upholds high standards for fair and honest business behavior.  Businesses that earn BBB Accreditation contractually agree and adhere to the organization's high standards of ethical business behavior.  The BBB Serving Greater Iowa, Quad Cities and Siouxland Region was founded in 1940 and is one of 113 BBBs.  Locally, the BBB has over 3,500 Accredited Businesses and provides reports and on companies throughout the state.  Contact the BBB at 1-800-BBB-1600 or info@dm.bbb.org.

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