Washington, D.C. - Senator Tom Harkin (D-IA) announced today that the first round of checks have been mailed to Iowa seniors impacted by the "donut hole," or the Medicare Part D coverage gap.  The tax-free, $250 rebate checks were mailed to seniors who have already hit the donut hole and do not receive Medicare Extra Help.  Checks will be mailed each month to seniors as they encounter the gap in their prescription drug coverage to help cover their costs. 

Last year, approximately 43,106 Medicare beneficiaries in Iowa hit the donut hole and did not qualify for Medicare Extra Help to defray the cost of their prescription drugs.

"Iowa seniors should have access to quality, affordable health care, and soon, they will see some of those immediate benefits of the new health reform law," Senator Harkin said. "These checks will help plug the gap in coverage and make much-needed medication easier to obtain.  It is important for Iowa seniors to know they do not have to do anything to receive this rebate check -- it will be automatically mailed to them when they reach the donut hole, if they don't already receive Medicare Extra Help."

In addition to the monthly checks, starting in 2011 Iowa Medicare beneficiaries who do not receive Medicare Extra Help will receive a 50 percent discount on brand-name drugs and biologics they purchase when they are in the coverage gap.  The coverage in the gap will increase on top of the discount until 2020, when the donut hole will be completely filled in.   

Senator Harkin also urged seniors to be on the alert for potential scams as checks begin to hit mailboxes. 

"Please be vigilant with your personal information, especially your social security number," Senator Harkin said. "Identity theft and fraud are very real threats.  If you receive a phone call or request for sensitive information, do not respond, and please call 1-800-MEDICARE to report a suspected scam."

The Patient Protection and Affordable Care Act also works to protect Iowa seniors from fraud and identity theft scams, and Health and Human Services Secretary Kathleen Sebelius and Attorney General Eric Holder have invited Attorney General Tom Miller to join them in educating seniors and other Medicare beneficiaries on preventing scams and fraud.  The Departments will convene a series of regional fraud prevention summits and invite top federal and Iowa officials to help ensure fraud is being reduced across the country. 

The Patient Protection and Affordable Care Act also provides free annual wellness visits for Iowa seniors and eliminates deductibles, copayments, and other cost-sharing for preventive care.  The law includes incentives for care coordination to improve health care quality and to better spend the more than 90 percent of Medicare dollars spent on treating chronic conditions.

It is that time of year again when days become longer and nights become shorter, and when the beautiful summer weather calls everyone to enjoy the sun's rays.  Simply being outdoors during the summer months can be quite a pleasure.  But it is also important to take precautions when heading outdoors.

For those with fair skin, being over-exposed to the sun's ultraviolet rays can have harmful effects.  In fact, one in five of us will develop skin cancer in our lifetimes, making it the most common form of cancer in the country.  And as the years go on, this number has only been rising.

But skin isn't the only victim. Long-term exposure to UV rays can also cause immune system suppression and premature aging.

In particular, we need to encourage the young people in our lives to take precautions.  Most Americans receive 50 to 80 percent of their lifetime sun exposure before they reach the age of 18.  Just one or two blistering sunburns in childhood may double the risk of developing melanoma.

Getting some sun exposure does have its benefits, the most important being the direct intake of Vitamin D, helping us to absorb calcium for stronger and healthier bones.  And spending time outdoors has countless advantages as well, such as the development of a more active lifestyle.

But we need to caution our loved ones from spending too much time in the sun and encourage them to take other precautions, such as wearing extra clothing, always wearing sunscreen and wearing a hat.

Here are six basic tips for protecting yourself and your family year round:

  • When outdoors, use sunscreens rated SPF 15 or higher.  Apply the lotion liberally, uniformly and frequently.  Make sure the sunscreen you are using is broad-spectrum sunscreen (to filter UVB and UVA rays).

  • Stay out of the midday sun (from 10am to 4pm) whenever you can.  You also should protect yourself from UV radiation reflected by sand, water, snow and ice.  UV radiation can go through light clothing, windshields, windows and clouds.

  • Wear long sleeves and long pants of tightly woven fabrics, a hat with a wide brim and sunglasses that absorb UV.

  • Stay away from sunlamps and tanning booths.

  • Do not sunbathe - period.

  • Teach your children good sun-protection habits at an early age.

The American Cancer Association also provides greats resources to better understand how to protect ourselves.  You can find this information at  http://www.cancer.org.

Being outdoors and enjoying the great Iowa weather is highly encouraged!  Just be careful and remember that simply protecting yourself from the sun's harmful rays can help you live a longer and healthier life.

