The hiring landscape facing recent college grads is inhospitable, to say the least.
Coach Micheal J. Burt and Colby B. Jubenville share ten tactics to help graduates
create a best-odds scenario for acing interviews and landing a job.

Hoboken, NJ (June 2013)?If you have just graduated from college, congratulations! Take a few moments to admire your diploma and pat yourself on the back...and then get ready to attach your nose firmly to the grindstone (again). Unless you went to school under a rock, you know that graduates are facing one of the worst job markets in recent memory. In 2012, about 1.5 million bachelor's degree holders under age 25 (that's 53.6 percent) were unemployed or underemployed. And the trend isn't on track to change this year, either: A poll released in April revealed that more than half of graduates admitted to difficulty in finding a job.

Clearly, you'll need to differentiate yourself from the pack if you want to get (and keep) a job in this cutthroat environment. And according to Coach Micheal J. Burt and Colby Jubenville, it's not just about showing how different you are from the competition; it's about showing how you'll make a difference for hiring companies.

"In today's economy, companies need to know from the outset that you'll add remarkable value instead of being a drain on the payroll," confirms Burt, coauthor along with Colby B. Jubenville of the new book Zebras & Cheetahs: Look Different and Stay Agile to Survive the Business Jungle (Wiley, 2013, ISBN: 978-1-1186318-0-5, $25.00, www.zebrasandcheetahs.com). "If you show up to an interview and give the same boring, uninspired answers that your competition is giving, your potential employers will be bored. And worse yet, they'll look at you like you're a commodity?just one more in a million other college grads who simply go through the motions once hired.

"You have to show and tell potential employers how you'll bring unique and immediate value to the table. That might seem like a tall order, but a great way to do that is to tell them how you'll positively impact the company during the first 90 days of employment."

In their book, Burt and Jubenville explain exactly what it takes for employees (and specifically, leaders) to survive and thrive in the fast-paced, always-changing, and highly competitive business world. Specifically, they say, today's companies aren't just looking for technical qualifications but for candidates with a specific "softer" skill set.

"Of course employers want to hire people who are committed and who will be on time and work hard," Jubenville says. "But they also need to know that you'll hit the ground running and that you have the ability to boost the company's overall standing, innovate, adapt, and collaborate. Leaders know that employees who are deficient in any of these areas will cause conflict and slow up the entire organization in an economy where teamwork, efficiency, and agility are crucial."

Here, Burt and Jubenville share ten tips that will help you to show your value so that you can get?and keep?a job in the chaos of the concrete jungle:

Respond quickly. On the African savannah, animals that are slow in making a beeline for food and water don't last long. The same thing is true in the concrete jungle. With such a high unemployment rate for college graduates, most jobs won't stay on the market very long after being posted. You've got to be Johnny-on-the-Spot if you want to have a shot at an interview.

"Responding quickly to a job posting will express to the company that you are eager for this particular job," points out Burt. "As an employer, I'm always impressed by candidates who are committed enough to put together articulate, personalized applications within 72 hours of posting. And who knows? Your cheetah-like speed may pay off. Maybe you'll be the first one to apply, the first one to be interviewed, and you'll so impress your interviewers with your unique skills and ideas for the company that everyone else will pale in comparison."

Show up in person (and early) when you can. While it may seem obvious, this point is worth underscoring: Now that you've secured an interview, don't screw it up by being late. (And keep in mind that in these kinds of situations, "on time" is tantamount to "late"!) Arriving at your interview with plenty of time to spare is just good common sense, but most importantly, it's the first in-person opportunity for you to show your potential employer that you're hungry, committed, and motivated.

"I can't overstate how important first impressions are," Jubenville says. "If you walk into that interview room late (or even frazzled and out of breath after dashing in from the parking lot), it doesn't matter how firm your handshake is or how impressively you're able to discuss your résumé. You have already sent the signal that you'll be a weak member of the herd. The one always lagging behind. And since the weakest member of the herd is usually the first to be picked off by predators, why go to the trouble of hiring you in the first place?"

