June 14, 2010

Today the Obama Administration issued new rules that govern whether individual and employer-sponsored health insurance plans can remain exempt - or "grandfathered" -- from the new health care requirements passed by Congress and signed into law by the President in March.  The New York Times wrote, "... in some respects, the rules appear to fall short of the sweeping commitments President Obama made while trying to reassure the public in the fight over health legislation."  Sen. Chuck Grassley, ranking member of the Committee on Finance, made the following comment on the new rules.

"My goal in health care reform always is to fix the parts of our health care system that are broken, but still allow people to keep the things they like.  Today's new rules from the federal government on 'grandfathering,' which were crafted without any opportunity for public input, are just more proof that despite all of the promises made by the President and other supporters, you actually can't keep what you like under the new partisan health reform law.  Change is coming for a lot of people, whether they want it or not."

It is that time of year again when days become longer and nights become shorter, and when the beautiful summer weather calls everyone to enjoy the sun's rays.  Simply being outdoors during the summer months can be quite a pleasure.  But it is also important to take precautions when heading outdoors.

For those with fair skin, being over-exposed to the sun's ultraviolet rays can have harmful effects.  In fact, one in five of us will develop skin cancer in our lifetimes, making it the most common form of cancer in the country.  And as the years go on, this number has only been rising.

But skin isn't the only victim. Long-term exposure to UV rays can also cause immune system suppression and premature aging.

In particular, we need to encourage the young people in our lives to take precautions.  Most Americans receive 50 to 80 percent of their lifetime sun exposure before they reach the age of 18.  Just one or two blistering sunburns in childhood may double the risk of developing melanoma.

Getting some sun exposure does have its benefits, the most important being the direct intake of Vitamin D, helping us to absorb calcium for stronger and healthier bones.  And spending time outdoors has countless advantages as well, such as the development of a more active lifestyle.

But we need to caution our loved ones from spending too much time in the sun and encourage them to take other precautions, such as wearing extra clothing, always wearing sunscreen and wearing a hat.

Here are six basic tips for protecting yourself and your family year round:

• When outdoors, use sunscreens rated SPF 15 or higher.  Apply the lotion liberally, uniformly and frequently.  Make sure the sunscreen you are using is broad-spectrum sunscreen (to filter UVB and UVA rays).
  
  
• Stay out of the midday sun (from 10am to 4pm) whenever you can.  You also should protect yourself from UV radiation reflected by sand, water, snow and ice.  UV radiation can go through light clothing, windshields, windows and clouds.
  
  
• Wear long sleeves and long pants of tightly woven fabrics, a hat with a wide brim and sunglasses that absorb UV.
  
  
• Stay away from sunlamps and tanning booths.
  
  
• Do not sunbathe - period.
  
  
• Teach your children good sun-protection habits at an early age.

The American Cancer Association also provides greats resources to better understand how to protect ourselves.  You can find this information at  http://www.cancer.org.

Being outdoors and enjoying the great Iowa weather is highly encouraged!  Just be careful and remember that simply protecting yourself from the sun's harmful rays can help you live a longer and healthier life.