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The Trinity Cancer Center is one of 24 sites nationwide participating in a study to see if special exercises can help prevent lymphedema - a swelling of the arm and/or hand due to trauma to or removal of the lymph nodes - from occurring in breast cancer patients after surgery.  Trinity, which serves eastern Iowa and western Illinois, is the only site in Iowa and the only one outside of Chicago in Illinois participating in the study, which seeks to enroll 560 women across the country.

According to the Journal of Clinical Oncology, one recent study found that 42 percent of women will develop lymphedema within 5 years of treatment.  Lymphedema impacts not only how a person feels but also how well the person can perform activities of daily living.

To be eligible for the study, women must be recently diagnosed with breast cancer, be scheduled for surgery as part of their treatment but have not had surgery yet, be at least 18 years old and have no previous diagnosis of lymphedema.

Women who meet criteria and choose to participate will meet with a Trinity cancer research a total of five times.  The first visit includes the completion of consent and survey forms and measuring of hands and arms prior to surgery. The second "baseline" visit occurs up to six weeks after surgery and includes lymphedema education, completion of surveys and measurements and meeting with a therapy specialist to learn exercises that may help prevent lymphedema.

Participants also will be fitted for an elastic sleeve at that time.  Elastic sleeves are often used to prevent swelling during certain activities for those at risk of lymphedema.  There is no cost to receive the sleeve for study participants.

Subsequent visits will occur six, 12 and 18 months after the baseline visit to track measurements and complete further surveys.

"Lymphedema can severely impact quality of life," said Judy Howell, RN and study coordinator.  "Local participants could be helping to chart the course of post-surgical preventative care for thousands of other women across the country."

Trinity's Cancer Center has been offering national clinical trials and major prevention studies to members of the greater Quad-City area since 1987. Trinity, through an affiliation with the Cedar Rapids Oncology Project, is a part of a Community Clinical Oncology Program (CCOP), one of only 62 nationwide.

The National Cancer Institute (NCI) has recognized this CCOP for excellence in cancer research. Trinity's Cancer Center has direct access to NCI-approved cancer treatment studies through the North Central Cancer Treatment Group, located at Mayo, Rochester, the Eastern Co-operative Oncology Group, the Clinical Trials Support Unit and other national research programs.  This means people living in the Quad-City area have local access to national cancer prevention studies and treatment clinical trials.

The study is funded by the Susan G. Komen Breast Cancer Foundation, the Lance Armstrong Foundation, the National Cancer Institute and a private donor.  For more information, contact Judy Howell at (309) 779-5059.

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By: Jane M. Orient, M.D.

http://www.aapsonline.org

All eyes are on the BP gusher in the Gulf, spewing pollution over the shoreline, but there's another big leak that will do even more damage to our economy: the one in the Medicare well.

Ever since 1965, when Medicare was enacted, the federal Treasury has been hemorrhaging dollars. Previously, "10%" was quoted and re-quoted as the amount of fraud. More recently, Senator Tom Coburn (R-OK) alleged it to be 20%.

Like BP's oil containment dome, previous efforts failed to plug the hole. Despite hundreds of millions of dollars shoveled into the Health Care Fraud and Abuse Control Program (HCFAC) by HIPAA (the Health Insurance Portability and Accountability Act), federal prosecutors say they need still more "resources" and "tools."

Attorney General Eric Holder is looking for people to prosecute for both leaks?which will do nothing to stop the pollution.

Containment efforts in new Medicare rules include requiring doctors to "revalidate" their billing privileges periodically. They'll have to show that their name, address, identifying numbers, and organizational status are exactly as registered. They'll have to give Medicare access to their checking account by electronic funds transfer (EFT) so that it can make immediate "adjustments" in case of overpayment.

The Patient Protections and Affordable Care Act ("ObamaCare") imposes additional screening requirements; some providers will have to be fingerprinted.

Ever-more aggressive private bounty hunters called Recovery Audit Contractors (RACs) are descending on doctors' offices, dissecting claims and patients' records, looking for a missing "bullet point" in the documentation, or an inaccurate digit in the billing code. ObamaCare increases the penalties for errors from $11,000 per item to $50,000. The government's burden of proof, already light, has been further decreased. There is no need to prove any intent to defraud, or even to show that any money was ever collected.

Also, the definition of "fraud" is expanded to include "unnecessary" services, "ineffective" services, or those that don't comply with Medicare requirements.