Differentiate yourself. This is arguably the most important thing to bring to the job interview table: a clear answer to the question "What makes you different?" Whether you want to believe it or not, you're one of many freshly graduated applicants with good GPAs, well-rounded résumés, and glowing references. You're not the only one who has researched the company and spent hours prepping for interviews. However, you might be the only applicant for a junior copywriting position who can provide your interviewer with a link and sample posts to your personal blog, which has several hundred followers!

"And while it may sound cliché, a big part of differentiating yourself is simply allowing your personality, interests, values, and quirks to flavor the interview?just don't go overboard and talk for ten minutes about your passion for showing your Weimaraner!" Jubenville explains. "After all, employers aren't just hiring your skill set; they're hiring you. Your personality may get you through the door, but your character will get you the job and keep you in the job. Potential employers need to understand you, like you, and be able to envision you as a part of their team before extending you a job offer. "

Learn to leverage your past. Of course you'll talk about your education during your job interview, and you'll probably have the opportunity to discuss any other experience that might be relevant to the job. But according to Burt, one of the most important points you can make is that you know how to overcome adversity. Whether you've made poor choices in the past or have dealt with an unforeseen obstacle, employers want to know that you can clear hurdles and reinvent yourself when circumstances call for it. No organization wants to hire an employee whose hand will need to be held every time the going gets tough!

"Whether it's big or small, being able to discuss a problem you have successfully dealt with shows that you are adaptable and that you are willing to evolve into a better version of yourself," Burt confirms. "It might help to think about your life backwards: Where are you today and how did you get there? What were the major turning points or challenges? You didn't earn that degree without putting in your share of metaphorical blood, sweat, and tears!"

Showcase your innovation. As recently as ten or fifteen years ago, it was relatively safe for companies to stick with "the way we've always done things." That's not the case anymore. As the global economy becomes flatter, swifter, and more competitive, businesses in all industries are finding it necessary to think of new ways to solve problems on the fly. So even if you're going into a field that is generally seen as non-creative (such as banking or engineering), it's still smart to show that you are imaginative and innovative.

"Innovative thinking is going to instantly increase your value to a company that is trying to move forward," confirms Jubenville. "A good way to demonstrate that you have this skill is to make a video of yourself articulating why you're valuable and what you could bring to the table. In fact, Coach Burt and I sometimes ask candidates to do this very thing in order to gauge how creatively each person thinks and how they react to an open-ended assignment. If video isn't your thing, make sure to weave examples of how you've thought beyond established boundaries and actively sought efficient new solutions to problems into your interview answers."

Let them know you play well with others. Nobody is looking to hire a hotshot employee who's in it for individual glory. While these individuals tend to think of themselves as "superstars," their coworkers and bosses are more likely to describe them as "prima donnas" or "self-absorbed jerks." Instead, companies want to hire people who are willing and eager to be members of a team, and who are capable of collaborating with others to reach the best possible outcome. Increasingly, it takes the skill sets of many different people to stay competitive in the global economy. One person simply can't shoulder the load alone.

"During your interview, highlight your role in past group projects when the opportunity arises," advises Burt. "Another major way in which you can convey that you are easy to work with is to be responsive and sincere in the interview?but don't dominate the conversation. Believe it or not, some candidates interrupt interviewers mid-sentence, or are so determined to talk about a particular topic that they ignore the question that was actually asked. What's the interviewer to assume if not that this person will hijack meetings, projects, and other tasks in the same way? The bottom line is you should make sure you leave the interviewer with the distinct impression that you are both a people person and a team player."

Solve their problems. Before walking into the interview, you need to do your homework about the company you're hoping to work for. And you need to go beyond dropping a few key words or phrases into your cover letter. Being able to intelligently discuss the company overall?as well as the specific position for which you're applying?will not only show the interviewer that you are interested enough to come prepared, it will enable you to pinpoint ways in which you'll be an asset if you're hired.

