Since 2006, federal law has capped annual interest-rates on payday loans to active-duty military members at 36 percent. The interest-rate cap was broadened in 2015 to include several more types of personal, unsecured loans. In Illinois, meanwhile, payday loan-borrowers have been subjected to average annual interest-rates of close to 300 percent.

For the first year or so of Governor JB Pritzker’s administration leading up to the beginning of the pandemic, his polling wasn’t exactly horrible, but it was still pretty darned underwhelming. But after some spectacular, crisis-induced polling-spikes last year, the governor has seemingly come back down to Earth.

Illinois House Speaker Chris Welch gave his standard reply to a question about redistricting reform last week when queried at the Chicago Economic Club, saying different people have different opinions about what a “fair map” actually is. But then the new House Speaker leaned a bit harder into the concept of protecting minority rights when redrawing the new legislative district maps than I’ve heard him do in the past.

While the House Republicans made some decent points last week when arguing against the Chamber’s new rules, they all but dismissed some pretty darned historic changes. For years, decades even, the House Republicans have argued for leadership term-limits. House Speaker Michael Madigan rebuffed them at every single turn. Heck, Speaker Madigan retaliated against members of his own party who dared broach the subject.