Prosecutors are making examples of "greedy providers." Dr. Ronald Poulin of Virginia was smeared all over the pages of his local newspaper before being convicted of "fraud"?that previously would have been called billing errors. Pictures of his home were posted on the internet?a nice house, bought with decades of hard work, now seized, along with his cars, his bank accounts, his medical license, his reputation, and his liberty. He sits in jail awaiting assignment to a federal prison.

One less oncologist will be prescribing expensive chemotherapy to cancer patients?and there are other effects that we don't see. Deterrence works. Trying to help sick people is becoming very dangerous.

But will these methods end the fraud? Dr. Kenneth Christman, a past president of the Association of American Physicians and Surgeons (AAPS) (www.aapsonline.org), states that the amount of fraud is actually 100%, because Medicare is a Ponzi scheme. Today's soon-to-be-retiring Baby Boomers have been bilked as surely as Bernie Madoff's investors were, and their "trust fund" is full of internal government IOUs that can be redeemed only by borrowing from a bigger sucker.

Leaving ultimate Medicare reform aside, can we eliminate true billing fraud? Eliminating doctors does eliminate billing?of all types, by those doctors. But organized crime is said to be moving in.

As Malcolm Sparrow pointed out in a book by that title, third-party payment is A License to Steal. Payment is made for a "clean claim," not for a messy service. And despite the government's legal advantages, it takes time to go through the process of destroying doctors. So here's the overnight solution.

Make insurance fraud, like credit-card fraud, self-revealing. Do away with "assignment of benefits," which means paying the "provider." Mail all insurance payments to patients, in the form of a dual-payee check.

Dead or fictitious patients don't cash checks. Real people who did not receive a worthwhile service generally do not pay for it.

Fire the RACs, and put prosecutors to work fighting real crime, not creating crimes from arcane codes.  Restore the natural regulatory system of customers reading understandable bills. Don't put medical dollars into a huge bank vault that criminals can open with computer codes, and the practice of medicine into a bureaucratic prison.

Prisons don't stop leaks.

http://www.aapsonline.org

Help your child cope with the "agony of defeat"

MADISON, Wis. - Summer sports competitions mean lots of children will have to wrestle with the disappointment of defeat in sports.

Parents can help by acknowledging the child's feelings.

That's the advice of Dr. Claudia Reardon of the department of psychiatry at the University of Wisconsin School of Medicine and Public Health.

"Saying something as simple as, 'I understand you're feeling upset that you didn't win the race' can open up a discussion and let them know you're there to listen," says Reardon, an expert on sports psychiatry.

Focus on the things that went right on the playing field.

"Then you can examine whatever went wrong as an opportunity for the child to improve his or her skills," Reardon says.

Look at the big picture.

"I find it useful to ask children if they think their favorite athletes ever make a bad play or lose a race, and then decide to quit," she says.

Reardon urges parents to make sure that sports disappointment doesn't slide into bad sportsmanship.

(Contact: Aaron R. Conklin at (608) 263-5561 or aconklin@uwhealth.org.)

Tongue drops effective for ragweed allergies?

MADISON, Wis. -- Oral allergy drops delivered under the tongue could be a safe and effective alternative to controlling ragweed pollen allergies, according to a recent study.

"While the drops haven't been subjected to rigorous clinical trials in the United States yet, the early results are quite encouraging," says Dr. Robert Bush, professor emeritus of medicine at the School of Medicine and Public Health and one of the investigators on the multi-site study involving 115 patients.

Europeans have been using the therapy for years, but in the U.S. it has been approved only for research and clinical trials so far.

Study results showed that symptom frequency decreased for those who were given high doses of the medication, as did the need to take additional medication.

The therapy seemed to work best in patients who react to a single allergen - such as ragweed pollen - rather than several.

"We don't know how long people would need to be treated or the proper dose levels yet," says Bush. "But it's clear there's a lot of interest in this therapy."

(Contact: Aaron R. Conklin at (608) 263-5561 or aconklin@uwhealth.org.)

Calorie listings at your favorite drive-through?

MADISON, Wis. -- Americans can soon expect to see more restaurants posting nutrition information.

Since New York City's menu law went into effect in July 2008, California and Massachusetts have passed similar bills. Wisconsin has one in the pipeline and a federal version appears in the new health-care law.

"Providing accurate information to help people choose healthier diets is a small but constructive step that government leaders are likely to try out before more controversial strategies such as taxes or bans on particular foods and beverages," says Dr. Tom Oliver, of the UW Population Health Institute.