"All companies want you to be able to do at least one of three things: make the company money, save the company money, and/or solve major problems," Jubenville asserts. "By doing so, you'll add immediate value. Before you go into the interview, think about specific ways in which you can tie your skills and accomplishments to achieving one of those three outcomes. Don't just say, for example, 'I took a class in supply chain management' and leave it at that. Explain how you think that knowledge would help you streamline the company's current product shipping system. Remember, interviewers care about getting to know you, but they care about determining how valuable you'd be to the company a lot more."

Be coachable. Yes, interviewers want to be assured that you have the skill set necessary to get the job (whatever it may be) done well. But they also know that no matter how qualified and experienced you are, you'll still have to learn new things pertaining to your new job and employer. And sooner or later, interviewers also know that you'll receive criticism from supervisors, clients, or both. The ability to accept constructive feedback and implement those suggestions is extremely valuable.

"Many interviewers will purposefully try to ask you difficult questions or knock you a bit off-balance just to see how you handle yourself," Burt warns. "If this happens, don't react defensively or become argumentative. Instead, show that you are flexible and willing to admit when you are wrong or when you don't know an answer. Remain calm and express an interest in learning more. Most employers worth their salt aren't looking for yes-men and blind order-takers; they simply don't want to waste time and effort coaxing inflexible employees to grow, change, and improve."

Hit the ground running. As Burt and Jubenville have pointed out already, companies want to know that you'll add immediate value if you're hired. That's why it's important for you to come to the interview not only with general ideas as to how you'd be an asset, but with at least one specific action plan for how you'd like to hit the ground running.

"Here's an example," offers Jubenville. "While doing your homework on the company, maybe you noticed that their website is confusing, cluttered, or doesn't clearly state what the company is trying to portray. Go into the interview with a 90-day plan to make it better. In my experience, most job candidates don't think about their potential roles with a company in this level of detail. Doing so will set you apart in a major, memorable way."

Show your agility. Being smart, skilled, and capable is good...but these qualities aren't very valuable if you aren't able to deploy them with quickness and efficiency. Employers want to see that you can effectively react and respond to questions and problems in a timely manner. Conveying that you seek out and respond well to challenges is a good way to prove your value in this area. You might want to discuss how you excelled despite a heavy workload during a particular semester, for example, or explain how your summer job working the customer service desk of a retail store taught you to be a swift and decisive problem solver.

"Agility in the workplace also means that you're a quick learner, not just a quick doer," Burt adds. "This is definitely something you want to get across to the employer. Try to remember what he or she says earlier in the interview so that you can tie later answers and conversations back to it."

"Here's one last tip to keep in mind when going into an interview," Burt concludes. "Never ask about money up-front?save that discussion for after you've proven your value. Once your employer knows how much of an asset you are, your request is more likely to be granted, anyway!

"And be persistent," Jubenville adds. "If you get a job offer after your first interview?and it's a position you're excited about accepting?you're one of the very lucky few. Odds are, you'll have to fill out many applications and go to numerous interviews before you reach gainfully employed status. That's okay! Keep putting these strategies into practice, and sooner or later, you'll hear those magic words: 'You're hired.'"

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About the Authors:
Coach Micheal Burt is the coauthor of Zebras & Cheetahs: Look Different and Stay Agile to Survive the Business Jungle. He represents the new age leader: the Zebra and the Cheetah. Part coach, part entrepreneur, and all leader, Coach Burt is the go-to guy for entrepreneurs who want to become people of interest, salespeople who want to be superstars, and managers who want to be coaches. He is a former championship coach and the author of eight books. His radio show, Change Your Life Radio, can be heard globally on iheart.com (WLAC). Follow Coach Burt at www.coachburt.com.

Colby B. Jubenville, PhD, is the coauthor of Zebras & Cheetahs: Look Different and Stay Agile to Survive the Business Jungle. He holds an academic appointment at Middle Tennessee State University and is principal of Red Herring Innovation and Design (www.redherringinc.com), an agency specializing in teaching people and organizations how to compete on unique perspective, education, and experience in order to create unique value. He regularly speaks on his philosophy, Collective Passion, a model that illustrates how to meaningfully connect organizations, customers, and employees.