Such policies are driven by ballooning obesity rates - 26.6 percent of Americans were obese in 2008, up from 15.9 percent in 1995. They're also a response to the fact that the percentage of meals eaten in restaurants has nearly doubled since 1978.

"Doing a better job at preventing obesity and cardiovascular disease is good fiscal policy as well," says Oliver. "We need to keep people healthier to slow the growth of health care costs to individuals, employers and government programs."

(Contact: Susan Lampert Smith at (608) 262-7335 or ssmith5@uwhealth.org.)

IOWA, June 1 ? To reach its goal of educating 1 million Americans about CPR during CPR Week (June 1-7), the American Heart Association is calling on a new audience -- teens.

"We are reaching out to teens to create the next generation of lifesavers," said Michael Sayre, M.D., chairman of the American Heart Association's Emergency Cardiovascular Care Committee. "Teens can learn how to save lives and play an important role by setting an example for their friends, families and neighbors about the need for CPR and AED training -- and they can encourage the adults in their lives to learn CPR."

During CPR Week, the association will increase awareness about CPR and automated external defibrillators (AEDs) so more people will know the simple steps to save a life if someone suddenly collapses from cardiac arrest.

Anyone - teen or adult - can help the association reach its goal by:

· Playing the "Be the Beat" educational game or watching the Hands-Only CPR video at cprweek.org

· Taking a classroom-based course. To find a course, go to americanheart.org/cpr and click on the ECC Class Connector.

· Training on CPR Anytime, a self-directed, at-home CPR kit.  Kits can be ordered at cpranytime.org

Once people have learned about CPR via traditional instructor-led training or a CPR Anytime kit, they can log their experience at CPRweek.org. People who play the educational game or watch the Hands-Only video on the CPR Week site will be automatically counted toward the goal. A real-time heat map will track the number of people who have taken action in communities nationwide.

The association recently expanded its outreach to teens with Be the Beat, a program that encourages teens to learn what to do when someone collapses from cardiac arrest. Visitors to BeTheBeat.heart.org learn the basics of CPR and how to use an AED through a series of video games and interactive quizzes. There's also a playlist of 100-beat-per-minute songs to set the right pace for chest compressions.

Sudden cardiac arrest can strike anyone, anywhere. And when it does, a victim's survival depends on the people around them.  Skilled emergency personnel treat about 300,000 victims of out-of-hospital sudden cardiac arrest in the United States, but more than 92 percent of people who suffer cardiac arrest outside the hospital die from it.

Training more people to perform CPR - in its 50th year as a lifesaving measure -- increases survival by enabling more possible bystanders to handle an emergency.  Less than one-third of out-of-hospital cardiac arrest victims receive CPR from a bystander.  Without immediate CPR, the chance of surviving out-of-hospital cardiac arrest drops up to 10 percent for each minute that passes without defibrillation.  This means that by the time EMS personnel arrive on the scene it could be too late.

"CPR and AED training are critical to saving lives," Sayre said. "CPR Week is one way we hope to increase awareness about cardiac arrest as a significant health problem and get teens and adults to take action so more lives can be saved."

For more information about CPR Week, visit CPRweek.org.

Monday, May 24, 2010

Senators Klobuchar, Cornyn, Grassley and Brown Introduce Bill for Safe Disposal of Medication, Helping Keep Unused Prescription Drugs from Teens

Legislation promotes take-back programs to collect and destroy unused, unwanted, or expired medications

Washington, D.C. - U.S. Senators Amy Klobuchar (D-MN), John Cornyn (R-TX), Chuck Grassley (R-IA), and Sherrod Brown (D-OH) introduced bipartisan legislation today to provide patients with safe and responsible ways to dispose of unused controlled substances.  Patients currently seeking to reduce the amount of expired or otherwise unwanted prescription drugs in their homes have few disposal options, increasing the risk that teenagers will gain access to them.  The Secure and Responsible Drug Disposal Act of 2010 seeks to reduce that risk by permitting individuals and long-term care facilities to deliver unused drugs for safe disposal, and promoting the development and expansion of drug take-back programs.

"Parents know that keeping unwanted prescription drugs in their homes increases the risk that young people will find them, but current law provides them with few alternatives," Klobuchar said. "By making it easier for people to dispose of controlled substances they no longer need, we reduce teens' access to these drugs and help curb teen drug abuse."

"Abuse of prescription medications is a serious problem.  But because of overly restrictive federal laws, most people currently lack a safe option for disposing of dangerous medications.  This legislation writes some common sense back into the law by allowing responsible drug take-back programs to accept any person's unused or unwanted medications," said Cornyn.

"The abuse of prescription narcotics such as pain relievers, tranquilizers, stimulants, and sedatives is currently the fastest growing drug abuse trend in the country," Grassley said.  "Many legitimate users of these drugs often do not finish their prescriptions, and, as a result, these drugs remain in the family medicine cabinet for months or years because people forget about them or do not know how to properly dispose of them. It's important that we encourage people to dispose of their old or unwanted medicines so that these drugs don't fall into the wrong hands."

"It's critical that we treat prescription drug abuse like the dangerous epidemic it is," Brown said. "This legislation will make it easier for parents and facilities to dispose of controlled substances before they are abused. It is an important step in our fight against prescription drug abuse."

Up to 17 percent of prescribed medication goes unused, and if improperly disposed, may contribute to drug diversion and environmental problems. The bill would allow consumers to give controlled substances to specially designated individuals for disposal, such as law enforcement officials or pharmacists. It also would allow long-term care facilities to dispose of certain prescription drugs on behalf of their residents.

Keeping outdated prescription drugs in the home leaves drugs readily accessible to children and teens. Teenagers now abuse prescription drugs more than any other illegal drug except for marijuana, and the majority of teens who abuse these drugs get them for free, usually from friends and relatives and often without their knowledge.

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WASHINGTON - May 20, 2010 - Senator Chuck Grassley said today that changes proposed today by the National Institutes of Health, or NIH, to its conflict of interest policies for federally funded medical research would be an important step in the right direction.

The NIH has drafted new regulations in response to investigations by Grassley and others that showed that researchers failed to accurately disclose their financial relationships with industry.  The proposal announced today is now open for public comment for 60 days under the federal rulemaking process.

"Disclosure of financial relationships and the resulting accountability have been sorely lacking in federally sponsored research," Grassley said.  "I've worked for greater transparency through legislative reform and administrative changes.  I've urged the NIH to flex its muscle and use the power of its grants, which are prestigious and sizeable, to bring about transparency.  Enforcement of current requirements has been lax, and the federal agency has failed to send a message to grantees that accountability in this area matters."  The NIH awards approximately $24 billion a year in grants for medical research.

Dog bite prevention tips

CHICAGO ? Fifty-four Chicago U.S. Postal Service letter carriers were among the 2,863 postal employees attacked by dogs last year, yet that pales in comparison to the 4.7 million Americans bitten annually ? the majority of whom were children.

According to the City of Chicago's Commission on Animal Care and Control, nearly 2,000 Chicagoans are bitten annually. Fortunately, dog bites are preventable through training, proper control of dogs and education.

These statistics are part of the reason the Postal Service recognizes National Dog Bite Prevention Week®, an annual event designed to provide consumers with information on how to be responsible pet owners while increasing awareness of a public health issue.

"We often hear two tall tales at the Postal Service ? 'the check's in the mail,' and 'don't worry, my dog won't bite'," said Delores Killette, Postal Service vice president and Consumer Advocate. "Given the right circumstances, any dog can bite. Working with animal behavior experts, we've developed tips to avoid dog attacks, and for dog owners, tips for practicing responsible pet ownership."

To spread the word that dog bites are preventable, the Postal Service is working with the American Academy of Pediatrics (AAP), American Veterinary Medical Association (AVMA) and the American Society of Plastic Surgeons (ASPS). Other organizations include the American Society of Maxillofacial Surgeons (ASMS) the American Society for Reconstructive Microsurgery (ASRM) and Prevent The Bite.

"Warm and wonderful relationships are shared between more than 72 million pet dogs and their owners in the United States," said Dr. Gail C. Golab, director of the AVMA's Animal Welfare Division. "To protect those relationships, everyone must take responsibility for preventing dog bite injuries."

"Any dog can bite," Golab added. "Even the gentlest dog, if it is physically or mentally unhealthy, is in pain, feels threatened, or is protecting its food or a favorite toy, can bite. Not only is it important to understand how dogs behave, it is important to understand how our behavior may be interpreted by a dog. To prevent dog bites, we need to find a common language. Finding that common language is the focus of effective dog bite prevention educational efforts."

"Half of all children will be bitten by a dog by the time they're high school seniors," said Dr. Alison Tothy, chair of the committee on injury and poison prevention of AAP's Illinois chapter. "It's so important for parents to supervise young children around dogs at all times, and it's just as important for children to be taught from an early age how to keep from being bitten."