About the Book:
Zebras & Cheetahs: Look Different and Stay Agile to Survive the Business Jungle (Wiley, 2013, ISBN: 978-1-1186318-0-5, $25.00, www.zebrasandcheetahs.com) is available at bookstores nationwide, from major online booksellers, and direct from the publisher by calling 800-225-5945. In Canada, call 800-567-4797. For more information, please visit the book's page on www.wiley.com.

WASHINGTON - Sen. Chuck Grassley of Iowa is asking the Social Security Administration to account for promised plans to reduce billions of dollars in improper Social Security payments each year.  The improper payment rate for the last fiscal year was $7.9 billion.

"Improper payments cost the taxpayers billions of dollars a year and strain the system for those who rely on the benefits," Grassley said.  "The government has to take concrete steps to fight the problem, especially when it knows the payments could be improper and fails to stop them."

In a letter to the Social Security Administration, Grassley cited inspector general and agency statistics that show the Continuing Disability Review and redetermination processes are the most important program integrity tools available to the agency, yet the agency has a backlog of those reviews or fails to conduct them as needed.  Also, the Department of Justice has not prosecuted improper payment cases because the Social Security Administration in some cases is allowing the payments to continue, despite possessing information that should trigger a review.

"Those who perpetrate fraud against the government should be stopped and prosecuted," Grassley said.  "If the Social Security Administration knows payments are improper and doesn't stop them, that's a basic management failure.  Allowing fraud sends the wrong message that crime pays."

The text of Grassley's letter is available here.

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(DES MOINES) - Gov. Terry Branstad today announced he will sign Senate File 295 on Wednesday, June 12, 2013, at 1 p.m. at Hawkeye Ready-Mix, Inc. in Hiawatha. The historic bill provides property tax relief all classes of Iowa property: agricultural, residential, commercial and industrial.

Once signed into law, Senate File 295 accomplishes the following:

  • Historic reduction stimulating job creation, with approximately $4.9 billion in tax relief over ten years.
  • Permanent property tax relief

•       10% reduction in taxable value on commercial and industrial property, coupled with a $125 million property tax credit targeted to small businesses

•       Significant property tax relief for telecom property and multiresidential property

  • No shift of the tax burden to other classes of property
  • Relief for all classes of property

•       Reduces assessment growth limitation from 4% to 3%, saving agricultural and residential property an estimated $500 million annually by year ten

  • Extends the Property Assessment Appeal Board
  • Provides approximately $90 million in annual income tax savings to Iowa taxpayers

The following event is open to the media:

Wednesday, June 12, 2013

1 p.m. Gov. Branstad signs historic property tax relief bill, Senate File 295

Hawkeye Ready-Mix , Inc.

1340 Hawkeye Drive

Hiawatha, IA

Senate File 295: An act relating to state and local finances by establishing a business property tax credit for commercial, industrial, and railway property, establishing and modifying property assessment limitations, providing for commercial and industrial property tax replacement payments, providing for the classification of multiresidential property, modifying provisions for the taxation of telecommunications company property, providing for the study of the taxation of telecommunications company property, providing a taxpayers trust fund tax credit, modifying provisions relating to the property assessment appeal board, modifying the amount of the earned income tax credit, making appropriations, providing penalties, and including effective date, implementation, retroactive applicability, and other applicability provisions.

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With all of the summertime fun to be had, for many families, living within their means goes right out the window by the time June rolls around. But if you want to reach financial independence, says John Vento, you must find ways to keep boosting your savings?even when fantastic summer vacations are calling your name. He offers several great tips on how to save up this summer.

Hoboken, NJ (June 2013)?For many of us, summertime is sacred. It's the time of year for fun and relaxing with family and friends. And so, every year we try to make the absolute most of these warm months, and more often than not that means spending money we don't have. Beach vacation with the entire family? Put it on the credit card! Country club pool membership? Just take money out of the rainy day fund! New shades and other summer duds? Whip out that plastic again! Unfortunately, notes John Vento, this spend-now-worry-about-it-later mentality means severe setbacks when it comes to reaching overall, long-term financial goals.

"Naturally everyone wants to make the most of their summer, so many folks tend to go a little spending crazy," says Vento, president of his New York City-based Certified Public Accounting firm, John J. Vento, CPA, P.C., and Comprehensive Wealth Management, Ltd., as well as the author of the new book Financial Independence (Getting to Point X): An Advisor's Guide to Comprehensive Wealth Management (Wiley, 2013, ISBN: 978-1-1184-6021-4, $40.00, www.ventocpa.com).

"Rather than living within their means, they start living the high life and very rarely can they afford it. It's one of the biggest financial mistakes people make. If you want to become financially independent, you must live within your means, and that means carefully controlling and budgeting your spending over the summer."

As Vento writes in his book, living within your means requires that you live on less than your take-home salary and any other resources you receive, such as income from an annuity or a trust. Living within your means does not mean existing from paycheck to paycheck. Living within your means does not mean living on credit or on loans. It means not only figuring out how to pay for your needs and wants, but budgeting your income so that you still have a little money left over. It also requires that you save money.

"That's right, 'living within your means' includes not only such necessities as shelter, food, utilities, and clothing," notes Vento. "You must also pay into your personal savings. Ideally, that payment should be 10 percent or more of your gross pay. And all of that can't go out the window when summer rolls around and you want to go on a nice vacation. The good news is that when your entire family works together, you can easily adopt several summer savings strategies. Think about it this way: If you can implement a plan this summer that helps you save just $20 a week and then you keep it up for an entire year, you can tuck away an extra $1,040."

Read on for a few of Vento's tips excerpted from Financial Independence (Getting to Point X) on how you can save $20/week or more this summer:

Stay cool without breaking the bank. Hot summer days mean your AC is practically running non-stop, which means your summer power bills can sometimes break the bank. But you can allay some of these costs by using a programmable thermostat to minimize your utility use and cost or by installing ceiling fans to allow you to use less air conditioning. "You should also make sure your home?especially your attic?is sufficiently insulated," notes Vento. "If the insulation in your attic is less than 6 inches thick, you are under-insulated. Insulation of 12 inches thick can lower your heating and cooling costs by 25 percent in a year."

Save on gas. A great way to cut back on how much you're spending on gas each week is to trade in your car for a bike. "If you live close enough to your work, enjoy the warm weather by biking or even walking to work," says Vento. "If biking or walking isn't an option, organize a summer carpool or start taking public transportation. Of course, if you're able, these are great changes to carry over into the fall and winter."

Wash your own wheels. It can be tempting to just zip into a local carwash and pay someone else to wash your car. But depending on the level of care you're paying for, you can spend anywhere from $5 to $30. Get outside and enjoy the weather by washing your own car. You'll save some money and will probably even do a better job on your own.

Shape up... Insurance companies take into account your physical health. Therefore, people who smoke, have high cholesterol levels, have high blood pressure, are overweight, and have other problems (including depression) will usually have higher insurance premiums than a person who is in good physical shape and health. "Use the summer to make healthy life choices," says Vento. "Clean up your diet. Stop smoking and start exercising."

...but forgo the gym membership. "Bathing suit season" as it's often called will probably have you focusing a little more on your fitness. But rather than throw out a bunch of money on a membership to a gym you might not even end up using that often, think of all of the ways you can workout outside for free. Walk, run, or bike local trails. Use workout videos. Or attend donation-based classes that allow you to pay a much more reasonable amount for your workouts.

Have fun for free. Check out "free events" offered in your neighborhood. Many towns offer free concerts and movies in the park or at the beach during the summer. Or take the family to the park for a Saturday afternoon or evening picnic.

Don't splurge on vacation. Of course, there's always a lot of build up around the yearly summer vacation. "But if you don't have the money to spend, you should absolutely look for more cost-effective options," recommends Vento. "Instead of going on expensive vacations, traveling first class, eating at the most expensive restaurants, going on all the most expensive tours, and going to overpriced five-star hotels, fly coach, cook in the hotel if possible, and go to a safe, fun, cheaper hotel."