Plastic surgeon Loren Schechter of Morton Grove, IL, knows all too well how devastating injuries from dog attacks can be. "More than 30,000 reconstructive procedures after dog bites were performed last year, up eight percent since 2008. Unfortunately, many of these surgeries were performed on children," said Schechter, member of the ASPS, ASRM and ASMS. "Children are frequently bitten on the face, which can result in severe lacerations, infection or scarring."

Kelly Voigt, 18, was the victim of a savage dog attack when she was seven years old, and needed 100 stitches to her face as part of her recovery.
"Dog bite prevention education cannot begin early enough," said Voigt. The experience was the catalyst behind the creation of Prevent The Bite, a non-profit organization that promotes dog bite prevention to young children. To date, Voigt has spoken before more than 10,000 elementary school students.

To help educate the public about dog bites, the AVMA developed a brochure, "What you should know about dog bite prevention," offering tips on how to avoid being bitten, what dog owners can do to prevent their dogs from biting and how to treat dog bites.

Tips include :  Pick a dog that is a good match for your home, consult your veterinarian for details, socialize your pet and  avoid aggressive games with your pet. To access the brochure online, visit www.avma.org/press/publichealth/dogbite/mediakit.asp.

The Postal Service places the safety of its employees as a top priority. Letter carriers fearing for their safety due to a loose or unrestrained pet may curtail delivery and ask homeowners to pick up their mail at the Post Office until the carrier is assured the pet is restrained. In cases where carriers see the dog roaming, delivery could be curtailed to the neighborhood.

The Postal Service offers these tips as well:

How to Avoid Being Bitten
  • Don't run past a dog. The dog's natural instinct is to chase and catch prey.
  • If a dog threatens you, don't scream. Avoid eye contact. Try to remain motionless until the dog leaves, then back away slowly until the dog is out of sight.
  • Don't approach a strange dog, especially one that's tethered or confined.
  • While letter carriers are discouraged from petting animals, people who choose to pet dogs should always let a dog see and sniff them before petting the animal.
  • If you believe a dog is about to attack you, try to place something between yourself and the dog, such as a backpack or a bicycle.
How to Be a Responsible Dog Owner
  • Obedience training can teach dogs proper behavior and help owners control their dogs.
  • When a carrier comes to your home, keep your dog inside, away from the door in another room.
  • Don't let your child take mail from the carrier in the presence of your dog. Your dog's instinct is to protect the family.
  • Spay or neuter your dog. Neutered dogs are less likely to bite.
  • Dogs that receive little attention or handling, or are left tied up for long periods of time, frequently turn into biters.

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Law Ensures Employees' COBRA Coverage Under Federal Recovery Act

SPRINGFIELD - May 15, 2010. Governor Pat Quinn today signed legislation into law that ensures unemployed small business workers in Illinois will receive continued COBRA health care insurance coverage and premium discounts provided under the federal American Recovery and Reinvestment Act.

"During these difficult economic times it's very important to extend a helping hand to those in need," said Governor Quinn. "This law protects workers laid off from small companies, and extends ongoing coverage and the premium discounts provided under the federal recovery act."

The "Mini-COBRA" law, Senate Bill 3004, applies to workers of companies with 19 or fewer employees. The law amends the Illinois Insurance Code and the Health Maintenance Organization Act to extend the duration of the insurance premium subsidy from 12 to 15 months.

The law also extends the eligibility period for the insurance premium subsidy from December 31, 2009 to May 31, 2010, the end of the period set forth in the federal American Recovery and Reinvestment Act (ARRA). Under ARRA, employees who lose their health insurance coverage because they lose their job on or before May 31, 2010, can receive a 65 percent premium reduction, for up to 15 months.

The law also ensures that employees of small businesses will be eligible for the premium reduction for as long as the federal government makes it available under ARRA. Without Governor Quinn's action, former employees of companies with 19 or fewer workers would not be guaranteed the full benefits and protections provided under ARRA.

"In the best of times, families in Illinois are often burdened by high health insurance premiums with explosive volatility," says Michael McRaith, director of the Illinois Department of Insurance. "By virtue of this legislation that Governor Quinn is signing into law, individuals encountering the trauma of unemployment will have continuing access to subsidized, more affordable extended health insurance."

The bill was sponsored by Sen. Susan Garrett (D-Highwood) and Rep. JoAnn Osmond (R-Antioch) and is effective immediately.

Passage of the bill was backed by the Illinois Department of Insurance and the American Federation of State County and Municipal Employees Council 31.

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