Go green and save. Summer is a great time to make an effort to "go green" and start making more environmentally friendly choices. "A great way to do this is to refill your cleaning product spray bottles with less expensive refill bottles, instead of buying another more expensive spray bottle," says Vento. "Or replace incandescent light bulbs with compact fluorescent light bulbs (CFLs). These use more than 70 percent less energy and last much longer, which will save you money on the cost of light bulbs and on your electricity bill. And of course, you should always turn off the lights when you leave a room and take advantage of all the natural light you get during the summer."

Hang it out to dry. Instead of running your dryer during the summer, hang clothes and other laundry outside to dry. This saves money on your utility bills as well as wear and tear on your clothing.

Become a thrifty foodie. First, give up junk foods completely: Not only are they expensive, they are unhealthy. Second, plan your meals. "Doing so can save you money and time," says Vento. "When grocery shopping, you will know exactly what you need to buy so there is no excess food thrown out at the end of the week. Take advantage of readily available, in-season fruits and vegetables by cooking more at home. Then brownbag your leftovers for your lunch at work the next day. And finally, buy in bulk or use grocery store rewards cards."

"Creating a summer of fun should not leave you worse off financially than when the season began," says Vento. "Be sure to discuss and share your family financial goals with your entire family so that everyone can commit to taking these easy, responsible steps toward saving and building on your financial stability. When you make these smart choices, it makes reaching long-term financial goals all the more achievable."

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WASHINGTON - U.S. Senators Chuck Grassley, R-Iowa, and Ron Wyden, D-Ore., say that despite a recent federal ruling affirming that Medicare data should be available to the public and federal efforts to make some data publicly available, much more still needs to be done to make Medicare claims data fully transparent.

"Medicare is a $500 billion program with billions of dollars going out in error each year," Grassley said. "The bad actors get bigger and bolder all the time. They stay out of law enforcement's reach all too often. It's time to try new things. More transparency about billing and payments increases public understanding of where tax dollars go and foster accountability. The bad actors might be dissuaded if they knew their actions were subject to the light of day."

"Medicare claims data transparency seems to be moving in the right direction, but we're just not there yet," Wyden said. "Aggregated data and statistical averages can hide differences between providers and settings, and don't allow Americans to truly compare their health care choices. In order to enjoy the benefits of full transparency, Medicare claims data should be readily available to the public."

Grassley and Wyden plan to reintroduce the Medicare Data Access for Transparency and Accountability Act (Medicare DATA Act). The bill would require the Secretary of Health and Human Services to issue regulations to make available a searchable Medicare payment database that the public can access at no cost. The bill also clarifies that data on Medicare payments to physicians and suppliers do not fall under a Freedom of Information Act exemption.

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Rock Island - An alternative development plan for the historic Audubon School has been identified. Joseph L. Lemon, Jr., developer of the historic Abbey Station event center in Rock Island and the Abbey Center in Bettendorf, IA has announced his interest in pursuing a project that would be a "win-win-win" for the community, the Rock Island/Milan School District and the City.

"Our development team has successfully brought many buildings back to life. Audubon School is a community resource that has great re-use potential," said Mr. Lemon, whose family has ties to the school. "We see economic opportunities for residential or other uses that could fit within the existing building. We have some work to do, but we are confident that there are alternatives to demolition."

The site is currently under an option agreement between Fareway Stores, Inc and the School District that expires on August 1. On Tuesday, June 4, the Rock Island City Planning Commission will consider a proposed rezone that, if approved by the city council, would lead to Audubon's demolition. Neighborhood groups are actively opposing the project.

Victor Panagos, an adjacent property owner said "The City Council said they would have considered retaining Audubon's Landmark Designation granted by the Preservation Commission if there were development alternatives. Now we know that there are. As a community, we must have a vision that includes preservation of our historic resources. People like Joe Lemon can help us fulfill that vision and still achieve the city's fiscal goals."

For details and updates, go to https://www.facebook.com/SaveTheAudubonElementarySchool/

The Quad City International Association of Administrative Professionals (IAAP) will be presenting a FREE Seminar on Monday, June 17, 2013 at the MRA Administrative Offices located at 3800 Avenue of the Cities - Suite 100 in Moline, Illinois. The speaker will be Marie Herman, CAP-OM, ACS and she will be presenting "Becoming a Dynamo -Developing Charisma & Influencing Skills".

Networking/Gathering begins at 5:30 PM, Dinner at 6:00 PM (reservation is required - meal cost is $8.00) and the speaker will begin at 6:30 PM. Following the presentation, the IAAP Illinois Division President, Marie Herman, CAPOM, ACS will install the 2013-2014 Chapter Board. A short chapter business meeting will be held following the installation.

To register, please contact Stephanie Noyd by 11:00 AM by Friday, May 10, 2013 at (309) 235-5775 or email her at paranoyd5@frontier.com. For more information, go to our website at www.iaap-quadcity.org/quadcity/meetingsevents.

IAAP is the world's largest international association of administrative professionals. IAAP offers professional development, leadership training and networking opportunities for administrative professionals. IAAP is a non-profit, volunteer association.

Joining a professional organization demonstrates your commitment to your career. Work is most rewarding when we do it with enthusiasm and give it our best. Through IAAP you will gain knowledge, confidence and contacts that will help you advance professionally. IAAP works to build a professional image of administrative professionals in the workplace. 

IAAP membership is open to all persons working in the administrative field, along with business educators, students, firms and educational institutions. There is no test of sponsorship required. Through IAAP qualified professionals can test for the certification rating, the benchmark of excellence in the administrative profession. For more information please contact Kathy Riley at (309) 489-6122.

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Calling for a Change of Course at the Country's Largest Company,

Calls for Good, Safe Jobs at Walmart Stores and Suppliers and an End of the Attempts to Silence Associates Echoing Nationwide

IOWA - Today, striking workers from Davenport will be walking off the job and rallying with community supporters before getting on a bus to take their concerns to Walmart executives and shareholders in Bentonville, Arkansas. They will join workers who went on strike in California, Florida, Iowa, Maryland, Massachusetts, Minnesota, and Washington State earlier in the week. With community leaders rallying in support of workers at their stores and online, the strikers will join the nationwide "Ride for Respect" to Walmart's annual shareholders meeting.

In the spirit of the civil rights movement, the "Ride for Respect" is a weeklong, nationwide caravan during which workers and supporters will be voicing the direct impact that Walmart is having on their lives and our economy - on the road and online.

 

WHO: OUR Walmart Strikers, Community Supporters

WHAT: Rally and send-off event for striking Walmart workers

WHEN: Thursday, May 30 at Noon

WHERE: UFCW Local 431

1401 W. 3rd St.

Davenport, IA 52802

With community supporters echoing their calls nationally, the Organization United for Respect at Walmart (OUR Walmart), a national organization of Walmart employees speaking out for a stronger company and economy, has been calling on the country's largest employer to create better jobs. With more than $16 billion in annual profits and executives making 1,000 times more than the average Walmart employee, a growing number of associates and supporters nationwide are calling for the company to provide full-time work with a minimum salary of $25,000 a year so that workers at the country's largest employer don't have to rely on tax-payer funded programs to support their families.

Despite Walmart workers' struggle to support their families, plummeting customer service ratings, weak store sales due to understaffing, and preventable tragedies in the supply chain, Walmart has attempted to silence these voices through illegal retaliation, meritless lawsuits and even firing workers. Meanwhile, support for these calls for change has grown since the historic Black Friday strikes and protests at 1,000 Walmart stores last fall.

In a sign that Walmart is hearing these concerns, the company made an announcement on scheduling in April on the same day that hundreds of workers and supporters confronted store managers at locations nationwide. Still, even as the company spends millions of dollars on an ad campaign about jobs at the company and OUR Walmart members try to ensure newly proposed policies are implemented quickly and effectively, a new survey shows Walmart employees are largely unhappy with their employer and many longtime employees are not getting the hours they need. At the same time, Walmart's reactions to dangerous working conditions at warehouses and supplier factories in Bangladesh and across the globe have been met with empty promises that continue to put workers at risk.

Follow the caravan on Twitter at #WalmartStrikers.

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UFCW and OUR Walmart have the purpose of helping Wal-Mart employees as individuals or groups in their dealings with Wal-Mart over labor rights and standards and their efforts to have Wal-Mart publically commit to adhering to labor rights and standards. UFCW and OUR Walmart have no intent to have Walmart recognize or bargain with UFCW or OUR Walmart as the representative of Walmart employees.

Education Series offered by the Iowa Finance Authority,
Iowa Association of REALTORS® and the Iowa Home Ownership Education Project

QUAD CITIES - On Wednesday, June 5 the Iowa Finance Authority, Iowa Association of REALTORS® and the Iowa Home Ownership Education Project are partnering to bring Quad Cities area home buyers a free educational session.

One in a series of seminars entitled, Free Home Buyer Education Series: Unique Iowa Programs & Information to Get You Started, the program will provide information on state mortgage and down payment assistance programs, homeownership benefits and the steps towards owning a home. Iowa Finance Authority staff will present the information, and housing counselors will also be on hand to answer questions. The event will be hosted by the Quad City Area REALTOR® Association.

WEDNESDAY, JUNE 5

TIME: 6:00 p.m. - 7:00 p.m.

LOCATION:
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By Jason Alderman

My trusty Volvo wagon served our family well for 13 years, but after 106,000 miles it finally gave up the ghost. My wife just completed graduate school so we weren't ready to commit to a new car payment. I rented a car at first, but at $500 a month, that soon got old.

Then I came across a concept new me: assuming someone else's car lease. Initially I was skeptical, but after considerable research I took the plunge. It took many emails and phone calls and a month-long wait for the paperwork to clear, but I now have a one-year lease on a quality car whose monthly cost is about a third less than the stripped-down model I was renting.

With the caveat that car lease assumption is not right for everyone, here's how the process works:

People need to get out of their car leases for a variety of reasons but it's notoriously difficult to do so - you usually must pay the outstanding balance plus an early termination fee.

One way around this, if your finance company allows it, is to transfer the lease to another party for the remainder of its term. Many people use online lease assumption services like Swapalease.com and LeaseTrader.com. I went with Swapalease.com.

These companies match people wanting to unload their lease (think of them as "sellers") with so-called "buyers" interested taking over the remainder of someone's lease. Among the potential advantages for buyers:

  • No down payment.
  • You can secure a shorter-term lease.
  • Sellers will generally offer or agree to financial incentives to unload their lease.
  • Newer cars are usually still under warranty.

However, be aware of the many fees involved on both sides of the transaction:

  • Sellers are charged a fee to advertise their vehicle on the websites (generally $50 to $150), and a transaction fee if a lease transfer is initiated ($100 to $150).
  • Buyers pay a registration fee to obtain contact information for sellers (around $40 to $80). Some sites charge buyers a transaction fee as well.
  • Buyers must file a credit application with the lender which can cost up to several hundred dollars; the fee typically isn't refundable if the credit check deems you aren't creditworthy.
  • The leasing company itself will typically charge the buyer a lease transfer fee (typically $50 to $600).

A few additional suggestions and precautions:

  • Inspect the car and note any damage. You may also want to have a mechanic inspect it.
  • Ask whether the lender will remove the seller's name from the lease - some won't.
  • During negotiations, ask the seller to pay the application and lease transfer fees. It doesn't hurt to ask and you're still saving them a ton of money.
  • Don't expect a lot of customer service from the swapping website.
  • Make sure there's enough mileage left on the lease to suit your needs.
  • You'll have to pay DMV registration fees and sales tax may apply.
  • Your insurance company will need to provide the leasing company with evidence that you have adequate coverage.
  • Know that it can take several weeks or more for the transaction to fully close. For me, that meant an extra month's rental.

All in all, if you're flexible about what kind of car you're willing to drive and not in a big hurry, assuming someone else's lease can be a viable option. Just make sure to do your due diligence.

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